David Palm is a financial advisor with Wells Fargo Clearing in Fort Collins, CO, holding Series 63 and Series 65 credentials and 17 years of industry experience. He has been with Wells Fargo Clearing since 2016 and has worked with Wells Fargo Bank NA since 2013. Outside of his advisory role, he has served at the Turning Point Center for Youth since 2008. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice grounded in modern portfolio theory. The firm includes a broad range of financial products in its investment menus, such as insurance-related vehicles and bank deposit sweep options.

Sherri Pfeiffer is a financial advisor at Merrill with 11 years of industry experience. She holds a Series 66 designation and has worked at Merrill since 2004, with a brief tenure at BofA Securities in 2019. Outside of her advisory role, she is an owner and member of D&S Minerals LLC, an entity formed to hold mineral assets. Merrill offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, providing a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Timothy Jensen is a CFP® professional with 21 years of industry experience, currently serving at OSAIC since 2023. His prior roles include positions at FSC and Wells Fargo Clearing. Outside of his advisory work, he owns Tim's Tennis Time LLC, where he provides tennis instruction and coaching. Osaic Wealth, Inc. serves a diverse client base that includes individual investors, pension plans, corporations, and charitable organizations through a large network of advisers. The firm offers a range of brokerage and advisory services and employs various portfolio construction tools, supporting both discretionary and non-discretionary account management.

Kathleen Martin is a financial advisor at Charles Schwab with 10 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Charles Schwab and Wells Fargo in various capacities. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, offering a blend of non-discretionary and discretionary investment management supported by an integrated operational structure.

Ben Setlak is a Financial Consultant at Fidelity Investments. He works with individuals and families to build, implement, and monitor financial plans, emphasizing the importance of personalized plans and trusted advisor relationships. Ben has been with Fidelity Investments since 2021 and has held multiple roles, progressing from Workplace Planning Associate to his current position. His experience includes various planning consultant roles within Fidelity, developing his expertise in supporting financial planning needs. Prior to joining Fidelity, Ben interned as an Economics Intern at First Trust Portfolios in 2019. Ben holds an AR Insurance License. Outside of work, he enjoys baseball, family activities, fishing, golf, hiking, and running.

Amy King is a CFP® professional affiliated with LPL Financial in Arvada, CO, with 10 years of industry experience. Her prior roles include positions at Bessemer Trust Company NA and Tedstrom Wealth Advisors. Outside of her advisory work, she is involved with W.o.W Women of Wealth LLC, a real estate rental venture. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, and institutions nationwide. The firm offers financial planning, advisory programs, retirement consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Kate Bentson is a financial advisor with J.P. Morgan Securities in Denver, CO, holding a Series 66 designation. She began her career in the financial industry in 2026 and has prior experience at JPMorgan Chase Bank, N.A., and Gart Properties. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Joseph Bocci III is a financial advisor with Raymond James Financial Services Advisors, holding the CFP® designation and Series 66 license, with 18 years of industry experience. He has been with Raymond James since 2016 and also operates Joey Bocci Financial Planning, LLC. Outside of his advisory work, he serves on the board of the Remuda Ranch Metropolitan District and is involved in agricultural business through BIKMA Performance Horses, LLC. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to a broad client base including individuals, high-net-worth investors, and public entities. The firm offers tailored, primarily non-discretionary advisory services and maintains specialized programs such as the SIMPLE IRA Employer Advisory & Consulting Services for small businesses.

Allen Cunningham is a Benefits & Planning Consultant within Executive Services at Fidelity Investments, a role he has held since 2026. He specializes in assisting clients with understanding and utilizing their workplace benefits, integrating these into personalized financial plans. His approach involves discussing clients' priorities, evaluating their financial situations, and identifying opportunities to meet their goals through education, planning, and ongoing guidance. Prior to his current position, Allen gained experience at Fidelity Investments in various roles including Investment Solutions Representative III, II, and I from 2022 to 2026, as well as serving as a High Net Worth Representative and Customer Relationship Advocate. He began his career in the financial industry as a Teller at Bank of The West between 2020 and 2021. Allen holds an AR Insurance License. Outside of his professional responsibilities, Allen enjoys boating, attending concerts, football, golf, and snowboarding.

