Adam Glatz is a financial advisor at J.P. Morgan Securities with a Series 66 designation and over eight years of experience in the financial services industry. His prior experience includes roles at JPMorgan Chase Bank, N.A., Bank of America, and PNC. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a combination of advisory and brokerage capabilities. The firm delivers its program on a non-discretionary basis, with recommendations supported by an in-house manager solutions team and a centralized due-diligence framework.

Jeffrey Chu is a financial advisor at Edward Jones with two years of industry experience. Before joining Edward Jones in 2023, he worked at Iron Mountain Inc. and Alfresco Software. Outside of his advisory role, he participates as a limited partner in a solar systems investment fund. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a range of advisory programs and affiliated investment products. The firm is notable for its extensive national network of advisors and branches and offers both discretionary and non-discretionary strategies under a fiduciary standard.

Neil O'Connor is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has worked with Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2016. Based in Palo Alto, CA, O'Connor focuses on wealth management within a large institutional framework. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and simulations to support client strategies.

James Yeager is a financial advisor at UBS Financial Services in San Mateo, CA, with 19 years of industry experience. He holds the Series 66 designation and has been with UBS since 2006. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory services, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm provides institutional trading capabilities alongside wealth management, operating as a broker-dealer, investment adviser, and futures commission merchant.

Dave Agustin is a financial advisor with Wells Fargo Clearing in Palo Alto, CA, holding Series 63 and Series 65 credentials and bringing 13 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously held roles at Wells Fargo Advisors LLC and Wells Fargo Bank NA. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and utilizes research and analytics from Wells Fargo Investment Institute alongside third-party sources to support its investment and retirement planning services.

Timothy Chiochios is a financial advisor at Ameriprise with a Series 66 credential and one year of industry experience. He is also co-owner of Andrikopoulos Chiochios Accountants LLP, a tax preparation firm. Prior to Ameriprise, he worked at Nitro Software and Menlo College. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement income planning through a combination of proprietary research, third-party data, and algorithmic tools.

Barbara Sabol Rosasco is a financial advisor with LPL Financial, holding a Series 66 designation and 15 years of industry experience. Her work history includes roles at LPL Financial since 2019 and prior experience with various insurance carriers and Waddell and Reed, Inc. Additionally, she has been involved with Kasumisou Gallery, a business selling products on eBay since 1998. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers financial planning, advisory programs, retirement consulting, and brokerage services, employing both discretionary and non-discretionary management with access to model portfolios and research.

Asel Vladychkin is a Financial Consultant at Fidelity Investments, a role held since 2025. Prior to this, Asel worked as a Planning Consultant at Fidelity Investments from 2023 to 2025, and served as a Premier Banker at Wells Fargo from 2013 to 2023. Asel holds a California Insurance License. At Fidelity, Asel focuses on partnering with clients in person to understand their financial situations and future financial needs, aiming to simplify and make financial management more convenient for customers.

Darryl Ng is a financial advisor at Morgan Stanley in Palo Alto, CA, with 21 years of industry experience. He holds the Series 63 and Series 65 licenses and has been with Morgan Stanley Private Bank, N.A. since 2015, as well as Morgan Stanley Smith Barney LLC since 2011. Outside of his advisory work, Ng is active in community and professional organizations, serving as a board member and chapter president for the USC Marshall Alumni Association’s Bay Area Chapter, president of the Santa Clara County Estate Planning Council, and a board member of the Certified Financial Planner Board of Standards, where he also volunteers as an exam question writer. Additionally, he is involved with Darryl Ng Competitive BBQ as a pitmaster, chef, and BBQ judge. Morgan Stanley Wealth Management provides a range of advisory services to individuals and institutional clients, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and robust modeling techniques as part of its advisory process.

Kimberly Dunne is a financial advisor at Merrill with 28 years of industry experience. She holds Series 63 and Series 66 credentials and has worked at Merrill since 2010 and Bank of America, N.A. since 2011. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Daniel Duran is a financial advisor at Charles Schwab with a Series 66 credential and approximately one year of industry experience. His prior work includes roles at Northwestern Mutual Investment Services LLC and Northwestern Mutual Life Insurance Company. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment solutions supported by a multi-asset model portfolio approach and centralized operational infrastructure.

Michael Scandalios is a financial advisor with UBS Financial Services in Palo Alto, CA, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. He has been with UBS since 2002 and has worked in the financial sector since 1998. Outside of his advisory work, he is also an author of novels. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, supported by proprietary research and a broad range of capital markets and banking services.

Stan Sklenar is a financial advisor with Morgan Stanley in Menlo Park, CA, holding Series 63 and Series 65 licenses and possessing 41 years of industry experience. He has been with Morgan Stanley Smith Barney since 2010 and the Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he is a co-author involved with Larstan Publishing, where he contributes to a book on investment management. Morgan Stanley Wealth Management provides advisory programs to both individual and institutional clients, offering tailored financial planning supported by firm-approved tools and investment research. The firm manages approximately $2.74 trillion in client assets and serves clients through direct relationships as well as corporate financial planning agreements.

Julius Brauner IV is a financial advisor at Osaic Wealth, Inc. with 46 years of industry experience. He holds a Series 63 designation and previously worked at Securities America Advisors Inc. and Securities America, Inc. He is also co-trustee of The Brauner Company Profit Sharing Plan and maintains a role as an insurance agent specializing in term life insurance and fixed annuities. Osaic Wealth, Inc. serves a broad range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage, investment advisory, financial planning, and retirement consulting services. The firm utilizes a variety of portfolio construction tools and manages accounts with access to multiple investment platforms and third-party money managers.

Dominic Mc Kenna is a financial advisor with Edward Jones in Alameda, CA, holding Series 63 and Series 66 designations and bringing 27 years of industry experience. He has been with Edward Jones since 1996. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and proprietary mutual funds, operating under a fiduciary standard.

Julia Seydlitz Falchi is a financial advisor with Morgan Stanley in San Mateo, CA, holding Series 63 and Series 65 licenses and 25 years of industry experience. She previously worked at E*Trade Securities LLC and E*TRADE Capital Management LLC from 2011 to 2019. Outside of her advisory role, she teaches yoga, serves on the advisory board of the San Francisco Skate Club, and has acted in the indie film "The Yogi Trademark." Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to both individual and institutional clients, focusing on tailored financial planning supported by firm-approved tools and research.

Jacqueline Kehoe is a financial advisor at UBS Financial Services with 10 years of industry experience. She holds a Series 66 designation and has previously worked at Merrill and Morgan Stanley. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory offerings, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm integrates institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor investment strategies.

Carol Chang is a CFP® professional with 19 years of industry experience, currently serving as a financial advisor at Cetera since 2025. She previously worked at Avantax Advisory Services and its affiliated entities for nearly two decades. Outside of her advisory role, she serves as the elected Captain of the Half Moon Bay Women's Golf Club, leading its board and representing the club at regional meetings. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm that serves individual, retirement plan, corporate, charitable, and institutional clients through a multi-manager platform offering discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Sara Balk is a financial advisor at Charles Schwab with one year of industry experience. She holds a Series 66 designation and has worked at Charles Schwab and Charles Schwab Bank since 2024. Prior to joining Schwab, she held positions at Equinox, Chapman University, Sur La Table, and Nekter Juice Bar, alongside several years in education. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance, utilizing multi-asset model portfolios and access to alternative investments within an integrated, large-scale operational structure.

Andrew Le is a financial advisor with UBS Financial Services in Palo Alto, CA, holding the Series 66 designation and over 25 years of industry experience. He has been with UBS Financial Services Inc. since 2008. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services and provides proprietary research and capital markets solutions.