Brian Polakowski is a financial advisor with Merrill in Pennington, NJ, holding a Series 66 designation and 24 years of industry experience. He spent 17 years at BlackRock Investments, Inc. before joining Merrill Lynch, Pierce, Fenner & Smith Incorporated in 2018. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a wide range of clients, including individuals, high-net-worth clients, pension plans, and charitable organizations. The firm’s integration with Bank of America allows access to a broad set of products and services beyond typical investment management.

Leonardo Ramos is a financial advisor at Merrill with six years of industry experience. He holds the Series 66 credential and has worked at Bank of America and Fiserv Inc. Outside of his advisory role, Ramos works part-time as an independent contractor for DoorDash. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, and other institutional clients.

Peter Thomson is a financial advisor at Merrill with 33 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Merrill since 2009, as well as at Bank of America, N.A. and TD Waterhouse. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Cheryl Fuentes is a financial advisor at Merrill with 18 years of industry experience. She holds Series 63 and Series 66 designations and has been with Merrill Lynch since 2008. Merrill provides managed account services through the Select Portfolio Solutions program for Bank of America fiduciary clients, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm integrates closely with Bank of America’s corporate platform, providing access to a broad set of investment products and services.

Kalpesh Patel is a financial advisor with Charles Schwab in Horsham, PA, holding CFP® and CFA® designations and bringing 20 years of industry experience. His prior roles include positions at Northwestern Mutual, Morgan Stanley, and Barclays Capital. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions supported by multi-asset model portfolios and centralized custody and order-routing services.

Justin Rodda is affiliated with LPL Enterprise and holds a Series 66 designation. He has prior experience working at Glasbern, Moravian University, EdgeOne Property Services, and Northwestern Lehigh High School. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, consulting, model wealth portfolios, third-party asset management, and access to a range of brokerage and insurance products.

J. Michael Seymour is a financial advisor with OSAIC, holding Series 63 and Series 66 credentials and 32 years of industry experience. He previously worked for Sagepoint Financial, Inc. for 14 years before joining OSAIC in 2023. Seymour is also the owner of UNI Private Wealth Strategies, a sole proprietorship that provides insurance and fixed annuity recommendations and monitoring. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers a range of integrated brokerage and advisory services and uses various portfolio construction and management tools supported by multiple advisory platforms.

Matthew Cusack is a financial advisor with Merrill, holding a Series 66 designation and bringing 10 years of industry experience. He has been with Merrill since 2015. Outside of his advisory role, he volunteers as a soccer referee and coach with the Monmouth Ocean Soccer Association, a nonprofit organization. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, and various institutional investors.

Casey Startzell is a CFP® professional with 13 years of industry experience. He is currently with Osaic, having joined in 2023 after 11 years at FSC Securities Corporation. Outside of his advisory role, he owns STARTZELLGROUP LLC, a tax preparation service for individuals, families, and small businesses. Osaic Wealth, Inc. serves a diverse client base including retail and institutional investors through a large network of advisers and multiple platforms. The firm offers integrated brokerage and advisory services and employs various tools and third-party solutions to construct and manage portfolios across asset classes on both discretionary and non-discretionary bases.

Kristen Peterson is a Series 66-licensed advisor at Merrill with 22 years of industry experience. She has been with Merrill since 2003. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm integrates investment management with broader banking services available through Bank of America.

Michael Dominguez is a financial advisor at Fidelity with 27 years of industry experience. He holds the Series 63 and Series 66 designations and has worked with Fidelity Investments since 2006, including roles at Fidelity Personal and Workplace Advisors since 2018. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs.

Jodi Banks is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 credentials and 15 years of industry experience. She has worked with PFS Investments, Inc. since 2010 and Primerica Financial Services since 2009. Outside of investment advisory roles, she is involved in sales of home security and automation products through affiliated companies and operates a separate business, Jodi Banks, LLC. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options under a wrap-fee structure. The firm curates third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors, offering a range of investment models including Strategic, Tactical, Tax-Aware, and Income Distribution approaches.

Samuel Griffiths IV serves as a Senior Financial Advisor for The Griffiths Group at Merrill Lynch Wealth Management. He advises high net-worth individuals on wealth accumulation and wealth preservation. Additionally, he consults with business owners and corporations on liability management and retirement plan services. Mr. Griffiths began his financial career in commercial banking in 1985. Prior to joining Merrill Lynch Wealth Management in 1998, he was a Principal with Griffiths-Schreiber & Company, an employee benefits consulting firm. As a Portfolio Manager, he manages personalized and defined strategies on a discretionary basis, incorporating individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. He is a graduate of Villanova University and holds the Personal Investment Advisor (PIA) designation. Outside of his professional role, Mr. Griffiths and his wife Kelly support organizations including the Fox Chase Cancer Center, First Book, and the Central Bucks Family YMCA.

John Derosa is a financial advisor at UBS Financial Services with 40 years of industry experience. He has been with UBS since 2010. He holds Series 63 and Series 65 licenses and serves as a trustee of a life insurance trust. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory services. The firm combines institutional trading capabilities with wealth management, offering a range of advisory and capital markets services through a large network of financial advisors.

Steve Ricci is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 credentials and 38 years of industry experience. He previously worked with Prudential Insurance Company of America and Pruco Securities, LLC, where he served for nearly four decades. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, model wealth portfolios, third-party asset management, and access to various brokerage and insurance products via an integrated platform.

Lisa Rainforth is a financial advisor at Merrill with 11 years of industry experience. She holds the Series 66 designation and has been with Merrill since 2014. Outside of her advisory role, she works as an independent consultant for Mary Kay, focusing on beauty sales. Merrill provides managed account services through the Select Portfolio Solutions program to a diverse client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm integrates discretionary and model-based investment strategies within Bank of America's broader corporate platform.

Mahesh Chandwani is a financial advisor with J.P. Morgan Securities in Princeton, NJ, holding Series 63 and Series 66 credentials and bringing 20 years of industry experience. He has been with J.P. Morgan Securities since 2014. Outside of his advisory role, Chandwani is an investor in healthcare technology and beauty tech companies, including Reveal HealthTech and Onesto Labs. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Connor Taylor is a financial advisor at Merrill with Series 65 and Series 66 licenses and two years of industry experience. Prior to joining Merrill, he worked at Bank of America, N.A., and has held roles outside the financial industry, including positions at Metedeconk National Golf Club and Giuseppe's Pizzeria. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base that includes individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Fei Luo is a Financial Advisor with Merrill Lynch Wealth Management based in Orlando, Florida. Fluent in English and Mandarin, Fei specializes in serving clients from diverse cultural backgrounds, including Chinese families, by providing tailored financial planning and investment management strategies. With expertise in family wealth management, personal retirement planning, portfolio and investment strategy, as well as retirement income, Fei focuses on helping individuals and families develop and achieve their short-, mid-, and long-term financial goals. As a Chartered Financial Analyst (CFA) and Personal Investment Advisor (PIA), Fei offers comprehensive guidance on topics such as retirement planning, tax optimization, and asset preservation. Outside of work, Fei is an avid pickleball, skiing, and tennis enthusiast and actively participates in the Orlando pickleball community. He is committed to building strong, lasting relationships with clients by delivering accessible and knowledgeable advice to support critical financial decisions.

Michael Carpio is a financial advisor at Charles Schwab with 14 years of industry experience. He holds a Series 66 designation and has worked previously at Merrill Lynch, Pierce, Fenner & Smith Inc and Bank of America, N.A. He has been with Charles Schwab and Charles Schwab Bank since 2023. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and maintains an integrated structure with centralized custody and operational processes.