Zachary Richey is a financial advisor at Ameriprise in Las Vegas, NV, holding a Series 66 designation with two years of industry experience. Prior to joining Ameriprise in 2023, he worked in various roles at the University of Nevada, Las Vegas, including Residential Life and the Student Wellness and Recreation Center. Outside of his advisory role, he engages in AI data annotation as an independent contractor, performing tasks such as completing quizzes, writing, and interacting with chatbots. Ameriprise serves clients primarily through its retirement-income planning service designed for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Marcos Martinez Bergman is a financial advisor with Mass Mutual Investors Services in Las Vegas, NV. He holds Series 65 and Series 63 licenses and has five years of industry experience. His prior roles include positions at Northwestern Mutual Wealth Management Company and Northwestern Mutual Life Insurance Company. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm offers a range of planning programs and educational seminars, using firm-approved tools to support collaborative, annual financial planning engagements.

Lorenzo Ceniceros is a financial advisor with J.P. Morgan Securities in Las Vegas, NV, holding a Series 66 designation and three years of industry experience. His prior work includes roles at Merrill and Bank of America N.A. from 2018 to 2024. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Gina Wiegert is a financial advisor with UBS Financial Services in Henderson, NV, holding a Series 66 designation and 16 years of industry experience. She has been with UBS Financial Services Inc. since 2007. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, offering a range of products and services supported by proprietary research and analytics.

Gregory Adams is a financial advisor with Ameriprise in Las Vegas, NV, holding Series 63, 65, and 66 licenses and 12 years of industry experience. He previously worked at Edward Jones for seven years before joining Ameriprise in 2022. Adams serves as President of the Rotary of Downtown Las Vegas and is also an Adjutant for the American Legion Post 51 in North Las Vegas. Ameriprise provides a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations as part of a broad range of advisory, brokerage, and insurance solutions.

Madison Saleba is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and one year of industry experience. Prior to joining Wells Fargo, Madison worked at Edward Jones and held various roles in retail and fitness sectors. Madison is based in Las Vegas, NV. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages roughly $671 billion in assets and offers both brokerage and advisory solutions.

Jason Trippett is a financial advisor at LPL Financial with 23 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Royal Alliance for seven years before joining LPL Financial. Outside of his advisory role, he is involved with JFS LIFE LLC, where he serves as an agent selling life insurance, fixed annuities, disability, and long-term care products. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management supported by research and model portfolios from LPL Research and third-party subadvisors.

John Klumbach is a CFP® professional with 27 years of industry experience, currently affiliated with Cetera. He has held roles at Avantax Investment Services and LPL Financial and has operated JJ Klumbach Consulting, Inc. since 2001. Klumbach serves as treasurer for multiple nonprofit organizations, including the Lions District 46 Foundation and the West Charleston Lions Club Foundation. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad range of clients, including individuals, retirement plans, corporate and charitable entities, and institutions. The firm offers diverse portfolio management and financial planning services through a multi-manager platform with access to both affiliated and unaffiliated managers.

Dorothy Roth is a Wealth Management Advisor at Merrill Lynch Wealth Management. She holds professional designations including CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Dorothy earned a Master's Degree from George Washington University and a Bachelor's Degree from Georgetown University. She also attended Kent State University, although no diploma was conferred.

Christian Miller is a financial advisor at Wells Fargo Clearing with six years of industry experience. He holds a Series 66 designation and has worked at firms including Fidelity Investments, FBS LLC, and Charles Schwab. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions, utilizing research from the Wells Fargo Investment Institute and third-party sources.

Janinne Campbell Smith is a financial advisor at Fidelity with eight years of industry experience. She holds Series 63 and Series 65 licenses and has worked previously at Wells Fargo Clearing and Ameriprise Financial Services. Outside of her advisory role, she is a travel planner associate and holds various independent contractor positions in transportation and delivery services. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across mutual funds, ETFs, and ETPs.

