Cheryl Blair is a financial advisor with Merrill in Mount Laurel, NJ, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. She has worked at Bank of America, N.A. and Merrill since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies developed by internal and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Robin Bolden is a financial advisor at Wells Fargo Clearing with 27 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Wells Fargo Clearing since 2016, previously serving at Wells Fargo Advisors LLC and Wachovia Bank, N.A. She is based in Cherry Hill, NJ. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm employs an IPS-driven process grounded in modern portfolio theory and includes insurance-related vehicles and bank deposit sweep options among its investment offerings.

Norman Kaznica is a financial advisor at Cetera with eight years of industry experience. He holds a Series 66 designation and has been with Cetera and its affiliates since 2017. In addition to his advisory role, Kaznica provides tax preparation and planning services through Malin & Masly Financial Services PC. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform that includes affiliated and third-party managers across various program structures.

Eric Listick is a financial advisor at LPL Financial with 29 years of industry experience. He holds the Series 63 and Series 65 credentials and has previously worked at Specific Solutions, Fulton Financial Advisors, Raymond James Financial Services Advisors Inc., and Fulton Bank. He is also associated with ERL Financial Group, a business entity established for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Dean Howe is a financial advisor at Cetera with nine years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Avantax Advisory Services and Avanatx Insurance Agency. Outside of advising, Howe is president of DC Howe & Company, CPA, LLC, where he provides tax preparation, bookkeeping, and accounting services, and he also advises small business owners through Howe Financial Group Inc. Cetera Investment Advisers LLC is a large SEC-registered advisory firm serving individual, corporate, retirement plan, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform with options including model portfolios, third-party managers, and bespoke strategies.

Joseph Midili is a financial advisor with Mass Mutual Investors Services and holds Series 63 and Series 65 licenses. He has four years of industry experience, including prior roles at NYLIFE Securities LLC and New York Life Insurance Company. Outside of his advisory work, he operates Evergreen Lake Agency LLC, a property and casualty insurance business he acquired from a retired agent. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring planning engagements as annual, collaborative relationships using firm-approved analytical tools.

Christine Mcginley is a financial advisor at UBS Financial Services with 37 years of industry experience. She holds the Series 63 and Series 65 licenses and has been with UBS since 2008. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, utilizing proprietary research and model-based asset allocations to tailor investment strategies.

John Schofield is a financial advisor with Mass Mutual Investors Services who holds a Series 63 designation and has 35 years of industry experience. He has been with Massachusetts Mutual Life Insurance Company and Mass Mutual Investors Services since 2016. Outside of his advisory role, he is also an insurance broker involved in health insurance sales. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, focusing on collaborative, goal-based planning and offering specialized services such as divorce and estate-settlement planning.

Jared Hannah is a financial advisor with Merrill, holding a Series 66 designation and three years of industry experience. Prior to joining Merrill, he worked in senior living services and had a background in carpentry. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, providing model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Felipe Zegarra is a financial advisor at UBS Financial Services with seven years of industry experience. He previously worked at The Vanguard Group, Morgan Stanley, and Northwestern Mutual. His background also includes a role at Joinsolar. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm provides fee-based financial planning, portfolio management, and distributes mutual funds and alternative products.

Christopher Bastos is a financial advisor with Ameriprise Financial Services who holds a Series 66 designation and has seven years of industry experience. His work history includes roles at Ameriprise since 2018 and earlier experience at Saint Joseph's University. He is also involved in independent insurance brokering through Emerson Rogers. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on reliable income sources and tax-aware withdrawal strategies.

Christina Leung is a financial advisor at J.P. Morgan Securities with 19 years of industry experience. She holds Series 63 and Series 66 designations and has previously worked at Wells Fargo Bank, Bank of America, and Merrill. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis while clients retain final decision-making authority.

Bryan Roberts is a financial advisor at LPL Financial with 27 years of industry experience. He holds the CFP® and ChFC® designations and has worked previously with Cuna Mutual Group and CUNA Brokerage Services, Inc. He is based in Philadelphia, PA. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management along with access to model portfolios and research.

Christopher Baldwin is a financial advisor at Morgan Stanley with one year of industry experience. He holds the Series 66 designation and previously worked in the restaurant industry, including roles at Piccolo Trattoria and Bricco Coal Fired Pizza. Baldwin continues his involvement with Bricco Coal Fired Pizza alongside his advisory work. Morgan Stanley Wealth Management provides advisory and brokerage services to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm offers tailored financial planning using structured tools and a wide range of investment and financial products.

Eric Gazdalski is a financial advisor at Fidelity with 10 years of industry experience. He holds a Series 66 designation and has worked at Fidelity Investments since 2021. Prior to this, he was employed at Bank of America and Merrill. He is also involved with GECKO Properties. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary advisory mandates.

Suzanne M. Sloan is a financial advisor at UBS Financial Services with 21 years of industry experience. She holds a Series 66 designation and has been with UBS since 2012. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm employs proprietary research and model-based asset allocations to tailor financial plans and portfolio management to client goals and risk tolerances.

Eric Frantz is a financial advisor with Mass Mutual Investors Services, holding over 43 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and has a longstanding career that includes positions at MetLife Securities Inc. and Metropolitan Life Insurance Company dating back to 1975. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual financial planning relationships and offers programs including educational seminars, wrap accounts, and specialized planning such as divorce and estate-settlement services.

Nina Covrljan is a financial advisor with Merrill in Marlton, NJ, holding a Series 66 designation and nine years of industry experience. She has worked with Merrill and Bank of America, N.A. since 2016, with a brief hiatus in 2017–2018. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for individuals and institutions.

Jason Grosso is a financial advisor at Ameriprise with 10 years of industry experience. He holds the Series 66 designation and has previously worked at Wells Fargo Clearing Services and Morgan Stanley, including Morgan Stanley Private Bank. Outside of Ameriprise, he is employed at GenFocus Wealth Advisors, where he manages an advisory business. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement who meet specific asset criteria. The firm combines research, modeling, and tax-efficiency analysis to provide non-discretionary recommendations through a centralized consulting team and offers a broad range of advisory, brokerage, and insurance solutions.

Joseph Hughes is a financial advisor at Mass Mutual Investors Services with six years of industry experience. He holds Series 63 and Series 65 designations. His prior work history includes positions at The Prudential Insurance Company of America and Energy People Federal Credit Union. Outside of his advisory role, he is involved in property and casualty insurance sales as an agent with Creative Risk Management and works as a broker for fixed annuities at Madison Brokerage. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs, focusing on collaborative, annual planning engagements that utilize firm-approved analytical tools.