Michele Kisenwether is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 17 years of industry experience. She has worked with PFS Investments Inc and Primerica Financial Services since 2009. Outside of her advisory role, Michele receives compensation related to mortgage product sales and home services referrals through affiliates, including Primerica Mortgage, LLC and Primerica Client Services, Inc. Primerica Advisors manages a wrap-fee asset management program serving individual, corporate, and charitable clients, relying primarily on model-based investment strategies created by unaffiliated asset managers. The firm supports a large network of advisors and offers various strategic, tactical, and income-focused models, including options with cryptocurrency ETF allocations.

Brandi Palomo is a financial advisor with Mass Mutual Investors Services and holds Series 65 and Series 63 licenses. She has 7 years of industry experience and has been with Mass Mutual Investors Services and Massachusetts Mutual Life Insurance Company since 2016. Outside of advising, she owns Ember Sky Publishing, a company used to self-publish fiction novels. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, educational seminars, and other services, with a focus on collaborative, goal-based planning using firm-approved analytical tools.

Reed Hughes is a Senior Financial Advisor with Merrill Lynch Wealth Management, where he has been providing financial advisory services for over eight years. He is a member of the Hughes team, which was named to the 2024 Forbes "Best-in-State Wealth Management Teams" list. Reed and his team focus on building lifelong relationships and educating clients on wealth management strategies tailored to meet their financial goals. Reed utilizes a goals-based approach that considers clients' personal considerations, risk tolerance, time horizon, and liquidity needs to develop personalized financial strategies. He works with clients to create clear financial plans, including retirement spending strategies and tax implications, to ensure their financial needs are met. He holds a Bachelor's Degree from Arizona State University and professional designations including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), and Personal Investment Advisor (PIA). Reed also participates in community service activities aligned with the Merrill tradition of community involvement.

Jaime Avila is a financial advisor at Charles Schwab with one year of industry experience. He holds a Series 66 designation and previously worked at Wells Fargo for six years before joining Charles Schwab. Jaime is based in Phoenix, AZ. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment solutions, combining centralized supervisory, custody, and order-routing operations with access to alternative investments and multi-asset model portfolios.

Jacob Parent is a Series 66-licensed financial advisor with six years of industry experience, currently with Ameriprise in Glendale, AZ since 2024. He previously worked at Equitable Advisors for four years. Outside of his advisory role, he owns JSP Global Consulting, a consulting business based in Scottsdale, AZ. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides customized, tax-aware retirement income planning through a collaborative and research-driven approach.

Monica Joffre is a financial advisor at Fidelity with 35 years of industry experience. She holds Series 63 and Series 66 designations. Her prior work includes positions at USAA Investment Services, Morgan Stanley, LPL Financial, Charles Schwab, and Wells Fargo Investments. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios across mutual funds, ETFs, and ETPs.

James Barasha is a Senior Financial Advisor affiliated with Merrill Lynch Wealth Management. In his role, he builds trusted, long-term relationships by delivering personalized financial strategies tailored to each client's unique goals, values, and stage of life. He focuses on helping individuals, families, and institutions navigate financial complexities through comprehensive planning and disciplined guidance. James has expertise in personal retirement planning, portfolio management services, and retirement income. He provides clients with access to investment insights and integrated banking and lending solutions through Merrill and Bank of America. His approach emphasizes ongoing collaboration and communication to empower clients to make informed decisions and adapt to changes. He holds a Bachelor's Degree from Kings College and the credential of Personal Investment Advisor (PIA). Outside of work, James enjoys biking, hiking, and spending time with his family. He is also committed to community involvement through active volunteering aligned with Merrill's tradition of giving back.

Brian Nething is a Senior Financial Advisor with Merrill Lynch Wealth Management. He is a Certified Plan Fiduciary Advisor (CPFA) and holds the Retirement Benefits Consultant title. Brian began his career at Merrill in 2012 and is a member of The Longnecker-Nething-Leonard Wealth Management Team, which was recognized on the Forbes Best-In-State Wealth Management Teams 2026 list. His expertise includes retirement benefits consulting, wealth management strategies for high-net-worth individuals, and investment consulting for defined contribution and defined benefit plans. Brian is a Summa Cum Laude graduate of Arizona State University, where he earned a B.S. in Communication. He takes a consultative and objective approach, focusing on understanding each client's financial situation, preferences, goals, risk tolerance, time horizon, and liquidity needs. He works with a diverse client base including owners, executives, C-suite professionals, surgeons, physicians, dentists, and lawyers, helping them develop personalized wealth management and tax deferral strategies. In addition to his professional work, Brian is involved in community organizations such as the Girl Scouts of America and the Lucky Dog Animal No Kill Shelter. He also holds the Eagle Scout rank with the Boy Scouts of America. Brian resides in Phoenix with his wife, daughter, and three dogs.

