Kristen Harty is a financial advisor at Morgan Stanley with eight years of industry experience. She holds the Series 66 designation and has worked at Morgan Stanley since 2018. Prior to that, she was with Ameriprise Financial Services and also worked for Lilly Pulitzer. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market modeling techniques.

John Gatewood is a CFP® with 42 years of experience in the financial services industry. He is currently affiliated with LPL Financial, where he has worked since 2019, following a long tenure at Northwestern Mutual from 1981 to 2019. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions through a broad advisory platform that includes financial planning, model portfolios, and access to third-party asset management.

Saralyn Coupe is a CFP® professional with over 31 years of experience in the financial services industry. She is currently with Morgan Stanley in Naples, FL, where she has worked since 2012, including roles at Morgan Stanley Smith Barney and Morgan Stanley Private Bank. Prior to that, she spent two years at UBS Financial Services. Outside of her advisory work, she serves on the finance and investment committees of nonprofit organizations, including St. Cecilia Music Center and Frederik Meijer Gardens & Sculpture Foundation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a wide range of advisory programs and financial planning services to both individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s financial planning approach involves structured discovery conversations supported by proprietary tools and generally operates in an advisory capacity.

Christian Butler is a financial advisor with Edward Jones, holding a Series 66 designation and beginning his advisory career in 2025. Prior to joining Edward Jones, he worked at Hertz and was involved with Ignatius Bookfairs, as well as having experience with Ave Maria University and Outlook Farm and Eatery. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including a wide range of households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a variety of investment strategies and affiliated financial services through a large network of advisors and branch offices.

Margaret Lutz is a CFP® professional affiliated with LPL Financial, with 26 years of industry experience. Her prior roles include positions at Connect Financial, Lutz & Singer LLC, and Waddell & Reed, Inc. She has experience managing business entities related to investment activities in Michigan. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and portfolio management services supported by technology and a broad network of advisors.

Joseph Evelo is a financial advisor with Merrill in Naples, FL, holding Series 63 and Series 65 licenses and bringing 51 years of industry experience. He has been with Merrill Lynch since 2002 and Bank of America, N.A. since 2011. Outside of his advisory role, Evelo serves on several nonprofit boards, including the Sancerre Condominium Association advisory board and investment committees for the Indiana State University Foundation and Cincinnati Parks Foundation. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for a range of clients, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

William Einstein is a financial advisor at UBS Financial Services with 45 years of industry experience. He has worked with UBS since 1995 and holds Series 63 and Series 65 licenses. UBS Financial Services Inc. serves individual, corporate, and institutional clients with brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client plans.

Gregory Brown is a Financial Advisor at Merrill Lynch Wealth Management. He specializes in goals-based wealth management, working with clients to develop personalized strategies that integrate investment and retirement planning, wealth management, and legacy planning. Gregory holds the Accredited Wealth Management Advisor (AWMA) and Chartered Retirement Planning Counselor (CRPC) designations, as well as being a Personal Investment Advisor (PIA). He earned his Bachelor of Science degree in Business Management from Florida Gulf Coast University, where he was named to the President's List. Born and raised in Naples, Florida, Gregory maintains strong community ties. Outside of work, he spends time with his wife, Karissa, and their two children, Lincoln and Ella, enjoying activities such as hiking, boating, fishing, tennis, and golf, and supports his children at their sporting events.

Terrence Judge is a Wealth Management Advisor with Merrill Lynch Wealth Management. He brings extensive experience from a prior decade-long career in corporate finance and investment consulting at Citibank before joining Merrill Lynch in 2000. His advisory expertise encompasses legacy planning, liquidity management, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, women and wealth, individual and corporate investment strategy, tax minimization, and retirement income. Terrence holds a Bachelor of Science degree in Accounting from Guilford College. He earned his Certified Public Accountancy designation in 1988 and later acquired the CERTIFIED FINANCIAL PLANNER® certification in 2003 and the Certified Investment Management Analyst® designation in 2004, completing coursework at the Wharton School of Business. Additionally, he holds FINRA Series 7 and 66 registrations, the Maryland Life and Health Insurance License, and the Personal Investment Advisor (PIA) designation. Outside of his professional responsibilities, Terrence enjoys adventure sports including triathlons, biking, boating, running, swimming, and spending time with his family.

