Daniela Murphy is a financial advisor at Wells Fargo Clearing with one year of industry experience. She holds the Series 66 designation and previously worked for Platinum Wealth Advisors for ten years. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Nikolas Okita is a financial advisor at Ameriprise with 18 years of industry experience. He holds a Series 66 designation and has been with Ameriprise since 2009. Outside of advising, he co-owns Foremost Holdings LLC, an investment group focused on various businesses and start-ups, and is a customer and distributor of Enagic alkaline water purification systems. Ameriprise serves individuals approaching or in retirement with a specialized retirement-income planning service that combines research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through its large institutional platform.

Adam Vartanyan is a financial advisor with LPL Financial, holding a Series 66 designation and bringing 20 years of industry experience. He has been with LPL Financial since 2010. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network. The firm offers comprehensive financial planning and various advisory programs, including discretionary and non-discretionary management supported by research and model portfolios.

Thai Hoang is a financial advisor with Wells Fargo Clearing in Newport Beach, CA, holding Series 63 and Series 65 licenses and totaling 32 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2011 to 2016. Outside of his advisory role, he holds ownership interests in INIZIO, LLC and All Time Brands, LLC, where he advises on strategies and helps monitor financials. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering services including investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm employs an IPS-driven, modern portfolio theory-based approach and offers discretionary plan-level investment selection services, with a broader range of financial product options than typical large institutional advisers.

Phoebe Jaramillo is a financial advisor with Stifel in Irvine, CA, holding Series 63 and Series 66 licenses and having 13 years of industry experience. Her prior roles include positions at Finance 500 Inc., Securities America Advisors, and Michele Young. She is a licensed life and health insurance agent in California and receives residual commissions from past insurance business activities. Stifel serves a diverse client base including individuals, institutional investors, and charitable organizations, providing brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies.

Roberta Welsh is a financial advisor with LPL Financial who holds a Series 63 designation and has 41 years of industry experience. She has been with LPL Financial since 2016. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base that includes individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers various advisory and brokerage services supported by model portfolios, third-party research, and multiple investment strategies.

Brian Sognefest is a financial advisor with Charles Schwab in Mission Viejo, CA, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. He worked at Roth Capital Partners for 20 years before joining Charles Schwab and Charles Schwab Bank in 2021. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment guidance using multi-asset model portfolios and maintains a distinctive operational structure combining advisory, brokerage, custody, and cash-sweep services.

Zachary Stuart is a financial advisor at LPL Financial with 10 years of industry experience. He holds a Series 66 designation and has worked at firms including JP Morgan Securities, Bank of America, Merrill Lynch, and loandepot. He is also associated with SchoolsFirst Federal Credit Union. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services, providing both discretionary and non-discretionary management supported by proprietary and third-party research.

Mendy Chung-Nguyen is Vice President and Financial Consultant at Fidelity Investments, a role held since 2018. She has been with Fidelity Investments since 2000, progressing through positions including Financial Consultant and Investment Representative. Mendy works with clients to understand their priorities and collaborates with them to develop, implement, and maintain financial plans that address their needs. She holds a California Insurance License, supporting her work in financial consulting and planning. Outside of her professional responsibilities, Mendy enjoys board games, cooking and baking, social events with friends, gardening, music, and traveling.

Paul Chen is a Series 66 licensed financial advisor with 10 years of industry experience. He is currently with J.P. Morgan Securities and JPMorgan Chase Bank, having previously worked at Morgan Stanley and other firms. He is based in Newport Beach, CA. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a combination of quantitative asset-allocation modeling and centralized due diligence. The firm applies an ESG eligibility framework when recommending strategies and offers services on a non-discretionary basis.

Sandra Lewandowski is a financial advisor with Merrill in Newport Beach, CA, holding a Series 66 designation and 11 years of industry experience. She has been with Merrill since 2007, including a brief period at BofA Securities in 2019. She serves as a Power of Attorney for a separate entity outside of her advisory role. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary strategies to individuals, high-net-worth clients, and institutional investors. The firm integrates internal and third-party portfolio management with various trading and custody services.

David Young is a CFP® with 48 years of industry experience, currently affiliated with Morgan Stanley in Newport Beach, CA. He has worked with Morgan Stanley Private Bank, National Association since 2015 and has been with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm employs a structured planning process supported by firm-approved tools and manages approximately $2.74 trillion in client assets.

Rodelyn Kupfersmid is a financial advisor with UBS Financial Services in Newport Beach, CA, holding Series 63 and Series 65 credentials and 26 years of industry experience. Prior to joining UBS, she worked at Merrill Lynch for six years and has held positions at Charles Schwab, Fidelity Investments, and other firms. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, utilizing proprietary capital market assumptions and model-based asset allocations to tailor financial plans. The firm combines institutional trading capabilities with wealth management services and provides a broad range of capital markets and advisory solutions.

Bruce Welte is a financial advisor with Fidelity, holding Series 66 and Series 63 credentials and 25 years of industry experience. He previously worked at Select Capital Corporation for nine years before joining Fidelity Investments, where he has been since 2021. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from a broad universe of mutual funds, ETFs, and ETPs.

Anitra Kalagian is a financial advisor with Stifel in Newport Beach, CA, holding a Series 66 designation and 18 years of industry experience. She has been with Stifel since 2015 and concurrently works with Coldwell Banker Residential. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment approach relies on proprietary forward-looking capital market assumptions and probabilistic modeling to inform asset allocation and financial planning.

Callie White is a Wealth Management Planning Consultant at Fidelity Investments, where she works within the Private Wealth Management group to support a book of high-net-worth clients. In this role, she collaborates with clients and their families to provide comprehensive planning and ensure they receive world-class service. Callie has been with Fidelity Investments since 2017, progressing through roles including Customer Relationship Advocate, Financial Representative, Relationship Manager, and Planning Consultant before her current position. She holds a California Insurance License. Outside of her professional work, Callie enjoys comedy, cooking and baking, exploring food, socializing with friends, spending time with pets, and traveling.

John Derosa is a financial advisor at Raymond James & Associates with 56 years of industry experience. He holds Series 63 and Series 65 designations and has worked previously at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and public entities, offering tailored financial planning and investment consulting through various programs and affiliated research resources.

Martin Klein III is a financial advisor with RBC Capital Markets in Newport Beach, CA, holding Series 63 and Series 65 designations and possessing 38 years of industry experience. He has been with RBC Capital Markets since 2014 and also works with City National Bank since 2016. Outside of his advisory role, Klein serves on the boards of a private club, a US-China business summit organization, and a charity that supports children's groups and college athletes. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers tailored investment programs and portfolio management services using a combination of in-house and third-party managers, supported by its extensive capital markets capabilities.

Derek Huffman is a financial advisor with Wells Fargo Advisors in Newport Beach, CA, holding a Series 66 license and 12 years of industry experience. His career has been with Wells Fargo and its affiliates since 2013. Outside of his advisory work, he has a 50% ownership in Becca Partners LLC, a business related to real estate assets. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering a broad range of investment and financial planning services that cover various specialized areas. Advisors use Wells Fargo research and planning tools to tailor recommendations, which clients can choose to implement through brokerage or advisory programs.

Angelica Lara is a financial advisor at Morgan Stanley with 19 years of industry experience. She holds a Series 66 designation and previously worked at Merrill for 15 years before joining Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and models to support its services.