Eric Scaff is a financial advisor at Concorde Asset Management, LLC with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Concorde since 2014. Outside of his advisory role, he is president of CALSTRA Car Wash, a full-service car wash and quick lube business. Concorde Asset Management provides discretionary and non-discretionary investment management, financial planning, and access to third-party asset management programs for a diverse client base including individuals, corporate and charitable clients, and retirement plans. The firm emphasizes individualized asset allocation and model-based portfolio construction, offering a range of investment options including alternative and less liquid products.

Justina Lai is a financial advisor at Laird Norton Wetherby Wealth Management (LNW) with 13 years of industry experience. She holds a Series 65 credential and has previously worked at Wetherby Asset Management from 2015 to 2023. LNW provides comprehensive wealth planning and investment management primarily to high-net-worth individuals, families, and related entities such as trusts and charitable organizations. The firm focuses on customized investment strategies with an emphasis on strategic asset allocation, global diversification, and a core-satellite approach that includes active managers, tax-aware implementation, and alternative investments.

Kristie Cahill is a CFP® with 20 years of experience in the financial services industry. She is currently with CreativeOne Wealth, LLC and Haven Wealth Management, where she has worked since 2019. Prior to that, she was with Opes Advisors and Opes Wealth Management. CreativeOne Wealth, LLC provides fee-based asset management, financial planning, retirement plan consulting, and sub-advisory services to individuals, corporations, charitable organizations, and other RIAs. The firm uses a combination of proprietary ETF-based models, third-party managers, and option-based strategies, supported by quantitative and fundamental analyses.

Ramy Antar is a CFA® charterholder with 26 years of industry experience. He is affiliated with RBC Securities, Inc. and has previously worked at City National Securities, Inc., City National Rochdale, and Fisher Investments, Inc. RBC Securities, Inc. provides wealth management and brokerage services to individuals, trusts, estates, IRAs, and retirement plans through a wrap-fee investment advisory program. Investment management is delegated to an affiliated sub-advisor, RBC Rochdale, which constructs and manages portfolios using mutual funds, ETFs, SMAs, and individual securities on a discretionary basis.

Christopher Gallo is a financial advisor at Hilltop Securities Inc. with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Hilltop Securities since 2013. Hilltop Securities Inc. offers brokerage, execution, clearing, custody, investment advisory, and retirement-plan consulting services to individuals, corporations, nonprofits, and institutional clients. The firm manages approximately $2.25 billion in assets and provides a range of portfolio management programs and retirement-plan fiduciary services through an open-architecture platform.

Hugh Beecher is a financial advisor with Citizens Private Wealth, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. His career includes roles at JP Morgan Chase Bank and First Republic Securities Company prior to joining Citizens Private Wealth in 2024. Citizens Private Wealth, LLC is a multi-team registered investment adviser serving high-net-worth individuals, families, and various institutional clients, offering discretionary and non-discretionary investment management within an open-architecture platform. The firm integrates tactical allocation adjustments and combines quantitative and qualitative research under CIO oversight, leveraging its affiliation with Citizens Bank to provide additional banking and lending products alongside expanded business consulting services.

Darin Fierstein is a financial advisor with Parallel Advisors, LLC in San Francisco, holding Series 63 and Series 65 licenses and having four years of industry experience. He previously worked at Rockefeller Capital Management and Boston Partners. Parallel Advisors serves a diverse client base including individuals, high-net-worth clients, business entities, and charitable organizations, providing discretionary portfolio management, financial planning, and retirement plan consulting. The firm employs a multi-strategy investment approach incorporating fundamental, technical, and cyclical analysis across various asset classes and utilizes technology platforms to support tax-efficient portfolio management.

Shih Hua Liu is a financial advisor at Arete Wealth Advisors, LLC with 13 years of industry experience. He holds the Series 66 designation and has worked with Portsmouth Financial Services, Inc. and Woodbury Financial Services, Inc. Prior to joining Arete Wealth Advisors, he managed his own DBA, SWM Financial. Arete Wealth Advisors provides investment advisory and financial planning services to a diverse client base, including individuals, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm employs both advisor-driven and proprietary model allocations and integrates affiliated financial businesses and product channels in its service offerings.

Audrey Grubman is a CFP® professional with 29 years of industry experience. She is currently with NorthRock Partners, LLC and previously worked at Parkside Advisors LLC and managed her own firm, Grubman Wealth Management. NorthRock Partners provides comprehensive wealth management and advisory services to individuals, trusts, estates, retirement plans, charitable organizations, and businesses. The firm employs a tailored, holistic investment approach that integrates broad asset allocation, diversification, private market allocations, and the use of AI tools alongside human oversight.

Andrew Wachner is a financial advisor with RBC Securities, Inc. in Concord, CA, holding a Series 66 designation and 13 years of industry experience. He has been with City National Securities, Inc. since 2014. Outside of his advisory role, Wachner serves as a board member for the Gehringer Park Recreation Club in his community. RBC Securities, Inc. provides wealth management and brokerage services to individuals, trusts, estates, IRAs, and retirement plans through its wrap-fee investment advisory program. The firm utilizes an affiliated sub-advisor for portfolio management and integrates a broad range of financial services through its affiliation with a bank parent and related entities.

Alex Scheel is a CFP® with six years of industry experience, currently serving as a financial advisor at Citizens Private Wealth in San Francisco. His prior experience includes roles at JPMorgan Chase Bank, J.P. Morgan Securities, Edward Jones, Morgan Stanley, and First Republic Investment Management. Scheel served in the United States Air Force for twelve years before starting his financial career. Citizens Private Wealth is a multi-team registered investment adviser that serves high-net-worth individuals, families, and various institutional clients. The firm employs a long-term, open-architecture investment approach with discretionary portfolio management overseen by a Chief Investment Officer, and it benefits from its affiliation with Citizens Bank, providing clients access to banking products and integrated wealth management services.

