Jack Frantz is a financial advisor at Principal Financial Services with Series 63 and Series 65 licenses and two years of industry experience. His prior roles include positions at Principal Securities, Principal Life Insurance Co, and several financial institutions and service companies. He is also involved in the sale of various insurance products, including life, disability, annuities, health, and Medicare-related insurance. Principal Securities provides brokerage and registered investment advisory services to a diverse clientele, including individual investors, retirement plans, trusts, and active-duty military personnel. The firm offers direct advisory programs, financial planning, retirement consulting, and access to third-party money manager solutions under different advisory and promoter arrangements.

Chad Cristo is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He worked at Putnam Retail Management for 30 years before joining Independent Financial Group in 2022. Independent Financial Group, LLC is a dual-registered broker-dealer and SEC-registered investment adviser serving individuals, charities, corporations, and plan sponsors. The firm offers brokerage, portfolio management, financial planning, and retirement plan services through a national network of Investment Adviser Representatives and manages approximately $11.3 billion in regulatory assets.

Sean Son Phan is a financial advisor with Eagle Strategies (NY Life) based in San Diego, CA. He holds Series 65 and Series 63 licenses and has six years of industry experience, including roles at Bankers Life Advisory Services, Inc. and New York Life. Outside of his advisory work, he is an independent contractor involved in insurance brokering with outside carriers. Eagle Strategies serves a diverse client base including individual investors, defined contribution and defined benefit plans, and corporate clients. The firm offers financial planning, investment management, and retirement-plan advisory services, emphasizing tailored solutions and managing most assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Lars Ronten is a financial advisor at Guardian Life with seven years of industry experience. He holds the Series 66 designation and has worked at firms including Northwestern Mutual Wealth Management Company and Edward Jones. His current roles include positions at Guardian Life and Park Avenue Securities. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management, is a dually registered broker-dealer and SEC-registered investment adviser serving individuals, pension plans, charitable organizations, and corporate clients. The firm offers brokerage services, financial planning, retirement consulting, and various investment advisory programs.

Megan Nielsen is a financial advisor at Integrated Wealth Concepts LLC with 17 years of industry experience. She holds Series 63 and Series 65 licenses. Prior to joining Integrated Wealth Concepts in 2026, she worked at Wealthspire Retirement Advisory, NFP Retirement, Inc., and Mutual of America in various roles from 2011 through 2026. Outside of her advisory work, Nielsen is a licensed real estate broker and serves as president of Fort Stockton Investments, Inc., which manages income generated from mining rights and interests. Integrated Wealth Concepts LLC serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, employing a customized, long-term investment approach with a variety of mutual funds, ETFs, equities, and fixed income.

Derek Hess is a financial advisor with Integrated Wealth Concepts LLC, holding CPA credentials and possessing 19 years of experience at Duffy Kruspodin LLP prior to joining Integrated Wealth Concepts in 2025. He serves as a partner at Duffy Kruspodin LLP, a CPA firm. Integrated Wealth Concepts LLC serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, consulting, and family office services, employing customized portfolios with a long-term approach and utilizing mutual funds, ETFs, equities, and fixed income.

Andrew Mcnamara is a CFP® with 11 years of industry experience, currently serving with Corient in San Diego, CA. His career includes roles at Dowling & Yahnke, LPL Financial, and Foresters Financial Services. Corient provides investment advisory and financial planning services to a diverse client base, employing a goals-based, team investment approach that integrates in-house strategies with third-party managers and customized asset allocation. The firm offers specialized services through affiliates, including private fund capabilities and trust entities.

Benjamin Lucas is a CFP® professional with 11 years of experience in the financial services industry. He is currently with Schwab Wealth Advisory Inc. and previously worked at Dunham & Associates Investment Counsel, Inc. for a combined total of 10 years. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, delivering annual financial reviews and investment recommendations using standardized asset allocation models and Schwab research tools. The firm operates as an internal advisory unit within Charles Schwab & Co., Inc., focusing on tailored wealth management education without discretionary trading authority.

Noah Babin is a financial advisor at Mariner Wealth Advisors with eight years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Beacon Pointe Advisors, PKS Investments, and as a self-employed advisor. Outside of his advisory role, Babin is involved in youth sports coaching and psychology, founding The Athletes Edge and serving as a head coach for youth hockey teams. Mariner serves a diverse client base including individuals, pension plans, trusts, and corporations, offering investment management, financial planning, retirement consulting, and coordinated tax and family office services. The firm uses a discretionary, committee-overseen investment approach that integrates in-house research with third-party managers across a broad range of asset strategies.

Patrick Thebus is a financial advisor with Primerica Advisors based in Escondido, CA, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. His career includes multiple roles at Park Avenue Securities and Guardian Life Insurance Company dating back to 2011. Park Avenue Securities LLC serves a broad retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients, offering brokerage and advisory services along with financial planning and consulting. The firm utilizes a mix of proprietary and third-party investment strategies and supports various account-level services such as lending solutions and donor-advised funds.

Alex Esposito is a financial advisor at Integrated Wealth Concepts LLC with nine years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at OneDigital Investment Advisors LLC, Triad Advisors, Independent Capital Management, and Sagepoint Financial. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, employing customized portfolios with mutual funds, ETFs, individual equities, and fixed income using primarily a long-term approach.

