Gabriel Benavides is a financial advisor with Edelman Financial Engines in Phoenix, AZ, holding a Series 66 designation and six years of industry experience. His career includes roles at Edelman Financial Engines and Financial Engines Advisors L.L.C., as well as earlier experience with Equitable Advisors and AXA Advisors. Prior to his financial services career, he worked for the California Department of Food and Agriculture. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm uses a committee-driven proprietary modeling process combined with planner delivery and online tools, offering diversified model portfolios, discretionary and non-discretionary management, and serves approximately 477,000 clients with $326 billion in assets under management.

Daron Mcmillan is a financial advisor at OSAIC with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Woodbury Financial Services and Questar Asset Management. Outside of his advisory role, he is involved in providing life insurance solutions focused on wealth preservation and estate planning. OSAIC serves a diverse client base including individual investors, institutions, and charitable organizations through a large network of advisers and multiple advisory platforms. The firm offers integrated brokerage and advisory services with a range of portfolio management tools and access to third-party money managers.

Christopher Krueger is a Certified Financial Planner (CFP®) with 24 years of industry experience. He is currently with Charles Schwab, where he has worked since 2022, following prior roles at TD Ameritrade and Scottrade. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance, utilizing multi-asset model portfolios and a centralized operational structure.

Rosemary Dinardo is a financial advisor with Fidelity, holding Series 63 and Series 66 credentials and bringing 38 years of industry experience. She previously worked at The Vanguard Group, Inc. from 2013 to 2021 before joining Fidelity in 2021. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and charitable funds. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios and offers oversight of affiliated and unaffiliated sub-advisers.

Matthew Macdonald is a financial advisor at Merrill with Series 63 and Series 66 designations and one year of industry experience. His prior experience includes roles at Morgan Stanley and Bank of America, as well as work in hospitality and education. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through model-based and discretionary strategies designed by internal and third-party managers. The firm serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with strategic asset allocation and cash management solutions.

David Jones is a financial advisor with Raymond James Financial Services Advisors, Inc. in Phoenix, AZ, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has worked at Desert Financial Wealth Management, Raymond James Financial Services, and LPL Financial. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and consulting supported by analytical tools and also supports municipal and public-finance work through a municipal advisor affiliation.

Thomas Tourek Jr. is a financial advisor at Cetera with 21 years of industry experience. He holds Series 63, 65, and 66 licenses and previously worked for J.P. Morgan Securities for 13 years. Outside of his advisory role, he is the owner of Turning Point Enterprises, LLC (dba 1320CONNECT), a motorsports marketing and advertising business. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts, offering portfolio management, financial planning, and access to third-party money managers. The firm operates a multi-manager platform with over 10,000 advisors and manages more than $256 billion in assets.

Jeremiah Miller is a financial advisor at Morgan Stanley with 13 years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2012 and 2015, respectively. He is based in Peoria, AZ. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides a wide range of advisory programs, including tailored financial planning supported by structured discovery conversations and firm-approved planning tools.

Bubacarr Leigh is a CFP® with seven years of industry experience, currently affiliated with Charles Schwab in Phoenix, AZ. His work history includes roles at Charles Schwab & Co., Inc. since 2019 and Charles Schwab Bank SSB since 2025, along with prior experience at Walmart, Emmarie Behavioral Home, Grand Canyon University, SiteLock, Verizon Wireless, and South Mountain Community College. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and uses multi-asset model portfolios supported by due diligence from the Schwab Center for Financial Research.

Ethan Thomas is a financial professional at Cetera with one year of industry experience. He holds the Series 66 designation and has worked with Cetera and its affiliate Cetera Wealth Services, LLC since 2025. Prior to his financial services career, he held positions in various industries including waste management and education. Thomas is also associated with Renaissance Financial as a financial professional. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and consulting services through a large network of independent advisors and employs a multi-manager platform with various program structures and custodial relationships.

Eilidh Zoppel is a financial advisor with Charles Schwab, holding a Series 66 designation and six years of industry experience. She has been with Charles Schwab & Co., Inc. since 2019. Prior to that, she worked at Marketeer Co. and Tech Launch Arizona, and was affiliated with the University of Arizona. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, using multi-asset model portfolios and due diligence on alternative investments.