Yessenia Hirales is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. She has previously held roles at Bank of America, Sprint, Dillard's, Aldo, University of Nevada Las Vegas, and Sears. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and various institutional investors.

Annie Evans is a financial advisor with LPL Financial, holding Series 63, Series 65, and Series 66 credentials and 19 years of industry experience. She previously worked at Morgan Stanley Private Bank, N.A., and Morgan Stanley Smith Barney LLC. Evans is also involved with East West Legacy Wealth, engaged in investment-related activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base, including individuals, retirement plans, banks, and charitable organizations. The firm provides a range of financial planning and advisory services, utilizing both discretionary and non-discretionary management strategies supported by proprietary and third-party research.

Andrew Chang is a financial advisor with Wells Fargo Clearing in Las Vegas, NV, holding a Series 66 designation and two years of industry experience. His prior roles include positions at MML Investors Services, MassMutual Life Insurance Company, and Aflac Inc. Outside of his advisory work, Chang serves as treasurer and board member for Sisu Darkhorse, a nonprofit organization providing marginalized youth opportunities to learn martial arts. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm offers investment advisory services, financial planning, and retirement plan consulting, utilizing research and analytics grounded in diversification principles and modern portfolio theory.

Abell Smith is a financial advisor at Fidelity with 14 years of industry experience. He holds the CFP® designation along with Series 63 and Series 66 licenses. Smith has been with Fidelity and its related entities since 2011. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm’s investment approach combines fundamental research, quantitative analysis, and algorithmic portfolio construction across diversified model portfolios.

Igor Dosenovic is a financial advisor at Morgan Stanley in Las Vegas, holding Series 63 and Series 66 licenses with three years of industry experience. His prior roles include positions at J.P. Morgan Securities LLC and New York Life Insurance Company, as well as work at Stein Forensic Hospital, The Ritz of Las Vegas, and Caesars Palace Entertainment. Morgan Stanley Wealth Management provides advisory services and tailored financial planning to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm uses structured discovery conversations and firm-approved planning tools, integrating models like the Global Investment Committee’s Secular Return Estimates and Monte Carlo simulations, to assist clients in developing their financial plans.

Matt Megin is a Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2024. He has been helping clients identify, plan for, and manage their financial goals since 2004, focusing on comprehensive planning and asset alignment to address short, intermediate, and long-term objectives. His professional relationships are founded on trust, experience, knowledge, and reliability. Matt's career includes positions as a Financial Consultant at Fidelity Investments from 2021 to 2024, Wealth Advisor at Citigroup between 2019 and 2021, Financial Solutions Advisor at Bank of America Merrill Lynch from 2015 to 2019, Financial Advisor at Valic Financial Advisors from 2013 to 2015, Wealth Advisor at Gentry Wealth Management during 2012 to 2013, and Account Executive at Fidelity Investments from 2000 to 2012. He holds a California Insurance License. Outside of his professional responsibilities, Matt enjoys attending concerts, playing golf, engaging in outdoor adventures, spending time with pets, and traveling.

Nicole Cooper is a financial advisor at Wells Fargo Advisors in Las Vegas, NV, with 17 years of industry experience. She previously worked at Ameriprise Financial Services, Inc. for six years and Wells Fargo Clearing for six years before joining Wells Fargo Advisors. She holds Series 63 and Series 65 registrations. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, serving individuals, trusts, and institutional clients. The firm offers a wide range of financial planning services and investment options, utilizing Wells Fargo research and tools to develop tailored recommendations.

Brian Testa is a Series 66–licensed financial advisor with Merrill in Las Vegas, NV, and has 17 years of industry experience. He has worked at Merrill and Bank of America since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Robert Johnson is a financial advisor with Morgan Stanley in Henderson, NV, holding Series 63 and Series 65 credentials and bringing 44 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and at Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individuals and institutional clients. The firm provides tailored financial planning services supported by structured discovery and proprietary planning tools, managing approximately $2.74 trillion in client assets.