Abigail Read is a financial advisor with Schwab Wealth Advisory in Phoenix, AZ, holding a Series 66 designation and 23 years of industry experience. She has been with Schwab Wealth Advisory since 2014 and has a broader tenure with Charles Schwab dating back to 2013. Prior to that, she was self-employed for 13 years. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews and investment recommendations across various asset classes. The firm operates as an internal advisory unit within the Schwab ecosystem, delivering advice through standardized asset allocation models and research tools without exercising discretionary trading authority.

Kaleb Parrett is a financial advisor with Empower Advisory Group in Phoenix, AZ, holding Series 63 and Series 65 credentials and one year of industry experience. His prior work includes roles at KFG Wealth Management, Korhorn Financial Group, Whirlpool Corporation, and Jackson National. Empower Advisory Group provides financial planning and investment management primarily for employer-sponsored retirement plan sponsors and their participants, delivering services through an integrated platform connected to Empower’s recordkeeping and administrative systems.

Sean Campbell is a CFP® professional with 26 years of industry experience, currently serving as an advisor at Schwab Wealth Advisory since 2022. His prior roles include positions at Charles Schwab, Versant Capital Management, and Schwab Private Client Investment Advisory. Schwab Wealth Advisory, Inc. offers non‑discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, utilizing Schwab’s asset allocation models and research tools to support investment recommendations while allowing clients to retain final trading decisions.

Janet Horowitz is a financial advisor with Private Advisor Group, LLC, holding Series 63, 65, and 66 credentials and 40 years of industry experience. She has worked at Private Advisor Group since 2019 and concurrently at Wells Fargo Advisors Financial Network LLC since 2009. She provides investment advice through her business, Janet Horowitz LLC, operating under Private Advisor Group. Private Advisor Group is an SEC-registered advisory firm managing over $41 billion across more than 135,000 client relationships. The firm serves individuals, trusts, estates, charitable organizations, and corporate and retirement plan clients, offering portfolio management, financial planning, and access to third-party asset management programs.

Matthew Langmack is a CFP® and holds a Series 66 license with six years of industry experience. He is currently an advisor at Schwab Wealth Advisory Inc., where he has worked since 2021. Prior to this, he held positions at Ameriprise Financial Services, One2One Wealth Strategies, and The Boeing Company. Langmack also worked in student and family programs at Arizona State University. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program sponsored by Charles Schwab & Co., Inc. The firm offers annual financial reviews, retirement and planning discussions, and investment recommendations using Schwab’s asset allocation models and research tools, with clients retaining final trading decisions.

Patrick Ketchoyian is a CFP® with 10 years of experience in the financial services industry. He is currently with Schwab Wealth Advisory, where he has worked since 2020. His prior experience includes roles at Annexus Securities, Edward Jones, and US Trust. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients in the Schwab Wealth Advisory program, offering services such as financial reviews, retirement planning, and investment recommendations across various asset classes, while clients retain final trading decisions.

Joseph Okros is a financial advisor with Brookstone Capital Management LLC in Ann Arbor, MI, holding a Series 66 designation and 14 years of industry experience. He has been with Brookstone since 2015 and has also been self-employed since 2014. Outside of his advisory work, Okros is involved in insurance sales, including traditional life, disability, and long-term care insurance, as well as annuities, and he is associated with an attorney business. Brookstone Capital Management is an SEC-registered adviser offering fee-based asset management and financial planning through a turnkey asset management platform and wrap-fee program. The firm serves a diverse client base, including individuals, retirement plans, corporations, charitable organizations, other RIAs, sovereign wealth funds, and banking institutions, providing primarily discretionary investment management via model portfolios, unified managed accounts, and separately managed accounts.

Bingjie Zhu is a financial advisor with Eagle Strategies (NY Life) in Scottsdale, AZ, holding Series 65 and Series 63 designations and two years of industry experience. Prior to joining Eagle Strategies, Zhu was associated with NYLIFE Securities LLC, Famous Financial and Insurance Solutions LLC, and New York Life Insurance Company. Eagle Strategies serves a diverse range of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services. The firm offers various program types tailored to client and plan sponsor objectives, with the majority of its assets managed on a non-discretionary basis.

Jared Lang is a CFP® with two years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory in Phoenix, AZ. His prior experience includes roles at Charles Schwab, JPMorgan Chase Bank, N.A., and J.P. Morgan Securities. Before entering financial services, he worked four years at Grand Canyon Beverage Company. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice within the Charles Schwab ecosystem, focusing on annual financial reviews, retirement planning, and investment recommendations using Schwab’s research tools and asset allocation models. The firm does not exercise discretionary trading authority itself but collaborates with affiliated money managers for discretionary management.

