Evan Schumacher is a CFP® with seven years of industry experience, currently serving as a financial advisor at Creative Planning since 2022. He previously worked at Wipfli Financial Advisors and Hewins Financial Advisors. Creative Planning provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, foundations, trusts, and retirement plans. The firm manages approximately $217 billion in assets and employs a financial planning–led investment approach focused on low-cost indexing and buy-and-hold strategies, supplemented by specialized tactics such as direct indexing and tax-loss harvesting.

Thomas Bevington is a financial advisor at Creative Planning with 10 years of industry experience. He holds the CFP® designation along with Series 66 and Series 63 licenses. Prior to Creative Planning, he worked at Matter Family Office, Charles Schwab Bank, Charles Schwab, and FIDELITY Brokerage Services LLC. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a diverse client base, including high-net-worth individuals, pension plans, trusts, and corporations. The firm employs a financial-planning-led investment approach that incorporates low-cost indexing, buy-and-hold strategies, tax-loss harvesting, and selective private market exposure.

Mark Whaley is a financial advisor at GWN Securities Inc. with two years of industry experience. He holds Series 65 and Series 63 designations. In addition to his advisory role, Whaley is co-founder and managing director of Everest Microbial Defense, LLC, where he oversees antimicrobial product development and business operations. He also serves as a trustee board member for Bergen Park Church and provides business consulting in carpet and flooring maintenance. GWN Securities provides investment advisory services to individual and corporate clients through various managed account programs and financial planning offerings. The firm employs a mix of affiliated and unaffiliated sub-advisers and utilizes tactical strategies, including market-timing and momentum approaches, supported by technology platforms and model-based portfolio construction.

Matthew Heim is a financial advisor at Cresset Asset Management, LLC with a Series 65 credential and four years of industry experience. Prior to joining Cresset in 2022, he held positions at the University of Colorado at Boulder, The Walsh Group, The Roaring Fork Club, and Berkshire School. Cresset Asset Management, LLC is an SEC-registered investment adviser managing approximately $71.9 billion in client assets across a diverse client base, including individuals, families, trusts, retirement plans, and charitable organizations. The firm focuses on diversified, asset-allocation-driven portfolio construction using both active and passive strategies, supported by a structured due-diligence process and a range of advisory and family office services.

Nathanael Southard is a financial advisor at TIAA-CREF with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has been with TIAA-CREF since 2014. Outside of his advisory role, he owns and manages a rental investment property. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing relationships through employer retirement plans. The firm offers model and customized portfolios under a fiduciary standard and acts as adviser to a donor-advised fund within a vertically integrated structure.

Robert Jones is a financial advisor at Cerity Partners LLC with 10 years of industry experience. He holds a Series 66 designation and has worked at firms including Ayco/Goldman Sachs & Co. LLC and United Capital Financial Advisers, LLC. Cerity Partners is an SEC-registered investment adviser serving a diverse client base that includes individuals, families, trusts, corporations, and institutional investors. The firm provides a range of services including investment management, financial planning, tax and insurance support, and access to alternative and private-market investments, with a focus on customized, diversified asset allocation and private market programs for qualified clients.

Andrew Albers is a financial advisor at Principal Financial Services with 11 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Principal Bank and Principal Trust Company, Principal Securities, Inc., and Principal Life Insurance Company since 2023, following prior roles at Cambridge Investment Research Advisors, Inc. and Valenta Capital Management. Principal Securities offers brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm’s advisory services emphasize direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Ryan Hill is a CFA® charterholder with four years of industry experience. He has worked at Wells Fargo Investment Institute, Inc. since 2021 and was previously employed at Wells Fargo from 2008 to 2021. He is based in Denver, CO. Wells Fargo Investment Institute provides institutional research, manager due diligence, model portfolio construction, and asset-allocation guidance to Wells Fargo wealth and fiduciary businesses as well as select external clients. The firm’s work is organized across specialized divisions that produce research and model guidance without exercising investment discretion or holding custody of client assets.

Shane Dunican is a CFP® at Moneta Group Investment Advisors, LLC with six years of industry experience. He has held positions at RKFin and Team Hewins prior to joining Moneta. Outside of finance, he was involved with Take Charge Cats and spent time at the University of Arizona. Moneta Group Investment Advisors serves high-net-worth individuals, families, family offices, and institutional clients, providing a range of portfolio management, financial planning, and family office services. The firm utilizes a partner-led team structure and an open-architecture investment process that emphasizes asset allocation and manager due diligence.

Michael Holliger is a financial advisor with Independent Financial Partners and holds Series 63 and Series 66 licenses. He has 27 years of industry experience, including positions at Fidelity Investments and LPL Financial. Holliger is also involved with Holliger Financial Consultants, a financial advisory and investment management business. Independent Financial Partners provides investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent Investment Adviser Representatives. The firm supports a multi-advisor platform with a focus on retirement-plan advisory and pension consulting, offering both discretionary and non-discretionary investment management options.

Duncan Macdougall is a CFP® with four years of industry experience, currently serving as a financial advisor at Mercer Global Advisors Inc. in Denver, CO. His prior work experience includes roles at First National Bank of Omaha, the University of Colorado Bookstore, Zepheira, and the University of Colorado. Mercer Global Advisors provides investment advisory and planning services to individuals, high-net-worth families, small business owners, corporate plan sponsors, foundations, and nonprofits. The firm’s investment approach is based on Modern Portfolio Theory, emphasizing globally diversified, risk-appropriate portfolios with strategic use of low-cost index vehicles and tax management.

