Phillip Mottini is a financial advisor at Cetera with 29 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Cetera and its related entities since 2013. Mottini is the owner of Plan Well Live Well, a financial planning and portfolio management business. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to various third-party money managers.

Tammy Paredes is a financial advisor at Fidelity with six years of industry experience. She holds Series 63 and Series 65 designations and has worked previously at JPMorgan Chase & Co., Wells Fargo Clearing, and Wells Fargo Bank. In addition to her financial roles, she has an ongoing position with Maxim Healthcare Services. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction across a range of fund and model portfolio solutions.

JJ Veth is a Planning Consultant at Fidelity Investments, a role held since 2025. Prior to this, JJ served as a Relationship Manager at Fidelity Investments from 2023 to 2025 and as a Financial Representative at the same firm from 2022 to 2023. Before joining Fidelity, JJ worked as a Relationship Banker at Chase Bank from 2021 to 2022. JJ's approach to financial planning focuses on guiding clients through every phase of life with a comprehensive and holistic strategy. This includes offering considerations for retirement planning, tax-efficient investing, and legacy planning, supporting clients whether they are starting out, preparing for retirement, or facing major life transitions. JJ holds a California Insurance License and has personal interests that include fitness, food, movies, reading, and traveling.

Emily Bruns is a financial advisor at Edward Jones in Sacramento, CA, holding a Series 66 designation with one year of industry experience. Prior to joining Edward Jones, she worked with the Foundation for California Community Colleges and served in the California State Senate. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment options supported by a nationwide network of more than 23,700 financial advisors.

Corey Kamehaiku is a financial professional with nine years of industry experience, currently affiliated with Cetera. He holds the Series 66 designation and has worked at various firms including Northwestern Mutual and First Allied Securities. Kamehaiku is also associated with Woodcreek Wealth Management, a financial services business. Cetera Investment Advisers LLC operates a nationwide network of independent advisors serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management options and oversees more than $256 billion in assets under management.

Jordan Gillming is a Financial Consultant at Fidelity Investments, where he partners with individuals and families to develop personalized financial plans aimed at achieving their specific goals. He emphasizes building lasting relationships and fostering a collaborative environment to ensure clear understanding and teamwork throughout the financial planning process. Jordan has been with Fidelity Investments since 2017, holding various roles including Investment Consultant, Fixed Income Specialist, and Investment Solutions Representative. Prior to joining Fidelity, he worked as an Investment Professional at The Vanguard Group from 2014 to 2017. He holds a California Insurance License. Outside of his professional work, Jordan enjoys fishing, football, hiking, outdoor adventures, and volunteering.

Doug Beard is a Planning Consultant at Fidelity Investments, a role he has held since 2024. In this capacity, he collaborates with clients and their families to develop and maintain personalized financial plans, focusing on creating clear and actionable roadmaps tailored to their needs. Prior to joining Fidelity Investments, Doug accumulated extensive experience in the financial services industry. He served as a Senior Investment Specialist at Principal Financial Group from 2020 to 2023 and held the position of Senior Internal Wholesaler there from 2002 to 2020. His professional background encompasses comprehensive financial planning and investment services. Doug holds insurance licenses in Arkansas and California. Outside of his professional work, he has interests in concerts, football, gardening, movies, painting, and spending time with pets.

Linda Santiago is a financial advisor with Primerica Advisors in Fort Myers, FL, holding Series 63 and Series 65 licenses and six years of industry experience. She has been with Primerica Advisors since 2019 and previously worked at PFSI Investments Inc. and Primerica Financial Services. Outside of advising, she is involved in sales related to home security, automation products, and loan services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-based strategies and discretionary separately managed accounts to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap-fee structure, with portfolio implementation delegated to BNY Mellon Advisors.

Andrew Schexnaydre is a financial advisor at LPL Financial with 21 years of industry experience. He holds a Series 66 designation and has previously worked at Western International Securities, Inc. and Financial West Group. Outside of his advisory role, he operates an online tutoring business called Tried and True Tutoring. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios, third-party subadvisors, and technology-driven investment strategies.

Gerald Harshberger II is a financial advisor with LPL Financial in Roseville, CA, holding a Series 66 designation and 15 years of industry experience. He has been with LPL Financial since 2011. Outside of his advisory role, he operates as an independent insurance agent selling fixed non-variable insurance products. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a variety of advisory programs, financial planning, and retirement consulting, with both discretionary and non-discretionary management supported by research and model portfolios.

