William Sammons is a financial advisor with Morgan Stanley in San Antonio, TX, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and with Morganstanleysmithbarney since 2010. Outside of his advisory role, Sammons is a partner at HYGGE Ranch LLC, a real estate business in San Antonio. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services that incorporate structured discovery and firm‑approved tools to model outcomes without providing individual security recommendations in standalone planning.

Jennifer Taylor is a Series 66 licensed financial advisor at Edward Jones with five years of experience at the firm. Prior to joining Edward Jones, she was involved with the First Baptist Church of La Vernia for three years and spent five years as a stay-at-home parent. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a wide range of advisory programs and investment strategies, supported by a large national network of financial advisors and branch offices.

Robert Arteaga is a financial advisor with Ameriprise in San Antonio, TX, holding Series 63, 65, and 66 licenses and bringing 21 years of industry experience. His career includes roles at MML Investors Services Inc, MassMutual, Investment Professionals, Inc., and Ameriprise Financial Services, Inc. He has been with Ameriprise since 2018. Ameriprise offers retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to create tailored retirement income recommendations. The firm delivers a broad range of advisory, brokerage, and insurance solutions typical for a large institutional provider.

Paul Wallin III is a financial advisor with LPL Financial, holding a Series 66 designation and seven years of industry experience. His prior roles include positions at Edward Jones and Sigma Financial, along with work outside finance at Pottery Barn and youth ministry involvement with Young Life. He is also involved with Snug Estate Planning Software, a firm specializing in estate planning technology. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charities through a national network of investment adviser representatives. The firm offers a broad range of financial planning, advisory programs, and retirement consulting services, featuring both discretionary and non-discretionary management supported by proprietary and third-party research.

Caleb Smith is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. His work history includes roles at Bank of America, Clearview Eastern, and educational institutions such as A&M University at San Antonio and San Antonio College. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

William Lissau is a financial advisor with Merrill in San Antonio, TX, holding Series 63 and Series 65 licenses and possessing 33 years of industry experience. He has been with Merrill since 2009 and has also worked at Bank of America, N.A. since 2004. Lissau serves as a trustee for the Lew Wentz Foundation, a charitable organization providing loans and scholarships to University of Oklahoma students. Merrill offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, delivering model-based and discretionary investment strategies to a diverse client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Charles Watts is a financial advisor with Ameriprise in San Antonio, TX, holding Series 63 and Series 65 credentials and 14 years of industry experience. He worked previously at MML Investors Services and MassMutual. Watts is also involved in managing and administering his practice through a business ownership role at XZ8979, LLC. Ameriprise offers a retirement-income planning service primarily for clients with substantial investable assets, delivering non-discretionary, research-based recommendations that integrate income sources, Social Security strategies, and tax-efficient withdrawals. The firm combines algorithmic tools with advisor oversight to provide tailored retirement income solutions.

Fernando Cano is a financial advisor with Merrill in San Antonio, TX, holding a Series 63 license and 24 years of industry experience. He has been with Merrill and Bank of America since 2015. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm integrates into Bank of America’s broader platform, providing access to a wide range of products and services.

Chance Stephenson is a Financial Consultant at Fidelity Investments, where he collaborates with clients to develop personalized financial plans tailored to their unique goals and situations. He began his career at Kennedy Financial Services as a Client Advocate from 2021 to 2022 before joining Fidelity Investments. At Fidelity, he has held multiple roles including Client Relationship Advocate, Investment Solutions Representative 1, Investment Consultant, and Planning Consultant, demonstrating a progressive career within the firm. Throughout his tenure at Fidelity Investments, Chance has gained experience in client advocacy, investment solutions, and financial planning. His approach focuses on understanding individual client needs to create customized financial strategies. Outside of his professional work, Chance enjoys camping, cars, fitness, hiking, and running.

Samuel Haley is a financial advisor with Raymond James & Associates in San Antonio, TX, holding a Series 66 designation and 17 years of industry experience. He has been with Raymond James & Associates since 2008. Raymond James & Associates provides financial planning and investment consulting to a diverse client base including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients, with offerings that also include wrap fee advisory programs and institutional consulting through its Institutional Fiduciary Solutions division.

William Young is a financial advisor with LPL Financial in San Antonio, TX, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. Prior to joining LPL Financial in 2024, he spent nine years with Lincoln Financial Advisors. Outside of his advisory role, he is involved with Young, Knight & Oberholtzer, LLC, a business entity for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing discretionary and non-discretionary management supported by research and model portfolios.

