Sydney Niewierski is a CFP®-certified financial advisor with 25 years of industry experience. She is currently with Raymond James Financial Services Advisors, Inc. and previously worked at Wells Fargo Advisors and related entities for over a decade. Outside of her advisory role, she is a partner in CN Wealth Management Group, operating under the DBA Keybridge Wealth Management, and serves as a board member and finance/investment committee member for the Morton Plant Mease Healthcare Foundation. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and charitable organizations. The firm emphasizes non-discretionary financial planning and investment consulting, using detailed risk profiling and firm research to develop tailored recommendations.

Connor Brien Berks is a financial advisor at Osaic Wealth, Inc. with a Series 66 designation and less than one year of industry experience. His prior roles include positions at MML Investors Services, LLC, MassMutual Life Insurance Co, and Barnum Financial Group. He has also worked at Poquoy Brook Golf Club and attended Stonehill College. Osaic Wealth, Inc. serves a diverse range of retail and institutional clients, including high-net-worth investors and charitable organizations, through a large network of affiliated advisers. The firm offers integrated brokerage and advisory services, financial planning, and access to third-party money managers, utilizing various asset-allocation tools and automated portfolio management.

Dale Darr is a CFP®-certified financial advisor with 13 years of industry experience, currently with Raymond James & Associates. His prior experience includes roles at Fifth Third Securities, Fifth Third Bank, and Wells Fargo Clearing. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base, including individuals, institutions, and government entities. The firm provides wealth advisory planning and investment consulting through its Wealth Advisory Services Program and institutional consulting services, with a distinctive focus on municipal and public finance clients.

Kyle O’Keefe is a financial advisor at Merrill with two years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2022 and Bank of America, N.A. since 2026. Prior to his advisory roles, he was employed at Rasmussen University and Winn Dixie. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base that includes individuals, high-net-worth clients, and institutional fiduciaries.

Kirk Bell is a CFP® professional with 26 years of industry experience, currently advising at Raymond James Financial Services Advisors Inc. since 2014 and associated with Raymond James Financial Services, Inc. since 2000. He holds the Series 63 designation and is based in Parrish, FL. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, charitable organizations, corporations, and municipal entities. The firm emphasizes non-discretionary financial planning and investment consulting, utilizing asset-allocation analysis and firm research to develop tailored recommendations while leaving final decision authority with clients.

Berta Maria Gonzalez is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. She has worked at Cetera and its affiliate firms since 2004. In addition to her advisory role, she is a partner in a tax and accounting practice, focusing on tax preparation, accounting, and administrative services. Cetera Investment Advisers LLC is an SEC-registered firm that serves a wide range of clients including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform with access to both affiliated and third-party investment strategies.

Andrew Gregory is a financial advisor with Raymond James & Associates in St. Petersburg, FL. He holds Series 63 and Series 66 credentials and has three years of industry experience. Prior to joining Raymond James in 2022, he was with Gregory LLC for 16 years. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers both non-discretionary advisory services and institutional consulting, with a notable focus on public finance and municipal work.

Rebecca Schroeder is a financial advisor with Raymond James & Associates in Clearwater, FL, holding a Series 66 designation and 15 years of industry experience. She has been with Raymond James & Associates since 2007 and is also currently associated with Lakeside Christian School. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients, offering both tailored financial plans and institutional consulting services.

Mark Vernick is a CFP®-credentialed financial advisor with 33 years of industry experience. He is currently affiliated with LPL Financial and previously worked at Cadaret, Grant & Co., Inc. for 30 years. Vernick has also operated Vernick Financial Planning since 1998. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a variety of advisory programs, financial planning, retirement consulting, and brokerage services, utilizing both discretionary and non-discretionary management and access to diverse research and model portfolios.

Jeremy Brothers is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 18 years of industry experience. He has been with Raymond James & Associates since 2011. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and asset-allocation analyses, serving both retail and institutional clients with a range of advisory programs.

Joseph Le Blanc is a CFP®-designated financial advisor with seven years of industry experience. He is currently with Raymond James & Associates and has previously worked at firms including Neuberger Berman, Franklin Distributors, Merrill, Fidelity Investments, and Bank of America. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations, with a focus on both retail and institutional advisory services, including municipal and public finance work.

Carole Rainey is a financial advisor at OSAIC with 39 years of industry experience. She holds Series 63 and Series 65 credentials and has previously worked at Securities America Advisors and National Planning Corporation. In addition to her advisory role, she operates a tax preparation service providing federal and state tax returns. OSAIC serves a diverse client base including individual investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, utilizing firm-provided tools for portfolio construction across a range of asset types and supports both discretionary and non-discretionary account management.

