Gary Arakawa is a CFP®, CFA®, and holds a Series 63 license. He is an advisor at Cerity Partners LLC with four years of industry experience, including 18 years at Covington Capital Management prior to joining Cerity. Based in Los Angeles, CA, he has been with Cerity Partners since 2022. Cerity Partners advises a diverse client base including high-net-worth individuals, families, trusts, business entities, charitable institutions, and institutional investors, managing approximately $166.2 billion in client assets as of December 31, 2025. The firm provides customized wealth management services, combining proprietary quantitative methods with third-party strategies and direct security selection, and offers access to alternative and private market solutions along with OCIO services.

Daniel Vigil is a financial advisor with Bankers Life Advisory Services, Inc., holding a Series 65 designation and seven years of industry experience. He has been with Bankers Life Advisory Services since 2019 and has worked at Bankers Life And Casualty Company since 2014, where he serves as a Branch Sales Manager overseeing hiring and training of agents. Outside of his advisory role, he is a principal of MEV Enterprises, where he conducts analysis and decision-making on real estate investments. Bankers Life Advisory Services, Inc. is an SEC-registered investment adviser serving mass-affluent and high-net-worth individuals through discretionary portfolio management, investment consulting, and retirement plan consulting. The firm employs a combination of fundamental, technical, and cyclical analysis to create tailored asset allocations and manages portfolios across a range of securities.

Alfonso Rodriguez Arriaga is a CFA® charterholder currently with EP Wealth Advisors in Torrance, CA, where he has worked since 2023. He has four years of industry experience, including prior roles at Tarbox Family Office, GC1 Ventures, and Wells Fargo. EP Wealth Advisors serves individuals, corporate and business clients, and retirement plans by offering wealth management, discretionary portfolio management, and financial planning services. The firm uses a combination of fundamental, technical, and cyclical analysis to construct customized portfolios and provides ancillary services such as tax preparation and estate-document preparation for qualifying clients.

Michelle St Julien is a financial advisor with Capital Group Private Client Services, Inc. in Los Angeles, CA. She holds Series 66 and Series 65 licenses and has five years of industry experience. Prior to her current role, she worked at Capital Group Companies and Transamerica, among other firms. Capital Group Private Client Services provides discretionary investment management primarily to high-net-worth individuals and charitable organizations, employing a long-term, multi-manager approach through separately managed account programs, pooled funds, and alternative strategies.

Loren Barrett is a financial advisor at GWN Securities Inc. in Los Angeles, CA, holding a Series 66 designation with two years of industry experience. Prior to joining GWN Securities, he worked at TSA Private Equity Real Estate and Petco, and has an educational background including Santa Clara University and Highland Park High School. Outside of his advisory role, Barrett owns an online apparel brand where he serves as creative director. GWN Securities is an SEC-registered investment adviser and broker-dealer that serves individual and business clients through discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios. The firm supports a network of approximately 423 advisors and manages around $3.65 billion across more than 37,000 client accounts, offering a range of managed-account programs and investment strategies.

Dongyue Lyu is a financial advisor at Citigroup Global Markets with seven years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at Wells Fargo, HSBC Securities, HSBC Bank USA, and Cathay Bank. Citigroup Global Markets Inc. serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer execution and custody services. The firm implements multi-asset, multi-manager strategies through both discretionary and non-discretionary programs, supported by in-house research and unique market roles such as swap dealing and futures commission merchant activities.

Benjamin Porras is a CFA® charterholder with 20 years of industry experience. He currently serves as an advisor at Farther and previously worked at Arrowroot Family Office, Arrowroot Financial Services, LLC, and EP Wealth Advisors. In addition to his advisory role, he operates a sole proprietorship providing liability and loan consulting as well as transaction coordinator support. Farther serves individual investors, trusts, and estates through a technology-driven advisory platform and direct client meetings. The firm employs a Modern Portfolio Theory-based investment approach using bespoke and algorithmic model portfolios, primarily allocating among ETFs, mutual funds, equities, and fixed income.

Mollie Privett is a CFP® professional at EP Wealth Advisors with four years of industry experience. She has held roles at several firms, including Beacon Pointe Advisors, Morton Wealth, Pure Financial Advisors, and Northwestern Mutual. EP Wealth Advisors serves individuals, corporate and business clients, and retirement plans, offering wealth management, discretionary portfolio management, and financial planning. The firm employs a range of investment strategies, including fundamental, technical, and cyclical analysis, and provides additional services such as tax preparation and estate-document facilitation for eligible clients.

Nidaa Kalasho is a financial advisor with First Citizens Investor Services, Inc. who holds Series 63 and Series 65 registrations and has 13 years of industry experience. Her prior work includes roles at U.S. Bank, U.S. Bancorp Investments, Inc., and Wells Fargo, spanning over a decade. Kalasho is based in Pasadena, California. First Citizens Investor Services, Inc. serves individuals, including high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate entities. The firm offers advisory and brokerage services with a client process focused on financial needs assessment and employs a range of investment products and strategies, including portfolio management, model portfolios, and tax-aware services.

Chao Zhao is a financial advisor at Transamerica Financial Advisors with Series 63 and Series 65 licenses. Zhao has been in the industry since 2024, having previously worked at Wfgia and currently affiliated with Transamerica since 2025. Outside of advisory work, Zhao is involved in sales of insurance and non-insurance products for companies affiliated with Transamerica Financial Advisors. Transamerica Financial Advisors, LLC provides investment advisory, brokerage, and retirement-plan services to a diverse client base, including individual investors, employer-sponsored plans, trusts, estates, and charitable organizations. The firm utilizes model portfolios and third-party managers to implement its advisory model and offers a range of programs and platforms such as Transamerica ONE and the TFA365 Advisory Program.

