Kyle Pope is a financial advisor with TIAA-CREF based in Charlotte, NC, holding Series 63 and Series 65 credentials and over 21 years of industry experience. He has been with TIAA-CREF since 2005. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals and various entities, often serving clients connected through TIAA-administered employer retirement plans. The firm separates point-in-time planning from ongoing portfolio management and acts as adviser to a donor-advised fund while using a vertically integrated investment model.

Willie Ferguson is a financial advisor at TIAA-CREF with 21 years of industry experience. He holds Series 63 and Series 65 licenses and has been with TIAA-CREF since 2003. Outside of his financial career, he is involved as a car wholesaler and works occasionally as an independent actor and model. TIAA-CREF Individual & Institutional Services provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans. The firm serves clients often connected to TIAA employer retirement plans and offers tailored portfolio management alongside point-in-time planning services.

Kevon Barrett is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 65 and Series 63 licenses and two years of industry experience. His prior roles include positions at The Vanguard Group, Inc. and Fifth Third Bank. Barrett has also worked with the Hornets and Johnson C. Smith University. TIAA-CREF Individual & Institutional Services provides financial planning, discretionary managed account programs, and broker-dealer services primarily to individuals linked to TIAA-administered employer retirement plans, as well as trusts, estates, and small retirement plans. The firm offers both one-time planning services and ongoing portfolio management, including customized portfolios managed under client-approved investment policies.

Agnes Littmann is a financial advisor at TIAA-CREF with seven years of industry experience. She holds Series 63 and Series 66 credentials and has worked at TIAA-CREF since 2018. Prior to this, she was with Aon Retiree Health Exchange from 2014 to 2018. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals and entities, often serving clients with existing relationships through TIAA-administered retirement plans. The firm operates a fiduciary advisory model that separates one-time planning services from ongoing portfolio management, offering both model-based and customized investment solutions.

Luiza Shepherd is a financial advisor at TIAA-CREF with 13 years of industry experience. She holds Series 63 and Series 65 designations and has been with TIAA and TIAA-CREF since 2012. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs primarily to individuals connected to TIAA-administered employer retirement plans, as well as trusts, estates, partnerships, and small retirement plans. The firm offers services including model portfolio management and customized portfolios under a fiduciary standard, and acts as adviser to a donor-advised fund sponsored by Charityvest.

April Foulks is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63 and Series 65 designations and 21 years of industry experience. She has been with TIAA-CREF since 2005. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs primarily serving individuals connected to TIAA-administered employer retirement plans, as well as trusts, estates, partnerships, corporate entities, and small retirement plans. The firm offers both point-in-time planning services and ongoing discretionary portfolio management, operating within a vertically integrated group that includes affiliated funds and acts as adviser to a donor-advised fund.

Marshall Long is a CFP® with 17 years of experience in the financial services industry. He is currently with Wealth Enhancement Advisory Services, LLC and has prior experience at LPL Financial, Cetera Advisor Networks, and Carroll Financial Associates Inc. Based in Charlotte, NC, he holds a Series 63 license. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving individuals, trusts, charitable organizations, corporations, and retirement plans. The firm offers financial planning, asset management, and specialized consulting, employing a strategic investment process that combines passive and active management guided by an internal Investment Committee.

John Rhyne Jr. is a financial advisor with Truist Advisory Services based in Charlotte, NC. He holds Series 63 and Series 66 licenses and has 18 years of industry experience. His prior roles include positions at BB&T and Wells Fargo Clearing. Truist Advisory Services offers investment consulting, financial planning, portfolio management, and retirement plan services to a diverse client base including individuals, corporations, plan sponsors, and charitable organizations. The firm employs a combination of traditional research and AI-enabled tools to support ongoing portfolio monitoring and client consultations.

Lucas Hartman is a financial advisor with TIAA-CREF holding a Series 66 designation and three years of industry experience. He has worked at TIAA-CREF since 2021 and previously held positions at various healthcare organizations and educational institutions. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals with existing TIAA retirement plan relationships, as well as to trusts, estates, partnerships, corporate entities, and small retirement plans. The firm offers model-based and customized portfolio management under a fiduciary standard and serves as adviser to a donor-advised fund.

Timothy Wickey Jr. is a financial advisor with Empower Advisory Group in Charlotte, NC, holding Series 63 and Series 66 licenses and three years of industry experience. His prior work includes roles at Empower Financial Services, Wyndham Capital Mortgage, Meridian Technologies, and the Atlantic Coast Conference. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, offering integrated services tied to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and savings rates through point-in-time planning and managed account solutions within plan lineups chosen by plan sponsors.

Laura Kendall Zacharczyp is a financial advisor at TIAA-CREF with 23 years of industry experience. She holds Series 63 and Series 66 designations. Her prior experience includes roles at Vanguard Advisers and Vanguard Marketing Corporation. TIAA‑CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing relationships through employer retirement plans. The firm offers a range of advisory services including model portfolio management and customized portfolio management under a fiduciary standard.