Joseph Ruzycki is a financial advisor with LPL Financial in Naples, FL, holding CFP®, Series 63, and Series 65 designations and bringing 27 years of industry experience. He has worked at LPL Financial since 2009 and previously served at Center For Wealth Planning Advisors, Inc. and Center For Wealth Planning, Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, with advice and account management delivered by a large network of investment adviser representatives using a range of strategic and tactical investment approaches.

Joseph Matina is a financial advisor with UBS Financial Services in Naples, FL, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with UBS Financial Services since 2006. Matina is involved with Albright College, a nonprofit organization. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management and leveraging proprietary research and model-based asset allocations.

Richard Morris is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and 40 years of industry experience. He worked at Invest Financial Corporation for 31 years before joining LPL Financial in 2018. Morris operates under the Naples Family Wealth Management DBA as part of his advisory activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Michael Boyer is a CFP® with 34 years of industry experience, currently affiliated with LPL Financial since 2006. Prior to this, he worked for Raymond James Financial Services for seven years. Boyer underwrites non-variable insurance products directly through various insurance companies and coordinates with underwriting brokers. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

John Hudspeth is a financial advisor with Merrill, holding Series 63 and Series 65 credentials and bringing 44 years of industry experience. He has worked at Merrill since 1979 and concurrently at Bank of America, N.A. since 2011. Outside of his advisory role, he is involved in family real estate investing through Rosewood Equities LLC. Merrill serves a broad range of clients including individuals, retirement plans, corporations, and institutional clients, offering managed account programs, discretionary portfolio management, and brokerage services. The firm integrates closely with Bank of America affiliates and emphasizes managed account and manager-selection capabilities supported by extensive platform oversight.

Nicholas Amatulle is a financial advisor with OSAIC in Naples, FL, holding a Series 66 designation and two years of industry experience. His prior work includes roles at Guardian Life Insurance Company and Park Avenue Securities. Outside of his advisory role, he has been involved with Pint and Pistols LLC. OSAIC serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporations through a multi-advisor platform offering brokerage and advisory services. The firm employs a model-based investment approach with portfolio optimization tools and provides access to various managed account programs and third-party money managers.

Cory Dickson is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and over 14 years of industry experience. He has been with Raymond James since 2012 and also served in a non-variable insurance role with Guardian Life for five years. Outside his advisory work, he is the CEO of CDickson, Inc., a support company based in Estero, FL. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm delivers non-discretionary planning tailored to client goals using analytical tools and supports a broad network of advisors with specialized offerings such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Caitlin Smith is a financial advisor at Fidelity with a Series 66 designation and less than one year of industry experience. Her recent work history includes roles at Fidelity Investments and Treviso Bay. Prior to her career in financial advising, she held various positions in different industries. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm uses a disciplined investment process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs.

Linda Knott is a CFP®-certified financial advisor with 39 years of industry experience, currently affiliated with LPL Financial since 2005. Prior to joining LPL, she worked at Citizens Securities, Inc. and MetLife Investment Fund Services LLC. Outside of her advisory role, she is involved with McKnott LLC, a real estate subleasing business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, and institutions. The firm offers a wide range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, supported by technology and a large network of advisors.

Nicholas Gianascoli is a financial advisor at J.P. Morgan Securities with six years of industry experience and holds a Series 66 designation. He previously worked at Merrill and Towne Bank. Outside of his advisory role, he is an owner and partner in Five Gee's Land Company, LLC, a real estate holding company where he functions as a shadow investor. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments through a select group of Wealth Advisors, focusing on non-discretionary, written asset allocation advice and customized performance reporting supported by centralized due diligence and a combination of quantitative and qualitative research.

Adam Yakubec is a financial advisor at Wells Fargo Advisors with 25 years of industry experience. He holds the Series 66 designation and has worked previously at Ameriprise Financial Services, Inc., LPL Financial, and Merrill. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning options using proprietary research and tools, with clients able to choose how to implement recommendations through brokerage or advisory programs.