Stella Shen is a financial advisor at OSAIC with a Series 66 designation and less than one year of industry experience. Prior to joining OSAIC, she worked at Holistic Financial and Retirement Group and has a background that includes teaching positions at Tufts University, Andover High School, and Doherty Middle School. OSAIC Wealth serves a broad mix of retail and institutional clients through a multi-advisor platform, offering brokerage and advisory services including financial planning, managed portfolios, and retirement plan consulting. The firm’s investment process is model-based and supported by risk assessments, portfolio optimization, and a variety of discretionary and third-party investment strategies.

Nancy Libardoni is a financial advisor with LPL Enterprise LLC, holding a ChFC® designation and Series 63 and 65 licenses, with 25 years of industry experience. She has been with LPL Enterprise since 2025 and previously operated Libardoni Financial from 2019 to 2025. Prior to her advisory career, she worked at Gilbane Building Company for eight years. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, retirement plans, banks, and charitable entities. The firm emphasizes model-driven investment implementation, offering access to third-party asset managers, financial planning, and affiliated trust and insurance services.

Robert Petrella is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. His career includes roles at firms such as Merrill and Navy Federal Brokerage Services, with multiple engagements at New England Financial. He also has a background in non-variable insurance related to investment activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive research tools and a large network of investment adviser representatives.

Jessica Loughnane is a financial professional with seven years of experience, currently affiliated with Cetera. She holds a Series 66 designation and has worked at Cetera and Cetera Advisors LLC since 2018, as well as CCR Wealth Management LLC since 2023. In addition to her advisory role, she is a licensed insurance agent offering fixed insurance products and serves as a notary public. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm provides a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, overseeing more than $256 billion in assets across over 10,000 advisors.

Adam Kline is a Financial Consultant at Fidelity Investments, a position he has held since 2022. He has been with Fidelity Investments since 2015, progressing through roles including Planning Consultant, Relationship Manager, Financial Representative, High Opportunity Sales Representative, and Customer Development Representative. Adam partners with individuals and families to create and maintain comprehensive financial plans aimed at long-term success and peace of mind. His practice focuses on building relationships to gain a thorough understanding of each client's personal and financial circumstances, enabling him to provide tailored guidance specific to their situations. Adam holds the designation of Certified Financial Planner ™. Outside of his professional role, Adam's personal interests include football and golf.

Mark Nichols is a financial advisor at OSAIC with 20 years of industry experience. He holds Series 63, 65, and 66 credentials and has previously worked at Woodbury Financial Services for 16 years. Nichols also owns a CPA firm providing accounting and tax services and serves on the investment committee for Pike School’s endowment fund. OSAIC Wealth serves a broad mix of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including financial planning, managed portfolios, and retirement plan consulting. The firm’s investment approach emphasizes model-based asset allocation and portfolio optimization supported by risk assessment tools and offers access to discretionary strategies and third-party managers.

Peter Angle is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 21 years of industry experience. His prior work includes roles at UBS Financial Services, Fidelity, and Morgan Stanley DW Inc. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm combines research-driven investment strategies with a broad range of brokerage and advisory solutions.

Amy Moore is a financial advisor at Merrill with 43 years of industry experience. She holds Series 63 and Series 65 designations and has worked at Merrill since 1982, concurrently serving at Bank of America since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Joseph Caci is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been associated with Primerica Advisors and affiliated entities since 1997 and is involved in sales of investment-related products as well as referral activities for home security and automation services through related companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients, delivering advisory services primarily through model-driven strategies managed by unaffiliated asset managers.

Ryan Nelson is a financial advisor with Raymond James Financial, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. His prior experience includes roles at Edward Jones and ProEquities, Inc., spanning over 18 years. He is also president of Ryan Nelson Wealth Management, a support company focused on investing and financial planning. Raymond James Financial Services Advisors, Inc. offers financial planning and investment consulting to individuals, high-net-worth clients, institutions, and nonprofits. The firm uses analytical tools and risk profiling to tailor non-discretionary advice and supports a diverse client base through its extensive advisor network.

Joshua Cotter serves as a Resident Director at Merrill, bringing over a decade of experience as a financial advisor since joining Bank of America in 2007. He and his team focus on helping clients navigate complex financial decisions by minimizing risk through strategies such as asset diversification, tax consequence evaluation, legacy planning, and liability management. His approach centers on creating customized plans that guide clients toward achieving long-term financial goals and milestones. Mr. Cotter holds a Bachelor's degree in Communications from Elon University and has obtained several professional designations including Chartered Retirement Planning Counselor (CRPC), Chartered Retirement Plans Specialist (CRPS), and Personal Investment Advisor (PIA). His areas of expertise encompass retirement income planning, tax minimization, socially responsible investments, education planning, municipal bond portfolios, alternative investments, and financial planning for individuals experiencing sudden changes in their personal circumstances. Outside his professional role, Joshua Cotter values family highly and resides on the North Shore with his wife Kate and their two daughters. In his personal time, he enjoys activities such as boxing, golfing, hiking, reading, and spending time with family.

