Jeremy Runnels is a CFP® professional with 12 years of industry experience, currently serving as an advisor at Cerity Partners LLC since 2025. Prior to joining Cerity Partners, he spent eight years at West Coast Financial, LLC. He is involved with several nonprofit organizations, including serving on the investment committee for the Lawrence Family JCC endowment and the Trusts & Estates Council at the Rady Children's Hospital Foundation. Additionally, he advises startups through the San Diego Sports Innovators business incubator. Cerity Partners advises a diverse client base, including high-net-worth individuals, families, trusts, business entities, and institutional investors, managing approximately $166.2 billion in client assets as of 2025. The firm offers customized wealth management services and employs an investment framework centered on client-specific profiles, combining quantitative screening, manager selection, and access to alternative and private market solutions.

Gary Hirschfeld is a financial advisor at Hightower Advisors in San Diego, CA, with eight years of industry experience. He holds a Series 65 designation and has worked at Hightower Advisors since 2019, after four years at Delphi Private Advisors. Hightower Advisors provides investment advisory and planning services to a diverse range of individual and institutional clients, offering discretionary and non-discretionary portfolio management, financial planning, and retirement plan consulting. The firm emphasizes manager selection and multi-manager solutions and utilizes both affiliated and third-party managers with proprietary research to support portfolio construction.

Dauna Bohlken is a financial advisor at Voya Financial Advisors, Inc. with 29 years of industry experience. She holds the Series 63 and Series 65 designations and has been with Voya in various capacities since 2014. Voya Financial Advisors, Inc. provides financial planning, portfolio management, and retirement advisory services to individuals, pension plans, charitable organizations, and corporations. The firm combines in-house and external strategists with technology-enabled tools to deliver both discretionary and non-discretionary investment solutions through a large network of advisors.

Michael Simon is a financial advisor with RBC Rochdale, LLC in La Jolla, CA. He holds a Series 66 designation and has five years of industry experience. His prior work history includes roles at Merrill and City National Rochdale, as well as positions outside the financial sector, including at Cinemark and Sal's Pizza and Baglery. RBC Rochdale serves a diverse client base, including high net worth individuals, corporations, charitable organizations, and government entities. The firm employs an active, multi-strategy investment process that integrates quantitative screening, fundamental analysis, and proprietary tools to tailor portfolios across various asset classes.

Ashkan Ghahremani is a financial advisor with Guardian Life and Park Avenue Securities in San Diego, CA, holding Series 63 and Series 65 credentials and 18 years of industry experience. He has worked with both firms since 2015. Outside of his advisory role, he is involved with Disaster Pro, LLC, a public adjusting business that assists clients with insurance claims. Park Avenue Securities, a subsidiary of Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a range of financial planning, consulting, and advisory solutions, combining advisor-led discretionary management with model-based strategies and proprietary programs.

Gregory Ochinero is a financial advisor with Kestra Advisory, holding a Series 66 designation and seven years of industry experience. He has worked at Kestra Advisory since 2019 and concurrently holds roles with Sanmina Corporation and Kestra Investment Services, LLC. His other business activities include serving as a registered field assistant, providing backup support and client outreach. Kestra Advisory Services offers investment advisory and retirement-plan consulting to plan sponsors and a diverse range of institutional and individual clients. The firm provides services such as fiduciary consulting, plan design, and investment advice, managing approximately $79.8 billion in assets and serving large institutional investors including sovereign wealth funds.

Elaine Rodriguez is a financial advisor at Empower Advisory Group with Series 63 and Series 65 credentials and three years of industry experience. Her prior roles include positions at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities, where she worked for four years. Empower Advisory Group primarily serves employer-sponsored retirement plan sponsors and their participants, offering financial planning and investment management services integrated with Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and savings rates through its planning service, supporting a large participant base with a relatively high client-to-advisor ratio.

Walter Hansch is a financial advisor with Independent Financial Group, LLC, holding a Series 63 designation and 40 years of industry experience. His career includes roles at Cetera Advisor Networks and Cetera Wealth Services, and he has operated Hansch Financial Group since 2005. Outside of advisory work, he is a licensed California real estate agent and insurance agent, and provides tax planning consulting through his independent contractor role. Independent Financial Group, LLC serves a diverse client base including individuals, high-net-worth clients, trusts, and corporate and pension plans. The firm offers financial planning and portfolio management through multiple platforms, employing both active and passive strategies combined with ongoing due diligence.

Mark Berdan is a financial advisor with Principal Financial Services in San Diego, CA, holding the ChFC® and Series 63 credentials and possessing 39 years of industry experience. He has held roles at Principal Life Insurance Company since 1998 and operates Mark Berdan Insurance Services, Inc. in addition to his advisory work. Berdan also sells health insurance and ancillary group benefits through various carriers. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty U.S. military personnel stationed internationally. The firm offers financial planning, retirement plan consulting, and access to third-party money manager programs, with investment implementation typically managed on a discretionary basis.

Winnie Robinson is a CFP® with 30 years of industry experience, currently serving as a financial advisor at Voya Financial Advisors, Inc. in San Diego, CA. She has worked with Voya Financial Advisors since 2016 and with Voya Retirement Advisors since 2021. Voya Financial Advisors, Inc. is an enterprise-scale advisory and broker-dealer affiliate of Voya Financial that provides financial planning, portfolio management, and retirement-plan advisory services to individuals, pension plans, charitable organizations, and corporate clients. The firm employs a mix of in-house and external strategists, model portfolios, and technology tools to manage predominantly non-discretionary client relationships.