Christopher Nunn is a financial advisor at Mass Mutual Investors Services with 19 years of industry experience. He holds the Series 63 and Series 65 designations and has been with MML Investors Services LLC and MassMutual Life Insurance Company since 2015. Outside of his advisory role, he is also licensed as an independent life insurance agent. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved software and collaborative annual planning to guide clients’ investment strategies.

Keith Allred is a financial professional with six years of industry experience, currently affiliated with OSAIC and Blueprint Financial & Insurance Services, LLC. Prior to his advisory career, he served four years in the US Army. OSAIC Wealth, Inc. serves a diverse range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm employs a variety of asset-allocation tools and investment options to construct portfolios tailored to client risk tolerances and preferences.

Rodolfo De La Riva is a financial advisor at Wells Fargo Clearing with 18 years of industry experience. He holds a Series 66 designation and has worked at Wells Fargo Clearing since 2016, following five years at Wells Fargo Advisors LLC and a long tenure with Wells Fargo Bank, N.A. In addition to his advisory role, he works part-time as a cashier at Chevron Stations Inc. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, offering both discretionary and non-discretionary services tailored to plan objectives and risk tolerances.

Jacob Basford is a Series 66-licensed financial advisor with four years of industry experience, currently affiliated with Cetera in Sacramento, CA. His prior work includes roles at First Allied Securities, GuideSpring Wealth Strategies, and First National Bank of Omaha. Outside of his advisory work, he is also engaged as a fixed insurance agent selling fixed insurance products. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a variety of portfolio management and financial planning services, operating a multi-manager platform with access to both affiliated and third-party managers.

Forrest Macneil is a financial advisor at Wells Fargo Clearing with Series 63 and Series 66 licenses and two years of industry experience. He has worked with Wells Fargo Bank, N.A. since 2004. Outside of his advisory role, he owns and operates a collectibles business selling items on eBay. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, serving as an ERISA fiduciary and including a range of investment options such as insurance-related vehicles and bank deposit sweep programs.

Kimberly Sutton is a Series 66 licensed financial advisor with 12 years of industry experience. She has been with LPL Financial since 2013 and also provides investment services through SAFE Credit Union, where she has worked since 2009. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide. The firm offers a broad range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by LPL Research and third-party subadvisors.

Mark Teh is a financial advisor with MassMutual Investors Services holding a Series 66 credential and three years of industry experience. Prior to joining the firm, he worked with MML Investors Services LLC and MassMutual Life Insurance Company, and he also spent 15 years with Amazing Facts International. Outside of his advisory role, he owns and operates a law firm specializing in estate planning. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved software to deliver written recommendations as part of annual collaborative planning engagements.

Veronica Schreiver is Vice President and Financial Consultant at Fidelity Investments, a position she has held since 2013. She brings over 20 years of experience in finance, including 18 years with Fidelity, to assist her clients in working toward their financial goals. Veronica meets with clients regularly, typically one to two times a year or more following significant financial events, to provide personalized financial plans and conduct scheduled reviews of investments and strategies to align with clients' objectives. Her professional experience includes various roles at Fidelity Investments from 2007 to the present, progressing from Financial Representative to Vice President and Financial Consultant. Prior to joining Fidelity, Veronica held positions at Etrade from 1999 to 2006, including Power ETRADE Lead and Manager, and served as a Bank Operations Manager at Bank of New Hampshire from 1993 to 1999. She holds a California Insurance License. Outside of her professional career, Veronica enjoys activities such as barre, family activities, hiking, outdoor adventures, spending time with pets, and traveling.

Sanaz Fasihiyazdi is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 credentials and four years of industry experience. She has worked at J.P. Morgan Securities since 2021 and previously spent four years with Bank of America. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a combination of quantitative asset-allocation modeling and centralized due diligence. The firm’s approach includes the use of an ESG eligibility framework and offers services on a non-discretionary basis.

David Ambrose is a CFA® charterholder with eight years of industry experience. He is currently with Wells Fargo Clearing and previously worked at Bank of America, Merrill, PetDesk, ValTea, Digital Operative Inc, and San Diego State University. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.