Andrew Paine is a financial advisor at Primerica Advisors with nine years of industry experience. He holds Series 63 and Series 65 licenses. His prior work includes roles in education at Bethel University and Edgewood Middle School, as well as involvement with Cal South Soccer. Primerica Advisors primarily serves individual investors across a range of wealth levels, offering a wrap-fee asset management program that utilizes model-delivery strategies managed by third-party asset managers. The firm supports its advisory services through a large network of advisors and employs various portfolio models including strategic, tactical, tax-managed, and income-distribution approaches.

Taylor Ripka is a financial advisor with LPL Financial, holding the CFP® designation and a Series 63 license, with 16 years of industry experience. He previously worked at Berthel Fisher & Company Planning, Inc. and Ameriprise, accumulating over a decade of experience before joining LPL Financial. Outside of his advisory role, he is involved with Taylor Insurance, focusing on life insurance sales. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and asset management services, utilizing both proprietary and third-party investment strategies across discretionary and non-discretionary accounts.

Bradley Shrader is a financial advisor with OSAIC in Maple Grove, MN, holding Series 63 and Series 65 licenses and having 38 years of industry experience. He has been with Royal Alliance since 2012 and also operates Shrader and Associates, a sole proprietorship focused on the sales and maintenance of individual life insurance products and small group health insurance. OSAIC Wealth serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm utilizes a model-based investment process with asset allocation, portfolio optimization, and multiple program options including Unified Managed Accounts and third-party money managers.

Jason Bauerly is a financial advisor with Ameriprise in Maple Grove, MN, holding a Series 66 designation and 26 years of industry experience. He has been with Ameriprise since 2003, including his current role since 2020. Bauerly serves as Treasurer on the Board of Directors for the District 279 Foundation. Ameriprise offers retirement-income planning services primarily for individuals approaching or in retirement who meet specific asset criteria, providing written Recommendation Reports that address income, Social Security options, and tax-smart withdrawal strategies. The firm employs a centralized retirement-income consulting team and utilizes algorithmic automation alongside research and modeling to generate tailored recommendations.

Peter Fox is a financial advisor at Edward Jones with eight years of industry experience. He holds a Series 66 designation and previously worked at Wells Fargo from 2014 to 2017. Peter has been with Edward Jones since 2017. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee solutions, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard and managing approximately $1.01 trillion in assets.

Vicky Nelson is a financial advisor with Primerica Advisors in Minneapolis, MN, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. She has been with Primerica Advisors since 1991 and Primerica since 1990. Outside of advisory work, she is involved in sales of loan products and home security and automation services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-based strategies and separately managed account options primarily to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure for its services.

Josef Minnich is a financial advisor with Ameriprise in Golden Valley, MN, holding a Series 63 designation and 18 years of industry experience. He has been with Ameriprise and its related entities since 2007. Outside of his advisory role, he serves as Secretary on the Board of Directors for the Golden Valley Little League. Ameriprise offers a retirement-income planning service targeting individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations. The firm also provides a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Nicole Williams is a CFP® with 24 years of experience in the financial services industry. She has been with Osaic Wealth, Inc. (formerly Royal Alliance Associates, Inc.) since 2006 and also served at Financial Dimensions Group, Inc. from 2006 to 2024. Williams is President of True Wealth Partners LLC, through which she conducts her investment advisory business. She is also a licensed insurance agent and notary public. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a wide range of brokerage and advisory services supported by a model-based investment process incorporating portfolio optimization and risk management tools.

Michel Melendez is a financial advisor with J.P. Morgan Securities in Minneapolis, MN, holding Series 65 and Series 63 credentials and 19 years of industry experience. He has been with J.P. Morgan Securities and JPMorgan Chase Bank since 2014, with roles spanning over seven years at the firm. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research with forward-looking capital market assumptions to support its recommendations.