Nathan Hartman is a CFP® professional with 22 years of experience in the financial services industry. He currently serves as an advisor at Schwab Wealth Advisory and has previously worked at Fidelity Investments, LPL Financial, and The Vanguard Group. Outside of his advisory work, he co-owns an LLC with his spouse focused on golf-related business ideas. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm employs Charles Schwab & Co.’s asset-allocation models and research tools to tailor recommendations based on clients’ goals and risk tolerance.

Rachel Luken is a CFP®-certified financial advisor with 23 years of experience in the industry. She has worked at Focus Partners Wealth, LLC since 2025 and previously spent nearly two decades at HoyleCohen, LLC and its predecessor, HoyleCohen, Inc. Her background includes roles at The Colony Group, LLC. Focus Partners Wealth, LLC serves individuals, families, charitable organizations, corporations, and institutional retirement plans by providing investment management, financial planning, tax and compliance support, family office services, and employee benefit retirement plan offerings. The firm employs a long-term investment approach that incorporates both active and passive strategies, private funds, and tactical overlays, customizing portfolios based on clients’ risk tolerance and tax situations.

George Alexander is a ChFC®-designated financial advisor at Kestra Advisory with 44 years of industry experience. He has held roles at Kestra Advisory since 2016 and has prior experience at IFG/Russell Advisors, MassMutual, and self-employment in the financial services sector. In addition to advisory work, he is involved in insurance services through multiple businesses, including ownership and a presidential role at insurance agencies. Kestra Advisory Services provides investment advisory and retirement plan consulting to institutional and individual clients, offering services such as fiduciary consulting, plan design, and employee education. The firm manages approximately $79.8 billion in assets and serves a diverse clientele that includes large institutional investors and sovereign wealth funds.

William Walsh is a CFP® with three years of industry experience, currently serving as a financial advisor at Corient in San Diego, CA. Prior to his financial advisory roles, he served in the U.S. Navy for 24 years. He also provides mentorship through 3rd Decade, offering financial education and guidance to young adults. Corient offers investment advisory and financial planning services to a diverse client base, including individuals, high-net-worth clients, trusts, pension plans, and charitable organizations. The firm uses a goals-based, team investment approach that integrates proprietary strategies with third-party managers, incorporating risk management tools and alternative investments where appropriate.

D. Keefe is a financial advisor with Kestra Advisory, holding nearly five decades of industry experience. He has been affiliated with Kestra Advisory since 2016 and operates as a senior advisor at FMS Financial Partners, where he provides consulting on insurance, investments, and tax planning. Kestra Advisory Services offers investment advisory and retirement-plan consulting to a wide range of institutional and individual clients, including plan sponsors. The firm provides services such as fiduciary consulting, plan design, employee education, and access to multiple management platforms, serving clients that include large institutional investors and sovereign wealth funds.

Gabrielle Watters is a CFP® and holds a Series 65 license with 10 years of industry experience. She has been with Creative Planning since 2021, following several years at Reilly Financial Advisors in various roles from 2015 to 2021. Based in San Diego, CA, she is currently part of a large advisory team at Creative Planning. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a diverse client base, including individuals, pension plans, and corporations. The firm employs a financial-planning-led investment approach that emphasizes low-cost indexing and buy-and-hold strategies for long-term goals, supplemented by various specialized investment strategies and private market access.

Brooke Warner is a CFP® and CFA® with 13 years of industry experience. She currently works at Focus Partners Wealth, LLC and has held prior roles at HoyleCohen, LLC, WheelerFrost-Wealth Managers, Equitable Advisors, and National Planning Corporation. Focus Partners Wealth serves individuals, families, charitable organizations, corporations, and institutional retirement plans by providing investment management, financial planning, tax and compliance support, family office and business management, and employee benefit retirement plan services. The firm employs a long-term, tax- and fee-sensitive investment approach using a blend of active and passive strategies, third-party managers, private funds, and tactical overlays.

Stephen Koh is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 63 and Series 66 licenses and over 23 years of industry experience. His career includes multiple roles at Park Avenue Securities and Guardian Life, as well as six years at MML Investors Services and Mass Mutual Life Insurance Company. Outside of his advisory work, he serves as a sports official on a part-time basis. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, offers brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm combines advisor-led discretionary management with model-based strategies and provides access to insurance products, alternative investments, and various financial planning and consulting services.

John Farnum is a financial advisor with Eagle Strategies and New York Life, holding Series 63 and Series 65 licenses and bringing eight years of industry experience. He has been with NYLIFE Securities LLC since 2018 and Eagle Strategies since 2022. Outside of his advisory role, Farnum serves as President of BNI City Pros, a professional networking group in San Diego. Eagle Strategies provides financial planning, investment management, and retirement-plan advisory services to individual and institutional clients. The firm offers multiple program types and emphasizes tailored recommendations, with the majority of assets managed on a non-discretionary basis within an integrated New York Life affiliate structure.

John Doney is a financial advisor with Kestra Advisory, holding Series 63 and Series 65 credentials and eight years of industry experience. He previously worked at Intervest International Equities Corp for five years and served in the United States Navy from 1989 to 2018. Outside of his advisory role, he operates a consulting business providing expert advice and assessments to U.S. military and government clients. Kestra Advisory Services offers investment advisory and retirement-plan consulting to plan sponsors, institutional, and individual clients. The firm provides fiduciary services, plan design, employee education, and access to multiple management platforms, serving a diverse client base that includes large institutional investors such as sovereign wealth funds.