Nicholas Anderson is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation. He has recent experience at Raymond James & Associates and Upwork, along with prior roles in banking and corporate sectors including L'Oreal USA and UnitedBank. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets with over 5,400 advisors. The firm serves a diverse client base including individuals, institutions, and public entities, providing non-discretionary wealth advisory and investment consulting through its Wealth Advisory Services Program and institutional consulting offerings.

Alberta Mceuen is a Wealth Management Advisor and Senior Vice President at Merrill Lynch Wealth Management. She began her career at Merrill Lynch Wealth Management in 1984 and holds the CERTIFIED FINANCIAL PLANNER® (CFP®) certification awarded through the Certified Financial Planner Board of Standards, Inc. Alberta earned her Bachelor's Degree from Texas A&M University. Her expertise encompasses a range of focus areas including college education planning, legacy planning, LGBT wealth planning, managing new wealth, personal retirement planning, socially responsible and values-based investing, special needs planning strategies, women and wealth, tax minimization, and retirement income. Alberta has been recognized by Forbes with multiple honors such as "Best-in-State Wealth Advisors" and "America's Top Women Wealth Advisors" lists. Alberta has been involved in community service, having served on several charitable boards in Pinellas County. She is a former President of the Resource Center for Women and has contributed to the Lighthouse for the Visually Impaired. Her personal interests include adventure sports, boating, hiking, horseback riding, spending time with her family, and traveling.

Brian Peterson is a CFP® with 41 years of experience in the financial industry. He is affiliated with Raymond James Financial and has been with the firm or its affiliates since 1993. Peterson is the owner of Peterson Wealth Management in Clearwater, FL. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, charitable organizations, and municipal entities. The firm offers financial planning and non-discretionary investment consulting supported by extensive research and a broad affiliate network.

Jesse Cordoba is a financial advisor with Cambridge Investment Research Advisors in Tampa, FL, holding a Series 66 designation and three years of industry experience. His work history includes roles at multiple entities within Cambridge Investment Research as well as experience in the homebuilding and automotive sectors. He also owns a real estate business and is involved in estate planning and advisory services through separate entities. Cambridge Investment Research Advisors serves a diverse client base, including individuals, pension plans, charitable organizations, and trusts, offering financial planning, investment management, and retirement plan advisory services through a network of independent professionals. The firm provides a range of investment solutions, including proprietary model strategies and access to third-party managers, with tailored implementations across various platforms and custody arrangements.

Jordan Fiori is a financial advisor with Cambridge Investment Research Advisors in Oldsmar, FL, holding a Series 66 designation and six years of industry experience. Prior to joining Cambridge Investment Research Advisors in 2024, he worked at Equitable Advisors and AXA Advisors. Outside of his advisory role, Fiori has served as Vice President of Networking for BNI. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, institutions, and retirement plan sponsors. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, using both proprietary and third-party strategies across various platform arrangements.

Christine Hannon is a financial advisor with Raymond James & Associates in Clearwater, FL, holding a Series 66 credential and four years of industry experience. Prior to her current role, she worked at Wells Fargo Advisors and has held a variety of positions in hospitality and resort management. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $500 billion in assets. The firm serves a diverse client base including individuals, institutions, and government entities, providing wealth advisory planning and investment consulting primarily on a non-discretionary basis.

Emily Solis-Saracino is a Financial Consultant at Fidelity Investments, where she has been working since 2026. She has held several roles within Fidelity Investments, progressing from Customer Relationship Advocate in 2019 to her current position. Her experience includes positions as an Investment Consultant, Planning Consultant, Relationship Manager, Financial Representative, and High Net Worth Service Associate. In her role as a Financial Consultant, Emily partners with individuals and families to develop personalized financial plans that align with their goals, values, and life changes. She approaches financial complexity with a client-first, holistic methodology. Outside of her professional work, Emily enjoys comedy, attending concerts, exploring food, socializing with friends, and spending time with pets.

Gianmarco Barone is a financial advisor at Raymond James & Associates with two years of industry experience. He holds a Series 66 designation and has previously worked at Regions Bank and Revature. Outside of his advisory role, he is a partner at Golden Egg Customs LLC, where he is involved in inventory management. Raymond James & Associates provides financial planning and investment consulting services to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and asset-allocation analyses, with both non-discretionary and discretionary portfolio management options.