Ryan Hendricks is a financial advisor at Raymond James & Associates with eight years of industry experience. He holds the Series 66 designation and has worked at Raymond James & Associates since 2017. His prior experience includes roles at PRO Unlimited, Kelly Services, Northwestern Mutual, and the University of Florida. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a broad client base including individuals, institutions, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a range of portfolio management styles and affiliated research.

Susan Fritsch is a financial advisor with Wells Fargo Advisors, holding a Series 66 credential and bringing 21 years of industry experience. She has been with Wells Fargo Advisors Financial Network since 2026 and previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that provides investment and financial planning services to individuals, trusts, and institutional clients through a network of advisors. The firm offers a broad planning menu and integrates advisory services with other financial products and referral channels.

Jilian Kolesa is a financial advisor at Raymond James & Associates with 14 years of industry experience. She holds the Series 66 designation and has been with Raymond James since 2014. Outside of advising, she creates and sells vacation itineraries through her business, outoftheofficetoday. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base, including individuals, institutions, and charitable organizations. The firm offers tailored financial planning and consulting services with a range of portfolio management styles and is notable for its municipal advisory services and extensive affiliate network.

Eugene Charles is a financial advisor at Raymond James & Associates with 13 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including AGW Capital Advisors, Lion Street Advisors, and USAA Financial Services. Raymond James & Associates oversees approximately $501 billion in assets and serves a diverse client base, including individuals, institutions, pension plans, and charitable organizations. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, drawing on a range of portfolio management styles and affiliated research.

Alison Painter is a CFP® and PFS™ credentialed financial advisor with 28 years of industry experience. She is currently with Cetera and has held positions at Avantax Advisory Services and 1st Global Advisors, among others. Outside of her advisory work, Painter is the managing member of Motors & More LLC, a business specializing in outboard motor sales, and she operates an accounting practice under Alison Painter & Associates, PL. Cetera Investment Advisers LLC is an SEC-registered firm that supports a large network of independent advisors, serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a variety of portfolio management and financial planning services with multiple program options and access to third-party managers.

Jarott Jaskolka is a financial advisor at LPL Financial with 25 years of industry experience. He holds the ChFC® and Series 66 credentials. Prior to joining LPL Financial in 2026, he spent 26 years at Ameriprise. Outside of his advisory work, he owns Jarott Christian, LLC, a business used for payment of business-related expenses. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm provides a variety of advisory programs, financial planning, and brokerage services through a national network of investment adviser representatives.

Joshua Gray is a financial advisor at Fidelity with Series 63 and Series 66 credentials and one year of industry experience. His background includes various roles prior to joining Fidelity, including positions at Towne Park and the University of Florida. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from a broad investable universe.

William Spriggs is a financial advisor at OSAIC with 39 years of industry experience and holds the Series 66 designation. His career includes roles at Securities America Advisors, National Planning Corporation, and Sterling Financial Services. Osaic Wealth, Inc. serves a broad range of retail and institutional clients through a large network of affiliated advisors. The firm offers integrated brokerage and investment advisory services, utilizing asset-allocation tools, risk-tolerance assessments, and automated rebalancing to manage portfolios across various asset classes on both discretionary and non-discretionary bases.

Jeremy Devin is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and 13 years of industry experience. His prior roles include positions at Morgan Stanley and Wise (TransferWise), as well as over a decade as a self-employed professional. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutions, and various organizations, offering financial planning and consulting services primarily on a non-discretionary basis with diverse portfolio management options and a notable municipal advisory practice.

Alex Muscati III is a financial advisor at Morgan Stanley with 31 years of industry experience. He has held positions at Morgan Stanley Smith Barney since 2012 and Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he is involved with XELA Ventures, LLC, an entity established for real estate development purposes. Morgan Stanley Wealth Management serves both individual and institutional clients, offering advisory programs and tailored financial planning supported by firm-approved tools and investment committee inputs.

