Nicholas Biddle is a Certified Financial Planner™ affiliated with Osaic, bringing 23 years of industry experience. He previously worked at FSC Securities Corp and National Planning Corporation. In addition to his advisory role, he offers tax preparation services to his clients. Osaic Wealth, Inc. serves a wide range of retail and institutional clients through a large network of financial advisers, providing integrated brokerage, investment advisory services, and access to various third-party money managers. The firm utilizes advanced tools for portfolio construction and supports both discretionary and non-discretionary account management.

Jacqueline Postell is a financial advisor at Raymond James & Associates with 24 years of industry experience. She holds Series 63 and Series 66 designations and previously worked for Northwestern Mutual Investment Management and Northwestern Mutual Life Insurance Company for ten years. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients including individuals, institutions, charitable organizations, and municipal entities, offering financial planning, investment consulting, and specialized municipal advisory services.

Joshua Milrad is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and five years of industry experience. He previously worked at Morgan Stanley and has experience outside finance from working at Runyons Restaurant. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutions, pension plans, charities, and municipal entities, offering financial planning and consulting through various advisory programs with a focus on tailored, non-discretionary planning supported by firm research and a range of portfolio management strategies.

Marie Vidal is a financial advisor at Raymond James & Associates with 57 years of industry experience. She has been with Raymond James & Associates since 1984. Vidal holds the Series 63 designation and is based in Treasure Island, Florida. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutional clients, and charitable organizations, offering financial planning, investment consulting, and institutional fiduciary services with a focus on tailored, non-discretionary advice supported by firm research and a range of portfolio management styles.

Renee Benoit is a CFP® with 33 years of industry experience, currently affiliated with OSAIC in St. Petersburg, FL. She has held previous roles at Royal Alliance Associates, Inc., Signator Inv Inc, Snyder Financial Group, and The Strategic Financial Alliance. Additionally, Renee works as a tax associate at H&R Block, assisting clients with tax return preparation. OSAIC serves a wide range of retail and institutional clients through a large network of advisors and multiple advisory platforms, offering integrated brokerage and advisory services along with access to third-party money managers and various investment solutions.

Amy Hamilton is a financial advisor with OSAIC who holds Series 65 and Series 63 licenses and has 21 years of industry experience. She has worked at Royal Alliance Associates, Inc. since 2018 and previously at Signator Investors, Inc. She also holds a part-time bartender position with the City of St. Pete for event functions. OSAIC serves a diverse client base including individual investors, institutions, and charitable organizations, offering integrated brokerage and advisory services with various investment platforms. The firm utilizes advanced asset-allocation tools and supports a broad range of investment options and third-party managed accounts.

Richard Gordon is a financial advisor with Merrill in Saint Petersburg, FL, holding a Series 66 designation and 15 years of industry experience. He has worked at Bank of America, N.A. since 2011 and has been with Merrill since 1986. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Amber Zinser is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding the Series 66 designation and nine years of industry experience. She has been with Raymond James Financial, Inc. since 2015. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional investors, and municipalities, offering financial planning, investment consulting, and municipal advisory services.

Kaitlyn Yacoub is a financial advisor at UBS Financial Services with six years of industry experience. She has been with UBS since 2018 and holds a Series 66 designation. Prior to joining UBS, she worked at TradeWinds Island Resorts and The Florida State University. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.

Laura Sullivan is a financial advisor at Raymond James & Associates with 29 years of industry experience. She holds Series 63, 65, and 66 credentials and has worked with Raymond James Financial Services and Wells Fargo Advisors during her career. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutional clients, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional advisory services supported by a broad range of portfolio management strategies and affiliated research.

Robert Goff is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. He has been with Raymond James & Associates since 1996. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and charitable organizations, providing financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Walter Hiel is a financial advisor with LPL Financial in Largo, FL, holding Series 63 and Series 66 licenses and with 24 years of industry experience. He has been with LPL Financial since 2009. Walter also operates a separate business under the name Hiel Financial. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a nationwide network. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios, third-party research, and technology-driven strategies.

Mark Peterman is a Series 66 licensed financial advisor with Wells Fargo Clearing, based in Largo, FL, and has 14 years of industry experience. He has worked with Wells Fargo Advisors, LLC prior to his current role, where he has been since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party data.

Nicolas Engelbert is a financial advisor with Raymond James & Associates in St. Petersburg, FL. He holds Series 65 and Series 63 licenses and has experience at Raymond James & Associates and the Depository Trust & Clearing Corporation (DTCC) dating back to 2019. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional and pension plans, and charitable organizations, providing financial planning and consulting services with a range of portfolio management styles and affiliated research resources.

Charles Kusche is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and 14 years of industry experience. He has been with Raymond James & Associates since 2016. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Lataney Levy is a financial advisor at Raymond James Financial with 13 years of industry experience. She holds a Series 66 designation and has worked at various Raymond James entities since 2013. Outside of her advisory role, she is involved as an owner of a small cleaning service business where she assists with administrative duties. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Ryan Doherty is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding Series 63 and Series 66 licenses and five years of industry experience. Prior to entering finance, he was a professional athlete for nine years. He joined Raymond James in 2021 after a brief tenure at Morgan Stanley. Raymond James & Associates manages approximately $501 billion in assets and serves a broad client base including individuals, institutional clients, and municipal entities. The firm offers financial planning, investment consulting, and institutional fiduciary services through various portfolio management styles and affiliated research.

Kristel Branish is a financial advisor at Raymond James & Associates with nine years of industry experience. She holds Series 63 and Series 66 designations and has worked with several Raymond James entities since 2022, as well as prior experience at Securities America and Ameriprise Financial Services. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional clients, and municipal entities, offering financial planning, non-discretionary investment consulting, and specialized municipal advisory services.

Scott Coughlin is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and three years of industry experience. His prior work includes roles at PostcardMania, PennyMac, Capital Array, and Provident Funding. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse clientele including individuals, institutions, and municipal entities, offering financial planning and investment consulting through various programs and a range of portfolio management styles.

Mary Nelson is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding Series 63 and Series 66 designations and 44 years of industry experience. She previously worked for Calton & Associates, Inc. for 32 years before joining Raymond James in 2019. Outside of her advisory role, she serves as president of PG Sarres, Inc., a family business involved in commercial property leasing. Raymond James & Associates is a large broker-dealer and registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, and offers a range of financial planning, investment consulting, and municipal advisory services.