Richard Case Jr. is a financial advisor with UBS Financial Services in Peabody, MA, holding a Series 63 designation and bringing 36 years of industry experience. He has been with UBS since 1990. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including financial planning and portfolio management, leveraging proprietary research and institutional trading capabilities.

Luke Laforest is a financial advisor at Morgan Stanley with one year of industry experience. He holds a Series 66 designation and has previously worked at Equitable Advisors, ALKU, and the Town of Littleton. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning supported by structured discovery and firm-approved tools.

John Gicker Jr. is a financial advisor at Merrill with six years of industry experience. He holds a Series 66 designation and has worked at Merrill and Bank of America since 2017, following four years at Capital One. Outside of his advisory work, he serves as an assistant coach for a local youth soccer program in Wilmington, Massachusetts. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, institutions, and charitable organizations.

Michael Fennell is a Financial Consultant at Fidelity Investments, a role he has held since 2025. He works with families and individuals to develop comprehensive financial plans tailored to their specific needs, focusing on creating retirement plans that clients feel comfortable with in both the short and long term. Michael's experience at Fidelity Investments includes positions as an Investment Consultant from 2024 to 2025, Financial Representative from 2023 to 2024, and Customer Relationship Advocate from 2022 to 2023. He holds an Arkansas Insurance License.

Thomas Rogers III is a financial advisor at Mass Mutual Investors Services with 28 years of industry experience. He holds a Series 63 designation and has worked at Mass Mutual Investors Services since 2017, following prior roles at MassMutual Life Insurance Company and Metlife Securities Inc. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, utilizing firm-approved tools to deliver written recommendations as part of annual collaborative planning engagements.

Jennifer Carroll is a Wealth Management Advisor with Merrill Lynch Wealth Management. She has been advising high-net-worth families and individuals since joining the firm in 1999, bringing over two decades of industry experience. Jennifer focuses on comprehensive financial services including estate planning strategies, retirement income planning, tax-efficient cash management, and investment management. She and her team aim to provide personalized service through customized plans that help clients grow and preserve their wealth while minimizing risk. Jennifer holds a Bachelor of Science degree in Management and Finance from Saint Michael's College and an MBA in Finance from the University of Massachusetts-Amherst. She holds the CERTIFIED FINANCIAL PLANNER™ (CFP®) certification awarded by the Certified Financial Planner Board of Standards, Inc., as well as the Certified Divorce Financial Analyst (CDFA) and Personal Investment Advisor (PIA) designations. She is recognized within her firm for leadership and contributes peer training to support best planning practices among financial advisors. Jennifer resides in Boston with her twin boys. Her personal interests include skiing, surfing, boating, and spending time with family. She is involved in her community through participation with the Charlestown Preservation Society and Boston College High School.

Darin Byrne is a Wealth Management Advisor at Merrill Lynch Wealth Management. He joined the firm in 2013 after eleven years in the commercial real estate field. In his role, Darin works directly with clients to provide customized wealth management strategies tailored to their needs, goals, and priorities. He is a qualified Portfolio Advisor, delivering guidance through traditional advice and by recommending investment strategies from Merrill Lynch or approved third-party managers. Darin holds several professional credentials including the CERTIFIED FINANCIAL PLANNER™ certification, the CHARTERED ADVISOR IN PHILANTHROPY™ designation, and is recognized as a CERTIFIED PLAN FIDUCIARY ADVISOR™ professional. He earned his bachelor's degree from Amherst College. Residing in Winchester, MA with his wife and three sons, Darin is engaged in his community through coaching youth sports. He also enjoys golfing, music, singing, and spending time with his family.

Jason Whittier is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 licenses and bringing 14 years of industry experience. Prior to joining Raymond James in 2020, he worked at Bank of America N.A. and Merrill. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including high-net-worth individuals, institutional and pension plans, and municipal entities, offering financial planning and investment consulting primarily through non-discretionary relationships.

Monica Buckwalter is a financial advisor at Wells Fargo Clearing with 18 years of industry experience. She holds a Series 66 designation and has worked at Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Gabriel Aufiero is a financial advisor at Cetera with 21 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Cambridge Investment Research Advisors and Cambridge Investment Research, Inc. He also serves as an insurance agent, selling fixed insurance products. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients including individuals, retirement plans, and institutional accounts, offering portfolio management, financial planning, and access to third-party money managers through a multi-manager platform.

