Michael Curtin is a financial advisor with Morgan Stanley in Woodland Hills, CA, holding Series 63 and Series 66 licenses and bringing 31 years of industry experience. His career includes roles at Morgan Stanley Smith Barney, Citigroup Global Markets, and UBS Financial Services. He also serves as a successor trustee for a trust in Burbank, California. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers advisory programs and financial planning services to both individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs a structured planning process supported by firm-approved tools and serves a broad client base with diverse investment offerings.

Erin Cottom is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. Her career includes roles at Charles Schwab & Co., Inc., RBC Capital Markets, Neuberger Berman BD LLC, and Morgan Stanley DW Inc. Erin is currently based in Burbank, CA. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm supports its advisory process with centralized due diligence and incorporates ESG considerations within its recommended strategies.

Hal Sussman is a financial advisor with Raymond James Financial in Encino, CA, holding Series 63 and Series 65 licenses and over 41 years of industry experience. He has worked at firms including UBS Financial Services, Citigroup Global Markets, and Morgan Stanley Dw Inc. He is the CEO of Sussman Wealth Strategies Group and serves on the board and finance committee of the Young Musicians Foundation. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers non-discretionary, tailored advice using risk profiling and modeling tools and supports municipal and public finance advisory services.

Robert Mummey is a financial advisor with OSAIC Wealth, Inc. in Westlake Village, CA, holding a Series 63 designation and over 50 years of industry experience. He has been with OSAIC since 2013 and has worked with National Life Insurance of Vermont since 1985. Outside of his advisory work, he is a coauthor of an autobiographical book and serves as a board member for the World Children Transplant Fund. OSAIC Wealth serves a diverse client base including retail and institutional investors, offering brokerage and advisory services through a multi-advisor platform. The firm’s investment approach centers on model-based asset allocation and portfolio optimization, supporting a variety of managed account strategies and third-party manager selections.

Adam Pryor is a financial advisor at Morgan Stanley with a Series 66 credential and approximately one year of industry experience. His prior work includes roles at MML Investors Services, MassMutual Life Insurance Company, and various community and political campaigns. Outside of finance, he has been involved in local school board and city council campaigns as well as serving with the Brea Chamber of Commerce. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs. The firm’s financial planning process uses structured discovery conversations and proprietary tools, and it manages approximately $2.74 trillion in client assets.

Salim Kimiagar is a financial advisor at Wells Fargo Clearing with Series 63 and Series 65 credentials and 39 years of industry experience. He has worked at Merrill and Banc of America Investment Services, Inc. prior to joining Wells Fargo in 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap‑fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines research from Wells Fargo Investment Institute and third-party sources to evaluate investment options using diversification principles and modern portfolio theory.

Jorge De Giorgio is a financial advisor with J.P. Morgan Securities in Sherman Oaks, CA, holding Series 63 and Series 65 licenses and 15 years of industry experience. He has been with J.P. Morgan Securities since 2012 and previously worked at Chase Investment Services Corp. from 2011 to 2012. Outside of his advisory role, Jorge creates video content focused on outdoors, home, and automotive DIY projects, sharing this content on platforms such as YouTube and Instagram. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program that emphasizes written asset allocation advice, investment manager searches, and customized performance reporting. Their approach integrates systematic quantitative screens with qualitative research and includes broader derivatives and commodities capabilities.

Heather Gottlich is a Wealth Management Advisor and Portfolio Manager at Merrill Lynch Wealth Management. She has been a Financial Advisor since 1989, working with high net worth individuals and institutional clients. Over her career, Heather has guided clients through various market conditions, emphasizing minimizing downside risk and providing personalized financial strategies. Heather spent 25 years at Bear Stearns, focusing on sophisticated hedging strategies, asset management, portfolio design, corporate finance, and liability management. She later worked at UBS Financial Services before joining Merrill Lynch in 2016. Her approach includes comprehensive client engagement to tailor customized financial recommendations. She leverages the resources of Merrill Lynch, including asset preservation, retirement and estate planning, and liability management services. Heather holds a Bachelor's Degree from the University of Arizona and the Personal Investment Advisor (PIA) designation. She is a Certified Divorce Financial Analyst® and serves a diverse client base, including business owners, individuals in entertainment, and clients navigating divorce or widowhood. Heather is active in community organizations such as the Boys and Girls Club, California Wildlife Center, City of Hope, and WIFE.org. She enjoys activities including biking, gardening, hiking, music, reading, scuba diving, and spending time with her family.

