Larry Wood is a Financial Advisor with Merrill Lynch Wealth Management. He focuses on assisting individuals, families, and business owners through personalized financial planning and investment strategies, emphasizing long-term relationships built on trust and transparency. His client services include college education planning, divorce transition planning, family wealth management strategies, legacy planning, liquidity management, retirement income, and portfolio management. Larry holds a Bachelor's Degree and a Master's Degree, both from Northwood University, and an MBA with a concentration in Finance from an accredited private business school. He has earned professional designations including Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). Prior to his financial career, Larry competed as a collegiate and semi-professional baseball player, an experience that influences his disciplined and committed approach to client service. Outside of his professional work, Larry is involved in community activities such as youth sports coaching and supporting organizations like the Bay Area Family YMCA, Northwood "Go M.A.D.", and the Salvation Army. He also has interests in baseball, basketball, camping, drawing/sketching, football, golfing, ice hockey, spending time with family, traveling, and yoga.

Ryan Winkler is a financial advisor at Raymond James & Associates with 14 years of industry experience. He has worked at Raymond James since 2019 and previously held roles at Bank of America and Merrill from 2011 to 2019. Ryan holds a Series 66 designation. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm also offers wrap fee advisory programs and institutional consulting, with specialized capabilities in public finance and municipal work.

Patrick Ingram is a financial advisor at Raymond James & Associates with one year of industry experience. He holds a Series 66 designation and has previously worked at RFC Financial Planners. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm also offers institutional consulting and maintains capabilities in public finance and municipal work.

Curt Green is a financial advisor at Morgan Stanley with 36 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2021, following nine years at J.P. Morgan Securities. He holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a broad range of advisory programs, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools to assist clients in financial decision-making.

Rachael Butler is a Financial Advisor with Merrill Lynch Wealth Management and a member of The Serra Group in Farmington Hills. She works closely with executives, pre-retirees, and business owners to provide clarity and structure during major financial transitions such as selling a business, stepping into retirement, or navigating a career change. Her approach begins with understanding clients' priorities, families, and legacies to create personalized plans aligned with their long-term goals. Rachael focuses on exit and pre-liquidity planning for business owners, retirement planning for pre-retirees and executives, tax-efficient wealth strategies, and coordinating with clients' CPAs, attorneys, and other advisors to develop seamless financial plans. She holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). She earned her Bachelor's Degree from the University of Michigan System. A lifelong Michigander from Metro Detroit, Rachael is involved in professional organizations such as Inforum and Northridge Church, and community initiatives including Better Money Habits Ambassador, Gleaners Community Food Bank, and Michigan Humane Society. She balances her professional work with personal interests like gardening, reading, running, spending time with her family, and traveling.

Thomas Welch is a financial advisor with Morgan Stanley in Farmington Hills, MI, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. He has been with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools supported by its Global Investment Committee.

Brian Shindeldecker is a financial advisor with J.P. Morgan Securities in Farmington Hills, MI, holding Series 63 and Series 66 designations and bringing 16 years of industry experience. He has worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2013. J.P. Morgan Securities LLC provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Shane Moran is a Financial Advisor at Merrill Lynch Wealth Management. He joined Merrill in 2025 after spending four years at a national accounting firm, where he developed strong client service and relationship-building skills. Shane focuses on Divorce Transition Planning, Family Wealth Management Strategies, and Legacy Planning, assisting individuals and families in achieving their financial goals through personalized strategies and tactical guidance. He holds a Bachelor's degree in Accounting from Michigan State University and carries the Personal Investment Advisor (PIA) designation. Prior to this, he attended Henry Ford College and Schoolcraft College without completing a degree, and graduated from Dearborn High School. Shane's experience includes a background in college basketball, reflecting his competitive spirit. Originally from Dearborn and now residing in Wyandotte, Shane is engaged in his local community as a member of his church. Outside of his professional work, he enjoys various sports such as basketball, golf, baseball, and football, along with cooking, fishing, traveling, and spending time with his wife, Tess.

Erin Ross is a financial advisor with Ameriprise in White Lake, MI, holding Series 63 and Series 66 designations and 25 years of industry experience. She has been with Ameriprise and its affiliated entities since 2005. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with substantial investable assets, providing detailed recommendation reports on income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver tailored advice, primarily for clients with assets managed within Ameriprise accounts.