Samantha Gill is a financial advisor with Wells Fargo Clearing in Denver, CO, holding Series 66 and Series 63 designations and bringing 10 years of industry experience. She previously worked at Morgan Stanley for one year before joining Wells Fargo Clearing Services, LLC, where she has been since 2017. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages roughly $671 billion in assets through a large network of over 14,000 advisors, offering both brokerage and advisory solutions.

Zakary Book is a financial advisor at Fidelity with Series 66 and Series 63 credentials and three years of industry experience. He previously worked at Pontifex Capital and has a background that includes roles at Boise State University and Jacks Urban Eats. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm serves a diverse client base and offers discretionary portfolio management, fund advisory, and model portfolios, with a noted role in institutional wealth advising and use of AI-driven research methods.

Michael Edwards is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and possessing 36 years of industry experience. His prior roles include positions at Cadaret, Grant & Co., Inc. and Fortis Financial Group/Woodbury Financial Services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a nationwide network. The firm offers a range of financial planning and advisory programs, supporting both discretionary and non-discretionary management with model portfolios, third-party subadvisors, and various technology-driven investment approaches.

Benjamin White is a financial advisor at Morgan Stanley in Denver, Colorado, holding a Series 66 designation with six years of industry experience. His prior work includes roles at Edward Jones and Instacart, as well as a decade at Terry White. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies.

Rachael Christensen is a financial advisor at LPL Financial with 10 years of industry experience. She holds a Series 66 designation and has previously worked at BancWest Investment Services, Inc. and BMO Bank NA, where she continues to hold an advisory role. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services supported by model portfolios, third-party research, and technology-driven solutions.

Richard Riley is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 credentials and bringing 23 years of industry experience. He has worked at Primerica since 2001 and also spent five years with Andy Frain Services. Outside of his advisory role, he is involved in sales of investment-related products and receives compensation for referrals related to home security and automation products through affiliated companies. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and selectively managed accounts. The firm employs a tiered wrap-fee structure and curates third-party asset managers while overseeing model implementation through BNY Mellon Advisors.

Alexander Liss is a CFP® and ChFC® with eight years of industry experience. He is currently affiliated with Cetera and holds ownership and leadership roles in multiple financial services and planning firms, including Alexander Liss Wealth Management, LLC and Dialed-In Planning. His career includes prior experience at Union Pacific and Securities America Inc. Cetera Investment Advisers LLC operates a nationwide network of independent advisors serving individual, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services, with a multi-manager platform that provides access to affiliated and third-party managers across various program structures.

Nathaniel Pagibigan is a financial advisor at Fidelity with a Series 66 credential and has been in the industry since 2026. He has previously worked at Bankers Life and Axos Clearing. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction across mutual funds, ETFs, and ETPs.

Nicholas Dodds is a financial advisor with Cambridge Investment Research Advisors and holds a Series 66 designation. He has 11 years of industry experience, with prior roles at Northwestern Mutual Wealth Management Company, Vanguard Group, and USAA. Cambridge Investment Research Advisors serves a diverse client base, including individuals, pension and profit-sharing plans, charitable organizations, and trusts. The firm provides financial planning, investment management, and retirement plan advisory services through a network of independent financial professionals, offering both proprietary and third-party investment strategies across various platform arrangements.

Svitlana Murtha is a financial advisor with Ameriprise in Thornton, CO, holding a Series 66 designation and 10 years of industry experience. She previously worked at Wells Fargo Clearing for nine years before joining Ameriprise in 2025. Ameriprise offers retirement-income planning services primarily for individuals approaching or in retirement who meet specific asset criteria. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, written recommendation reports through a centralized consulting team.

Jaclyn Wuth is the Vice President and Branch Leader at Fidelity Investments, a position she has held since 2017. In this role, she coaches skilled professionals to deliver planning experiences tailored to clients' unique needs. Her career at Fidelity Investments began in 2004, and she has held various positions including Assistant Branch Leader, Branch Service Manager, Relationship Manager, Team Manager, Team Leader, Service Delivery Specialist, and Retirement Services Specialist. Throughout her tenure, Jaclyn has developed expertise in branch leadership and client relationship management, contributing to the firm's service delivery and planning capabilities. Her extensive experience within Fidelity Investments reflects a consistent progression through roles focused on client service and team leadership. Outside of her professional responsibilities, Jaclyn's interests include the beach, social events with friends, pets, singing, theater, and volunteering.