Patricia Parker is a financial advisor at EP Wealth Advisors with nine years of industry experience. She holds a Series 65 designation and previously worked at The Holben Group and Holben Hay Lake Balzer CPAs. Parker is also the managing partner of P3 Financial Services, where she occasionally performs financial consulting. EP Wealth Advisors serves individuals, including high-net-worth clients, corporate and business clients, and retirement plans. The firm offers wealth management, discretionary portfolio management, and financial planning, utilizing customized model portfolios and a variety of investment strategies.

Howard Qu is a financial advisor with Transamerica Financial Advisors and holds Series 63 and Series 65 licenses. He has 28 years of industry experience, including roles at World Financial Group, INC., DebtMerica, and his own firm, Howard Hughes Qu & Associates, Inc. In addition to advisory work, he manages corporate compliance and tax matters for his firm. Transamerica Financial Advisors serves a broad client base including individuals, retirement plans, trusts, and charitable organizations, delivering services through a large advisor network and multiple program platforms that utilize model portfolios and third-party managers.

Anna Vo is a CFP® professional affiliated with EP Wealth Advisors in Torrance, CA. She has been with EP Wealth Advisors since 2022 and has a background in mortgage lending with prior roles at Sprout Mortgage LLC and Secure One Capital Corporation. EP Wealth Advisors is a registered investment adviser that serves individual, corporate, and retirement plan clients with services including wealth management, financial planning, and ancillary offerings such as tax preparation and estate-document services. The firm employs a mix of fundamental, technical, and cyclical analysis to construct customized portfolios and provides ongoing monitoring, utilizing options, alternative investments, and third-party managers when appropriate.

Stephen Reiches is a financial advisor at EP Wealth Advisors with 19 years of industry experience. He holds a Series 65 designation and was previously with Rappaport Reiches Capital Management, LLC for 14 years. EP Wealth Advisors serves individuals, including high-net-worth clients, corporate and business clients, and retirement plans, offering wealth management, discretionary portfolio management, and financial planning. The firm utilizes customized model portfolios with a blend of fundamental, technical, and cyclical analysis and provides ancillary services such as tax preparation and estate-document preparation for qualifying clients.

Jennifer Overhoff is a financial advisor at TIAA-CREF with 18 years of industry experience. She holds Series 65 and Series 63 licenses and has worked at firms including LPL Financial, Bancwest Investment Services, and Sheaff Brock Investment Advisors. TIAA‑CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, and other entities, often serving clients connected to TIAA-administered employer retirement plans. The firm combines point-in-time planning services with ongoing portfolio management under a fiduciary standard.

Chad Worozaken is a financial advisor with Eagle Strategies (NY Life) based in Glendale, CA, holding a Series 66 designation and 17 years of industry experience. He has worked at firms including Blue Cedar Financial and Insurance Solutions and Atlas North Financial Strategies, and has been with Eagle Strategies since 2017. Outside of his advisory role, he volunteers as a baseball coach and serves as a board member and safety officer for the Santa Anita Little League, as well as volunteering with youth soccer programs. Eagle Strategies serves a diverse client base including individual investors and institutional sponsors, providing financial planning, investment management, and retirement-plan advisory services through a large affiliated network. The firm emphasizes tailored recommendations and manages the majority of its assets on a non-discretionary basis within the integrated New York Life affiliate structure.

Ryan Collette is a financial advisor with EP Wealth Advisors in Torrance, CA, holding a Series 66 designation and 14 years of industry experience. He has previously worked at RWA Wealth Partners and Polaris Wealth Advisory Group, among other firms. EP Wealth Advisors serves individuals, including high-net-worth clients, corporate and business clients, and retirement plans. The firm offers wealth management, discretionary portfolio management, financial planning, and ancillary services such as tax preparation and estate-document preparation for qualified clients, using customized model portfolios and a mix of fundamental, technical, and cyclical analysis.

Dawson Halvorson is a financial advisor at Eagle Strategies (NY Life) with four years of industry experience. He holds a Series 66 designation and has previously worked with Northwestern Mutual Investment Services LLC. Outside of his advisory role, he is affiliated with Vanguard University. Eagle Strategies serves a diverse group of individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated representatives. The firm emphasizes tailored solutions and manages the majority of its assets on a non-discretionary basis.

Frank Patzke is a CFP® professional with 48 years of experience in the financial services industry. He has been with EP Wealth Advisors since 2019 and previously held roles at FP Financial Services, Inc. and LPL Financial. Outside of his advisory work, he is involved in a real estate rental business through FSKS Properties. EP Wealth Advisors serves individuals, corporate and business clients, and retirement plans with wealth management, discretionary portfolio management, and financial planning services. The firm uses customized model portfolios and a variety of investment strategies, including fundamental, technical, and cyclical analysis, and offers ancillary services such as tax preparation and estate-document preparation for eligible clients.

Madisen Karlson is a CFP® with five years of industry experience, currently serving as a financial advisor at EP Wealth Advisors. Her prior roles include positions at Austin Private Wealth and The Vanguard Group. Karlson is also an adjunct faculty member at Idaho State University, where she teaches financial literacy and personal finance topics. EP Wealth Advisors serves individuals, corporate clients, and retirement plans, offering wealth management, discretionary portfolio management, and financial planning services. The firm constructs customized model portfolios utilizing fundamental, technical, and cyclical analysis, and provides additional services including tax preparation and estate-document assistance for qualified clients.