Kweku Owusu Addo is a financial advisor at Wells Fargo Clearing with Series 63 and Series 66 credentials. He has been in the industry since 2025, with prior work experience including roles at TIAA-CREF Individual & Institutional Services, RingCentral, and The University of North Carolina at Charlotte. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Layla Greenwood is a financial advisor with Vanguard Advisers in Charlotte, NC, holding a Series 66 designation and three years of industry experience. She has been with The Vanguard Group since 2022. Prior to her advisory role, she worked in various positions including roles at the University of Georgia and several service industry jobs. Vanguard Advisers delivers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven approach with personalized asset allocations and offers a range of customization options including ESG choices.

Mitchell Harris is a CFP® professional with 25 years of industry experience, currently affiliated with LPL Financial in Denver, NC. He has been with LPL Financial since 2013. In addition to his advisory role, he is a Notary Public. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base, including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Jacqueline Salazar is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to joining Merrill, she worked for Todd Greene CPA PLLC and held roles in education and retail. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, providing model-based and discretionary strategies for a range of individual and institutional clients.

Diego Ferradas is an advisor at Vanguard Advisers with a Series 66 designation and has one year of industry experience. Prior to joining Vanguard, he engaged in various self-employed roles and operated Diego A. Ferradas Photography LLC. Vanguard Advisers offers automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven investment approach using proprietary methodologies and constructs portfolios mainly from Vanguard funds and ETFs.

Michael Lutz is a financial advisor with Vanguard Advisers in Charlotte, NC, holding a Series 66 designation and seven years of industry experience. He has been with Vanguard and its affiliated entities since 2021, following roles at TD Ameritrade and loanDepot. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models to create personalized portfolios, which are largely composed of Vanguard funds and ETFs.

Andrew Parker is a financial advisor at Vanguard Advisers with 10 years of industry experience. He holds Series 63 and Series 66 designations and has been with Vanguard-affiliated entities since 2016. Parker is based in Charlotte, NC. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs, and it manages a large client base through a combination of digital platforms and advisor teams.

Brian Kincaid is a CFP® professional with six years of industry experience, currently serving at Edward Jones since 2019. Prior to joining Edward Jones, he worked at Coca-Cola Consolidated Inc from 2015 to 2019. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and is known for its extensive network of financial advisors and branch offices, offering a range of advisory programs and affiliated investment products.

Amy Murray is a financial advisor at Merrill with 11 years of industry experience. She holds Series 63, Series 65, and Series 66 licenses. Her prior roles include positions at Morgan Stanley Smith Barney LLC, Holston Medical Group, and Novant Health. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

David Nifong is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and bringing 25 years of industry experience. He previously worked at LPL Financial and Independent Advisor Alliance, LLC for nine years each. Outside of his advisory work, he serves as president of an architecture committee in Bryson City, NC. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse range of clients, including individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, providing tailored strategies across multiple custody and platform options.

Emily Saunders is a financial advisor with Vanguard Advisers based in Charlotte, NC. She holds a Series 66 designation and began her advisory career in 2025 following prior roles in education and insurance. She maintains life and accident & health insurance licenses. Vanguard Advisers provides automated and human-supported investment advice to retail investors and retirement plan participants, using a goal-based, algorithm-driven approach and primarily Vanguard funds and ETFs. The firm is notable for its scale and digital delivery, managing a large client base with over 2,300 advisors.

Emma Tokay is a CFP® professional affiliated with Vanguard Advisers in Charlotte, NC, with 13 years of industry experience. She has worked with Vanguard Marketing Corporation and The Vanguard Group since 2013 and is currently involved with Black Wrangell, where she hosts and responds to guest inquiries. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through a combination of automated and human-supported investment advice. The firm employs a goal-based, algorithm-driven approach using proprietary methodologies to set personalized asset allocations, offering a wide range of portfolios primarily constructed from Vanguard funds and ETFs.

Robert Koppenhofer is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and 13 years of industry experience. He has been with Raymond James since 2012. Koppenhofer also works as an associate at Williamson Wealth Group. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and investment consulting using detailed analytical tools and supports municipal and public-finance work through unique affiliations.

Kimberly Ann Loughlin is a financial advisor with Merrill in Charlotte, NC, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. She has been with Merrill since 2009. Outside of her advisory role, she serves as executor and power of attorney for her parents. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Zoe Howard is a financial advisor with Vanguard Advisers, holding Series 66 and Series 63 credentials and four years of industry experience. She has worked at Vanguard Marketing Corporation and The Vanguard Group, Inc. since 2022, and previously held positions at Wells Fargo, Ameritel, and StarTek. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm’s goal-based, algorithm-driven approach utilizes proprietary models and primarily Vanguard funds and ETFs to construct personalized portfolios with various customization options.

Melissa McGrath is a financial advisor with Ameriprise in Charlotte, NC, holding Series 63 and Series 66 licenses and 23 years of industry experience. Her prior roles include positions at Provenance Wealth Advisors, Raymond James Financial Services, Financial Resources Group, LPL Financial, and AXA Advisors. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement with significant investable assets, providing detailed written recommendation reports that incorporate income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines algorithmic automation with personalized review to deliver these recommendations through a centralized consulting team.

Michael Morette is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 66 and Series 63 credentials and six years of industry experience. His prior work includes roles at Vanguard Marketing Corporation and The Vanguard Group, as well as positions related to George Washington's Mount Vernon and Franklin & Marshall College. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with proprietary models to construct personalized portfolios primarily from Vanguard funds and ETFs, supported by a large team of advisors managing a high volume of client relationships.

Stephen Jesse is a financial advisor at Vanguard Advisers with five years of industry experience. He holds a Series 66 credential and has previously worked at firms including Cetera and CAP COM Federal Credit Union. His background also includes a marketing affiliate business from 2022 to 2023. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Vanguard Personal Advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models to create personalized portfolios primarily composed of Vanguard funds and ETFs.

Aisha Wall is a financial advisor with Ameriprise Financial Services LLC, holding Series 63 and Series 66 credentials and three years of industry experience. Her prior roles include positions at Fidelity Investments, The Vanguard Group, and Brinks Incorporated. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Eric Edwards is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 66 and Series 63 licenses and four years of industry experience. He has been with The Vanguard Group since 2018 and previously worked as a self-employed advisor. Outside of his advisory work, he has a brief background associated with the Warrior Golf Club. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, using proprietary models to create personalized portfolios primarily composed of Vanguard funds and ETFs.