Travis Wilde is a financial advisor at Morgan Stanley with 19 years of industry experience. He has worked at Morgan Stanley since 2017 and previously spent a year at Zions Bancorporation. Outside of his advisory role, he owns and manages rental properties in Draper and Salt Lake City, Utah. Morgan Stanley Wealth Management provides advisory programs and financial planning to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process utilizes structured discovery tools and investment modeling but generally does not provide individual security recommendations as part of standalone planning.

Michael Williams is a financial advisor at Morgan Stanley with Series 63 and Series 66 credentials and five years of industry experience. His work history includes roles at Morgan Stanley since 2023 and E*Trade Securities LLC from 2021 onward. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and models as part of its advisory process.

Henry Zakharian is a financial advisor at Morgan Stanley with 17 years of industry experience. He holds the Series 63 and Series 66 designations. His work history includes positions at Morgan Stanley since 2023 and at E*TRADE Securities from 2008 to the present. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets.

J Anderson is a CFP® credentialed financial advisor with 39 years of industry experience, currently serving at Osaic Wealth. He previously spent nearly four decades at Lincoln Financial Advisors Corporation. Anderson co-authored the book *Mastering Your Financial Success*. Osaic Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients. The firm offers a range of advisory and brokerage services with a model-based investment process emphasizing asset allocation, portfolio optimization, and risk management across multiple program platforms.

Stephen Monsen is a financial advisor with LPL Financial, holding a Series 66 designation and one year of industry experience. His prior roles include positions at Goldenwest Credit Union and Alpine Credit Union. He has also worked at Snow College and with the Church of Jesus Christ of Latter-Day Saints. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset management, supported by extensive advisor tools and a broad non-advisory financial platform.

Peggy Elizabeth Canhoto is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 credentials and bringing 23 years of industry experience. She has been with Morgan Stanley since 2010, including her current role at Morgan Stanley Services Group, Inc. since 2022. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and tailored financial planning supported by structured discovery conversations and firm-approved tools.

Kevin Larson is a CFP® professional with 23 years of experience in the financial services industry. He is currently with Cetera and has previously worked at Securities America Advisors and Cetera Wealth Services. Outside of his advisory role, Larson serves as a financial consultant at Transwest Credit Union and holds a position as an insurance agent offering life, disability, annuities, and long-term care products. Cetera Investment Advisers LLC is a large SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform that includes affiliated and third-party managers, supporting diverse investment strategies across discretionary and non-discretionary program structures.

Gerard Miller is a financial advisor with Morgan Stanley who holds Series 65 and Series 63 licenses and has 20 years of industry experience. He worked at E*Trade Clearing LLC for 17 years before joining Morgan Stanley Smith Barney LLC, where he has been since 2023. Outside of his advisory work, Miller is employed at Solitude Mountain Resort and Willow Creek Country Club in Utah, both recreational businesses. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, focusing on tailored financial planning supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and offers services through both direct engagements and corporate financial planning agreements.

Jeromy Wood is a financial advisor at OSAIC with 19 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Morgan Stanley, KPG Capital Partners, and Securities America Advisors. Outside of his advisory roles, he assists with Glamour Gowns, a retail clothing store specializing in formal wear. OSAIC Wealth serves a diverse client base, including individual investors and institutional clients, offering both brokerage and advisory services supported by a multi-advisor platform. The firm emphasizes model-based asset allocation and portfolio optimization and is notable for its scale, complex affiliate network, and recent consolidation activity.

Stephen Johnson is a financial advisor with Raymond James Financial in Draper, UT, holding Series 63 and Series 65 credentials and 22 years of industry experience. He has been associated with Raymond James Financial Services since 2004 and operates LJIAS, LLC, an entity he owns for payroll purposes. Johnson also serves as a co-agent in a non-variable insurance business. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, charitable organizations, and institutions. The firm offers tailored non-discretionary planning and consulting using advanced analytical tools and supports both individual and institutional clients through a large network of advisors.

