Monica Rincon is a financial advisor at Robert W. Baird & Co. with four years of industry experience. She holds a Series 66 designation and has worked at firms including Charles Schwab and US Bank prior to joining Baird in 2021. Monica is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, and institutional clients. The group offers tailored consulting and portfolio management services, employing a range of strategies from traditional equity and fixed income to more complex approaches, including discretionary and non-discretionary management.

Andy Garcia is a financial advisor at OSAIC with seven years of industry experience. He holds a Series 66 designation and has previously worked at firms including Charles Schwab & Co., Fidelity Investments, The Prudential Insurance Company of America, Pruco Securities LLC, and Axa Advisors LLC. OSAIC serves a wide range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services. The firm’s investment approach emphasizes model-based asset allocation and portfolio optimization, combining discretionary and advisor-managed strategies alongside third-party money managers.

Tricia Pickering is a financial advisor at Edward Jones with 25 years of industry experience. She holds Series 66 and Series 63 designations and has been with Edward Jones since 2002. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Ashley Baka is a financial advisor at Fidelity with a Series 66 credential and two years of industry experience. Prior to joining Fidelity, she held positions at Hightower Advisors and has been involved in various roles outside finance, including work with White Eagle Golf Club and involvement in fitness-related ventures. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable and registered investment company clients. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory solutions.

Benjamin Spidale is a CFA® charterholder with 11 years of industry experience, currently serving as a financial advisor at Edward Jones since 2024. His prior experience includes roles at Mercer Investments LLC and The Vanguard Group Inc, as well as self-employment since 2019. Outside of finance, he owns a small e-commerce business specializing in buying and selling autographed sports memorabilia. Edward Jones is a full-service wealth management firm serving both individual and institutional clients, with a range of investment strategies and a nationwide network of advisors. The firm manages over $1 trillion in assets and offers services including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and tax-efficient advisory solutions.

Steven Gillan is a Wealth Management Advisor with Merrill Lynch Wealth Management, where he has been serving clients since joining the firm in 2005. He has been in the financial services industry since 1996. Steven focuses on assisting individuals, families, and businesses in achieving their financial goals by developing wealth management strategies tailored to their specific objectives and risk tolerance. His expertise covers a range of areas including education and retirement planning, estate planning in collaboration with clients’ CPAs and attorneys, life insurance analysis, and fixed income investing for individuals and families. For business clients, Steven offers services related to cash management, professional practice lending through Bank of America, risk management, retirement plans, and business succession planning. He serves client needs across family wealth management strategies, services for endowments, foundations, non-profits, managing new wealth, personal retirement planning, portfolio management, and retirement income. Steven holds a Bachelor’s Degree from the University of Dayton and has earned multiple professional designations including Certified Financial Planner (CFP), Certified Investment Management Analyst (CIMA), and Personal Investment Advisor (PIA). He was recognized by Barron’s as a Top 1,200 Financial Advisor in 2017 and named to Forbes’ Best-in-State Wealth Advisors list in 2020. Outside of his professional work, Steven enjoys spending time with his family, playing tennis, and volleyball.

Richard Elchert is a financial advisor at Morgan Stanley in Scottsdale, AZ, holding a Series 66 license with three years of industry experience. Prior to his current role at Morgan Stanley, he worked at Allied First Bank and JFQ Lending Inc, among other positions outside the financial sector including restaurant management. Morgan Stanley Wealth Management serves both individual and institutional clients, providing tailored financial planning and a range of advisory programs supported by firm-approved planning tools and methodologies.

Tyler Keegan is a financial advisor at OSAIC with eight years of industry experience and holds Series 63 and Series 66 licenses. His work history includes roles at Vanderbilt Securities, United Planners Financial Services, and The Vanguard Group, as well as positions outside traditional finance with the Arizona Diamondbacks and educational institutions. OSAIC serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm’s investment approach focuses on model-based asset allocation and portfolio optimization with discretionary managed strategies and third-party manager options.

Lori Crilley is a financial professional with Cambridge Investment Research Advisors, holding Series 63 and 65 licenses and 15 years of industry experience. She has been with Cambridge since 2017 and has prior experience at Ameritas Investment Corp., Capital Choice Investment Advisers, and CCF Investments, Inc. Outside of her advisory work, she owns and operates LC Financial LLC, an independent insurance agency. Cambridge Investment Research Advisors serves individual and institutional clients with financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm supports both discretionary and non-discretionary management, offers access to third-party advisers, and maintains proprietary model strategies under the Founders Gate Capital brand.