Sabina Pan is a Series 65-licensed advisor with Financial Gravity Family Office Services, LLC and has four years of industry experience. Prior to joining Financial Gravity in 2024, she worked at Avantax Advisory Services and New Home Professional. She is also the CEO of Bay CPA Plus, a public accounting and tax practice, a role she has held since 2016. Financial Gravity Family Office Services, LLC provides tailored financial planning, investment supervisory, and pension consulting services to individuals, high-net-worth clients, retirement plans, trusts, estates, and charitable organizations. The firm utilizes a combination of fundamental, technical, and cyclical analysis to construct diversified portfolios and frequently incorporates third-party sub-advisors and model portfolios.

John Lau is a CFP®-designated financial advisor with 28 years of industry experience. He is currently with Robertson Stephens Wealth Management, LLC and has prior experience at Fortune Financial Services, Inc and LFS Asset Management, LLC. He serves as a director for FIAT, a nonprofit organization focused on financial aptitude training. Robertson Stephens provides investment advisory services to individuals, families, trusts, charitable organizations, and retirement and profit-sharing plans, managing $8.76 billion in assets. The firm offers discretionary and non-discretionary portfolio management along with comprehensive planning services, utilizing in-house model portfolios and third-party managers across a range of investment strategies.

Michael Conway is a financial advisor with SVB Wealth LLC based in San Francisco, CA. He holds Series 66 and Series 63 licenses and has 15 years of industry experience. His background includes roles at Silicon Valley Bank and Boston Private Wealth LLC. SVB Wealth LLC serves individuals, trusts, estates, retirement plans, charitable organizations, and corporate and pension clients, providing wealth management, portfolio management, financial planning, and retirement plan advisory services. The firm employs a due diligence process to select third-party managers and is a wholly owned, non-bank subsidiary of First-Citizens Bank & Trust Company, with affiliated bank, trust, broker-dealer, and asset management entities.

John Pogue is a financial advisor with KCM Investment Advisors, holding Series 63 and Series 65 licenses and six years of industry experience. He has been with KCM Investment Advisors since 2003. KCM Investment Advisors serves high-net-worth individuals, retirees, and institutional clients including pension plans, foundations, and endowments, offering discretionary portfolio management and integrated financial planning. The firm provides customized portfolio solutions combining equities, ETFs, and investment-grade fixed income, with a focus on tailored asset allocation, rebalancing, and a mix of long-term and trading strategies supported by fundamental and quantitative analysis.

Sandra Bragar is a CFP® professional with 20 years of experience in financial advising, currently with Aspiriant, LLC in San Francisco. She has been with Aspiriant since 2008 in various roles and continues to serve clients through the firm. Aspiriant primarily serves high-net-worth individuals, families, professional fiduciaries, and select institutional and retirement plan clients. The firm offers a range of wealth management services including discretionary investment management, wealth planning, family office services, and specialized consulting, supported by customized investment programs and a variety of implementation options.

Lauren Cosulich is a financial advisor at Summit Trail Advisors, LLC with 20 years of industry experience. She holds Series 63 and Series 66 credentials and has worked at firms including Barclays Capital Inc. and Lehman Brothers Inc. Cosulich is also involved as Secretary of CommunityWalk Inc., a consumer website mapping tool. Summit Trail Advisors serves individuals, institutions, and charitable organizations, offering portfolio management, financial planning, family-office services, and retirement plan advisory. The firm employs an open-architecture investment approach emphasizing asset allocation, investment selection, and portfolio construction across multiple asset classes.

Steven Gasparini is a CFP® and CFA® with 10 years of industry experience. He is currently with Destination Wealth Management and has previously worked at Creative Planning, Sullivan, Bruyette, Speros & Blayney, Eaglestone Wealth Advisors, and Triad Advisors. Destination Wealth Management serves a diverse client base including individuals, high-net-worth clients, retirement plans, trusts, estates, charitable organizations, and corporations. The firm offers discretionary investment management and financial planning, employing a model portfolio approach that includes equities, fixed income, ETFs, alternative investments, and options, with a distinctive alternative investment program subject to ongoing committee review.

John Werhan is a financial advisor with Earned Wealth Advisors, LLC, holding the PFS™ designation and Series 65 license. He has 26 years of industry experience, including previous roles at Capital Performance Advisors LLP and PensionOne Advisors, Inc. Outside of his advisory work, he is involved with TWD Payroll, Inc., a business he has been associated with for over a decade. Earned Wealth Advisors serves individuals, high-net-worth clients, trusts, and employer-sponsored retirement plans, with a focus on doctors, dentists, and their practices. The firm provides financial planning, discretionary wealth management, and specialized retirement-plan advisory services, utilizing a diversified investment approach informed by both internal and third-party expertise.

Aaron Phillips is a financial advisor with Infinity Financial Services Advisory in Oakland, CA, holding Series 63 and Series 65 licenses and 33 years of industry experience. He has been with Infinity Financial Services since 2016 and has also engaged in tax preparation through an affiliation with a tax services provider since 2015. Infinity Financial Services Advisory is a multi-advisor firm managing approximately $174 million for about 642 clients through 35 advisors. The firm serves individual and high-net-worth clients with portfolio management, financial planning, adviser selection, and pension consulting, employing a multi-method investment approach that includes charting, fundamental and quantitative analysis, and the use of complex investment products such as options.