Brett Efimov is a financial advisor at Cetera with 26 years of industry experience. He holds Series 63 and Series 65 credentials and has worked with Cetera since 2013. Outside of advising, he owns and operates a CPA firm and serves as president of a company providing credit card processing services. He is also a member of the Illinois CPA Society’s membership committee. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that includes access to affiliated and third-party managers.

Daniel Mc Hugh is a CFP® and Series 66 holder with nine years of experience in the financial services industry, all of which have been with Edward Jones since 2017. He is based in Tinley Park, Illinois. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services under a fiduciary standard, supported by a large network of financial advisors and branch offices nationwide.

Danieh Kasar is a financial advisor with Merrill in Oak Brook, IL, holding a Series 66 designation and eight years of industry experience. Prior to joining Merrill in 2021, Kasar held roles at Raymond James Financial Services and Merrill Lynch, Pierce, Fenner & Smith Inc., among others. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Daniel Paliga is a financial advisor with Charles Schwab in Oak Brook, IL, holding a Series 66 license and having one year of industry experience. His prior roles include positions at Charles Schwab Bank, Charles Schwab Premier Bank, and Rapid Business Plans. Outside of finance, he has worked in the food service industry with Doughnut Co. and Buenas Nachos. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines a non-discretionary client relationship model with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by proprietary research and due diligence on alternative investments.

Robert Rockwell is a financial advisor at Edward Jones with Series 66 designation and four years of industry experience. Prior to joining Edward Jones in 2022, he worked in healthcare roles including at Majestic Care Saint Anthony's and Community Healthcare. He has served in the Indiana Army National Guard since 2009. Outside of advising, Rockwell is involved in a self-employed house rental business. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices nationwide.

David Bartz is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and 22 years of industry experience. He has worked at LPL Financial since 2011 and previously spent four years at Edward Jones. Bartz is also a non-variable insurance advisor affiliated with Optimus Producer Partners and Pacific Life. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services, including model portfolio programs and third-party asset management, supported by research and technology tools for investment professionals.

George Mannella II is a financial advisor at Osaic Wealth with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Woodbury Financial Services, Citizens Securities, and Charter One Securities. Mannella is also president of Mannella Financial Services LLC and works as a financial consultant selling fixed annuities, fixed life insurance, and health insurance through Dato Pistorio Financial Group. Osaic Wealth serves a diverse client base including retail investors, retirement plans, charities, and corporate clients, offering a range of brokerage and advisory services with a model-based investment approach that incorporates asset allocation, portfolio optimization, and third-party manager selection.

Stephanie De La Cruz is a Series 66 licensed financial advisor at Raymond James Financial with 18 years of industry experience. She has worked within various branches of Raymond James since 2008. Outside of her advisory role, she is an associate and secretary at O'Neill Family Wealth Management Inc., where she assists clients with documentation, requests, and branch operations. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm offers tailored, non-discretionary planning using analytical tools and supports advisory programs and institutional consulting across a large advisor network.

Jason Grady is a financial advisor with Equitable Advisors in Oak Brook, IL, holding a Series 66 designation and 18 years of industry experience. He has been with Equitable Advisors since 2008 and previously worked at AXA Advisors, LLC. In addition to his advisory role, he is a partner member of Life Loyal Advisors, LLC. Equitable Advisors serves a broad client base including individuals, retirement plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and various asset-management programs. The firm utilizes both proprietary and third-party investment models and provides ERISA fiduciary services to qualified plans through credentialed representatives.

Todd Zastrow is a financial advisor at Cetera with 36 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Cetera since 1998. In addition to his advisory role, he owns a CPA firm, Zastrow & Co, Ltd, where he provides tax return preparation and compilations. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a range of portfolio management and consulting services and operates a multi-manager platform with access to affiliated and third-party managers.

