Lucas Hyman is an advisor at LPL Enterprise with a Series 66 credential and is based in Long Beach, CA. He has prior experience as a business owner with A Lucas Hyman Production, Inc. since 2024 and held roles at Exit 39, Inc. and Love Productions USA. Outside of his advisory work, he is involved in entrepreneurial activities through his production company and has outside employment with Unbothered, Inc. LPL Enterprise serves a broad client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, model portfolio programs, third-party asset management arrangements, and brokerage and insurance products, delivering investment advice primarily via its investment adviser representatives supported by LPL’s research and portfolio resources.

John Razon is a financial advisor with Fidelity Investments, holding a Series 66 designation and seven years of industry experience. Before joining Fidelity, he worked at Wells Fargo Advisors and Barnes & Noble, Inc. In addition to his advisory role, he provides luxury rideshare services as an independent contractor for Lyft and Uber. Fidelity's Strategic Advisers LLC, where John is associated, offers investment management and advisory services to retail and institutional clients, including fund advisory and portfolio management. The firm’s investment approach combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction, delivering model portfolios across various platforms.

Natalie Beaini is a financial advisor at J.P. Morgan Securities with Series 63 and Series 66 credentials and four years of industry experience. She has been with J.P. Morgan Securities since 2021 and also holds a position with JPMorgan Chase Bank, N.A. since 2020. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis while clients retain final decision-making authority.

Eddie Wada is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 23 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at WELLS FARGO Advisors from 2012 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advisory services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broader set of financial product offerings such as insurance-related vehicles and bank deposit sweep options.

Samuel Westermann is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and seven years of industry experience. Prior to his current role, he worked at LendingClub Corporation for five years. He is also an independent insurance agent representing various independent insurance companies. Cambridge Investment Research Advisors is a large SEC-registered adviser serving a diverse client base including individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement-plan advisory services through a network of independent professionals, utilizing multiple custody platforms and a range of model-based and discretionary strategies.

John Botica is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. He has been associated with Primerica Advisors since 1988 and Primerica Financial Services since 1991. Outside of his advisory role, he is involved in sales of home-related products and services, including mortgage loan products and home security referrals through affiliated companies. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and employs a tiered wrap-fee structure rather than fixed fees.

Nicolas Bamont is a financial advisor at Morgan Stanley with one year of industry experience. He holds the Series 66 designation and has worked within Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank, N.A. Since 2022, he has been involved in marketing activities at Red Bull North America. Morgan Stanley Wealth Management serves both individual and institutional clients with a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and analyses. The firm manages approximately $2.74 trillion in client assets and offers planning services through Financial Advisors and its Estate Planning Strategies Group.

Ni Mar is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. Since 2015, Ni has also served as a branch manager at East West Bank, where responsibilities include building and developing branch staff, leading branch growth and customer retention, and handling business banking loan requests. Cetera Investment Advisers LLC distributes its services through a large nationwide network of independent advisors, serving a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management, financial planning, and retirement services, utilizing a multi-manager platform with discretionary and non-discretionary program options.

Ming Chung is a financial advisor with LPL Financial in Torrance, CA, holding Series 63 and Series 66 credentials and 22 years of industry experience. He previously worked at J.P. Morgan Securities for eight years before joining LPL Financial in 2020. Outside of his advisory role, he is involved in estate planning activities. LPL Financial serves a diverse client base including individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, supported by proprietary and third-party research, and provides both discretionary and non-discretionary portfolio management.

Kristin Nickerson is a financial advisor at Fidelity with 21 years of industry experience. She holds Series 63 and Series 65 licenses. Prior to joining Fidelity, she worked at Citizens Bank and its affiliated entities from 2015 to 2021. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm combines proprietary research with quantitative analysis and algorithmic portfolio construction, managing model portfolios across mutual funds, ETFs, and ETPs.

Luca Caligo is a financial advisor with UBS Financial Services, holding a Series 66 designation and beginning his advisory career in 2025. His prior work experience includes roles at the County of Sonoma, Kern County, and various retail and educational institutions. UBS Financial Services serves individual, corporate, and institutional clients by providing brokerage and investment advisory services, utilizing model-based asset allocations and proprietary research to tailor investment solutions. The firm combines wealth management with institutional trading capabilities and offers a broad range of financial services.

William Ruiz is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 66 registrations, and has 31 years of industry experience. He has been with Wells Fargo Advisors and its affiliated entities since 2013. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu and develops tailored recommendations using proprietary research and planning tools, with clients having discretion over implementation through various brokerage or advisory programs.

Jesse Hinojosa is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and three years of industry experience. He has been with Wells Fargo Clearing since 2022 and concurrently affiliated with Wells Fargo Bank, N.A. since 2015. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes both discretionary and non-discretionary services tailored to plan objectives, with an investment menu that notably includes insurance-related vehicles and bank deposit sweep options.

Lisa Quartarone is a financial advisor with Charles Schwab in Torrance, CA, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. She has been with Charles Schwab and Charles Schwab Bank since 2014. Outside of her advisory role, she serves as Treasurer for the West Village Homeowners Association. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions, utilizing multi-asset model portfolios and access to alternative investments within a large, integrated platform.

Michelle Hur is a Vice President and Financial Consultant at Fidelity Investments, a position she has held since 2018. In this role, she partners with clients to understand their priorities and collaborates to develop customized financial plans that align with their needs and objectives. Prior to joining Fidelity Investments, Michelle worked as a Financial Advisor at Merrill Lynch from 2016 to 2018. Michelle emphasizes building strong, long-term relationships with her clients, focusing on trust, reliability, and professional competence. She holds a California Insurance License, supporting her ability to provide comprehensive financial guidance.

Brandon Higa is a financial advisor with Morgan Stanley in Rolling Hills Estates, CA, holding a Series 66 designation and bringing 17 years of industry experience. He previously worked at E*TRADE Capital Management and E*TRADE Securities. Outside of finance, he is an officer of Big Head Productions and an active SAG-AFTRA actor. Morgan Stanley Wealth Management provides advisory programs and financial planning services to individual and institutional clients, managing approximately $2.74 trillion in client assets through structured planning tools and a range of investment offerings.

Micah Willis is a financial advisor with LPL Financial, holding a Series 66 designation and seven years of industry experience. Prior to joining LPL in 2018, he worked at Merrill Lynch for one year and was involved with the Port Theater and Mihaylo College of Business and Economics at Cal State Fullerton. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a broad network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Kenneth Whittenbury is a CFP® professional with 16 years of industry experience, currently serving as a financial advisor at Edward Jones since 2009. He holds the Series 66 designation and is based in La Palma, CA. Outside of his advisory role, he owns a vacation property in Bullhead City, AZ. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, operating under a fiduciary standard and supported by a large network of financial advisors and branch offices nationwide.

Rendi Wijaya is a financial advisor at J.P. Morgan Securities with 17 years of industry experience. He has been with JPMorgan Securities LLC since 2015 and previously operated his own advisory practice from 2009 to 2019. He holds Series 63 and Series 65 licenses. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines institutional advisory services with brokerage, distribution, and investment management capabilities.

Roy Seto is a financial advisor with Cetera who holds a Series 66 designation and has three years of industry experience. His prior work includes roles at Clinomics and involvement with Friends of Santa Ana Zoo. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party managers.