Todd Halbrook is a financial advisor with RBC Capital Markets in Irvine, CA, holding CFP®, Series 63, and Series 65 credentials and bringing 31 years of industry experience. His prior roles include positions at City National Bank, First Republic Investment Management, and Wells Fargo Advisors. He serves on the advisory boards for the Deans Advisory Board and the CIWM Paul Merage School of Business at UCI. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, pension plans, corporations, and charitable organizations, offering a range of advisory programs with discretionary and non-discretionary portfolio management tailored to clients' risk profiles.

Mason Limm is a financial advisor with LPL Financial in San Juan Capistrano, CA, holding Series 63 and Series 65 licenses and three years of industry experience. His prior roles include positions at Wells Fargo Bank and SchoolsFirst Federal Credit Union. LPL Financial serves a broad client base including individuals, retirement plans, banks, credit unions, corporations, and charitable organizations, offering financial planning, advisory programs, retirement plan consulting, and brokerage services through a national network of investment adviser representatives.

Jodi Vinas is a financial advisor with Raymond James Financial and holds a Series 66 designation. She has 26 years of industry experience, including 10 years with Raymond James Financial Services Advisors, Inc. and Raymond James Financial Services, Inc. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm uses fact-finding, risk profiling, and analytical tools to tailor non-discretionary planning and investment consulting to client goals, supporting implementation through its advisory programs and other providers.

Riley Wilson is a financial advisor at Charles Schwab with a Series 66 designation and four years of industry experience. Prior to joining Schwab, he held roles in the hospitality sector, including positions at Penrose Taphouse, Bad Daddy's Burger Bar, and Nick's Italian. He is a minority owner of MTR Investments, LLC, a real estate business, though he has no active role in its operations. Charles Schwab serves a large client base of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary advisory relationships and access to discretionary separately managed accounts, utilizing multi-asset model portfolios and a centralized operational structure.

Michael Scherer is a financial advisor at Merrill with 23 years of industry experience. He holds the Series 66 and Series 65 licenses and has worked at Merrill and Bank of America since 2019, following seven years at Citigroup Global Markets. Outside of his advisory role, he assists with motorsports training as a part-time activity. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Mitchell Behm is a Wealth Management Advisor at Merrill Lynch Wealth Management and serves as a Senior Portfolio Manager. He is part of Merrill's Institutional Consulting practice, providing tailored investment consulting services to diverse institutional clients, including endowments, foundations, non-profits, defined benefit plans, and defined contribution plans. His work involves discretionary management of personalized investment strategies which may include individual securities, Merrill Lynch Wealth Management model portfolios, and third-party investment strategies. With a career in financial services beginning in 1985 and joining Merrill Lynch in 1988, Mitch has over three decades of experience working with sophisticated institutions in areas such as cash management, investing, and financing of both qualified and non-qualified benefit plans. He holds the Certified Investment Management Analyst (CIMA) designation as well as the Personal Investment Advisor (PIA) designation. Mitch earned his bachelor's degree from the State University of New York at Stony Brook. Mitch and his team focus on delivering institutional-quality investment and wealth management services to both institutional clients and select families. His approach integrates expertise across Merrill Lynch Wealth Management and Bank of America to provide consulting in investment policies, asset allocation, manager selection, and performance evaluation. Outside of work, Mitch enjoys antiquing, baseball, gardening, reading, and spending time with his family.

Christopher Bevans is a financial advisor with Wells Fargo Advisors in Irvine, CA, holding a Series 66 designation and 22 years of industry experience. He has worked at Wells Fargo Advisors since 2022 and previously held positions at Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC. Bevans owns and manages investment-related entities in Newport Beach, CA. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients with investment and fee-based financial planning services, offering a comprehensive range of planning options and integrating advisory services with other financial products and referral channels.

Donald Oliver Jr. is a financial advisor at Edward Jones with four years of industry experience. Prior to joining Edward Jones in 2022, he worked at Masimo Corporation for two years and HireRight, Inc. for thirteen years. He holds Series 63 and Series 66 designations and is based in Ladera Ranch, California. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets through a nationwide network of over 23,700 financial advisors and offers a range of advisory strategies under a fiduciary standard.

Alan Watts is a CFP® professional with 24 years of experience, currently affiliated with Wells Fargo Advisors since 2018. He previously worked with Wells Fargo Clearing and Wells Fargo Advisors LLC, accumulating extensive industry experience. Outside of advisory services, he is involved in aviation-related businesses including ownership and operation of jet charter services. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers a broad range of investment and financial planning services to individuals, trusts, and institutional clients. The firm provides tailored recommendations supported by proprietary research and planning tools, serving clients with diverse and specialized planning needs.