Nathaniel Loge is a financial advisor at Edward Jones in Blaine, MN, holding a Series 66 designation with seven years of industry experience. He has worked at Edward Jones since 2018 and previously owned an Amazon sales business called Road Trip. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of advisory programs and investment options, supported by a large nationwide network of advisors and branches.

Jill Gutzmer is a financial advisor with Thrivent Investment Management in New Brighton, MN, holding Series 63 and Series 66 credentials and 17 years of industry experience. She has worked at multiple firms including Ameriprise Financial Services, Minnesota Life Insurance Company, and U.S. Bancorp Advisors. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, providing written financial recommendations across a broad range of topics without implementation. The firm emphasizes holistic, goal-based planning and allows clients to combine planning with managed-account services through a consolidated billing option called “WealthPlan.”

Casey Reif is a financial advisor with Edward Jones in Champlin, MN, holding a Series 66 designation and beginning his advisory career in 2026. Prior to joining Edward Jones, he was self-employed through Skulldini LLC and has held positions at TE Connectivity and the University of Minnesota Duluth. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages over $1 trillion in assets and offers a range of advisory programs and investment strategies supported by a large nationwide network of advisors and branch offices.

Anna Maillet is a financial advisor at J.P. Morgan Securities in Minneapolis, MN, with four years of industry experience. She holds a Series 66 designation and has previously worked at Harrison Financial Services and Creighton University, among other roles. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. The program incorporates quantitative and qualitative manager due diligence and may include ESG considerations in its investment approach.

Jacob Murphy is a CFP® professional with six years of industry experience. He currently works at OSAIC and previously spent six years at Northwestern Mutual and two years at Tennant Company. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm’s investment approach focuses on model-based asset allocation and portfolio optimization, supported by various tools and strategies, and is notable for its scale, affiliate network, and private-equity ownership.

Charles Limberis is a financial advisor at Ameriprise with 26 years of industry experience. He holds Series 63 and Series 66 credentials and has been with Ameriprise and its affiliated entities since 2004. Outside of advising, he manages leasing and tax preparation activities for investment-related entities. Ameriprise Financial Services is a large advisory firm serving both individual and institutional clients, offering specialized retirement income planning that includes written Recommendation Reports and ongoing advice focused on dependable income and tax-aware withdrawal strategies.

Brandon Dylan Apostol is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and three years of industry experience. His prior work includes roles at JPMorgan Chase Bank, N.A., J.P. Morgan Securities LLC, and various other companies across different sectors. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages roughly $671 billion in assets and offers both brokerage and advisory solutions supported by research from the Wells Fargo Investment Institute and third-party databases.

Aaron Elkins is a CFP® certified financial advisor with 25 years of industry experience, currently with Ameriprise in Plymouth, MN. He previously worked at LPL Financial and BMO Bank NA. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering a specialized retirement income service that provides written recommendations and ongoing planning focused on income sources and tax-aware withdrawal strategies.

Matthew Probst is a financial professional with Cetera, holding a Series 66 designation and five years of industry experience. He has worked with several firms including Minnesota Life Insurance Co, Securian Financial Services, and North Star Resource Group. Outside of his advisory role, he is involved in fixed insurance sales through North Star Consultants and operates under multiple financial services DBAs. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers portfolio management, financial planning, retirement services, and access to third-party managers through a multi-manager platform with a range of program structures and investment options.

Abagael Wills is a financial advisor with Ameriprise in Arden Hills, MN, holding a Series 66 designation and three years of industry experience. Prior to joining Ameriprise in 2021, she worked at UnitedHealth Group and spent several years in education at Bemidji State University and Delano High School. Ameriprise provides retirement-income planning services for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Joan Brestel is a financial advisor with LPL Financial, holding a Series 66 designation and 18 years of industry experience. She has previously worked at Cuna Brokerage Services Inc and has a concurrent role with TruStone Financial Credit Union. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory services including financial planning, model portfolios, third-party asset management, and institutional platforms, managing over $819 billion in discretionary assets across more than 22,800 advisors.