Matthew Hines is a Wealth Management Advisor at Merrill Lynch Wealth Management, based in the Northbrook, Illinois office. He joined Merrill Lynch in 2021, bringing experience from previous positions at Guggenheim Investments, FactSet Research Systems, and public accounting. Matthew works closely with clients to develop customized financial strategies focused on areas such as college education planning, liquidity management, small business strategies, individual and corporate investment strategy, tax minimization, and retirement income. Matthew holds a Bachelor’s and a Master’s degree in Accounting from the University of Iowa. He is a Chartered Financial Analyst (CFA) charterholder and holds the FINRA Series 7, 63, and 66 registrations. He is also affiliated with the CFA Society of Chicago. Matthew resides in the western suburbs of Chicago with his family. Outside of work, he enjoys spending time outdoors with his son and Bernese Mountain dog, and participates in a variety of sports including baseball, basketball, football, golf, and running.

Ronald Zweig is a financial advisor at LPL Financial with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Securities America Advisors, Inc. and Securities America, Inc. Outside of his advisory role, he is involved with Warady & Davis LLP, a tax preparation and accounting firm. LPL Financial serves individuals, retirement plan participants, banks, trust companies, and other institutions through a national network of investment adviser representatives, offering a range of advisory and brokerage services including financial planning, model portfolio programs, and institutional platforms.

Kevin Green is a financial advisor with Morgan Stanley in Deerfield, IL, holding Series 63 and Series 65 designations and bringing 33 years of industry experience. He has worked at Morgan Stanley since 2009 and with Morgan Stanley Private Bank, N.A. since 2015. Green also serves as a trustee in a trust-related capacity outside of his advisory role. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, emphasizing tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services through both direct and corporate financial planning agreements.

Michael Amrozowicz is a Series 66-credentialed financial advisor with 11 years of industry experience. He has worked at Edward Jones since 2014, with a brief period at Primerica Advisors and Primerica Financial Services in 2016 and 2017. He is based in Gurnee, Illinois. Edward Jones is a full-service wealth management firm that serves over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Weston Payne is a financial advisor at Ameriprise with three years of industry experience. He holds a Series 66 designation and has worked previously at the University of Chicago, Preqin Inc., and Republic Bank & Trust Corporate Center. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing planning advice focused on retirement income strategies and tax-aware withdrawal methods.

Matthew Kooperman is a financial advisor with Equitable Advisors and holds a Series 66 designation. He has 14 years of industry experience with previous roles at Ameriprise Financial Services, Edward Jones, and Morgan Stanley. Outside of his advisory work, he serves as a trustee and agent of record for his parents. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, plans, corporations, and charitable organizations. The firm utilizes third-party program sponsors and offers a range of investment options, including mutual funds, ETFs, separately managed accounts, and alternative investments.

Robert Bulman is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and three years of industry experience. His prior roles include positions at JPMorgan Chase Bank, J.P. Morgan Securities, and E*Trade Securities. Outside the financial sector, he has worked with several small businesses, including Vape Market LLC and Made Men Distributors, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolios, third-party asset management, and institutional platforms, with advice delivered by a large network of investment adviser representatives.

Kimberly Betke is a financial advisor with Primerica Advisors in Grayslake, Illinois, holding Series 63 and Series 65 licenses and 19 years of industry experience. She has been with Primerica Financial Services and PFS Investments Inc. since 2005. In addition to her advisory role, she is involved in the sale of loan products and home security and automation services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and selective separately managed accounts primarily to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure for its services.

Frederick Fox is a financial advisor at Merrill with Series 63 and Series 65 designations and 54 years of industry experience. He has been with Merrill since 1977 and has also worked at Bank of America, NA since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Martin Friedman is a CFP® professional with 33 years of industry experience, currently affiliated with LPL Financial. He has worked at LPL Financial since 2014 and previously spent 17 years at New England Securities. In addition to his advisory role, Friedman maintains a CPA practice focused on tax preparation and accounting services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers various advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, with an investment approach that incorporates discretionary and non-discretionary strategies supported by advanced research tools.

Benjamin Drescher is a financial advisor with UBS Financial Services, holding a Series 66 designation and seven years of industry experience. He has been with UBS since 2018. Prior to his current role, he worked at One Off Hospitality Group for two years. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, using proprietary research and model-based asset allocations to tailor financial plans. The firm combines institutional trading capabilities with wealth management services across a broad platform of investment, custody, and capital markets solutions.

David Bruskin is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 33 years of industry experience. Prior to joining LPL Financial in 2025, he worked for 22 years at Wayne Hummer Investments and spent two years at A. G. Edwards & Sons, Inc. LPL Financial is a national broker‑dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supporting advisors with research tools and various investment strategies.

Paul Stepankovskiy is a financial advisor with UBS Financial Services in Northbrook, Illinois, holding Series 63 and Series 65 designations and bringing 28 years of industry experience. He has been with UBS since 2012. Outside of his advisory role, he served on the endowment investment committee of B'Nai Jehoshua Congregation, advising on asset allocation and investment decisions for the community's endowment funds. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, combining institutional trading capabilities with wealth management services to tailor plans based on proprietary research and model-based asset allocations.

Kathleen O'Sullivan is a Series 66 licensed financial advisor with Edward Jones in Northbrook, Illinois. She has nine years of industry experience, including ten years with Edward Jones. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a large nationwide network of advisors and branch offices.

Kathy Merritt is a financial advisor with Ameriprise Financial Services, holding Series 63 and Series 65 licenses and possessing 22 years of industry experience. Her career includes roles at OSAIC, SagePoint Financial, Cambridge Investment Research, LPL Financial, and Money Concepts Capital Corp. She is also a co-owner of JPV Financial Inc., managing an advisory business alongside her work at Ameriprise. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. It offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on reliable income sources and tax-aware withdrawal strategies.

Thomas Jones is a financial advisor with Merrill in Northbrook, IL, holding a Series 66 designation and six years of industry experience. His work history includes roles at Bank of America N.A. since 2020 and Merrill since 2019, with previous employment at the University of Wisconsin - Parkside and a small business, I94 RV. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies tailored to individuals, high-net-worth clients, and institutional accounts, integrating internal and third-party management teams.

John Ressler Jr. is a CFP®-certified financial advisor with 27 years of industry experience, currently affiliated with LPL Financial. He has held roles at firms including Cetera Wealth Services, Commonwealth Financial Network, Kaplan Financial, and Cadaret, Grant & Co., Inc. Ressler also conducts fixed insurance sales as a secondary business activity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of advisors and advanced operational tools.

Michael Kalas is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 designations and bringing 41 years of industry experience. He previously worked at Stifel for 11 years before joining Wells Fargo Clearing in 2018. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options within its investment offerings.

Steven Howard is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 21 years of industry experience. His prior work includes roles at Park Avenue Securities, Guardian Life Insurance, and Northwestern Mutual Investment Management. Outside of his advisory duties, he is also the owner of Howard Farms in Maquon, IL. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and portfolio management services through a large network of advisors, utilizing both proprietary research and third-party strategies.

Brian Jensen is a financial advisor at Edelman Financial Engines with 22 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at The Mutual Fund Store and Financial Engines Advisors L.L.C. Outside of advisory work, he is an investor in a legal marijuana farm and distribution business in California. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm uses a committee-driven proprietary modeling process combined with planner delivery and online tools, offering both discretionary and non-discretionary investment management options.