Beth Stapp is a financial advisor with LPL Financial in Winter Park, FL, holding Series 65, Series 63, and Series 66 licenses and bringing nine years of industry experience. Her prior work includes roles at The Huntington National Bank and The Huntington Investment Company. She is also involved with Seacoast Bank in an investment-related capacity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting services, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Steven Porter is a financial advisor at Raymond James & Associates with 18 years of industry experience. He holds the CFP® and Series 66 designations. Prior to joining Raymond James in 2025, he worked at Charles Schwab and Charles Schwab Bank for nine years. Raymond James & Associates provides financial planning and investment consulting to a broad client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and asset-allocation analyses, supporting both discretionary and non-discretionary advisory relationships.

Elizabeth Olivera Gonzalez is a financial advisor with Wells Fargo Clearing in Winter Park, FL. She holds Series 63 and Series 66 licenses and has 13 years of industry experience. Since 2016, she has been associated with various Wells Fargo entities. Outside of her advisory role, she co-owns Gonzalez Legacy Corporation with her spouse. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm uses research and analytics from Wells Fargo Investment Institute and third-party sources to guide its investment approach, offering both brokerage and advisory solutions.

Lisette Vizcarrondo Perez is a financial advisor at Ameriprise with 15 years of industry experience. She holds a Series 66 designation and has worked previously at Popular Securities LLC and Citibank NA. She serves on a nonprofit advisory board in Orlando, FL. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficient strategies to deliver tailored, non-discretionary recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Bruno Perez is a financial advisor with Raymond James & Associates in Ocoee, FL, holding Series 63 and Series 65 credentials and bringing 11 years of industry experience. His prior roles include positions at Wells Fargo Clearing, Wells Fargo Advisors LLC, and Wells Fargo Bank NA. Outside of his advisory work, he is the owner of JB Oak Barrel LLC, a business focused on the production and sale of handcrafted home goods and housewares. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations, with a notable focus on municipal clients and public finance activities.

Sami Guindi is a Senior Financial Advisor and Vice President with Merrill Lynch Wealth Management, serving as a partner with The MSG Wealth Management Group in Orlando, Florida. In this role, he focuses on integrating all aspects of clients' financial lives to help them pursue their most important goals. By leveraging Merrill's resources and specialists, as well as managing clients' personal and business banking services through Bank of America, he designs customized strategies to grow, preserve, and distribute wealth efficiently with regard to costs and taxes. Sami began his career in this capacity in 2015 and brings expertise in wealth management planning, emphasizing a dynamic process that adapts to the evolving financial landscape. He aims to relieve client stress, save time, and make confident adjustments suitable to individual financial situations regardless of age, wealth, experience, or complexity. He holds a Bachelor's Degree in Finance from the University of Central Florida and has earned the Personal Investment Advisor (PIA) designation. Sami is based in Orlando, Florida.

Timothy Jones is a financial advisor with Cetera in Orlando, FL, holding Series 63 and Series 65 designations and bringing 32 years of industry experience. He has worked with Cetera and Cetera Wealth Services since 2025 and previously spent 15 years with Concourse Financial Group Securities Inc. In addition to his role at Cetera, he is the managing partner of American Harbour Wealth Management, where he is involved in the sales and service of fixed and health insurance products alongside securities. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients, including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional accounts. The firm offers diverse portfolio management and consulting services through a large network of advisors, utilizing multi-manager platforms and a variety of program options to tailor investment strategies.

David Webster Jr. is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 credentials and bringing 36 years of industry experience. He has been with Raymond James since 1999 and also works with OCPS Orange County Public Schools at Edgewater High School. Webster serves as a trustee and personal representative for family trusts and estates. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, charitable organizations, and municipal entities. The firm offers financial planning and non-discretionary investment consulting through Wealth Advisory Services and institutional consulting, with a distinctive focus on non-discretionary advisory relationships supported by an extensive affiliate network.

Nicholas Urquiola is a Series 66-licensed financial advisor with 12 years of industry experience. He has been with Charles Schwab since 2016 and previously worked at Evershore Financial Services Inc., Minnesota Life, and Securian Financial Services Inc. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options, backed by multi-asset model portfolios and a centralized operational structure.

Byron Tobias is a financial advisor with Edward Jones in Apopka, FL, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. He has been with Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including households of varying net worth, pension and profit-sharing plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets under management through a broad network of financial advisors and branch offices, offering a range of advisory programs and investment solutions under a fiduciary standard.