Ryan Barker is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding Series 63 and Series 66 credentials and bringing 27 years of industry experience. He worked at T. Rowe Price Investment Services, Inc. for 21 years before joining Raymond James & Associates in 2019. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary solutions through a range of portfolio management styles and affiliated research resources.

Jesse Bernhardt is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and 11 years of industry experience. He has been with Raymond James & Associates and its affiliated entities continuously since 2014. Raymond James & Associates, Inc. is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional clients, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Nicholas Slater is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and 11 years of industry experience. He has been with various Raymond James entities since 2005. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutional clients, charitable organizations, and municipal entities, offering financial planning and advisory services with a non-discretionary approach that incorporates multiple investment strategies and affiliated research.

Arno Utegg Jr. is a financial advisor with Raymond James & Associates holding a Series 66 designation. He has recently entered the industry and joined Raymond James in 2026. His prior work experience includes roles at University of San Diego, Paylocity, Paycom, Tebra, Flamingo Deck, Artemis Consulting, and LPL Financial. Raymond James & Associates, Inc. is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients including individuals, institutional and pension plans, and offers financial planning, non-discretionary investment consulting, and municipal advisory services.

Joel Manings is a Wealth Management Advisor with Merrill Lynch Wealth Management, serving clients since 1991. He holds the Chartered Retirement Planning Counselor™ (CRPC™) designation and is a Senior Portfolio Manager in the Merrill Investment Advisory Program. In this role, he manages personalized and defined investment strategies on a discretionary basis, which may include individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. His primary responsibilities include portfolio management and assisting clients in planning, structuring, and managing their financial affairs. Joel’s expertise encompasses college education planning, family wealth management, legacy planning, retirement income, philanthropic planning, and tax minimization. He works with a diverse clientele, including individuals, families, business owners, corporate executives, and retirees. Joel earned a Bachelor’s degree in Business Management and Finance from the University of Tampa and a Master of Business Administration from the University of Florida. He holds additional professional designations as a Chartered Financial Consultant (ChFC) and Personal Investment Advisor (PIA). In addition to his professional work, Joel is actively involved in the community. He serves on the board of the PARC Center for Disabilities in St. Petersburg, Florida, and has participated in various Treasure Island City Government committees. He also contributes to several local charities. Joel resides in Treasure Island with his wife, Vanessa, and their three sons. His personal interests include travel, photography, boating, tennis, reading, and supporting the Tampa Bay Rays baseball team.

Kyle Maddock is a financial advisor with Fidelity, holding Series 63 and Series 66 designations and five years of industry experience. His work history includes roles at Fidelity Investments and LPS Capital LLC. He is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients, including registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios and deliver model solutions.

Justin Cole is a CFP® professional with 24 years of industry experience, currently serving at Charles Schwab since 2017. His prior roles include positions at J.M. Cole and Associates, LLC, Jonathan Roberts Advisory Group, Inc., and J.W. Cole Financial. He also manages a rental property outside of his advisory work. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, offering multi-asset model portfolios and alternative investments supported by centralized operational and custodial resources.

Victor Jones is a financial advisor at Raymond James Financial with two years of industry experience. He holds a Series 66 designation and previously worked at Hantz Financial Services. Outside of finance, he owns and operates 586ComeUp, a business focused on buying and selling clothing, sneakers, collectibles, and electronics, offering sneaker cleaning and restoration services. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, nonprofits, and institutions. The firm uses tailored planning and analytical tools to support client goals and offers both advisory programs and consulting services across a broad advisor network.

Stephen Sannuto is a financial advisor at Morgan Stanley in St. Petersburg, FL, holding Series 66 and Series 63 credentials with two years of industry experience. Prior to joining Morgan Stanley, he was self-employed and held various roles in different industries. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individual and institutional clients, managing approximately $2.74 trillion in client assets and utilizing a structured planning process supported by firm-approved tools.

Sladjana Pokrajac is a financial advisor at Raymond James & Associates with 13 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at JPMorgan Securities LLC and JPMorgan Chase Bank NA. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving individuals, institutions, pension plans, and charitable organizations. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, utilizing various portfolio management styles and firm research.