Timothy Wheelwright is a CFP® credentialed financial advisor with Corient, based in San Diego, CA, and has three years of industry experience. His work history includes roles at Corient, Dowling & Yahnke, LLC, and involvement with Albion SC San Diego and La Roca FC. Corient provides investment advisory and financial planning services to a diverse client base including individuals, high-net-worth clients, trusts, pension and profit-sharing plans, charitable organizations, and corporate entities. The firm employs a goals-based, team investment approach that integrates both in-house and third-party strategies, with ongoing portfolio monitoring and risk management.

Carsten Lester is a CFP® with two years of industry experience, currently serving at Corient in San Diego, CA. His work history includes roles at Dowling & Yahnke, LLC and Axos Bank. Corient provides investment advisory and financial planning services to a broad client base, including individuals, high-net-worth clients, trusts, pension and profit-sharing plans, charitable organizations, and corporate entities. The firm uses a goals-based, team investment approach that incorporates in-house strategies along with third-party managers, employing risk management tools and alternative investment options where appropriate.

Rochelle Sanchez is a financial advisor at Ameritas Advisory Services, LLC with 14 years of industry experience. She holds Series 63 and Series 66 designations and has previously worked at US Bancorp Advisors LLC and Union Bank. Sanchez is also involved with BOOM Planning / Canvas Financial, where she provides investment advisory and planning services. Ameritas Advisory Services, LLC offers investment advisory and financial planning services to individual investors, retirement plans, charitable organizations, and corporate clients. The firm supports a range of managed account programs and fee-based management of variable annuity and universal life subaccounts, utilizing various custodial platforms and third-party tools to align portfolios with client objectives.

Peter Stratton is a financial advisor with Independent Financial Group, LLC, holding a Series 66 credential and 27 years of industry experience. He has worked with Independent Financial Group since 2018 and was previously with Union Capital Company for two years. Stratton is also the sole owner and officer of Stratton & Associates Accountancy Corporation, a CPA firm providing tax preparation and accounting services. Independent Financial Group, LLC offers investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and institutional plans. The firm utilizes a combination of proprietary and third-party models for portfolio management and financial planning, employing both passive and active investment strategies across various risk profiles.

Dionisio Meneses is a financial advisor at Mercer Global Advisors Inc. in San Diego, CA, holding Series 65 and Series 66 licenses with six years of industry experience. Prior to joining Mercer, he was involved with DNM Creative Properties Inc. for 28 years. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, non-profits, and endowments with investment advisory and comprehensive financial, tax, retirement, and estate planning services. The firm employs a Modern Portfolio Theory-based approach using diversified portfolios with low-cost ETFs, index funds, and specialized investment options, while also providing educational content and integrated service platforms.

Tyler Morris is a financial advisor at Stratos Wealth Partners, Ltd with 15 years of industry experience. He holds a Series 66 designation and has previously worked at LPL Financial, Wells Fargo Clearing, and Thrivent Investment Management. He is also involved with BWM Financial and Stratos Private Wealth DBA, focusing on wealth management and financial planning. Stratos Wealth Partners serves a diverse client base including high-net-worth individuals, retirement plans, charitable organizations, and corporations. The firm offers financial planning, advisor-managed programs, access to model portfolios and third-party managers, and retirement plan consulting through a large network of investment adviser representatives.

Keith Mckenzie is a financial advisor with Hightower Advisors and holds a Series 66 designation. He has 21 years of industry experience, including ten years at Delphi Private Advisors prior to joining Hightower in 2019. Hightower Advisors provides investment advisory and planning services to a wide range of individual and institutional clients. The firm’s approach emphasizes manager selection and multi-manager solutions, utilizing both affiliated and third-party managers across various investment vehicles, including mutual funds, ETFs, alternative investments, and customized indexing strategies.

Harvey Atterbury is a financial advisor with PlanMember Securities Corporation, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has worked with PlanMember since 2009 and also serves as president of Atterbury Investment Management, Inc., a firm offering financial services including securities and insurance. Outside of his advisory roles, he is the leader of a musical band. PlanMember provides retirement-plan advisory services to employers and participants, acting as an ERISA Section 3(38) fiduciary for many plans and offering participant-level investment options through risk-based mutual fund portfolios. The firm uses a top-down strategic asset allocation framework combined with ongoing portfolio monitoring and rebalancing to manage its investment approach.

Matthew Belardes is a financial advisor with Independent Financial Group, LLC, holding the CFP® and CFA® designations and bringing 20 years of industry experience. His prior roles include positions at Credit Suisse Securities, Morgan Stanley, Wells Fargo Advisors, and Citigroup Global Markets. He is also the owner of Praesidio Estate Planning, providing estate planning advice and legal document drafting. Independent Financial Group, LLC offers investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and institutional accounts. The firm employs a combination of firm- and third-party models to develop tailored investment strategies and manages portfolios using a mix of passive and active exposures across various risk profiles.