Alexander Le is a financial advisor with Transamerica Financial Advisors in San Diego, CA, holding Series 63 and Series 65 credentials and possessing 10 years of industry experience. He is currently president of Ale Holdings, Inc., which serves as his business administration entity, and also leads Elevate Financial Partners LLC, a website marketing venture. Le has been with Transamerica Financial Advisors since 2016 and has prior experience with WFGIA. Transamerica Financial Advisors serves a broad client base including individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers advisory and broker-dealer services featuring proprietary and third-party model portfolios, discretionary and non-discretionary program options, and integrated retirement and recordkeeping support.

Allison Williams is a financial advisor at Stratos Wealth Partners, Ltd with 18 years of industry experience. She holds the Series 66 designation and has been with LPL Financial since 2015. Stratos Wealth Partners provides advisory services to a diverse client base including individual investors, trusts, charitable organizations, corporations, and retirement plans. The firm offers an open-architecture Strategic Wealth Management platform that supports both advisor-managed and model-based portfolios, emphasizing active monitoring and asset allocation across multiple custodians.

James Reopelle is a financial advisor with Independent Financial Group, LLC, holding a Series 66 designation and over 41 years of industry experience. He previously worked for Hornor, Townsend & Kent, Inc. for 25 years before joining Independent Financial Group in 2021. Reopelle serves as Chair Emeritus on the board of the Sharp Health Care Foundation, a nonprofit organization. Independent Financial Group, LLC is a dual-registered broker-dealer and SEC-registered investment adviser that provides brokerage, portfolio management, financial planning, and retirement plan services to individuals, charities, corporations, and plan sponsors. The firm offers advisory programs through its AccessPoint platform and third-party asset managers, serving a broad range of client types including high-net-worth individuals and institutional clients.

Ronny Inniger is a financial advisor with Independent Financial Group, LLC, holding a Series 66 designation and 19 years of industry experience. His prior roles include positions at U.S. Bancorp Investments, U.S. Bank, Securities America, and Bank of the West. Outside of finance, he is the president and owner of Main Tap Tavern, a bar and grill in El Cajon, CA, and is involved in sports-related ventures focused on supporting athletes and professionals through Titans Sports Alliance LLC and Empire Sports Alliance LLC. Independent Financial Group, LLC is a dual-registered broker-dealer and SEC-registered investment adviser serving individuals, charities, corporations, and plan sponsors. The firm offers a range of advisory programs and investment management services through a national network of representatives, utilizing multiple platform options and third-party managers.

Luka Vujovich is a financial advisor with Guardian Life and Park Avenue Securities, holding a Series 66 designation and seven years of industry experience. His prior work includes roles at Systems Source and Strategic Furniture Group. He also offers insurance products outside of Guardian Life as an independent contractor. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management, is a broker-dealer and SEC-registered investment adviser that serves individuals, pension plans, charitable organizations, and corporate clients with brokerage, financial planning, and investment advisory services. The firm provides access to proprietary and third-party models, including a hybrid digital advisory platform, and offers tailored financial planning and retirement plan management options.

David Rootes is a financial advisor at Integrated Wealth Concepts LLC with 13 years of industry experience. He holds a Series 65 designation and has worked at Laurel Wealth Advisors since 2012 alongside his current role. Outside of advising, he owns Jonathan's Designs, LLC, a furniture manufacturing and design company. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through independent advisors under various d/b/a names. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, employing customized portfolios with a long-term focus and utilizing both internal and third-party management strategies.

Stephen Locko is a financial advisor with GWN Securities Inc. in Carlsbad, CA, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has been with GWN Securities since 2009 and is also involved with ISN Network and Resource Marketing Associates. Outside of his advisory role, Locko owns and operates Beachfront Tax LLC, a tax preparation facilitation business. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients through a large network of advisors. The firm offers discretionary managed accounts and access to third-party sub-advisers and model portfolios, employing a range of investment strategies including legacy market-timing and momentum-based approaches.

Savanna Steed is a financial advisor with Stratos Wealth Partners, Ltd., holding Series 63 and Series 66 licenses and eight years of industry experience. Her career includes roles at LPL Financial, OSAIC, Triad Advisors, and Key Investment Services. She began her professional work in accounting at Washington State University. Stratos Wealth Partners, Ltd. is an SEC-registered enterprise wealth management firm with approximately $18.6 billion in assets under management, serving over 24,000 clients through about 366 advisors. The firm offers a range of advisor-managed and model-based portfolios, third-party manager programs, and financial planning services using an open-architecture approach that integrates multiple external platforms and tools.

John Podesto is a CFP® with 17 years of industry experience. He is currently with Independent Financial Group, LLC and previously worked at LPL Financial for 15 years. Podesto is also an officer and director of LEOZO DREAMS, LLC, a financial consulting business. Independent Financial Group, LLC is a dual-registered broker-dealer and SEC-registered investment adviser serving individuals, charities, corporations, and plan sponsors. The firm offers brokerage, portfolio management, financial planning, and retirement plan services through a national network of Investment Adviser Representatives and utilizes multiple program options and third-party managers to implement client investment profiles.