Laura Nolan is a financial advisor at Merrill with 20 years of industry experience. She has been with Merrill since 2001 and holds a Series 66 designation. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal teams and third-party managers.

Rachel Anderson is a financial advisor at Vanguard Advisers with three years of industry experience. She holds the Series 66 and Series 63 licenses. Her prior work includes roles at Vanguard Marketing Corporation, The Vanguard Group, Inc., and Aramark. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach, using proprietary methodologies to personalize asset allocations, with portfolios largely constructed from Vanguard funds and ETFs.

Nicholas Tittanegro is a financial advisor with Vanguard Advisers holding a Series 66 designation. He has been with Vanguard and its affiliated entities since 2025. Prior to his current role, his experience includes positions at MidCap Financial and various educational and community organizations. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios largely constructed from Vanguard funds and ETFs, offering customization features and serving a large client base through a combination of digital platforms and advisor support.

Robert Yoder is a financial advisor with Morgan Stanley in Berwyn, PA, holding a Series 63 designation and having 39 years of industry experience. He has worked with Morgan Stanley Smith Barney LLC since 2009 and Morgan Stanley Private Bank, N.A. since 2015. Additionally, he has been involved with Omni Video Inc. since 1985 and works part-time as a weekend photographer for Moser Studio Inc. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets and offering a variety of investment and planning services.

Ryan Porter is a financial advisor at Vanguard Advisers with nine years of industry experience. He holds Series 63 and Series 65 licenses and has worked at various Vanguard entities since 2017, including Vanguard Marketing Corporation and The Vanguard Group, Inc. Prior to that, he spent one year at Gordon College. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach, incorporating Vanguard funds and ETFs, with options for tax-aware strategies and portfolio customization.

Brian Applestein is a CFP® with 24 years of industry experience, currently serving as a financial advisor at Vanguard Advisers. He has been with The Vanguard Group since 2016, following brief positions at J&J Staffing and Colymer Industries. Vanguard Advisers provides both automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages portfolios mainly composed of Vanguard funds and ETFs.

Sharon Riley is a financial advisor with Vanguard Advisers in Malvern, PA, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. She has been with The Vanguard Group since 2002 and also serves as president of Sew Riley Design LLC, a quilting business. Additionally, she is involved with Media Presbyterian Church as a Banner Elk Youth Coordinator and chaperone for student mission trips. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, employing a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs. The firm manages a large client base through digital delivery and a team servicing model, focusing on personalized asset allocation and tax-aware investment strategies.

William Stewart IV is a financial advisor at Raymond James & Associates with nine years of industry experience. He previously worked at Janney Montgomery Scott and Janney Montgomery Scott LLC. He holds the Series 66 designation. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutional clients, pension plans, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services supported by a nationwide adviser force.

Kwame Edwards is a financial advisor at Vanguard Advisers with five years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Janney Montgomery Scott, Merrill Lynch, and JPMorganChase Bank. Edwards also served in the Peace Corps. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using a proprietary glide-path methodology and constructs portfolios mainly from Vanguard funds and ETFs, offering customization options including ESG and tax-aware features.

Julie Abbate is a financial advisor with Vanguard Advisers and holds a Series 66 designation. She has two years of industry experience and has worked at Vanguard entities since 2023. Outside of her advisory role, she is involved in retail and service work as a sales associate and bartender at Belladonna Gifts. Vanguard Advisers provides automated and human-supported investment advice through digital and personal advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios constructed primarily from Vanguard funds and ETFs.

Megan Tebay is a financial advisor with Thrivent Investment Management in Exton, PA, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. She has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2013. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm offers holistic, goal-based analyses and allows clients to combine planning with managed-account programs under a consolidated billing option called “WealthPlan,” while keeping planning and management services separate.

Hannah Desher is a financial advisor at Vanguard Advisers with seven years of industry experience. She has held positions at The Vanguard Group since 2018 and previously worked at Radnor Financial Advisors LLC. Her credentials include the Series 65 and Series 63 licenses. Vanguard Advisers provides both automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized asset allocations, offering portfolios mainly composed of Vanguard funds and ETFs with various customization options.

Clifford Hart is a financial advisor at Vanguard Advisers with two years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Fidelity Investments and Equitable Advisors. Outside of his advisory role, he is employed as a crew member in the food service industry. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Vanguard Personal Advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach with portfolios constructed mainly from Vanguard funds and ETFs, offering various tax-aware and customization features.

Lauren Wybar is a CFP® with 20 years of industry experience, currently working at Vanguard Advisers. She has been with The Vanguard Group since 2006. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages a large client base through a combination of digital platforms and human advisors.

Danielle Siravo is a Senior Financial Advisor with Merrill Lynch Wealth Management. She has been with Merrill Lynch since 2017 and joined the Dunn Wealth Management Group as an associate member in 2019. In her role, she focuses on helping clients bring simplicity and transparency to the complexities of investing and addresses key client concerns related to retirement, health care costs, wealth transfer, and estate planning. Danielle's experience spans various areas including college education planning, divorce transition planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management services, socially responsible investing, and women's wealth. Throughout her career, she has held professional designations such as Accredited Asset Management Specialist (AAMS), Certified Divorce Financial Analyst (CDFA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). She completed her high school education at Merion Mercy Academy and earned a bachelor's degree in Business and Economics from Ursinus College. Danielle resides in Malvern, Pennsylvania with her two Westies, Ghost and Phantom. In her personal time, she is active in CrossFit and running, enjoys supporting Philadelphia professional sports teams, cooking, collecting sea shells, and participates in community efforts through the Sea Isle City Terrapin Rescue program.

Ryan Van Horn is a financial advisor at Vanguard Advisers with nine years of industry experience. He has been with The Vanguard Group since 2017 and previously attended The Pennsylvania State University. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Personal Advisor services, serving retail investors and eligible participants in employer-sponsored retirement plans. The firm's approach uses goal-based, algorithm-driven methodologies to create personalized portfolios primarily composed of Vanguard funds and ETFs, supported by a large advisor team and digital delivery platform.

Aviva Miller is a Series 66-licensed financial advisor with Vanguard Advisers, where she has worked since 2019. She has seven years of industry experience, including roles at Vanguard Marketing Corporation and The Vanguard Group, Inc. Prior to her advisory career, she was a homemaker for several years. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages client portfolios primarily through Vanguard funds and ETFs, combining scale with digital delivery and personalized service.

David Witmer is a financial advisor at Vanguard Advisers with Series 63 and Series 66 licenses and five years of industry experience. He has been affiliated with various Vanguard entities since 2020 and has prior experience working at Target and Penn State University. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary methodologies and primarily constructs portfolios from Vanguard funds and ETFs, offering a range of customization options.

Benjamin Laffredo is a financial advisor with Edward Jones, holding Series 63 and Series 66 designations and eight years of industry experience. His prior work includes nearly a decade at The Vanguard Group, Inc., as well as roles in both the beverage and food service industries. Edward Jones is a full-service wealth management firm that serves over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of discretionary and non-discretionary investment solutions, including tax-efficient services and proprietary funds, supported by a large nationwide network of advisors and branch offices.

John Pinder is a financial advisor with Vanguard Advisers in Malvern, PA, holding Series 63 and Series 66 licenses and bringing seven years of industry experience. He has been with The Vanguard Group since 2018, following two years at Randstad. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach that leverages proprietary models to personalize asset allocations, offering portfolios built largely from Vanguard funds and ETFs with various customization options.