Bernard Reitman Jr. is a financial advisor with Primerica Advisors in Andover, MA, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 1993. In addition to his advisory role, he is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management primarily through its Lifetime Investment Program, which offers model-delivery strategies and a limited number of discretionary separately managed account options to individual and high-net-worth clients. The firm curates third-party asset managers and delegates trading responsibilities while employing a tiered wrap-fee structure.

Robert Vanasse Jr. is a Wealth Management Advisor at Merrill Lynch Wealth Management. He works with high-net-worth families across generations, focusing on retirement planning and financial well-being. Robert aims to understand clients' needs and objectives to help formalize and prioritize their financial goals. He has over 35 years of experience assisting business owners, corporate executives, and their families with opportunities related to estate taxes and next generation planning. His expertise includes planning, developing wealth management strategies, and portfolio management. Robert holds a Bachelor of Arts and Sciences degree in Economics from Boston College. He holds the CERTIFIED FINANCIAL PLANNER™ (CFP®) certification, the Chartered Retirement Planning CounselorSM (CRPC®) designation, the Certified Private Wealth Advisor (CPWA) credential, and the Personal Investment Advisor (PIA) designation.

Thomas M. Caputo is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has over 34 years of experience in the wealth management field and joined Merrill Lynch in 2004. His professional focus includes developing strategies and providing advice for individuals, families, and businesses by understanding their short- and long-term financial objectives. Tom's expertise encompasses a wide range of wealth management areas, including corporate executive services, executive and equity compensation, family wealth management strategies, legacy planning, liquidity management, personal retirement planning, philanthropic planning, portfolio management services, and tax minimization. He holds the CERTIFIED FINANCIAL PLANNER4 designation awarded by the Certified Financial Planner Board of Standards, Inc., among other professional credentials. He is a graduate of Boston College's Carroll School of Management. Tom lives in Milton, Massachusetts, with his wife, Kait, and their three children. The family is active in the community and supports several organizations, including Brigham and Women's Hospital NICU, The Boys & Girls Club, the National Kidney Association, and the St. Rock Haiti Foundation.

Tristan Henderson is a financial advisor at Charles Schwab with 15 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at TD Ameritrade, Santander Bank, and Fidelity Investments. Charles Schwab serves a large client base primarily consisting of high- and ultra-high-net-worth individuals, offering both non-discretionary and discretionary investment advisory services through its Schwab Wealth Advisory program. The firm provides integrated brokerage, custody, and financial planning services supported by multi-asset model portfolios and centralized operational infrastructure.

John Meklis is a financial advisor at Cetera with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has worked in the financial services sector since 2003, including roles at Merrill, Investors Capital Corp., and his own firm, JGM Financial. Meklis is a board member of Community Credit Union, vice president of St. George Greek Orthodox Church, and president of the Agganis Foundation. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutions. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to various third-party money managers.

Francesco Puopolo is a financial advisor with Charles Schwab in Burlington, MA, holding Series 63 and Series 65 licenses and seven years of industry experience. Prior to joining Charles Schwab in 2022, he worked at Citizens Securities, Inc. and Lincoln Financial Group. Outside of his advisory role, he manages office operations for R&A Industries Inc., a hydraulic hose and fitting assembly and distribution company. Charles Schwab serves a large client base of primarily high- and ultra-high-net-worth individuals through a variety of advisory and brokerage services. The firm offers a mix of non-discretionary and discretionary investment management programs supported by centralized custody and due diligence resources.

Samuel Levine is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. Prior to joining Merrill, he worked at Bank of America and Equitable Advisors, LLC. His background includes roles outside finance, such as positions with Amazon and Dunkin, as well as employment during his university years. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Evangelos Glicos is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. His prior work includes roles at Opus Consulting, Webster Pacific LLC, Walmart, and Martindale Country Club. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including fund advisory and model portfolios.

Timothy Murphy is a financial advisor with LPL Financial in Danvers, MA, holding Series 63 and Series 65 credentials and having 35 years of industry experience. His prior roles include positions at Voya Financial Advisors, Inc., Integrated Wealth Concepts LLC, and Investors Capital Corporation. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, with advice delivered primarily by investment adviser representatives using various discretionary and non-discretionary strategies.