Stewart Campbell is a CFP® with 16 years of industry experience, currently serving as a financial advisor at LPL Financial since 2010. He also has a role at Mountain America Credit Union dating back to 2009. Outside of advisory work, he is an adjunct professor at Utah Valley University. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management options, utilizing both proprietary and third-party strategies, supported by advanced operational and research tools.

Jared Henderson is a CFP® and holds a Series 66 license, with 24 years of experience in financial advising. He has been with Equitable Advisors since 2001 and previously worked at Axa Advisors, LLC. Outside of his advisory role, he serves as a councilman in Herriman City and coaches youth soccer for the Utah Avalanche Soccer Club. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and various asset-management programs. The firm’s approach includes matching clients to program models or discretionary managers, utilizing both proprietary and third-party investment solutions.

Les Barber Jr. is a financial advisor with OSAIC based in South Jordan, UT, holding Series 63 and Series 66 designations and bringing 22 years of industry experience. He has worked at Royal Alliance since 2013 and was previously with Osaic FA, Inc. from 2004 to 2013. Outside of advising, he serves as a partner in Integrated Financial Group, which offers various insurance and group benefits products. OSAIC Wealth serves a broad mix of retail and institutional clients through a multi-advisor platform, providing brokerage and advisory services across financial planning, managed portfolios, third-party money manager programs, and retirement plan consulting. The firm’s investment process employs model-based asset allocation and portfolio optimization supported by risk-tolerance assessments and offers a variety of discretionary and non-discretionary management options.

Joshua Harper is a financial advisor with OSAIC, holding a Series 66 designation and 20 years of industry experience. He has worked at Integrated Financial Group since 2013 and was previously affiliated with Equitable Advisors. Harper is involved with the Family Forge Initiative, a nonprofit focused on charitable giving in the community. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers brokerage and advisory services supported by model-based asset allocation, portfolio optimization, and a range of investment programs delivered through an extensive multi-advisor platform.

Denton Whipple is a financial advisor with Edward Jones in Draper, UT, holding a Series 66 designation and one year of industry experience. Prior to joining Edward Jones, he worked at Galloway and Company and has experience in engineering, consulting, and powersports industries. Outside of his advisory role, he operates a motorcycle repair business, Desert Peak Innovation. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages assets through a range of advisory programs and investment solutions, supported by a large national network of financial advisors and branch offices.

Jordan Wilkins is a financial advisor at Edward Jones with six years of industry experience. He holds the Series 66 designation and has worked at Edward Jones since 2019. Prior to joining Edward Jones, he was employed at Optum Bank, Apex Systems, and Tucanos Brazilian Grill. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices.

David Mackay is a CFP® professional with 23 years of industry experience and is currently affiliated with LPL Financial. He worked at Waddell & Reed Inc for 18 years before joining LPL Financial in 2021. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions through a broad network of investment adviser representatives. The firm offers diverse advisory services including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Michelle Lundahl is a financial advisor with Raymond James & Associates, holding a Series 66 designation and four years of industry experience. Her prior roles include positions at UBS Financial Services and BuildbyB LLC, as well as several years with Orangetheory Fitness and community involvement with the Church of Jesus Christ of Latter Day Saints. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a broad client base, including individuals, institutions, pension plans, and charitable organizations. The firm offers a range of financial planning and consulting services, utilizing multiple portfolio management styles and affiliated research to support tailored, non-discretionary advice.

Tina Montoya is a financial advisor at OSAIC with over 25 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at firms including Sagepoint Financial and Securities America Advisors. Outside of her advisory role, she operates a sole proprietorship under KJP Wealth Management and owns an insurance-related business focusing on research and recommendations for insurance products. OSAIC Wealth serves a diverse client base, including retail and institutional investors, retirement plan sponsors, charities, and corporate clients. The firm employs a model-based investment approach with portfolio optimization and offers a broad range of advisory and brokerage services across multiple platforms.

Daniel Kartchner is a financial advisor at Morgan Stanley with 14 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at E*TRADE Securities and E*TRADE Capital Management. Morgan Stanley Wealth Management offers a broad range of advisory programs to individuals and institutional clients, providing tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services through both direct individual plans and employer-based Corporate Financial Planning agreements.