Jeffrey Anderson is a financial advisor with Charles Schwab who holds Series 63, 65, and 66 licenses and has 19 years of industry experience. He has been with Charles Schwab and its affiliated bank since 2011. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and managed-account services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers multi-asset model portfolios supported by centralized operations and alternative investment due diligence.

Jennifer Bankar is a financial advisor at Ameriprise with a Series 66 designation and two years of industry experience. She has previously worked at Truist Investment Services, Bank of America, and Chase. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement who meet specific eligibility criteria, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research and modeling with tax-efficiency analysis and uses algorithmic automation overseen by a dedicated team to generate tailored retirement income recommendations.

William Tafel Jr. is a financial advisor at Wells Fargo Clearing with 46 years of industry experience. He holds the Series 63 designation and has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by extensive research and analytics.

Dennis Wells is a financial advisor with Raymond James Financial in Bonita Springs, FL, holding Series 63 and Series 65 credentials and bringing 50 years of industry experience. He has been with Raymond James Financial since 2009 and with Raymond James Financial Services, Inc. since 2004. Wells is also the owner of WCI Capital Corporation, a support company. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary planning and supports institutional consulting through a large advisor network, with unique offerings in municipal and public finance as well as SIMPLE IRA employer advisory services.

Raymond Sullivan is a financial advisor at Wells Fargo Advisors with 21 years of industry experience. He holds the Series 66 designation and has worked in the industry since 2004, including prior roles at Merrill and Ameriprise. He is based in Naples, FL. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services using proprietary research and tools, delivering tailored recommendations through advisor meetings and client summary letters.

Juliane Werner is a financial advisor at Wells Fargo Clearing with six years of industry experience. She holds the Series 66 designation and has previously worked at Bank of America, Merrill, and various Wells Fargo entities since 2013. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets through over 14,000 advisors and offers both brokerage and advisory solutions.

Kenneth Chapin is a CFP® professional with 43 years of industry experience, currently associated with Stifel. He has worked at Stifel Nicolaus & Co Inc since 2021 and previously spent 14 years at UBS Financial Services Inc. Stifel serves a broad range of clients including individuals, institutional clients, charitable organizations, and governmental entities, offering both brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group, which supports asset allocation and financial planning analyses for its clients.

Brian Chilton is a financial advisor with Morgan Stanley in Naples, FL, holding a Series 66 designation and 21 years of industry experience. He has been with Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2016. Outside of his advisory role, he is involved in managing several real estate investment entities in Massachusetts. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs and tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides comprehensive planning services primarily in an advisory capacity.

Pasquale Evangelista is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with Raymond James since 2010. Outside of his advisory role, he volunteers as a baseball coach at Bishop Verot Catholic High School. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base, including individuals, institutions, and municipal entities. The firm offers tailored financial planning and consulting services with a variety of portfolio management options supported by research and affiliated advisers.

Joyce Wickham is a financial advisor with Raymond James Financial, holding the ChFC® designation and Series 63 and 65 licenses. She has 37 years of industry experience, including prior roles at Finet and Wells Fargo. She is also the owner of Joy Wealth Services. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and institutional clients. The firm offers non-discretionary planning tailored to client goals and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Stephen Poll is a CFP® professional with seven years of industry experience, currently serving as a financial advisor at Osaic. His prior experience includes roles at Securities America Advisors, Inc. and Investacorp. Outside of his advisory work, he owns a home inspection business and a related mobile app for home inspectors. Osaic Wealth serves a diverse client base, including retail and institutional investors, retirement plan sponsors, and charitable organizations. The firm offers a broad range of advisory and brokerage services using model-based asset allocation and portfolio optimization techniques.

Joseph Nienhaus is a financial advisor with OSAIC in Naples, FL, holding Series 65 and Series 63 credentials and 33 years of industry experience. He worked at Woodbury Financial Services, Inc. for 23 years before joining OSAIC in 2024. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm uses a model-based investment process emphasizing asset allocation and portfolio optimization, supported by various advisory strategies and third-party manager programs.

Kenneth Silverman is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 32 years of industry experience. His career includes prior roles at UBS Financial Services and BNY Mellon Securities. In addition to his advisory work, he owns a law office providing legal and tax planning services focused on real estate, trust and estates, and business law. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers.

Matthew Glenn is a financial advisor with Edward Jones in Clarendon Hills, IL, holding Series 63 and Series 66 designations. He has 32 years of industry experience, all with Edward Jones since 1993. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets, offering a range of advisory programs, discretionary and non-discretionary strategies, and maintains affiliated services including a trust company and proprietary mutual funds.

Kristen Harty is a financial advisor at Morgan Stanley with eight years of industry experience. She holds the Series 66 designation and has worked at Morgan Stanley since 2018. Prior to that, she was with Ameriprise Financial Services and also worked for Lilly Pulitzer. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market modeling techniques.

John Gatewood is a CFP® with 42 years of experience in the financial services industry. He is currently affiliated with LPL Financial, where he has worked since 2019, following a long tenure at Northwestern Mutual from 1981 to 2019. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions through a broad advisory platform that includes financial planning, model portfolios, and access to third-party asset management.

Saralyn Coupe is a CFP® professional with over 31 years of experience in the financial services industry. She is currently with Morgan Stanley in Naples, FL, where she has worked since 2012, including roles at Morgan Stanley Smith Barney and Morgan Stanley Private Bank. Prior to that, she spent two years at UBS Financial Services. Outside of her advisory work, she serves on the finance and investment committees of nonprofit organizations, including St. Cecilia Music Center and Frederik Meijer Gardens & Sculpture Foundation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a wide range of advisory programs and financial planning services to both individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s financial planning approach involves structured discovery conversations supported by proprietary tools and generally operates in an advisory capacity.

Margaret Lutz is a CFP® professional affiliated with LPL Financial, with 26 years of industry experience. Her prior roles include positions at Connect Financial, Lutz & Singer LLC, and Waddell & Reed, Inc. She has experience managing business entities related to investment activities in Michigan. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and portfolio management services supported by technology and a broad network of advisors.

Joseph Evelo is a financial advisor with Merrill in Naples, FL, holding Series 63 and Series 65 licenses and bringing 51 years of industry experience. He has been with Merrill Lynch since 2002 and Bank of America, N.A. since 2011. Outside of his advisory role, Evelo serves on several nonprofit boards, including the Sancerre Condominium Association advisory board and investment committees for the Indiana State University Foundation and Cincinnati Parks Foundation. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for a range of clients, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

William Einstein is a financial advisor at UBS Financial Services with 45 years of industry experience. He has worked with UBS since 1995 and holds Series 63 and Series 65 licenses. UBS Financial Services Inc. serves individual, corporate, and institutional clients with brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client plans.