Daniel Garcia is a financial advisor with Ameriprise Financial Services, holding a Series 66 designation and 21 years of industry experience. He has worked at Ameriprise since 2005, initially with Ameriprise Financial Services, Inc. and currently with Ameriprise Financial Services, LLC in San Antonio, TX. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and annual retirement-income planning advice focused on income sources and tax-aware withdrawal strategies.

Jason Duelm is a financial advisor with Mass Mutual Investors Services in San Antonio, TX, holding a Series 66 designation and bringing 26 years of industry experience. He has been with MML Investors Services, Inc. and MassMutual since 2000. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, using collaborative, goal-based planning tools and offering event-driven planning services such as divorce, estate settlement, and employer-sponsored programs.

Cody Horton is a financial advisor at Wells Fargo Advisors with 16 years of industry experience. He holds the Series 66 designation and has worked in various capacities within Wells Fargo firms since 2015. Outside of his advisory role, he is involved in a family business, managing operations there alongside his financial practice. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by offering investment and fee-based financial planning services. The firm provides a broad range of planning options, including specialized services such as business-owner transition and special-needs analysis, utilizing Wells Fargo’s research and planning tools to develop tailored recommendations.

David Doutre is a Financial Consultant currently with Fidelity Investments, a role he has held since 2020. He began his career in the financial services industry following years of military service. Prior to his current position, David was an Investment Consultant at Charles Schwab & Co., Inc. in 2020 and served as a Financial Advisor at USAA Financial Advisors, Inc. from 2010 to 2020. With over 15 years of experience, David focuses on understanding each client's unique situation to collaboratively develop personalized financial roadmaps. He holds insurance licenses in Arkansas and California, which support his advisory services. His approach emphasizes providing clients with clarity, confidence, and conviction as they work toward their financial goals. Outside of his professional life, David engages in activities such as family time, hiking, reading, volunteering, and maintains a connection to his military background and parenthood.

Janis Gonzalez is a financial advisor at Fidelity with seven years of industry experience. She previously worked at JP Morgan Securities LLC and Hot Noize before joining Fidelity in 2025. Gonzalez holds Series 63 and Series 66 licenses. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable and registered investment companies. The firm employs a systematic investment process combining fundamental research, quantitative analysis, and algorithmic portfolio construction, and it serves as an advisor to multiple registered investment companies and fund-of-funds.

Teresa Grubman is a financial advisor with J.P. Morgan Securities in San Antonio, TX, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. Her prior roles include positions at USAA, Victory Capital, Citigroup, and New York Life Insurance Company. Outside of finance, she owns and operates a business called The Lady in the Moon, offering new age gifts and complementary alternative medicine services such as Tarot and sound healing, and she is also a freelance author of non-fiction books. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Brian Tramontano is a Wealth Management Advisor with Merrill Lynch Wealth Management, bringing over 30 years of experience in the financial services industry. He founded Tramontano & Associates in 2010, developing a team focused on delivering customized wealth management solutions and concierge-level service to a select group of clients. Brian is recognized nationally and has been named to the Forbes "Top 250 Wealth Advisors" and "Best in State Wealth Advisors" lists, as well as Barron's "Top 1,200 Advisors," demonstrating his sustained expertise in the field. He serves as a national spokesperson for Merrill Lynch, discussing financial and portfolio strategies, and participates in educating advisors through the firm's national faculty and coaching programs. Brian holds multiple professional designations, including the Certified Investment Management Analyst (CIMA), Chartered Retirement Planning Counselor (CRPC), and Certified Plan Fiduciary Advisor (CPFA). He earned a bachelor's degree from The University of Texas at San Antonio. His areas of focus include portfolio and risk management, retirement income and planning, wealth transfer and legacy management, and customized financial strategies across various client needs. In addition to his professional work, Brian is involved in community organizations such as the Boys and Girls Club of San Antonio, Antonian College Preparatory High School School Council, the University of Texas at San Antonio Roadrunner Foundation, and the UTSA Golf 24 mentoring program. He also participates in the Merrill Lonestar Market grant committee that provides funding to local charities. Brian enjoys golfing, running, and spending time with his family.

Katherine Karr is a Series 66-licensed financial advisor at Morgan Stanley in San Antonio, TX, with seven years of industry experience. Her prior roles include positions at Merrill Lynch, Bank of America, and AXA Advisors. She also has experience in education at the University of Texas at San Antonio and community fitness with HotWorx. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves individual and institutional clients through a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies.

Philip Krebsbach is an Investment Consultant with experience as a Wealth Advisor at Fidelity Investments since 2022. Prior to this, he served as a Wealth Advisor at USAA from 2017 to 2022. In his roles, he focuses on understanding client goals to work towards making those dreams a reality. Outside of his professional responsibilities, Philip has interests in food, golf, parenthood, and traveling.