Stuart Kesselhaut is a financial advisor with United Planners' Financial Services of America and holds Series 63 and Series 66 credentials. He has 33 years of industry experience, including roles at Lombardi Group and Financial Resource Network. In addition to his advisory work, he serves as treasurer of the Kesselhaut Family Foundation. United Planners serves a diverse client base including individuals, corporations, charitable organizations, and institutional clients. The firm operates an open-architecture platform with multiple custodians and money managers, offering both fee-based and commission-based options through its network of 477 independent Investment Advisor Representatives.

Kelly Ginsberg is a financial advisor at D.A. Davidson & Co. with 19 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several firms including SA Stone Wealth Management Inc. and Quest Capital Strategies, Inc. Outside of his advisory role, he is involved with San Diego Residential Solutions SRS Inc. D.A. Davidson & Co. provides investment advisory and brokerage services to a diverse client base, including retirement plans, individual investors, charitable organizations, and corporations. The firm offers a range of services such as ERISA retirement plan advisory, comprehensive financial planning, and a private wealth program for high-net-worth clients, operating under fiduciary standards and employing both qualitative and quantitative analysis.

Anne Mortera is a financial advisor with Private Advisor Group, LLC, holding a Series 66 designation and 13 years of industry experience. She previously worked at FIRST Allied Securities, Inc. for 21 years before joining LPL Financial and Private Advisor Group in 2021. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans, providing discretionary and non-discretionary portfolio management, financial planning, and retirement plan consulting. The firm employs a fiduciary-based advisory model using technology platforms and third-party managers to deliver a range of investment strategies.

Christopher Syktich is a financial advisor at Osaic Advisory Services, LLC with 20 years of industry experience. He holds Series 65 and Series 63 credentials and has previously worked at Arbor Point Advisors, Securities America, Inc., and Labrum Wealth Management. Syktich serves as board member and secretary for Fig Tree Ministries, which provides faith-based online content, and is also a board member of the Warrior Foundation Freedom Station, supporting military service members through quality-of-life services and transitional housing. Osaic Advisory Services, LLC is an SEC-registered investment adviser serving individuals, pension and profit-sharing plans, corporations, trusts, charitable organizations, and government entities. The firm offers investment management, financial planning, retirement plan consulting, and related services through multiple program models, utilizing a range of proprietary and third-party platforms.

Abhimanyu Vinayek is a financial advisor at Transamerica Financial Advisors with a Series 66 designation and two years of industry experience. His prior roles include positions at firms such as NYLIFE Securities LLC, Eagle Strategies LLC, and Heron Therapeutics Inc. Outside of advisory work, he provides seasonal tax filing assistance. Transamerica Financial Advisors serves a diverse client base including individual investors, pension plans, trusts, and corporations. The firm offers both advisory and broker-dealer services through proprietary and third-party model portfolios, supporting a range of discretionary and non-discretionary investment programs.

Yuanyuan Xue is a financial advisor at Merrill with a Series 66 designation and one year of experience at Merrill and Bank of America, N.A. Prior to her current role, she was involved in her family business, Barwick Translation, for seven years and worked at LB Sandwiches for four years. Merrill provides managed account services through the Select Portfolio Solutions (SPS) Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jack Saviage is a financial advisor at Thrivent Investment Management with three years of industry experience. He holds the Series 66 designation and has previously worked with Landmark Wealth Management Group and Inland Empire Financial Consultants, among other roles. He has also held positions at the University of Oslo and California Baptist University. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm offers holistic, goal-based analyses on a broad range of planning topics, allowing clients to combine planning with managed-account programs under a consolidated billing option called “WealthPlan.”

Cody Jess is a financial advisor with LPL Financial in San Diego, CA, holding a Series 66 designation and six years of industry experience. His prior work includes roles at Edward Jones and Umpqua Bank, as well as involvement in the automotive business sector. Outside of financial services, he is the owner of Jess Ford, an automotive dealership in Pullman, WA, and works as a subcontractor connecting local businesses with merchant services and POS systems. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base that includes individuals, retirement plans, financial institutions, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios, research, and advanced technologies to support its investment approach.

Varinia Peridon is a financial advisor at Primerica Advisors with two years of industry experience. She holds Series 63 and Series 65 licenses and has been with Primerica Financial Services since 2021. In addition to her advisory role, she is affiliated with Point Loma Nazarene University. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and a limited number of separately managed account options primarily for individual and high-net-worth clients. The firm uses third-party asset managers and a tiered wrap fee structure, with operational oversight to manage potential conflicts of interest.

Andrew Hendershot is a financial advisor with Morgan Stanley in San Diego, CA, holding Series 63 and Series 66 licenses and 11 years of industry experience. His prior roles include positions at TD Ameritrade and Charles Schwab. Outside of his advisory work, he is also active as a Lyft driver. Morgan Stanley Wealth Management provides a wide range of advisory programs for individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and methodologies.

James Zorn is a financial advisor with Wells Fargo Clearing in San Diego, CA, holding Series 63 and Series 65 licenses and 38 years of industry experience. Prior to joining Wells Fargo in 2025, he worked at Ameriprise Financial Services from 2014 to 2025. He also holds a California real estate broker license. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting, managing approximately $671 billion in assets across more than 14,000 advisors.