Michael Brescione is a financial advisor with Osaic Institutions, Inc., holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. His prior work includes roles at Money Concepts Capital Corp, LPL Financial, Wescom Financial Services, and several other firms. He also spent two years in homemaking between 2023 and 2025. Osaic Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA plans, trusts, estates, and corporate clients. The firm offers customized advisory services and utilizes a hybrid adviser/broker-dealer structure with a mix of discretionary and non-discretionary accounts, along with access to alternative investments and lending solutions.

Samuel Soler Conklin is a financial advisor with Wealth Enhancement Advisory Services, LLC in Brea, CA, holding a Series 66 designation and 11 years of industry experience. His prior work includes roles at LPL Financial LLC, Householder Group Estate and Retirement Specialists, Wescom Financial Services, and Merrill. He is involved with the American Financial Education Alliance, providing educational services to local colleges and libraries. Wealth Enhancement Advisory Services offers financial planning, asset management, and retirement-plan consulting for individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in regulatory assets under management and emphasizes diversified, risk-class-based investment allocations using both passive and active strategies overseen by an internal Investment Committee.

Barbara Cole is a financial advisor with Eagle Strategies (NY Life) in Anaheim, CA, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. She has worked with New York Life and its affiliates since 1987 and operates Cole Insurance & Financial Services, through which she sells New York Life products and brokers non-registered insurance products. Eagle Strategies serves a broad mix of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated investment adviser representatives. The firm emphasizes tailored recommendations and manages the majority of its assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Ryan Schwartz is a financial advisor at EP Wealth Advisors in Torrance, CA, holding CFP® and CFA® designations with 11 years of industry experience. He has worked with EP Wealth Advisors since 2017 and previously with Private Capital Management Associates LLC from 2011 to 2017. EP Wealth Advisors is a registered investment adviser serving individuals, including high-net-worth clients, corporate and business clients, and retirement plans. The firm offers wealth management, discretionary portfolio management, financial planning, and ancillary services such as tax preparation and estate-document preparation, utilizing customized model portfolios and a range of investment strategies.

Jeffrey Moeller is a CFA® charterholder with two years of experience at EP Wealth Advisors. He previously spent 20 years with CornerCap Investment Counsel. EP Wealth Advisors is a registered investment adviser serving individuals, corporate clients, and retirement plans. The firm offers wealth management, discretionary portfolio management, financial planning, and ancillary services such as tax preparation and estate-document preparation for clients meeting certain asset thresholds.

Mark Redman is a financial advisor with Transamerica Financial Advisors who holds Series 63 and Series 66 licenses and has 44 years of industry experience. His career includes roles at Legacy Shield, WFG Direct, Net Law Group Inc, WealthWave, and American Funding Center. Outside of his advisory work, he owns and sells individual and group life and health insurance products through Mark Redman Insurance. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a diverse client base, including individuals, employer-sponsored plans, trusts, and charitable organizations. The firm utilizes a model portfolio approach implemented through third-party money managers and platform providers, supported by a large network of advisors and multiple program platforms.

Scott Upham is a financial advisor at EP Wealth Advisors with 32 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Purshe Kaplan Sterling Investments and Cribstone Capital Management. Outside of his advisory role, he serves as a trustee and member of the finance committee for Tedford Housing, a nonprofit homeless shelter. EP Wealth Advisors serves individuals, corporate clients, and retirement plans by offering wealth management, discretionary portfolio management, and financial planning services. The firm utilizes customized model portfolios and a combination of fundamental, technical, and cyclical analysis, while also providing ancillary services such as tax preparation and estate-document assistance.

Ashley Ting is a financial advisor at Empower Advisory Group with six years of industry experience. She holds a Series 66 designation and has previously worked at GWN Securities, Inc., Equitable Advisors, and AXA Advisors LLC. Ting is based in La Puente, California. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, along with Empower Premier IRA and certain retail brokerage clients. The firm delivers services through an integrated platform tied to Empower’s recordkeeping and administrative systems, offering both point-in-time financial plans and optional managed account solutions.

Richard Goldberg is a financial advisor at Citigroup Global Markets with 30 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Citigroup Global Markets since 2007. Outside of finance, he is the president and owner of Befocus, Inc., a business specializing in selling Disney collectibles and used books. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with specialized market roles, providing a broad range of advisory, execution, and custody services.

Karen Asbra is a CFP® with 17 years of industry experience, currently advising at EP Wealth Advisors in Torrance, CA. She worked at Rappaport Reiches Capital Management, LLC from 2012 to 2025 before joining EP Wealth Advisors. EP Wealth Advisors serves individuals, corporate clients, and retirement plans with wealth management, financial planning, and ancillary services such as tax preparation and estate-document preparation. The firm utilizes customized model portfolios and a combination of fundamental, technical, and cyclical analysis, along with alternative investments and third-party manager oversight.

Amanda Klein is a financial advisor at NewEdge Advisors with nine years of industry experience. She holds a Series 66 designation and has previously worked at LPL Financial, Mid Atlantic Capital Corporation, and HarbourVest Partners. Outside of her advisory role, she provides tax preparation services through Klein Tax Services. NewEdge Advisors is an enterprise-scale registered investment adviser that serves individuals, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations through a network of independent advisers. The firm offers a range of portfolio management and consulting services, employing multiple program structures and centralized due diligence supported by technology, including recent adoption of artificial intelligence in certain operations.