Kimberly Russel Bowman is a financial advisor with First Citizens Investor Services, Inc. in Charlotte, NC, holding Series 63 and Series 66 designations and 20 years of industry experience. She has been with First Citizens Investor Services since 2006. First Citizens Investor Services, Inc. provides advisory and brokerage services to individuals, pension and profit-sharing plans, charitable organizations, and corporate/business entities. The firm offers portfolio management, wrap programs, model portfolios, an automated Guided Investing platform, tax-aware services, and financial planning, with a client process focused on individualized assessment and diversified investment allocation.

Jean Ruiz Guzman is a financial advisor with TD Private Client Wealth LLC in Charlotte, NC. He holds a Series 66 designation and has two years of industry experience. His prior work includes roles at TD Bank N.A. and Chadwell Supply. TD Private Client Wealth LLC provides discretionary wrap-fee managed account programs and brokerage services to institutional clients, high-net-worth private clients, and retail clients, combining strategic and tactical asset allocation through both affiliated and third-party sub-managers.

Cole Conner is a financial advisor with TD Private Client Wealth LLC, holding Series 63 and Series 66 designations and bringing 20 years of industry experience. His prior work includes ten years at LPL Financial and two years at Wells Fargo Clearing. He is based in Charlotte, NC. TD Private Client Wealth LLC provides discretionary wrap-fee managed account programs and brokerage services to institutional and high-net-worth private clients. The firm combines strategic and tactical asset allocation with investments from affiliated and third-party managers, delivering portfolio management, financial planning, and custody services through established advisory and technology platforms.

Charis Jones is a financial advisor with Truist Advisory Services in Charlotte, NC, holding Series 63 and Series 65 credentials and over 27 years of industry experience. Prior to joining Truist, Jones worked at firms including Stratos Wealth Partners, LPL Financial, Hightower Advisors, and Morgan Stanley. Jones also provides investment advisory services through Stratos Wealth Partners, an independent registered investment advisor. Truist Advisory Services offers investment consulting, financial planning, portfolio management, and retirement plan services to a diverse client base, including individuals, corporations, and charitable organizations. The firm integrates traditional research with AI-assisted tools and leverages affiliated financial relationships within the Truist Financial network to support its advisory and operational services.

Zachary Evans is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63 and Series 65 designations and 18 years of industry experience. He has been with TIAA and TIAA-CREF since 2012. TIAA‑CREF Individual & Institutional Services, LLC serves individuals—often those connected through employer retirement plans—as well as trusts, estates, partnerships, corporate entities, and small retirement plans. The firm offers financial planning, discretionary managed account programs, and separate broker-dealer services, operating a vertically integrated model that includes advising donor-advised funds and using affiliated funds within managed accounts.

Jarod Walker is a financial advisor with Truist Advisory Services in Charlotte, NC, holding Series 63 and Series 65 licenses and three years of industry experience. Before joining Truist, he worked at MML Investors Services, LLC, MassMutual Life Insurance Co, and Tristate Financial Advisors. Outside of his advisory role, Jarod has operated a small business renting private bedrooms in a personal property. Truist Advisory Services offers investment consulting, financial planning, portfolio management, and retirement plan services to a diverse client base, including individuals, corporations, and charitable organizations. The firm integrates traditional research with AI-enabled tools and partners with Envestnet platforms to deliver tailored investment management and ongoing client support.

Jose Giraldo is a financial advisor with Janney Montgomery Scott LLC, holding Series 63 and Series 65 credentials and 18 years of industry experience. His prior roles include positions at Robinhood Financial and Wells Fargo Clearing. He is based in Charlotte, NC. Janney Montgomery Scott LLC is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base and offers brokerage, financial planning, consulting, and multiple advisory programs, with a mix of in-house and third-party portfolio management.

Dennis Lynch is a financial advisor with UNITED PLANNERS' FINANCIAL SERVICES of AMERICA, holding Series 63 and Series 66 licenses and bringing 37 years of industry experience. He has been associated with Carolina Financial Partners since 2016 and operated his own independent insurance business from 2013 to 2022. Lynch also serves as Associate Vice President for non-variable insurance at Carolina Financial Partners. United Planners Financial Services is a national wealth-management enterprise serving a diverse client base including individual investors, retirement plans, corporations, and trusts. The firm delivers advisory and brokerage services through independent representatives and employs a range of custodians and third-party managers, primarily managing assets on a non-discretionary basis.

Ciaran Murphy is a financial advisor at TIAA-CREF with 18 years of industry experience. He holds Series 65 and Series 66 designations. His prior experience includes roles at Neuberger Berman BD LLC and Sanderson & Stocker, Inc. TIAA‑CREF Individual & Institutional Services, LLC offers financial planning, discretionary managed account programs, and broker-dealer services to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing TIAA-administered employer retirement plans. The firm provides both one-time planning and ongoing portfolio management through model and customized portfolios and serves as adviser to a donor-advised fund.