Gregg Diamond is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has worked at LPL Financial since 2008 and previously at Wamu Investments, Inc. from 2006 to 2008. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, with a broad client base and a variety of investment strategies.

Shaun Beyrer is a financial advisor with LPL Financial in Westlake Village, CA, holding the CFP® designation and Series 63 and 65 licenses. He has 22 years of industry experience, including roles at TD Ameritrade, J.P. Morgan Securities, and PNC Wealth Management. Outside of advising, he is involved in real estate rental activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides financial planning and investment management services through a large network of representatives to individuals, retirement plans, banks, and institutions. The firm offers a range of advisory platforms including model portfolios, third-party asset management, and institutional solutions.

Robert Nugent is a financial advisor with LPL Financial in Santa Clarita, CA, holding Series 65 and Series 63 licenses and four years of industry experience. He has worked at LPL Financial since 2022 and has been affiliated with Logix Federal Credit Union since 2015. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolios, third-party asset management, and institutional platforms.

Andrew Duchan is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and over 31 years of industry experience. Prior to joining LPL Financial in 2025, he worked at Westerm International Securities, Inc. and Financial West Group. He also operates a CPA practice and is involved in direct sales businesses including Herbalife and Lifewave. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by technology and research tools.

Vincent Villa is a CFA® charterholder affiliated with Wells Fargo Clearing and has 17 years of industry experience. He previously worked for Morgan Stanley Smith Barney LLC for 14 years before joining Wells Fargo in 2023. Outside of his advisory role, he serves as a trustee for a family trust. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm uses research and analytics to evaluate investment options, offering both brokerage and advisory solutions across a broad range of financial products.

Robert Olson Jr. is a financial advisor at Merrill with Series 63 and Series 65 designations and 41 years of industry experience. He has been with Bank of America, N.A. and Merrill since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Richard Brittain is a financial advisor with Equitable Advisors in Santa Clarita, CA, holding a Series 66 designation and 15 years of industry experience. He has worked at Equitable Advisors and its predecessor, Axa Advisors, LLC, since 2011. Brittain is also an association member of the California Association of Bilingual Education. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset management programs, utilizing both proprietary and third-party investment solutions through a broad network of Investment Adviser Representatives.

John Deluca is a financial advisor with LPL Financial in Encino, CA, holding a Series 63 license and bringing 43 years of industry experience. He has been with LPL Financial since 2009. Outside of his advisory role, he has been involved in real estate brokerage activities through DSA Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Lance Marcus is a financial advisor with Merrill in Westlake Village, CA, holding Series 63 and Series 65 licenses and over 42 years of industry experience. He has worked at Merrill since 1980 and is also affiliated with Bank of America since 2009. Outside of his advisory role, he serves as co-trustee for several family trusts. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, corporations, and charitable organizations, with portfolio implementation tailored by strategy and client needs.

Patrick Erhart is a financial advisor at J.P. Morgan Securities with seven years of industry experience. He holds the Series 66 designation and has worked at firms including First Republic Investment Management and Mass Mutual Life Insurance Company. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research supported by a centralized manager solutions team.

Jeffrey Newitt is a CFP® with 20 years of industry experience, currently affiliated with LPL Enterprise. His prior roles include positions at The Prudential Insurance Company of America and Pruco Securities LLC, and he has operated Independent Services Consultants LLC since 2009. LPL Enterprise provides investment advisory and brokerage services to a diverse client base including individuals, high-net-worth investors, retirement plans, and corporate and charitable entities. The firm typically implements investment strategies using model portfolios developed by internal and third-party research teams and offers access to financial planning, third-party asset managers, and insurance products through affiliated entities.

Thomas Kim is a financial advisor at OSAIC with 32 years of industry experience. He holds a Series 63 designation and has worked at OSAIC since 1994 and Regal Advisory Services, Inc. from 1997 to 2026. Outside of his advisory roles, he is the owner of corporations involved in the administrative handling of employee health care benefits and fee flow-through structures. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm provides brokerage and advisory services through various programs, utilizing a model-based investment process focused on asset allocation and portfolio optimization.