Daniel Carlson is a financial advisor at Morgan Stanley based in Providence, RI. He holds a Series 66 designation and has entered the industry in 2025. Prior to joining Morgan Stanley, he worked at Procyon Partners, Total Mortgage Services, Bryant University, and Amity Regional High School. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs including tailored financial planning supported by structured discovery and firm-approved tools.

Colin Donahue is a Series 66-licensed financial advisor with Merrill in Riverside, RI, and has five years of industry experience. His work history includes roles at Bank of America, Merrill, Connexion Systems & Engineering, CliftonLarsonAllen LLP, United Natural Foods Inc., and Billy's Restaurant. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Michael Genetti is a ChFC® with 48 years of industry experience, currently serving at Mass Mutual Investors Services. He has been with Mass Mutual Investors Services since 2017 and has affiliations with Massachusetts Mutual Life Insurance Company and MetLife Securities Inc. Additionally, he has operated as an independent insurance agent specializing in disability insurance since 1975. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers annual, collaborative financial planning engagements utilizing firm-approved software and also provides specialized planning programs including divorce, estate settlement, and employer-sponsored planning.

Dorian Osmani is a financial advisor at Merrill with a Series 66 credential and three years of industry experience. He has been with Bank of America since 2011, totaling 15 years in his broader career. Osmani serves on the board of Communities for People, Inc., a nonprofit focused on supporting youth and families impacted by the foster care system. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jonathan Deangelis is a financial advisor at Ameriprise with Series 63 and Series 65 licenses and one year of industry experience. His prior work includes roles at LK Goodwin, Daves, and Bonnett Shores. Outside of financial advising, he works as a delivery driver for Uber Eats. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement planning, combining proprietary research and third-party data to deliver detailed recommendations and ongoing advice.

John Sulyma is a financial advisor with LPL Financial in Warwick, RI, holding Series 63 and Series 65 credentials and 36 years of industry experience. He previously worked at H. Beck, Inc. for eight years before joining LPL Financial in 2020. Sulyma is also a commissioned notary for the State of Rhode Island. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset managers, supported by various operational and research tools.

Matthew St Germaine is a financial advisor at Merrill with 4 years of industry experience and a Series 66 designation. He has been with Merrill since 2006. Outside of his advisory work, he manages a rental property in Old Orchard Beach, Maine, using a vacation rental platform for weekly rentals. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers model-based and discretionary investment strategies developed by internal teams and third-party managers.

Nicholas Provenzo is currently an Investment Management Consultant II. He has been working as an Investment Solutions Representative III at Fidelity Investments since 2021, where he partners with clients to develop financial plans tailored to their individual needs. Prior to this, he worked as a Licensed Banker at Citizens Bank from 2016 to 2021. Nicholas holds an Arkansas Insurance License. Further details about his education or additional credentials are not provided.

India Harper is a financial advisor with Fidelity, holding Series 63 and Series 66 credentials and one year of industry experience. Prior to joining Fidelity, she held various roles in hospitality and management, including positions at The University Club and JDCUSTOMCATERING LLC. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, offering discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction, with a distinctive presence as a registered commodity pool operator and advisor to multiple registered investment companies.

John Gersbeck is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. His prior work includes roles at Amica Mutual Insurance Company, Citizens Bank, and the State of Rhode Island DBR. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction to manage model portfolios across various investment vehicles.

Daniel Sullivan is a financial advisor with Morgan Stanley in Providence, RI, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2020, and previously spent 13 years at Rosenthal Global Securities LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process using firm-approved tools and methodologies.

Brendan Mc Isaac is a financial advisor with Morgan Stanley in Providence, RI. He holds a Series 66 designation and has seven years of industry experience. Prior to joining Morgan Stanley in 2018, he worked at Providence College from 2014 to 2018. Morgan Stanley Wealth Management provides advisory programs and financial planning services to both individual and institutional clients. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools to support client financial goals.

Ryan Gaumond is a financial advisor with Equitable Advisors holding Series 63 and Series 65 credentials and two years of industry experience. Prior to joining Equitable Advisors, he worked at Bank Newport and has experience in various roles including at Salve Regina University and Gaumond's Auto Body. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management programs to individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm uses a network of Investment Adviser Representatives to match clients with advisory program models or discretionary managers, relying heavily on third-party asset managers and sponsored advisory programs.

Matthew DiPippo is a Planning Consultant at Fidelity Investments, where he collaborates with financial planning teams to partner with individuals and families in creating clear visions for their financial goals. His approach emphasizes building relationships through collaboration, candor, and respect to ensure clients are prepared to handle life's uncertainties. He has been with Fidelity Investments since 2018, progressing through roles including Financial Representative and Relationship Manager before his current position. Prior to joining Fidelity, Matthew held positions at Citizens Investment Services as Senior Principal and Trade Desk Specialist, and earlier worked as a Financial Services Professional at MassMutual Financial and New York Life Insurance. Specific details about his education, credentials, personal interests, or community involvement were not provided.

Mogahed Ibrahim is a Financial Solutions Advisor with Merrill Lynch Wealth Management. In his role, he focuses on understanding clients' priorities to help them develop strategies aimed at pursuing their short-, mid-, and long-term financial goals. He serves as a resource for various financial matters including general investing, retirement planning, and preparing for unexpected expenses. Additionally, he coordinates access to Bank of America specialists for banking, credit, home financing, and small business solutions. Ibrahim holds a Bachelor's Degree from the University of Illinois System and carries professional designations including Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Fluent in English and Arabic, he engages with clients by taking the time to identify what matters most to them and providing ongoing advice as their needs evolve. Outside of his professional work, Ibrahim is involved with the community organization Feed My Starving Children.

Karen Hersum is a financial advisor at Fidelity with Series 66 and Series 63 credentials and four years of industry experience. Prior to joining Fidelity in 2021, she worked for seven years at HomeSmart Professionals Real Estate, where she also assists family and friends with residential property transactions as an independent contractor outside securities trading hours. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs. The firm is noted for its use of systematic methodologies, AI-driven research, and roles advising multiple registered investment companies and model portfolio delivery.

Melanie Lara is a financial advisor at Fidelity with four years of industry experience. She holds the Series 66 designation and has prior work experience at Citizens Bank and Johnson & Wales University. Outside of advising, she has worked in sales support and visual merchandising for Bath & Body Works. Fidelity, through its Strategic Advisers LLC affiliate, provides investment management and advisory services to a diverse client base including retail and institutional investors. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, offering discretionary and non-discretionary advisory services as well as model portfolios.

Paul Mc Cauley is a financial advisor at Merrill with 39 years of industry experience. He holds Series 63, Series 65, and Series 66 designations. Mc Cauley has worked at Merrill since 2002 and has been with Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Joseph Caggiano is a financial advisor at Merrill with one year of industry experience. He holds a Series 66 designation and has prior work history at Keurig Dr. Pepper and Jackson Hewitt. Outside of finance, he has been involved with USA Hockey and Keene State College. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Lauryn Harper is a financial advisor with Merrill, holding a Series 66 designation and four years of industry experience. Prior to joining Merrill in 2022, she held various roles including positions at Dunkin' Donuts and Franklin & Marshall College. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies supported by internal teams and third-party managers for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.