Elizabeth Ann Findeison is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 licenses and bringing nine years of industry experience. She has been with The Vanguard Group and its affiliated entities since 2017, following two years at Randstad. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, using a goal-based, algorithm-driven approach to asset allocation primarily through Vanguard funds and ETFs. The firm’s scale and digital delivery platform support a large client base with a combination of automated services and advisor teams.

Stephen Schwanke is a CFP® professional with 16 years of experience in the financial services industry. He currently works at Vanguard Advisers, where he has been since 2021. Prior to that, he held roles at Fidelity Investments Institutional Services Company, Morgan Stanley, and Mutual Advisors, among others. Schwanke is also president of Alta Medicare, a supplemental insurance sales business. Vanguard Advisers offers automated and human-supported investment advice primarily for retail investors and retirement plan participants. The firm’s investment approach is goal-based and algorithm-driven, utilizing proprietary methodologies and largely Vanguard fund portfolios, with a focus on scalability and digital delivery.

Ryan Kessler is a CFP® with 25 years of industry experience, currently serving as an advisor at Vanguard Advisers. He has been with The Vanguard Group, Inc. since 2000. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Vanguard Personal Advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages a large client base through its scale and digital delivery model.

Ryan Stender is a CFP® professional with 19 years of industry experience, currently serving as an advisor at Vanguard Advisers since 2012. He has held multiple roles within The Vanguard Group and its affiliated entities since 2007. He is based in Malvern, PA. Vanguard Advisers provides automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants. The firm uses a goal-based, algorithm-driven investment approach, primarily employing Vanguard funds and ETFs, and serves a large client base through a combination of digital platforms and advisory teams.

Ryan Ognall is a financial advisor at Vanguard Advisers with Series 63 and Series 66 credentials. He has been with Vanguard and its affiliated entities since 2025. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach and primarily constructs portfolios from Vanguard funds and ETFs, offering features such as tax-aware strategies and multiple customization options.

Adam Glassman is a financial advisor at Vanguard Advisers with Series 63 and Series 66 credentials and four years of industry experience. He has worked at The Vanguard Group since 2021, following prior roles at JG Wentworth and Wayne Edwards Workshop. Vanguard Advisers provides both automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary methodologies to tailor portfolios mainly with Vanguard funds and ETFs, supported by digital delivery and a large advisory team.

Stephen Ajemian is a CFP®-credentialed financial advisor with Vanguard Advisers, bringing 26 years of industry experience. He has been with The Vanguard Group since 1999. Outside of his advisory role, he serves as treasurer on the board of the Trojans Baseball Association, a nonprofit fundraising organization. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with proprietary asset allocation models and offers a range of customization options, managing a large client base through a combination of digital platforms and advisor teams.

Shane Bartle is a financial advisor at Vanguard Advisers with Series 63 and Series 65 licenses and one year of industry experience. Prior to joining Vanguard, he held roles at KeyBank, Equitable Advisors, and several other firms, and completed five years at Pennsylvania State University. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models and offers portfolios constructed mainly from Vanguard funds and ETFs, with various customization and tax-aware features.

Tammy Tasch is a Series 66-credentialed financial advisor at OSAIC with 19 years of industry experience. Her background includes roles at Lincoln Financial Advisors, Masso Torrence Wealth Management, and UBS Financial Services. In addition to her advisory work, she is a Notary Public and co-owns an arts and crafts business. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisors. The firm offers integrated brokerage and advisory services, financial planning, and access to third-party money managers, utilizing various asset-allocation tools and portfolio strategies.

James Kelly is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 designations and bringing nine years of industry experience. His prior roles include positions at Equitable Advisors, Global Atlantic Distributors, Envestnet, and Lincoln Financial Group. He is currently based in Malvern, PA. Vanguard Advisers provides both automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and constructs portfolios mainly from Vanguard funds and ETFs, offering various customization options and tax-aware features.