Marc Macaluso is a financial advisor with Bankers Life Advisory Services, Inc. in Denver, CO, holding Series 63 and Series 65 licenses and having 15 years of industry experience. He has been with Bankers Life Advisory Services since 2017 and also serves as an insurance agent for Bankers Life & Casualty, specializing in Medicare Supplement, annuity, life, health, and long-term care insurance products. Bankers Life Advisory Services, Inc. primarily serves mass-affluent and high-net-worth individuals with discretionary portfolio management, investment consulting, and retirement plan consulting. The firm uses a combination of fundamental, technical, and cyclical analysis to tailor asset allocations and portfolio management aligned with clients’ goals and risk tolerances.

Jason Halko is a CFP® with 21 years of industry experience currently with Mercer Global Advisors Inc. He previously worked at Schwab Private Client Investment Advisory, Inc. and Charles Schwab and Co., Inc. for nearly two decades. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments, offering investment advisory, financial, tax, retirement, and estate planning services. The firm employs a globally diversified, risk-appropriate investment approach using low-cost ETFs, index funds, separate account managers, and various specialized programs.

Todd Miller is a financial advisor with Eagle Strategies (NY Life) based in Denver, CO, holding Series 66 and Series 63 licenses and bringing 10 years of industry experience. He has worked with NYLIFE Securities, LLC and New York Life Insurance since 2016 and is currently affiliated with Greenstone Financial LLC. Miller serves on the board of directors for the Colorado chapter of the National Association of Insurance and Financial Advisors (NAIFA). Eagle Strategies serves a broad mix of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated investment adviser representatives. The firm emphasizes tailoring recommendations to client objectives and plan sponsor criteria and primarily manages assets on a non-discretionary basis.

Fred Apodaca III is a CFP® professional with two years of experience currently affiliated with Kestra Advisory. His work history includes roles at Kestra Investment Services, Private Capital Management, and Northwestern Mutual. In addition to advisory duties, he assists with seminars for federal employees and provides financial services through a fiduciary firm offering money management, 529 plans, and annuities. Kestra Advisory Services provides investment advisory and retirement-plan consulting to institutional and individual clients, offering services such as plan design, fiduciary oversight, and plan-level investment advice. The firm serves large institutional investors, including sovereign wealth funds, and offers a range of management platforms and third-party solutions.

Thomas Ziegler is a financial advisor with TIAA-CREF in Denver, Colorado, holding Series 63 and Series 66 licenses and having nine years of industry experience. He has worked with TIAA-CREF since 2016 and was previously involved with Charco Broiler from 2015 to 2023. TIAA-CREF Individual & Institutional Services, LLC provides financial planning, discretionary managed account programs, and broker-dealer services to individuals, trusts, estates, and small retirement plans, often serving clients connected to TIAA-administered employer retirement plans. The firm offers both point-in-time planning and ongoing portfolio management, with a fiduciary standard applied to its registered investment adviser services.

Bethany Alas is a financial advisor at Transamerica Financial Advisors with Series 63 and Series 65 credentials and three years of industry experience. She has held roles at Crimson Resource Management Corp, Transamerica Financial Advisors, Inc., Alas Financial Corporation, World Financial Group, Inc., and ONDRISH and ASSOCIATES, P.C. Outside of advising, she works as a senior revenue accountant in the oil and gas industry, handling data analysis and revenue distribution. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a diverse client base, utilizing model portfolios and third-party managers through multiple program platforms. The firm supports individual investors, retirement plans, trusts, estates, charitable organizations, and businesses.

Sarah Robertson is a financial advisor with Benjamin F. Edwards & Company, Inc., holding a Series 66 designation and four years of industry experience. Prior to joining Benjamin F. Edwards, she worked at Ovintiv Services Inc. and Crestone Peak Resources. Benjamin F. Edwards & Company is an SEC-registered investment adviser and broker-dealer serving a diverse client base that includes individuals, pension and profit-sharing plans, charitable organizations, corporations, and other institutions. The firm offers a range of fee-based wrap programs and investment management services, utilizing strategies managed internally, by its advisors, and through third-party managers.

Austin Hamlett is a financial advisor with Bankers Life Advisory Services, Inc. in Denver, CO, holding a Series 66 designation and three years of industry experience. His prior roles include positions at Bankers Life Securities, Inc. and Bankers Life & Casualty, Inc. Bankers Life Advisory Services, Inc. is an SEC-registered investment adviser serving mass-affluent and high-net-worth individuals with discretionary portfolio management, investment consulting, and retirement plan consulting. The firm uses a combination of fundamental, technical, and cyclical analysis to create tailored portfolios aligned with clients’ goals and risk tolerances.

Cameron Kawato is a financial advisor with Principal Financial Services holding a Series 66 designation and based in Denver, CO. He has legal experience from working at several law firms and legal organizations, including Anzen Legal Group, LLC, and the Court of Appeals of Virginia. Outside of finance, he has been involved in legal practice for over five years. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individuals, retirement plans, trusts, and charitable organizations. The firm’s advisory approach includes direct advisory programs, financial planning, retirement plan consulting, and access to third‑party money manager solutions through various advisory and promoter arrangements.