Stephanie Neri is a financial advisor at RBC Capital Markets with 15 years of industry experience. She holds the CFP® and Series 63 designations and previously worked at UBS Financial Services for nine years. Outside of advising, she is a silent member of Shore to Summit Adventures LLC, a private company. RBC Wealth Management serves a broad client base including individual investors, institutions, corporations, and charitable organizations. The firm offers a variety of advisory programs that provide discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services, utilizing both in-house and third-party investment managers.

Paul Littlefield is a financial advisor with Raymond James Financial in Beverly, MA, holding a Series 66 designation and three years of industry experience. He has also been associated with Littlefield Wealth Services and related entities since 2019. Outside of his advisory role, he is employed by Littlefield & Associates and is involved with Littlefield & Davidson Wealth Services and Littlefield Wealth Services in non-investment capacities. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, corporate, charitable, and institutional clients. The firm offers tailored, non-discretionary planning using analytical tools and supports its clients through various advisory programs and institutional consulting.

Michael Costa is a Series 66-credentialed financial advisor with Ameriprise, based in Amesbury, MA, and has 23 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, Costa owns a tax preparation business and serves as treasurer on the board of Hope Christian Church. Ameriprise offers a retirement-income planning service focused on clients approaching or in retirement, combining research, modeling, and tax-efficiency analysis to provide tailored written recommendations. The firm serves individuals with significant investable assets and integrates advisory, brokerage, and insurance solutions through its affiliated companies.

Rafael Brito is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 credentials and nine years of industry experience. He has worked with PFS Investments Inc. since 2017 and has been associated with Primerica Financial Services since 2004. Outside of advising, Brito is involved with Primerica Mortgage, LLC and Primerica Client Services, Inc. through referrals of home-related products and owns Brito Enterprises, LLC, a legal entity formed for Primerica business purposes. Primerica Advisors manages a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm uses model-driven investment strategies supported by third-party managers and custodial services, focusing primarily on individual investors rather than institutional portfolios.

John Curtin is a financial advisor at Ameriprise with 34 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. He holds Series 63 and Series 65 licenses. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide written, non-discretionary recommendations, emphasizing Ameriprise-managed accounts and using algorithmic tools overseen by a dedicated committee.

Michael Fitzgerald is Vice President and Financial Consultant at Fidelity Investments. In this role, he partners with individuals and families to help grow, preserve, and transition wealth across generations. He leverages the resources of Fidelity and emphasizes planning to implement strategies aligned with clients' financial goals. His professional experience includes multiple roles at Fidelity Investments since 1998, including Financial Consultant since 2015 and Investment Consultant from 2014 to 2015. Prior to Fidelity, he worked as a trader at Charles Schwab from 1999 to 2000. Michael aims to develop long-lasting and personal relationships based on candor, integrity, and trust.

Lystra Khan is a financial advisor with Wells Fargo Advisors, holding a Series 63 designation and 34 years of industry experience. She has worked within various Wells Fargo entities since 2013. Wells Fargo Advisors Financial Network is a broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services and tailored recommendations supported by Wells Fargo research, with clients choosing the extent of implementation through brokerage or advisory programs.

Tobias Mc Carthy is a financial advisor at Mass Mutual Investors Services with two years of industry experience. He holds a Series 63 designation and has a varied background including roles at MassMutual Life Insurance Company and a trading venture named McCarthy Trading. His earlier career includes academic and nonprofit work at the University of Zurich and P&K Pühringer Gemeinnützige Stiftung. Mass Mutual Investors Services is a subsidiary of MassMutual that offers financial planning and asset management to individuals, business owners, trusts, and charitable organizations. The firm uses firm-approved software to provide detailed, annual financial planning and offers programs including estate settlement and employer-sponsored planning services.

Eryn Whittier is a financial advisor at Raymond James & Associates with 13 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Merrill for six years before joining Raymond James. Outside of her advisory work, she serves as a part-time master's swim coach. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional and pension plans, and municipal entities, offering financial planning and investment consulting with a range of portfolio strategies.

Robert Cerniglia is a financial advisor at Thrivent Investment Management with 12 years of industry experience. He holds a Series 66 designation and has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2013. He serves on the board of the Southern New Hampshire Chamber of Commerce, supporting local business networking and community activities. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of advisors. The firm offers holistic, goal-based financial planning that covers a range of topics and may be combined with managed-account programs under a consolidated billing option called “WealthPlan.”