Keith Darnall is a financial advisor at Charles Schwab with seven years of industry experience. He holds the Series 66 designation and has previously worked at USAA Financial Planning Services and First Command Financial Planning. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, using multi-asset model portfolios and due diligence on alternative investments within an integrated operational structure.

Quentin Mclachlan is a Planning Consultant at Fidelity Investments, a position he has held since 2024. In his role, he works closely with clients and their families to understand their unique personal and financial goals. Quentin collaborates with clients to develop tailored financial plans aimed at helping them achieve their aspirations. Quentin emphasizes building relationships based on honesty and integrity. His focus is on empowering clients throughout their financial journey by providing guidance and support aligned with their objectives.

Tamara O'neal is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 65 credentials and 31 years of industry experience. Prior to joining Schwab in 2020, she worked at USAA Investment Management Company and USAA Financial Advisors, Inc. Tamara is also involved with Origami Owl, a business she has been part of since 2013. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, with investment guidance centered on multi-asset model portfolios and a structured alternative-investment process.

Paul Siegel is a financial advisor with Ameriprise in Mesa, AZ, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. He has been with Ameriprise and its affiliated entities since 2012. Siegel owns a personal LLC for tax purposes that is unrelated to investment activities. Ameriprise is an institutional firm serving individuals approaching or in retirement who meet specific asset criteria, offering retirement-income planning through its Premier Retirement Income service. The firm combines research, modeling, and tax-efficiency analysis to provide tailored, written recommendations, primarily for clients with Ameriprise-managed assets.

Ryan Bertenshaw is a Wealth Management Advisor and Managing Partner of the Bertenshaw-Fiedler Wealth Management Team at Merrill Lynch Wealth Management. He specializes in wealth management strategies with a particular emphasis on empowering women to achieve financial confidence, security, and independence. Ryan's approach centers around education and creating a supportive and honest environment for personal financial wellness. His team focuses on assisting women undergoing significant life transitions, including those who are suddenly single, changing careers, retiring, or managing business growth or sales. Ryan's expertise spans areas such as college education planning, family wealth management strategies, legacy planning, liquidity management, and personal retirement planning, among others. Ryan earned his bachelor's degree from the University of Arizona Eller College of Management in 2017. He holds professional designations as an Accredited Wealth Management Advisor (AWMA) and a Personal Investment Advisor (PIA). He is bilingual in English and Spanish and actively contributes to community organizations including the Merrill Next-Generation Leadership Council, St. Vincent de Paul, and the Young Visionaries Board. In his personal time, Ryan enjoys skiing, golfing, and supporting University of Arizona Men's Basketball.

Catherine Lapadula is a financial advisor with UBS Financial Services in New York, NY, holding a Series 63 designation and bringing 30 years of industry experience. She has been with UBS since 2010 and is a partner in a private real estate holding company established as an opportunity vehicle. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services through a broad platform that includes financial planning and portfolio management.

Arthur Bautista is a financial advisor with Charles Schwab in Phoenix, AZ. He holds the Series 66 and Series 63 designations and has two years of industry experience. Prior to joining Schwab, he worked at JCPenny and has been involved with Harkins Theatres since 2019. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by centralized supervision and research.

Michael Gray is a Series 66-licensed financial advisor with Edward Jones, where he has worked since 2022. He has three years of industry experience and previously spent ten years at Richard Sales Media. Outside of his advisory work, he serves as Vice President of the Board for Triad Performing Arts of Arizona, assisting with fundraising and marketing efforts. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions supported by a nationwide network of over 23,000 advisors. The firm provides discretionary and non-discretionary strategies, separately managed accounts, affiliated mutual funds, and operates under a fiduciary standard.

Andrew Munger is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and seven years of industry experience. He has been with J.P. Morgan Securities since 2024 and has worked at JPMorgan Chase Bank, N.A. since 2005. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with affiliated brokerage and investment management capabilities.