Susan Raeisi is a financial advisor at Vanguard Advisers with six years of industry experience. Her prior work includes roles at CitiBank, Merrill Lynch, Wells Fargo Clearing, and Bank of America. She holds Series 63 and Series 65 licenses and is based in Malvern, PA. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach, primarily constructing portfolios from Vanguard funds and ETFs with various customization and tax-aware features.

Brandon Moyer is a financial advisor at OSAIC with five years of industry experience. He holds a Series 66 designation and has previously worked at Lincoln Financial Advisors Corporation for six years. Outside of his advisory role, he occasionally assists clients with life insurance analysis and Medicare-related matters through Delphi Insurance Management Group. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers a range of advisory and brokerage services, using various asset-allocation tools and multiple third-party platforms to construct portfolios tailored to clients’ risk tolerance and investment preferences.

Cara Mc Cutcheon is a financial advisor at Vanguard Advisers with seven years of industry experience. She holds Series 63 and Series 66 licenses and has worked in various roles at Vanguard entities since 2018, including Vanguard Marketing Corporation and The Vanguard Group. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized portfolios primarily composed of Vanguard funds and ETFs.

Francis Kinniry Jr. is a CFA charterholder with 28 years of industry experience, currently serving at Vanguard Advisers since 1997. His professional career has been entirely with Vanguard entities, including Vanguard Marketing Corporation and The Vanguard Group, Inc. Outside his advisory role, he acts as executor of his parents' will. Vanguard Advisers provides automated and human-supported investment advice for retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with proprietary models to construct personalized portfolios primarily from Vanguard funds and ETFs, serving a large client base through its digital platform and extensive advisor team.

Thomas White is a financial advisor with Vanguard Advisers in Malvern, PA. He holds Series 63 and Series 66 licenses and has five years of industry experience. His prior work includes roles at Members Settlement Services, Allied Millennial Partners, and Fordham University. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and eligible participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages portfolios largely composed of Vanguard funds and ETFs, supported by a digital platform and a large advisory team.

Shane Benjamin is a financial advisor at Vanguard Advisers with nine years of industry experience. He holds the Series 63 and Series 66 designations. Prior to joining Vanguard in 2018, he worked at Randstad and Allied Barton Security Services. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, using a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs. The firm is notable for its scale and digital delivery, managing hundreds of thousands of client relationships with over 2,200 advisors.

Gary White Jr. is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 credentials and three years of industry experience. He has worked with several Vanguard entities since 2023 and has additional experience at Optum Infusion Services, WHOOP Inc, and Einstein Medical Center Montgomery. Outside of advising, he works as a pharmacy technician at CVS Health. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible retirement plan participants, using a goal-based, algorithm-driven approach with portfolios primarily constructed from Vanguard funds and ETFs. The firm’s scale and digital delivery support hundreds of thousands of client relationships through a large team of advisors.

Gregory Warburton is a CFP® with 39 years of experience in the financial services industry. He has worked at Vanguard Advisers since 2017, following a 28-year tenure at Fidelity Brokerage Services, Inc. He is based in Malvern, PA. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans, utilizing goal-based and algorithm-driven portfolio construction primarily using Vanguard funds and ETFs. The firm is notable for its scale and digital delivery, managing a large client base through both automated platforms and a team servicing model.

John Gardner is a financial advisor at Vanguard Advisers in Malvern, PA, holding Series 63 and Series 66 licenses with 10 years of industry experience. He has been with The Vanguard Group, Inc. since 2016. Vanguard Advisers offers automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven investment approach with portfolios constructed mainly from Vanguard funds and ETFs, incorporating tax-aware features and customization options.

Richard Badis is a financial advisor at Vanguard Advisers with five years of industry experience. He holds the Series 66 designation and has previously worked at Bank of America, Merrill, Northwestern Mutual, and Morgan Stanley. Badis also serves as a limited agent managing a fiduciary account for an immediate family member. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to set personalized asset allocations, with portfolios mainly constructed from Vanguard funds and ETFs.