Jeffrey Betros II is a financial advisor at Raymond James Financial Services Advisors, Inc. with 12 years of industry experience. He holds the Series 66 designation and has worked at firms including Fisher Investments, Wells Fargo Funds Management, Bank of America, and Merrill Lynch. He is also CEO of Coastal Oak Wealth Advisors and JSBII Wealth Management LLC, support companies related to his advisory practice. Raymond James Financial Services Advisors serves a diverse client base ranging from individual investors to institutional entities, providing financial planning and non‑discretionary investment consulting. The firm emphasizes tailored financial plans developed through client collaboration and offers a distinctive non‑discretionary advisory approach supported by a broad affiliate network.

Adam Klohr is a financial advisor with Thrivent Investment Management in Jacksonville, FL, holding a Series 66 designation and 25 years of industry experience. He has been with Thrivent and its predecessor entities since 2002. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering one-time or ongoing planning engagements that cover a broad range of topics such as retirement, income tax, estate, and special needs planning. The firm combines holistic, goal-based analyses with managed-account programs under a consolidated WealthPlan option while maintaining separation between planning and portfolio management services.

Leonardo Barcena is a financial advisor at Fidelity with a Series 66 designation and less than one year of industry experience. Prior to joining Fidelity in 2025, he worked as an independent contractor for Uber and DoorDash. Fidelity’s Strategic Advisers LLC division provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and fund advisory services.

Michael Oleszek is a financial advisor with Fidelity in Jacksonville, FL, holding Series 63 and Series 66 licenses and bringing 15 years of industry experience. He has been with various Fidelity entities since 2010, including Fidelity Brokerage Services LLC and Fidelity Personal and Workplace Advisors. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction across various investment vehicles.

Robert Corrao is a financial advisor with Morgan Stanley in Jacksonville, FL, holding a Series 63 designation and 32 years of industry experience. He has been associated with Morgan Stanley Smith Barney since 2009 and the Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and a variety of investment services.

William Gaines is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has been a financial advisor since 1993 and joined Merrill Lynch in 2003. In his role, he and his team work with a select group of families to coordinate various aspects of their financial lives and assist in making informed decisions across generations. His areas of focus include investment planning, credit and lending, tax-aware investment strategies, alternative investments, and trust and estate planning services. Trust, fiduciary, and investment management services are provided through Bank of America, N.A., a subsidiary of Bank of America Corporation. William holds the professional designation of Personal Investment Advisor (PIA). William earned his bachelor's degree from Boston University. He resides in Jacksonville Beach, Florida, with his wife, Kimberly, and their three children.

Carissa Jackson is a financial advisor at J.P. Morgan Securities with 24 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at several firms, including Truist Advisory Services, Brighthouse Financial, and AXA Distributors. Outside of her advisory role, she serves as a board member for the First Coast Cultural Center, a nonprofit supporting local arts, and holds board positions with the Ponte Vedra Chamber of Commerce and the Flagler Tiger Bay Club. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm integrates institutional advisory operations with broker-dealer and investment adviser functions, delivering recommendations on a non-discretionary basis.

Christopher Oberley is a financial advisor with LPL Financial, holding a Series 66 designation and bringing 10 years of industry experience. His background includes roles at JP Morgan Chase Bank and First Horizon Bank. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of advisors. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and technology-driven investment solutions.

Molly Vines is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 credential and 24 years of industry experience. She has been with Merrill Lynch since 2000. Merrill provides managed account services through the Select Portfolio Solutions program to a wide range of clients, including individuals, high-net-worth clients, and institutional fiduciaries, offering model-based and discretionary investment strategies integrated within Bank of America's broader platform.

Mark Peters is a financial advisor with Fidelity in Jacksonville, FL, holding Series 63 and Series 66 licenses and having seven years of industry experience. He has worked at Fidelity Brokerage Services LLC since 2018 and joined Fidelity Investments in 2025. Prior to his tenure at Fidelity, he was with MDA Enterprises Inc. for 17 years. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm serves a range of clients, including charitable funds and registered investment companies, and is noted for its use of systematic methodologies and formal advisory roles.

Marc Porrazzo is a financial advisor with Merrill in Jacksonville, FL, holding a Series 63 designation and 32 years of industry experience. He has been with Merrill since 2014. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm’s integration with Bank of America allows access to various products and services beyond typical investment offerings.

Kevin Victory is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and six years of industry experience. His prior work includes roles at Bank of America and PNC Bank. He also serves as a trustee for a family special needs trust. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base including individuals, high-net-worth clients, and institutional investors.

Brendon Mitcham is a financial advisor at Fidelity with two years of industry experience. He holds Series 66 and Series 63 credentials. Prior to joining Fidelity, he was involved in various marketing and media roles, including positions at MADD Marketing LLC, Aletheia Digital, and Cox Media Group. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, combining proprietary fundamental research with quantitative analysis and systematic portfolio construction. The firm manages model portfolios using a range of mutual funds, ETFs, and ETPs, and serves both retail and institutional investors, including registered investment companies.

Sheryl Brown is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and 19 years of industry experience. She has been with Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2006 and affiliated with Bank of America, N.A. since 2011. Outside of her advisory role, she is an owner of two for-profit entities in Jacksonville involved in property management. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base including individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Zachary Stevenson is a financial advisor at Merrill with 19 years of industry experience. He holds a Series 66 designation and has been with Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2006. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm is integrated into Bank of America’s broader platform, providing access to a wide set of products and services beyond traditional investment management.

Robert Russo is a financial advisor with Merrill based in Jacksonville, FL, holding a Series 66 designation and 14 years of industry experience. He has been associated with Bank of America, N.A. and Merrill since 2011. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm is integrated with Bank of America’s broader platform, which includes access to a wide array of products and services beyond typical investment management.

Joshua Loudon is a financial advisor with Fidelity in Jacksonville, FL, holding Series 63 and Series 66 licenses and having four years of industry experience. His prior roles include positions at MassMutual and experience outside finance in education and the food service industry. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios including mutual funds, ETFs, and ETPs.

Anila Mato is an International Wealth Advisor at Merrill Lynch Wealth Management. She brings extensive experience in serving affluent individuals, families, corporate executives, and business owners with customized investment guidance tailored to their financial goals. Fluent in English and Spanish, Anila and her team prioritize close client relationships and proactive service to anticipate and address complex financial needs. Anila joined Merrill in 2008, following three years as an advisor at UBS Private Wealth Management. Her prior roles include eight years at Goldman Sachs in the private client division, concentrating on ultra high net worth clients, and positions at Prudential Securities in both New York and Miami. She holds a Bachelor of Science degree in management and international business from Florida International University and has earned professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). In addition to her professional work, Anila volunteers monthly with various organizations that focus on supporting women, girls, and victims of hardship. Her personal interests include fishing, sailing, camping, and cooking with her daughter.

Philip Galison is a financial advisor with Charles Schwab in Jacksonville, FL, holding Series 63 and Series 66 credentials and bringing 25 years of industry experience. He has worked with Charles Schwab & Co., Inc. since 2000 and Charles Schwab Bank since 2005. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance within a large-scale, integrated structure encompassing advisory, brokerage, custody, and cash-sweep services.

Margaret O'Meara is a CFP®-certified financial advisor with 30 years of industry experience, currently with LPL Financial in Ponte Vedra, FL. She has been with LPL Financial and its predecessor since 2004. LPL Financial is a national SEC-registered adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.