Harry Calivas is a CFP® with 25 years of industry experience and has been with Wells Fargo Clearing since 2016. He is based in Peoria, AZ. Outside of his advisory role, he serves as a trustee for his parent's trust. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm offers both brokerage and advisory solutions, leveraging research and analytics to support portfolio diversification and investment evaluation.

Levi Lynch is a Series 66-licensed financial advisor with Equitable Advisors in Scottsdale, AZ, bringing one year of industry experience. His prior experience includes roles at Heritage Advisors CPA LLC and several educational institutions. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and various asset-management programs through a network of Investment Adviser Representatives. The firm utilizes third-party asset managers and advisory programs while providing ERISA fiduciary services to qualified plans.

Stephanie Brooks is a financial advisor at OSAIC with 17 years of industry experience. She holds Series 63, 65, and 66 licenses. Her prior work experience includes roles at Triad Advisors, Foreside Fund Services, Infinity Capital Advisors, Wells Fargo Clearing, and YieldQuest Advisors. OSAIC serves a diverse client base including retail investors, retirement plans, charities, and corporate clients through a large multi-advisor platform. The firm’s investment approach centers on model-based asset allocation and portfolio optimization, offering a variety of advisory and brokerage services supported by proprietary tools and third-party managers.

Flora Lister is a financial advisor with Morgan Stanley in Scottsdale, AZ, holding Series 63 and Series 65 licenses. She has one year of industry experience, including prior roles at Vanguard Marketing Corporation, The Vanguard Group, Inc., and The M Group & Associates. Outside of finance, her background includes work in hospitality and education on Orcas Island. Morgan Stanley Wealth Management is a large institutional firm offering a broad range of advisory programs to individual and institutional clients. The firm emphasizes structured financial planning using proprietary tools and serves clients through both direct relationships and corporate agreements.

Jeffrey Lamp is a financial advisor at Wells Fargo Advisors with 21 years of industry experience. He holds a Series 66 designation and has worked at several Wells Fargo affiliated firms since 2009, as well as Merrill from 2005 to 2009. Outside of his advisory role, he has ownership interests in JJL Capital LLC and OneWealth LLC, both investment-related businesses. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning solutions and integrates advisory services with other financial products and referral channels.

Benjamin Purvis is a financial advisor with Equitable Advisors in Scottsdale, AZ. He holds a Series 66 designation and has been with Equitable Advisors since 2026. Prior to his advisory role, he has worked at PGA Tour Superstore since 2014. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and various asset management programs through its network of Investment Adviser Representatives. The firm employs a range of investment models and third-party managers and offers ERISA fiduciary services to qualified plans.

Broderick Zach is a financial advisor at OSAIC with eight years of industry experience and holds the Series 66 designation. His prior work history includes roles at Charles Schwab Trust Bank, Charles Schwab Premier Bank, Charles Schwab Bank, Charles Schwab & Co., Inc., Ladenburg Thalmann & Co. Inc., SECURITIES AMERICA, Inc., and Applied Underwriters. OSAIC Wealth serves retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning and advisor-managed portfolios. The firm uses model-based asset allocation and portfolio optimization with various program options and maintains a complex affiliate network alongside private-equity ownership.

Ryan Marsh is a CFP® and holds a Series 66 license, currently serving as a financial advisor at Edward Jones in Scottsdale, AZ. He has 19 years of industry experience, including 17 years with Marsh Professional Group before joining Edward Jones in 2024. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Grace Suphan is a financial advisor at Stifel with 30 years of industry experience. She holds Series 63 and Series 66 credentials and has previously worked with Cambridge Investment Research Advisors and Legacy Financial Group. Outside of her advisory role, she occasionally buys and sells antique and vintage items on eBay. Stifel serves a broad range of clients, including individuals, institutions, and municipal entities, offering both brokerage and investment advisory services. The firm employs a proprietary investment methodology based on forward-looking capital market assumptions and probabilistic modeling to guide asset allocation and financial planning.

Kevina Ramirez is a financial advisor at Fidelity with eight years of industry experience. She holds Series 63 and Series 66 designations. Prior to her current role, she has worked at Fidelity Brokerage Services LLC, Cognizant, and in the restaurant industry. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction. The firm serves a broad range of clients, including registered investment companies and charitable funds, and is noted for its use of systematic methodologies and oversight controls.

Robin Widmer is a financial advisor with OSAIC based in Scottsdale, AZ, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. He has worked at OSAIC since 2023 and previously held roles at SagePoint Financial, Inc. and Sunamerica Securities. OSAIC Wealth serves a wide range of retail and institutional clients through a multi-advisor platform that offers brokerage and advisory services, including comprehensive financial planning and retirement plan consulting. The firm’s investment approach focuses on model-based asset allocation and portfolio optimization using risk-tolerance assessments and rebalancing tools.