Chau Casillas is a financial advisor at LPL Enterprise with a Series 66 credential and two years of industry experience. Prior to joining LPL Enterprise, Casillas worked at The Prudential Insurance Company of America and Pruco Securities LLC. Outside of finance, Casillas has experience managing a small business, Divine Nail Spa Inc. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, retirement plans, and institutions. The firm’s investment approach is model-driven, utilizing portfolios developed by LPL’s Research Department and third-party strategists, with notable offerings that include trustee services and insurance products through affiliated entities.

Mary Setter is a financial advisor with LPL Financial in Buffalo, NY, holding Series 63 and Series 65 licenses and 11 years of industry experience. She also provides financial planning and consulting services through Lawley Retirement Advisors, an independent registered investment advisory firm she started in 2025. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm supports its network with a range of investment programs and utilizes various operational and research tools to assist its advisors.

David Goldpenny is a financial advisor at LPL Financial with 30 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at CUSO Financial Services, LP and Cuna Mutual Group, including Cuna Brokerage Services, Inc. He also operates Cornerstone Investment & Retirement Services, a business related to his advisory activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions, offering a range of financial planning and investment management solutions through a large network of investment adviser representatives.

Candice Uzarowski is a financial advisor with LPL Financial holding Series 63 and Series 65 licenses and 29 years of experience in the industry. Her prior roles include positions at CUSO Financial Services, LP and Calamar Financial Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides access to financial planning, model portfolios, third-party asset management, and institutional platforms, supporting advisors with tools including machine learning for operational and research purposes.

Nancy Beale is a financial advisor with Morgan Stanley in Williamsville, NY, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. She has worked at Morgan Stanley Smith Barney since 2009 and has been with Citigroup Global Markets since 1987. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm provides a range of advisory programs including financial planning services that use structured discovery processes and modeling tools to support client outcomes.

Christopher Panza is a financial advisor with MassMutual Investors Services and holds Series 63 and Series 65 registrations. He has 10 years of industry experience, including roles at WNY Asset Management, Spectrum Wealth Management, and New York Life Insurance Company. Outside of his advisory work, he is an insurance broker and tax preparer, and serves as president of Panza Enterprises, Inc. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, with a focus on collaborative, goal-oriented planning.

Jacob Katz is a CFP® credentialed financial advisor with Raymond James Financial Services Advisors Inc., where he has worked since 2014. He has 12 years of industry experience. Katz serves as a board member for the Erie1 Boces Education Foundation, involved in resource allocation and fundraising for local schools. He is also a partner and part-owner of Scheff Investment Group LLC and Scheff Liddell Wealth Group, where he works as a financial advisor. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm provides tailored, non-discretionary planning and consulting using analytical tools and supports municipal and public finance through a unique affiliation, along with specialized advisory programs.

Daniel Di Natale is a financial advisor with LPL Financial in Buffalo, NY. He holds Series 63 and Series 65 licenses and has eight years of industry experience. His prior roles include positions at M&T Securities and M&T Bank, where he has worked since 2016. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services through a large network of investment adviser representatives, utilizing various model portfolios, third-party subadvisors, and customized strategies.

Scott Weber is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 credentials and bringing 12 years of industry experience. His prior roles include positions at KEY Investment Services LLC, KEY BANK, PRUCO Securities, LLC, and The Prudential Insurance Company of America. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Ryan Judson is a financial advisor with Mass Mutual Investors Services and holds Series 63 and Series 65 credentials. He has seven years of industry experience, including prior roles at Northwestern Mutual and MassMutual Life Insurance Company. In addition to his advisory work, he is the founder of Big Fish Advisor, a social media marketing business. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual financial planning engagements using firm-approved analytical tools and provides event-driven planning services such as divorce planning and estate settlement.

Diane Beresniewicz is a financial advisor at RBC Capital Markets with 24 years of industry experience. She holds a Series 66 designation and has been with RBC Wealth Management since 2008. RBC Wealth Management serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs that provide discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services tailored to each client’s risk profile.