Samantha Mosher is a financial advisor at Fidelity with a Series 66 credential and four years of industry experience. Her prior work includes roles at JPMorgan Chase and Renaissance Financial. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, employing a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction to create model portfolios.

Thomas Maher is a financial advisor with LPL Financial in Phoenix, AZ, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. His prior experience includes roles at Bank of America and Merrill. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset management.

Srdjan Calija is a financial advisor at J.P. Morgan Securities in Peoria, AZ, holding Series 66 and Series 63 licenses with 20 years of industry experience. He has been with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2014. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. Their advisory process combines quantitative screening and qualitative research, incorporating forward-looking capital market assumptions and an ESG eligibility framework.

Melissa Santangelo is a financial advisor at LPL Enterprise with a Series 66 designation and three years of industry experience. Her career includes roles at Pruco Securities LLC and Push Models LLC, along with ongoing involvement at Auxilia Asset Management since 2012. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and corporate entities. The firm’s approach is primarily model-driven, offering financial planning, access to third-party asset managers, and participation in a wrap program through a network of investment adviser representatives.

Tom McNertney is a Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2014. He has more than 18 years of experience in the financial services industry, during which he has worked in various capacities including Investment Consultant and Retirement Solutions Representative at Fidelity Investments. His professional background spans wealth accumulation, retirement income planning, and financial legacy protection. Tom is committed to building trust-based relationships with clients and focuses on simplifying investment complexities while prioritizing clients' interests. Tom holds a California Insurance License and has been associated with Fidelity Investments since 2008, following his initial experience with Northwestern Mutual.

Connor Rosser is a financial advisor with Charles Schwab & Co., Inc. in Phoenix, AZ, holding Series 63 and Series 66 designations and five years of industry experience. He has been affiliated with Charles Schwab since 2020 and concurrently operates the Rosser Law Group. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios alongside alternative investment options.

Micah Davidson is a financial advisor at Thrivent Investment Management with credentials including Series 63 and Series 65 licenses. He began his advisory career in 2025, with prior experience at Trinity Wealth Securities, LLC and Florida Financial Advisors DBA Four Corners Financial Advisors. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering one-time or ongoing planning engagements that cover a broad range of financial topics without implementing recommendations directly. The firm combines holistic, goal-based analyses with a managed-account program under a consolidated billing option called “WealthPlan,” while maintaining separation between planning and portfolio management services.

Walter Bigelow is a financial advisor with Charles Schwab who holds Series 65 and Series 63 licenses and has eight years of industry experience. His work history includes roles at Charles Schwab Bank, Charles Schwab & Co., Mass Mutual, and prior employment outside finance at Eddie V's Seafood Restaurant and Arizona State University. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm provides a combination of non-discretionary and discretionary investment management options, supported by a large-scale, integrated operational structure.

Andrew Walle is a financial advisor at Charles Schwab with a Series 66 credential and one year of industry experience. His prior roles include positions at Moser Marriott PLLC, RW Baird, and Mirabella, as well as work outside the financial sector. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, employing a multi-asset model portfolio approach supported by centralized supervisory and custody services.

Carrine Langley is a financial advisor at Morgan Stanley with 23 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at JP Morgan Securities. Outside of finance, she has been involved in photography and co-owns a charcuterie catering business, The Grazing Slate, as well as operating a sound healing and wellness venture called Pause for Life. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs including tailored financial planning supported by firm-approved tools and methodologies.

Emmanuil Kandinov is a financial advisor at Cetera with 15 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. Prior to joining Cetera in 2019, he worked at Foresters Financial Services and Foresters Advisory Services LLC. He is also the owner of Emmanuil Kandinov LLC, an independent business. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors, providing access to various investment strategies and program structures.

Christopher Armenta is a financial advisor at J.P. Morgan Securities with three years of industry experience. He holds the Series 66 designation and has worked previously with USAA Investment Services Company and American National Insurance Company. Outside of his advisory role, he is a worship team member at the Church of God for the Nations, where he provides music support during services. J.P. Morgan Securities offers institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. Their program focuses on written asset allocation advice, investment manager and fund searches, and customized performance reporting, supported by centralized due diligence and a framework that may incorporate ESG criteria.