Christian Nieman is a CFP® with 30 years of industry experience, currently serving as a financial advisor at Raymond James & Associates since 2025. He previously worked at Morgan Stanley and UBS Financial Services. Nieman is a board member of the finance committee at The Judson Center, a nonprofit focused on children and youth in Farmington Hills, Michigan. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and asset-allocation analyses through its Wealth Advisory Services Program and delivers institutional consulting via its Institutional Fiduciary Solutions division.

Jonathan Mc Clain is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 credentials and possessing 25 years of industry experience. He has worked at J.P. Morgan Securities since 2012 and has been with J.P. Morgan Chase Bank, N.A. since 2018. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines institutional advisory operations with brokerage, distribution, and investment management capabilities.

Luke Bageris is a financial advisor at Raymond James & Associates based in Farmington Hills, MI, holding a Series 66 designation with three years of industry experience. His prior work includes four years at Shawmut LLC and two years at Plum Hollow Country Club. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser with over $500 billion in assets under management and more than 5,400 financial advisors. The firm offers wealth advisory planning and investment consulting to a diverse client base, including individuals, institutions, and public entities, providing non-discretionary portfolio recommendations supported by an extensive affiliate network and municipal finance capabilities.

Jodi Goodhew is a financial advisor with Merrill in Farmington Hills, MI, holding Series 63, 65, and 66 licenses and bringing 12 years of industry experience. Prior to joining Merrill in 2020, she worked in education at Novi Woods Elementary and in retail at Kirklands. Outside of her advisory role, she manages a rental property jointly owned with her spouse. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Robert Finn is a financial advisor at J.P. Morgan Securities with 14 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2016. Outside of his advisory role, he assists with event planning and operations at Tricia Finn Events, LLC, a family wedding and event planning business. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Gary Meharg is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 43 years of industry experience. His career includes roles at Securities America Advisors, Inc. and Securities America, Inc., along with long-term involvement in insurance through Professional Insurance Management, Inc. and Financial Synergy Group, Ltd. He continues to own interests in these insurance and financial services businesses. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, banks, and charitable organizations. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services supported by research, model portfolios, and various technology-driven solutions.

Peter Buhl is a Financial Consultant at Fidelity Investments, where he collaborates with clients to develop personalized strategies aimed at supporting their long-term financial goals. He joined Fidelity Investments in 2023 and has held several roles within the company, including Financial Representative and Investment Consultant. Throughout his tenure at Fidelity, Peter has gained experience in financial consultation and investment advising. His progression within the firm reflects his commitment to assisting clients in managing their financial portfolios. Outside of his professional responsibilities, Peter has interests in cars, fitness, football, golf, soccer, and traveling.

Kevin Elbinger is a CFP® professional with 29 years of industry experience, currently affiliated with Cetera where he has worked since 2013. He holds Series 63 and Series 66 registrations and operates out of Farmington Hills, MI. Outside of his advisory role, Elbinger serves as a board member for the Jewish Federation of Metro Detroit and ORT America - Michigan Region, participating in fundraising activities. Cetera Investment Advisers LLC is an SEC-registered adviser serving a wide range of clients including individuals, retirement plans, corporate and charitable entities, as well as institutional accounts. The firm offers various portfolio management and financial planning services through a broad network of independent advisors and utilizes a multi-manager platform with discretionary and non-discretionary investment options.

Makram Talia is a financial advisor with Raymond James & Associates in Farmington Hills, MI. He holds Series 63 and Series 65 licenses and has 47 years of industry experience, including 15 years at UBS Financial Services prior to joining Raymond James in 2026. Raymond James & Associates is a dually registered broker-dealer and investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and government entities, offering wealth advisory planning and investment consulting on a non-discretionary basis with a notable focus on municipal and public finance.

Joseph Pizzo is a financial advisor with Merrill in Canton, MI, holding Series 63 and Series 66 designations and 10 years of industry experience. He has been affiliated with Bank of America and Merrill since 2003. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Melissa Marrero is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 credentials and bringing 25 years of industry experience. She has worked with Bank One since 1997 and has been with J.P. Morgan Securities since 2012, including a role at JPMorgan Chase Bank, N.A. since 2022. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a network of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis while clients retain final decision authority.