Ioannis Mitsis is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has worked at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, Bank of America, and Merrill. He is based in Ponte Vedra Beach, FL. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutions, offering tailored financial planning supported by firm-approved tools and the Global Investment Committee’s market insights. The firm manages approximately $2.74 trillion in client assets and delivers services through both direct and corporate financial planning agreements.

Barbara Schroeder is a financial advisor at Wells Fargo Advisors with 31 years of industry experience. She holds Series 63 and Series 65 designations and has worked in various Wells Fargo entities since 2009. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services, including niche areas such as business-owner transition and special-needs analysis, using proprietary research and planning tools.

Kenneth Connolly is a financial advisor with Merrill based in Jacksonville, FL, holding a Series 66 designation and four years of industry experience. His prior work includes roles at University of North Florida and CharterSchools USA. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Tyler Hartman is a financial advisor at Morgan Stanley with two years of industry experience. He has worked previously at Trinity Wealth Securities, LLC and Florida Financial Advisors. His background includes roles outside finance, such as a position at Walt Disney World Golf. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by firm-approved tools and models, managing approximately $2.74 trillion in client assets.

Douglas Hawk is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 credential and 21 years of industry experience. He has been with Merrill since 2005. Outside of his advisory role, Hawk serves as the Minister of Music for New Beginnings Ministries of Jacksonville, Inc. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Wendy Wolfe is a financial advisor at Ameriprise with two years of industry experience. She holds a Series 66 designation and previously worked at Creative Design Space and Big Oak Wolf Sanctuary. Ameriprise provides retirement-income planning services targeted at individuals with substantial investable assets, combining research, modeling, and tax-efficiency analysis to deliver written recommendations through a centralized consulting team.

Carole Bauman is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and 14 years of industry experience. She has worked at Bank of America N.A. and Merrill since 2012. Outside of her advisory role, she owns a small business focused on selling gifts and crafts through online and special event sales. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients via the Select Portfolio Solutions Program. The firm offers both model-based and discretionary investment strategies tailored to individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Leigh Peak is a financial advisor at Morgan Stanley in Jacksonville, FL, holding a Series 66 license with 11 years of industry experience. He has been with Morgan Stanley since 2011. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm offers tailored financial planning and a broad range of advisory programs supported by structured planning tools and investment research.

Jason Langieri is a Series 66–licensed financial advisor with Merrill in Jacksonville, FL, and has 13 years of industry experience. He has been associated with Bank of America and Merrill since 2012. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services through the Select Portfolio Solutions Program, providing model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Mc Carthy is a CFP® and ChFC® credentialed financial advisor with eight years of industry experience. He has worked at Edward Jones since 2017 and previously at SunTrust from 2014 to 2017. Outside of his financial advisory work, Mc Carthy is active as a wedding officiant in St. Johns, FL. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of over 23,000 financial advisors.

Mauricio Alvarez is a financial advisor at UBS Financial Services with 27 years of industry experience. He has been with UBS since 2008 and holds Series 63 and Series 65 designations. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and employs proprietary research and model-based asset allocations to tailor investment strategies for clients.

Nancy Y. Ratliff is a financial advisor with UBS Financial Services in Ponte Vedra Beach, FL. She holds Series 63 and Series 65 licenses and has 34 years of industry experience, including 13 years at UBS. UBS Financial Services Inc. serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, combining proprietary capital market assumptions, model-based asset allocations, and research to tailor financial plans to clients’ goals and risk tolerances. The firm operates as a broker-dealer, investment adviser, and futures commission merchant, integrating institutional trading capabilities with wealth management services.

Sherry Song is a financial advisor at Merrill with 26 years of industry experience. She holds Series 63 and Series 66 credentials and has worked at Merrill since 2006, alongside a concurrent role at Bank of America since 2016. Outside of her advisory work, she holds a power of attorney position for a fiduciary entity in Pennsylvania. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies developed by internal and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Anthony De Bellis is a financial advisor with LPL Enterprise who holds a Series 63 designation and has 27 years of industry experience. His career includes roles at Prudential Insurance Company of America and Cambridge Investment Research Advisors. He serves on the board of the University of North Florida, assisting with strategy for the university’s planned giving programs. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, advisory and brokerage services, and access to model portfolios and third-party asset management through an integrated platform combining adviser programs and financial product sales.

John Le Mire is a financial advisor at Merrill with 22 years of industry experience. He has held his current position at Merrill since 2004 and holds a Series 66 designation. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers both model-based and discretionary investment strategies serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Mark Fitzmorris is a financial advisor with LPL Financial in St. Augustine, FL, holding Series 63 and Series 65 registrations and bringing 28 years of industry experience. He has worked at CUSO Financial Services, LP and Educational Community Credit Union since 2004. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and retirement consulting, providing both discretionary and non-discretionary management along with model portfolios and research from multiple sources.

Hamilton Neal is a financial advisor with Raymond James & Associates in Ponte Vedra Beach, FL. He holds the Series 66 designation and has 26 years of industry experience, including 16 years at Wells Fargo Advisors LLC. Neal serves on the boards of The Florida Theatre and Investing in Kids, both nonprofit organizations, and is Vice President of the St. Augustine chapter of Business Networking International. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving individuals, institutions, and various organizations. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary services, drawing on a range of portfolio management styles supported by affiliated research and model manager options.

Marla Dozier is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 66 registrations and nine years of industry experience. She has worked at Merrill since 2016 and concurrently serves at Bank of America, N.A. since 2019. Outside of her advisory role, she is the owner and president of MKD Design, LLC, a decorated apparel business. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies and serves a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Aileen De Los Santos is a financial advisor at Merrill with 4 years of industry experience and a Series 66 designation. She has been with Merrill since 2004. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a diverse client base including individuals, high-net-worth clients, and institutions.

Frances Fattori serves as a Resident Director and Wealth Management Advisor at Merrill, where she has been with the firm since 2014. She specializes in building new client relationships and delivering wealth management services to existing clients. Frances is a partner of The Callahan Pascua Group and provides expertise in a range of areas including college education planning, family wealth management strategies, institutional investment consulting, liquidity management, retirement income, tax minimization, and personal retirement planning. Frances holds the Certified Investment Management Analyst® (CIMA®) designation, awarded by the Investments & Wealth Institute™ with coursework conducted in partnership with The Wharton School, University of Pennsylvania. She also holds the CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA) credentials. She earned a Bachelor’s Degree in Interdisciplinary Studies covering Political Science, Communication, and Psychology from San Diego State University and a Master’s of Business Administration from Alliant International University. In addition to her professional roles, Frances is actively involved in community and professional organizations. She serves as President of the Merrill Women’s Exchange, San Diego Chapter, and is the National Chair of the Investments & Wealth Institute™ Conference Committee as of 2024. She is fluent in Tagalog and English. Outside of work, Frances enjoys music, scrapbooking, tennis, yoga, traveling, spending time with her family, writing, and watching movies.