Annie Naghavi is a Vice President and Financial Consultant at Fidelity Investments, a position she has held since 2025. She joined Fidelity in 2021 and has progressively advanced through roles including Planning Consultant and Financial Consultant. Prior to her tenure at Fidelity, Annie worked as a Financial Advisor at LPL Financial from 2019 to 2021 and at Ameriprise Financial from 2013 to 2019. Annie holds a Master of Science in Personal Financial Planning and is a CERTIFIED FINANCIAL PLANNER™ professional. She is licensed with a California Insurance License. Her approach emphasizes understanding her clients' unique circumstances to develop customized financial plans. Outside of her professional work, Annie's personal interests include beach activities, family activities, reading, running, traveling, and volunteering.

Jennifer Uy is a financial advisor with Raymond James & Associates in Irvine, CA, holding a Series 66 designation and 18 years of industry experience. She previously worked at UBS Financial Services for 17 years before joining Raymond James in 2024. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves individuals, including high-net-worth clients, institutions, pension plans, charitable organizations, and government entities, offering financial planning and non-discretionary investment consulting supported by a range of portfolio management styles and affiliated research.

Paul Helfman is a financial advisor with Cetera Wealth Services LLC and Cetera, holding Series 63 and Series 65 licenses and possessing 28 years of industry experience. His prior roles include leadership at Helfman, Davis & Clanton CPAs and Roadmap Wealth Management. He is also active as a trustee for multiple trusts, administering assets and managing distributions in fiduciary capacities. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual, corporate, charitable, and institutional clients nationwide. The firm offers portfolio management, financial planning, and retirement services through a multi-manager platform with a range of customizable investment strategies and oversight structures.

Brian Stewart is a financial advisor at Wells Fargo Advisors with 41 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Wells Fargo Advisors since 2013. Outside of his advisory role, he owns Brian Stewart Consulting, LLC, an investment-related business based in Lake Forest, CA. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services through a broad suite of planning options. The firm combines research, planning tools, and varied financial product offerings to deliver tailored recommendations and integrated solutions.

Logan Sandhu is a financial advisor at J.P. Morgan Securities with one year of industry experience. He holds the Series 66 designation and has previously worked at Mass Mutual Investors Services and MA Mutual Life Insurance Company. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm delivers advisory services alongside affiliated brokerage and investment management capabilities, with recommendations made on a non-discretionary basis.

Robert Foley is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 credentials and bringing 24 years of industry experience. He has served on the City of Orange, CA Finance Committee since 2014 and operates Foley Financial Inc., his incorporated practice. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, and institutional clients. The firm offers non-discretionary planning and consulting tailored to client goals, supported by advanced analytical tools and a range of advisory programs.

Michael Jalaty is a Senior Financial Advisor and Managing Director at Merrill, where he has built a career dedicated to delivering measurable value to his clients. With over two decades of experience in banking and wealth management, Michael focuses on helping clients simplify their financial lives, regain capacity and time, and pursue their specific financial goals. He has been with Bank of America since 1999 and began his role as a Financial Advisor in 2004. Michael's expertise spans long-term strategy, business and succession planning, pre- and post-liquidity event strategies, executive compensation, wealth transfer, and access to credit through Bank of America. Serving an accomplished clientele, he aims to unify and reconcile multiple aspects of clients’ financial lives to reveal a more efficient whole. He is a Personal Investment Advisor (PIA) and prioritizes a service-oriented approach, emphasizing commitment to clients and their families. Michael was born and raised in Irvine, California, where he currently lives with his wife and two daughters. Outside of his professional responsibilities, he enjoys spending time with his family, going to the beach, and riding bikes. He holds a High School Diploma from Woodbridge High School.

Margarita Munoz is a financial advisor at Merrill with 28 years of industry experience. She has been with Merrill since 1990 and holds Series 63 and Series 66 licenses. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Heather Searl is a financial advisor at OSAIC with six years of industry experience. She previously worked at Lincoln Financial Advisors for five years. In addition to her advisory role, she serves as a practice manager at Oakwood Wealth Partners, where she manages administrative teams and organizes team activities. OSAIC Wealth, Inc. serves a diverse range of clients, including individuals, high-net-worth investors, pension plans, corporations, and nonprofits, offering brokerage and advisory services through a large network of financial advisers and multiple platforms. The firm employs a variety of asset-allocation tools and third-party services to construct and manage portfolios tailored to client needs.

Yvette Juarez is a financial advisor with Morgan Stanley in Laguna Niguel, CA, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. She has worked at Morgan Stanley Smith Barney since 2009 and previously at Citigroup Global Markets. Outside of her advisory role, she operates a retail and online store specializing in eCommerce and print-on-demand merchandise. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs that include tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers diverse investment and planning services alongside its broader institutional capabilities.

Stephen Rhorer is a financial advisor with Edward Jones in Tustin, CA, holding a Series 66 designation and five years of industry experience. Prior to joining Edward Jones in 2020, he worked at SPX Corporation for 15 years. Outside of his advisory role, he is involved as a co-owner of a real estate holding LLC. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds. The firm supports a large national network of advisors and branch offices, managing over $1 trillion in assets.