Bj Jacquet is a financial advisor with Charles Schwab in Orlando, FL, holding a Series 66 credential and with 10 years of industry experience. He has been with Charles Schwab since 2015. Outside of his advisory role, he works part-time as an independent contractor for Uber and as a delivery partner for Amazon. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment solutions with an integrated, multi-asset approach and centralized operational support.

Daryl Jones is a financial advisor at Osaic Wealth, Inc. with 27 years of industry experience. He previously worked at Triad Advisors, Inc. for 14 years prior to joining Osaic in 2024. In addition to his advisory role, Jones is involved in managing a seasonal rental property and provides wealth management services through Apex Wealth Management LLC. Osaic Wealth, Inc. serves a diverse range of retail and institutional clients through a large network of affiliated advisers and offers integrated brokerage and advisory services. The firm utilizes asset-allocation tools and multiple investment platforms to construct portfolios that can include a variety of securities and alternative investments, with options for discretionary or non-discretionary management.

Jose Duarte is a financial advisor with Ameriprise in Orlando, FL, holding a Series 66 designation and three years of industry experience. Prior to joining Ameriprise in 2022, he worked at Ace Cash Express for fourteen years. Outside of his advisory role, he writes music for local artists and bands and performs as a pianist in a local group. Ameriprise offers retirement-income planning services primarily for clients approaching or in retirement who meet specific asset criteria, combining research and modeling with tax-smart withdrawal strategies. The firm provides a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Kevin Barry is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he leads the Barry Group, a team of three professionals serving clients with diverse financial needs. He has spent his entire career in the financial services industry, beginning shortly after graduating from Florida State University with a B.S. in Finance in 1992, and joining Merrill Lynch in 1996. He earned the CERTIFIED FINANCIAL PLANNER® (CFP) certification in 2002, supplementing his commitment to comprehensive financial planning. With 30 years of experience, Kevin focuses on helping families and business owners with wealth management strategies, personal retirement planning, small business strategies, and retirement income. He prioritizes developing personalized plans that align with clients' unique goals and challenges and values consistency, loyalty, and integrity in his professional practice. Kevin resides in the suburbs of Orlando with his wife and two children and is involved in community activities through St. Margaret Mary Catholic Church. His personal interests include baseball, fishing, golfing, and traveling.

Ronald Garrison Jr. is a financial advisor at Morgan Stanley with 27 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley and its affiliated entities since 2007. Outside of his advisory role, he owns a rental property in Clermont, Florida. Morgan Stanley Wealth Management provides advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs structured planning tools and offers a broad range of investment and financial services through its extensive network of advisors.

Edward Winokur is a financial advisor with Raymond James & Associates, holding Series 65 and Series 66 registrations and bringing 27 years of industry experience. Prior to joining Raymond James in 2026, he worked at Oppenheimer & Co for eight years and Ameriprise Financial Services, Inc. for eight years. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets with over 5,400 financial advisors. The firm serves a broad client base including individuals, pension plans, corporations, and governmental entities, offering wealth advisory planning and investment consulting through non-discretionary services that integrate research, wrap fee programs, and institutional consulting.

Marcus Gilford is a financial advisor at Fidelity with three years of industry experience and holds a Series 66 designation. Prior to joining Fidelity, he worked at Morgan & Morgan for nine years. Fidelity’s affiliate, Strategic Advisers LLC, provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop and manage model portfolios across mutual funds, ETFs, and ETPs.

Michele Finley is a financial advisor at Morgan Stanley with 15 years of industry experience. She has been with Morgan Stanley since 2012 and holds the Series 66 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a variety of advisory programs including tailored financial planning supported by firm-approved planning tools and advanced modeling techniques.

Petya Yordanova is a financial advisor with Charles Schwab in Orlando, FL, holding Series 63 and Series 65 licenses and having eight years of industry experience. She has been with Charles Schwab since 2017, previously working at BOOKS & ASSOCIATES CPAs/WEALTH MANAGEMENT GROUP, LLC from 2015 to 2017. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm’s integrated structure combines non-discretionary advisory relationships with access to discretionary separate managed accounts and offers multi-asset model portfolios supported by centralized custody and operational capabilities.

Xiaping Lin is a financial advisor with Charles Schwab holding CFP®, Series 63, 65, and 66 credentials and six years of industry experience. Prior to Schwab, Lin worked at Merrill Lynch and MassMutual. Lin also receives residual income from past life insurance cases with MassMutual, Crump, and Prudential. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and employs multi-asset model portfolios supported by centralized custody and operational infrastructure.