David Cochran is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 66 credentials and nine years of industry experience. He has been with The Vanguard Group since 2017 and has operated self-employed businesses since 2009, including a ticket sales venture unrelated to investment management. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with portfolios constructed mainly from Vanguard funds and ETFs.

Brandon Whelan is a CFP®-designated financial advisor with 12 years of industry experience, currently with Wells Fargo Clearing Services, LLC since 2022. He previously worked at Morgan Stanley Private Bank and Morgan Stanley from 2018 to 2022, and at LPL Financial from 2016 to 2018. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines research from Wells Fargo Investment Institute with third-party analytics to support its investment solutions.

Garrick Becker is the Vice President and Branch Leader at Fidelity Investments, a position he has held since 2020. In this role, he partners with local Financial Consultants to engage clients in meaningful planning, aiming to align resources to support clients as they work towards their financial goals and desires. Becker has been with Fidelity Investments since 2007, holding various positions including Assistant Branch Leader, Retirement Relationship Manager, Retirement Solutions Manager, Premium Relationship Associate Manager, Facilitator, Premium Relationship Associate, and Financial Representative. This progression reflects his extensive experience within the company and his involvement in different facets of financial services and client relationships. No additional information regarding his education, credentials, personal interests, or community involvement has been provided.

Jesse Powers is a Certified Financial Planner (CFP®) with 21 years of industry experience. He has been with Vanguard Advisers since 2011 and has worked at Vanguard Marketing Corporation and THE Vanguard Group, Inc. since 2005. Jesse is based in Charlotte, NC. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Vanguard Personal Advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach with proprietary methodologies and constructs portfolios primarily from Vanguard funds and ETFs.

Sergei Skiba is a CFP® with 25 years of experience at Vanguard Advisers. He has worked at The Vanguard Group, Inc. since 2001 and has maintained a photography business, Earth Captured Photography, since 2015. Additionally, he works as a consultant for Suggs Sports Marketing, providing tours of NASCAR race tracks. Vanguard Advisers delivers automated and human-supported investment advice to retail investors and retirement plan participants. The firm uses a goal-based, algorithm-driven approach with personalized asset allocations primarily constructed from Vanguard funds and ETFs, supported by a large advisor team and digital platform.

Hugh Christian is a financial advisor with Vanguard Advisers, holding a Series 66 designation and 20 years of industry experience. He has been with Vanguard Advisers since 2017 and is also affiliated with The Vanguard Group, Inc. and Vanguard Marketing Corporation. Additionally, he serves as a trustee for an immediate family member's investment trust. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to create personalized portfolios primarily composed of Vanguard funds and ETFs, supporting a large client base through its digital platform and team servicing model.

Marcia Willis is a financial advisor with Vanguard Advisers based in Charlotte, NC, holding Series 66 and Series 63 licenses and five years of industry experience. She has worked within various parts of Vanguard since 2021 and previously held roles at Winthrop University. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, employing a goal-based, algorithm-driven approach that utilizes proprietary models and primarily Vanguard funds to create personalized portfolios.

Roberto Gonzalez Vigil is a financial advisor at Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 65 designations with 26 years of industry experience. He has been with The Vanguard Group, Inc. since 1999. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and offers portfolios constructed mainly from Vanguard funds and ETFs, with options for tax awareness and customization.

Richard Johnson is a financial advisor with OSAIC, holding Series 63 and Series 66 designations and possessing 25 years of industry experience. He has worked at Sagepoint Financial, Inc. and several related firms prior to joining OSAIC in 2023. Johnson also serves as a FINRA arbitrator and owns Intrepid Advisor Resources, through which he manages compliance and supervises multiple registered representatives. OSAIC serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm emphasizes model-based asset allocation and portfolio optimization, supporting a variety of investment programs and utilizing a complex affiliate network and private-equity ownership.

Jason Lindley is a CFP® professional with 21 years of industry experience, currently serving at Vanguard Advisers since 2015. He has also worked with Vanguard Marketing Corporation and The Vanguard Group, Inc. since 2010. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, serving retail investors and eligible participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages a large client base using a combination of proprietary modeling and Vanguard fund products.