Vincent Heck is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. He has been with Schwab Wealth Advisory since 2015 and has worked at Charles Schwab & Co. Inc. since 2008. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm delivers advice using standard asset allocation models and Schwab research tools, offering annual financial reviews and investment recommendations while clients retain final trading decisions.

Cameron Dechesaro is a CFP®-certified financial advisor with eight years of industry experience. He has been with Schwab Wealth Advisory Inc. since 2019 and has worked at Charles Schwab & Co., Inc. since 2017. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice within the Schwab ecosystem, focusing on clients enrolled in the Schwab Wealth Advisory program. The firm offers financial reviews, retirement and planning discussions, and investment recommendations that utilize Schwab’s asset allocation models and research tools, while clients retain final trading decisions.

Mark Turner is a financial advisor at Schwab Wealth Advisory with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Charles Schwab since 2015, including his current role at Schwab Wealth Advisory since 2018. Outside of his advisory work, Turner manages a family holding company in Gilbert, AZ. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm offers annual financial reviews and investment recommendations using Schwab’s asset allocation models and research tools, with clients retaining final trading decisions.

Molly Malone is a CFP® certificant with 26 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory since 2012. She has been affiliated with Charles Schwab since 1999. Molly is based in Phoenix, AZ, and holds Series 63 and Series 66 licenses. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools. The firm does not engage in discretionary trading, with portfolio decisions made by clients or third-party money managers.

Tanya Forsythe is a financial advisor at TIAA-CREF with 15 years of industry experience. She holds Series 63 and Series 66 credentials and has been with TIAA-CREF since 2013. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing relationships through employer retirement plans. The firm operates within a vertically integrated structure and acts as adviser to a donor-advised fund sponsored by Charityvest.

Jordan Kuntzelman is a financial advisor at Empower Advisory Group with one year of industry experience. He holds Series 63 and Series 66 licenses. His prior experience includes roles at Vanguard Advisers, Inc. and The Vanguard Group, Inc. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm delivers services through an integrated model linked to Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions.

Carlton Weber is a CFP® with seven years of industry experience, currently serving as a financial advisor at Creative Planning since 2022. He previously worked at Keystone Wealth Partners and USAA, among other positions. Creative Planning provides wealth management and financial planning services to a diverse client base, including high-net-worth individuals, institutions, and retirement plans. The firm employs a financial-planning-led investment approach that emphasizes low-cost indexing and buy-and-hold strategies, supplemented by customized equity, bond, and private market investments.

Brenton Harris is a financial advisor with Schwab Wealth Advisory Inc. in Phoenix, AZ, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. He has been with Schwab Wealth Advisory since 2012 and has worked within the Charles Schwab organization since 2007. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations across a range of assets. The firm operates as an internal advisory unit within the Schwab ecosystem, delivering advice through standard asset allocation models and Schwab research tools, without exercising discretionary trading authority.

William Abram is a CFP® with nine years of industry experience. He currently works at Focus Partners Wealth, LLC and has held prior roles at Churchill Management Group, Charles Schwab Bank, CHARLES SCHWAB & CO., Inc., Paradise Valley Community College, and BBVA Compass. Focus Partners Wealth serves individual, high-net-worth, family office, corporate, retirement plan, and institutional clients, offering a range of investment management and wealth services. The firm employs a long-term, tax- and fee-sensitive investment approach using enhanced open architecture and integrates a broad array of affiliated service companies and product relationships.

Timothy Bohnett is a financial advisor at Farther with 14 years of industry experience. He holds the Series 66 designation and previously worked at Charles Schwab & Co., Inc. for 14 years. Farther serves individual investors, trusts, and estates through a technology-driven advisory platform combined with direct client meetings. The firm employs a Modern Portfolio Theory-based investment approach using bespoke allocations and proprietary algorithmic model portfolios, primarily allocating among ETFs, mutual funds, equities, and fixed income.

Michael Swenson is a CFP® with nine years of industry experience, currently serving as a financial advisor at Mariner. Prior to joining Mariner Wealth Advisors, he worked for The Vanguard Group, Inc. for seven years. His background also includes roles at Arizona State University and self-employment. Mariner serves a diverse range of clients, including individuals, pension and profit-sharing plans, trusts, estates, and charitable organizations, offering investment management, financial planning, retirement plan consulting, and tax services. The firm’s approach combines discretionary, customized portfolios overseen by an Investment Committee with in-house research and third-party strategies, alongside integrated tax and accounting services uncommon among large advisory firms.