Christina Bottega is a financial advisor at RBC Capital Markets with 19 years of industry experience. She holds the Series 66 designation and previously worked at UBS Financial Services for 22 years before joining RBC in 2024. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs featuring discretionary and non-discretionary portfolio management, financial planning, and brokerage services tailored to clients’ risk profiles.

Lisa Yuhnke is a financial advisor at Equitable Advisors with eight years of industry experience. She holds the Series 66 designation and previously worked at Axa Advisors, Llc, and Aurubis Buffalo, Inc. Lisa is a board member of the Chamber of Commerce of the Tonawanda. Equitable Advisors serves individual and institutional clients, providing financial planning, retirement plan consulting, and asset-management programs through a network of Investment Adviser Representatives. The firm offers a variety of investment options, including mutual funds, ETFs, separately managed accounts, and alternative investments, and it provides ERISA fiduciary services for qualified plans.

Michael Knavel is a financial advisor at Equitable Advisors with 15 years of industry experience. He holds Series 63 and Series 65 designations and has been with Equitable Advisors since 2011, including working at Axa Advisors prior to its integration with Equitable. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides financial planning, retirement plan consulting, and asset-management programs through a network of Investment Adviser Representatives and a variety of third-party and proprietary advisory solutions.

John Downing is a CFP® professional affiliated with LPL Financial, with eight years of experience in the financial industry. He has previously worked at Cadaret, Grant & Co., Inc. and operates Downing Financial Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of representatives, serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment solutions, including third-party asset management and institutional platforms.

Matthew Scheff is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and three years of industry experience. His prior roles include positions at Cadaret, Grant & Co., Inc., Scheff Thompson Cress Investment Group, Raymond James Financial Services, Inc., and ACV Auctions. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm provides advisory and brokerage services through a large network of investment adviser representatives, offering a range of investment strategies and financial planning solutions.

Matthew Francis is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds the Series 66 designation and has five years of industry experience. Prior to joining Raymond James, he worked at Merrill Lynch Pierce Fenner & Smith Inc. and Key Bank among other firms. Outside of his advisory role, he is involved as an associate with Plail Wealth Management, supporting client servicing, financial planning, and marketing. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning using analytical tools and supports municipal and public-finance work through a unique municipal advisor affiliation.

Miche Needham is a financial advisor at Cetera with 12 years of industry experience and holds a Series 66 designation. She has previously worked at Avantax Investment Services, Avantax Advisory Services, and 1st Global Capital Corp. Outside of her advisory role, she serves as Chair of the Board of Directors for the Buffalo and Erie County Botanical Gardens Society, a living museum focused on plant collection, education, and research. Cetera Investment Advisers LLC is an SEC-registered firm that provides a multi-manager platform and a wide range of investment and retirement services to individual, corporate, charitable, and institutional clients through a large network of independent advisors.

Jonathan Behuniak is a financial advisor at Osaic with two years of industry experience. He holds the Series 66 designation and has previously worked at LPL Financial, Northwest Bank, and Mollot & Hardy. Outside of advising, he is a Registered Office Assistant and Life Insurance Agent with L&M Group Limited. Osaic Wealth, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm offers a range of brokerage and advisory services supported by proprietary asset-allocation tools and access to third-party money managers across a variety of investment products.

David Eno is a financial advisor with OSAIC based in West Seneca, NY, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. His career includes longstanding roles with Royal Alliance Associates, Inc., Royal Financial Group, and United Securities Alliance since 2003. In addition to advisory services, he offers life insurance and fixed annuities to clients as part of their financial plans. OSAIC Wealth, Inc. serves a diverse range of retail and institutional clients through a large network of affiliated advisers, providing integrated brokerage and investment advisory services. The firm utilizes a variety of investment tools and third-party programs to construct and manage portfolios that include multiple asset classes on both discretionary and non-discretionary bases.