Yonatan Fessehaye is a CFP® with five years of industry experience, currently advising at Vanguard Advisers. His work history includes roles at Fidelity Investments, LPL Financial, and Sterling Bank & Trust. He has also held positions at Houghton College and is involved with Allied Universal. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and primarily constructs portfolios from Vanguard funds and ETFs, offering a range of customization options and tax-aware features.

Danny Rodriguez is a financial advisor with Primerica Advisors in Huntersville, NC, holding Series 65 and Series 63 licenses and 19 years of industry experience. He has been with Primerica Advisors since 2007 and has additional experience with Primerica Financial Services dating back to 2006. Rodriguez is the owner of AIKI Associates LLC, an investment-related business associated with Primerica. Primerica Advisors manages a wrap-fee asset management program serving individual investors, as well as corporate and charitable clients. The firm uses model-delivery strategies created by unaffiliated asset managers and supports trade execution and custody through Pershing, focusing primarily on individual investors rather than institutional clients.

Tamala Harris is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 66 licenses and 13 years of industry experience. She has been with Vanguard since 2013 and also owns Mastering Your Inner Self LLC, where she provides life coaching. Prior to that, she spent seven years with Dream Building Coaching. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach with portfolios constructed largely from Vanguard funds and ETFs, emphasizing scalable digital delivery and a range of customization options.

Anna Greer is a financial advisor with Vanguard Advisers based in Charlotte, NC, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. She has been with Vanguard Advisers since 2020 and has also been associated with Vanguard Marketing Corporation and The Vanguard Group, Inc. since 2016. Vanguard Advisers offers automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach with portfolios constructed mainly from Vanguard funds and ETFs, emphasizing scale and digital delivery.

Vincent Princiotta III is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 66 credentials and bringing 20 years of industry experience. He has been with Vanguard Advisers since 2019 and has worked within various Vanguard entities since 2018. Vanguard Advisers delivers automated and human-supported investment advice through digital platforms and personal advisory services, focusing primarily on retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios constructed mainly from Vanguard funds and ETFs, offering features such as tax-aware strategies and customization options.

Ryan Shoaf is a CFP® with 10 years of industry experience, currently serving as a financial advisor at Vanguard Advisers since 2020. His prior experience includes roles at TIAA-CREF and Axa Advisors. He also acts as a trustee for a family irrevocable trust. Vanguard Advisers provides automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants, using a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs.

Jay Malick is a financial advisor with Mass Mutual Investors Services in Mooresville, NC, holding Series 66 and Series 63 credentials and bringing 24 years of industry experience. His prior roles include long-term positions at Bank of America and Merrill as well as work as a self-employed author and lecturer. He is also currently affiliated with Costco. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers, offering financial planning, asset management, and educational seminars.

Julia Ferrintino is a financial advisor at Vanguard Advisers with 16 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Vanguard in various roles since 2010, including seven years specifically at Vanguard Advisers. Vanguard Advisers provides automated and human-supported investment advice through services like Vanguard Digital Advisor and Vanguard Personal Advisor, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach utilizing proprietary methodologies and constructs portfolios mainly from Vanguard funds and ETFs.

Scott Marker is a CFP® with 20 years of industry experience, currently serving as an advisor at Vanguard Advisers. He has worked at The Vanguard Group since 2006 and is also involved in sports coaching as a basketball coach at Gold Hill Middle School. Vanguard Advisers provides automated and human-supported investment advice through digital and personal advisory services, serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios constructed mainly from Vanguard funds and ETFs, and it manages one of the largest client bases with a combination of digital platforms and advisor teams.

William Morgan is a Series 66-licensed financial advisor with seven years of industry experience. He has been with Vanguard Advisers since 2021, following prior roles at Resolute Capital, TruNorth Advisors, and Edward Jones. Morgan is based in Charlotte, NC. Vanguard Advisers provides automated and human-supported investment advice through platforms like Vanguard Digital Advisor and Vanguard Personal Advisor, serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach, primarily employing Vanguard funds and ETFs, and manages a high volume of client relationships through its digital delivery model.