William Blyth serves as a Senior Financial Advisor at Merrill Lynch Wealth Management, where he provides customized wealth management planning tailored to clients' financial goals, time horizons, liquidity needs, and risk tolerance. His professional focus includes family wealth management strategies, managing new wealth, and working with clients in sports and entertainment. Prior to his career in financial advising, William earned a Bachelor of Arts in History from the University of Illinois at Urbana-Champaign and a Juris Doctor from the University of Illinois at Chicago Law School. Though he holds a law degree, he does not practice law in his role at Merrill Lynch. He holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA) and Personal Investment Advisor (PIA), and is affiliated with the Chicago Bar Association. Outside of his professional duties, William is involved in coaching youth sports and serves as a Bridge financial counselor. He resides in La Grange, Illinois with his wife, Beth, and their four children.

James Burke is a CFP® and holds the Series 66 designation. He has 14 years of industry experience, all with Edward Jones, where he has worked since 2012. He is based in Darien, Illinois. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Maralynn Kearney is a CFP® professional with 13 years of industry experience, currently serving as a financial advisor at LPL Financial since 2021. Her previous roles include work with Waddell & Reed Inc and various insurance carriers, as well as managing CMS Office Management, LLC. She has been involved with the Kiwanis Club of Darien. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a variety of solutions including financial planning, model portfolios, and access to third-party asset management, supported by technology-driven research tools.

Alan Wojtowicz is a financial advisor at UBS Financial Services with 23 years of industry experience. He has held his current position at UBS since 2011. He holds the Series 63 and Series 66 designations. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides access to proprietary research and capital markets solutions.

Jack Molitor is a Client Experience Advisor at Merrill Lynch Wealth Management. In this role, he works with clients to understand their current financial situations and introduces solutions available through Merrill and Bank of America. His focus is on empowering clients with the knowledge and tools to manage their financial lives and select platforms that best fit their needs. Jack holds professional designations including Chartered Retirement Planning Counselor (CRPC) and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). He earned a Bachelor's Degree from the University of Wisconsin. His approach centers on helping clients identify what matters most to them and their families to develop strategies aimed at pursuing their financial goals.

Carlos Castello is a financial advisor at Equitable Advisors with a Series 66 designation and one year of industry experience. Prior to his advisory role, he worked in the research and health science sectors, including positions at the University of North Texas Health Science Center and the Van Andel Research Institute. Equitable Advisors serves individuals across a range of wealth levels, as well as pension plans, corporations, and charitable organizations, providing financial planning, retirement consulting, and asset management programs. The firm utilizes a network of Investment Adviser Representatives to deliver advice through various proprietary and third-party models and programs.

Erik Johnson is a financial advisor at Edelman Financial Engines in Mokena, IL, holding a Series 66 designation with 21 years of industry experience. His career includes roles at Financial Engines Advisors L.L.C., The Mutual Fund Store, Chase Investment Services Corp., Natcity Investments, and Ameriprise. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm employs a committee-driven, proprietary modeling process combined with planner delivery and online tools, offering both discretionary management and non-discretionary online advice across a range of accounts and investment strategies.

Nikolas Jurgovan is a Series 66-credentialed financial advisor at Morgan Stanley in Oak Brook, IL, with one year of industry experience. Prior to joining Morgan Stanley, he was affiliated with Louisiana State University and held roles at Glen Ellyn Park District, Glenbard West High School, and Hadley Junior High School. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.

Terrence Hill is a financial advisor at Morgan Stanley with 29 years of industry experience. He holds Series 65, Series 63, and Series 66 licenses. His prior roles include positions at Commonfund Securities, Merrill, Hirtle & Co., and Banc One Securities Corporation. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a variety of advisory programs. The firm employs a structured planning process using proprietary tools and models, managing approximately $2.74 trillion in client assets.

Steven Langworthy is a CFP® and holds a Series 66 license with 14 years of experience in the financial industry. He has been with Edward Jones since 2011. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and tax-efficient services, supported by a large nationwide network of advisors and branch offices.