Elizabeth Goeltz is a CFP® professional with 20 years of industry experience, currently serving as a financial advisor at Centaurus Financial, Inc. since 2017. Prior to this, she worked for six years at H. Beck, Inc. Her additional business activities include involvement with Wealth & Healthy, LLC, where she manages payroll and tax processing. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management through the CLASSIC Plus platform, retirement-plan consulting, and specialized advisory services, utilizing a combination of fundamental, technical, bottom-up, and top-down analysis.

Steven Stacey is a CFP® and holds a Series 65 license, with 18 years of experience in the financial industry. He has been with EP Wealth Advisors since 2021 and previously worked for New Focus Financial Group, LLC for 13 years. EP Wealth Advisors is a registered investment adviser serving individuals, including high-net-worth clients, corporate and business clients, and retirement plans. The firm offers wealth management, discretionary portfolio management, financial planning, and ancillary services such as tax preparation and estate-document preparation, utilizing customized model portfolios and a range of investment strategies.

David Rappaport is a CFP® professional affiliated with EP Wealth Advisors in Torrance, CA, with 29 years of industry experience. Prior to joining EP Wealth Advisors in 2025, he spent 20 years at Rappaport Reiches Capital Management, LLC. EP Wealth Advisors serves individuals, corporate and business clients, and retirement plans, offering wealth management, discretionary portfolio management, and financial planning services. The firm employs a mix of fundamental, technical, and cyclical analysis to construct customized model portfolios and also provides ancillary services such as tax preparation and estate-document preparation for qualified clients.

Frank Jimenez is a financial advisor with Guardian Life and holds the Series 63 and Series 66 designations. He has 14 years of industry experience, including previous roles at Eagle Strategies, Arbor Wealth Strategies & Insurance Solutions, and New York Life. Jimenez also operated his own firm, Jimenez Financial Strategies and Insurance Solutions. Guardian Life’s subsidiary, Park Avenue Securities LLC, offers brokerage and advisory services to individuals, businesses, and retirement plan sponsors, combining advisor-led discretionary management with model-based strategies and providing access to insurance products and alternative investments through its affiliation with Guardian Life.

Michael Klein is an advisor at NewEdge Advisors with six years of industry experience. He holds Series 65 and Series 63 licenses and has previously worked at firms including LPL Financial, Gerber Kawasaki Wealth & Investment Management, and Duff and Phelps. Klein is president of Pacific Pointe Advisors, an S Corporation based in Seal Beach, CA. NewEdge Advisors is an enterprise-scale registered investment adviser serving individuals, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations through a network of independent adviser representatives. The firm offers a range of portfolio management, financial planning, retirement consulting, and advisory program services, combining in-house manager selection with third-party model portfolios and advisor discretion.

Alexander Ray is a CFP® professional with 10 years of experience in the financial industry. He is currently with Creative Planning and has previously worked at firms including MAI Capital Management, Evoke Advisors, Goldman Sachs, Morgan Stanley, and JP Morgan. His background includes roles across wealth management and private banking. Creative Planning provides wealth management, financial planning, and retirement plan advisory services to a wide range of clients, including individuals, pension plans, trusts, and corporations. The firm uses a financial-planning-led investment approach emphasizing low-cost indexing and buy-and-hold strategies, supplemented by tax-loss harvesting, direct indexing, and selective private market exposure.

William Beeler is a financial advisor with NewEdge Advisors, holding a Series 63 designation and 28 years of industry experience. Prior to joining NewEdge Advisors in 2024, he spent 19 years with Regal Wealth Group Inc. NewEdge Advisors is an enterprise-scale registered investment adviser serving individuals, including high-net-worth clients, as well as pension plans, corporations, trusts, estates, and charitable organizations. The firm provides a range of services such as portfolio management, financial planning, retirement plan consulting, and access to third-party advisory programs, utilizing multiple program structures and technology tools to support advisors and clients.

Jason Depetris is a financial advisor with Eagle Strategies (NY Life) based in Anaheim, CA, holding CFP® and Series 63 credentials with 15 years of industry experience. He has been affiliated with New York Life and its related entities since 2010 and currently operates under his own business names, including Blue Cedar Financial and Insurance Solutions and Be Here Now Insurance and Financial Services. Outside of advising, he is a published fiction writer working with a publisher on short stories and potentially a novel. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services. The firm offers multiple program types tailored to client objectives and specializes in non-discretionary asset management, working extensively with defined contribution and defined benefit plans within an integrated New York Life affiliate structure.

Jose Lopez is a CFP® and holds a Series 65 license with two years of industry experience. He is currently with EP Wealth Advisors and previously worked at Wilson Financial Advisors and JP Morgan Chase & Co. He also has an academic background from Cal State University Fullerton. EP Wealth Advisors is a registered investment adviser that serves individuals, corporate clients, and retirement plans. The firm offers wealth management, financial planning, and ancillary services including tax preparation and estate-document preparation for qualified clients, utilizing customized portfolios with diverse analytical approaches and ongoing monitoring.