Andrew Kurtz is a financial advisor at EP Wealth Advisors with six years of industry experience. He holds a Series 65 designation and has worked at EP Wealth Advisors since 2023, following prior roles at RKL Wealth Management and RKL LLP. EP Wealth Advisors serves individuals, corporate clients, and retirement plans by providing wealth management, discretionary portfolio management, and financial planning services. The firm uses customized model portfolios with fundamental, technical, and cyclical analysis, and includes options such as short-term trading and alternative investments.

Naira Melkonyan is a financial advisor at Citigroup Global Markets in Los Angeles, CA, with 12 years of industry experience. She holds the Series 66 and Series 63 credentials and has been with Citigroup Private Bank since 2013. Outside of her advisory role, she acts as a Notary Public for friends and family. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with specialized market roles and arrangements.

Mai Nghiem is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. Prior to joining Citigroup in 2021, they worked at Comerica Securities, Marcum Financial Services, Raymond James Financial Services, State Farm VP Management Corp., and Phillip Ngo Insurance Agency. Outside of their advisory role, Mai Nghiem is involved in providing in-home supportive services to individuals with limited self-care abilities. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a variety of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies with oversight committees and incorporates a combination of institutional scale and specialized market functions.

John McGrath is a CFP® professional with 24 years of industry experience, currently serving as an advisor at EP Wealth Advisors since 2009. He holds Series 63 and Series 65 licenses and is based in Valencia, CA. EP Wealth Advisors, LLC is a fee-only, independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm provides discretionary portfolio management, financial planning, retirement plan advisory, and ancillary services such as tax preparation and estate-document facilitation, managing approximately $35.57 billion in assets.

Lynne Knox is a financial advisor at Capital Group Private Client Services, Inc. with 20 years of industry experience. She holds a Series 66 designation and previously worked at Capital Bank and Trust Company for five years. Capital Group Private Client Services, Inc. provides discretionary investment management primarily to high-net-worth individuals and charitable organizations, focusing on accounts with a minimum of $5 million. The firm employs a fundamental research-based investment process with a long-term horizon and utilizes a multi-manager approach known as the “Capital System.”

Nicholas Carrillo is a financial advisor at Voya Financial Advisors, Inc. with four years of industry experience. He holds the Series 66 designation and previously worked at Ameriprise and TOPA Diagnostics. Outside of his financial advisory role, Carrillo works as a substitute yoga instructor at The Ritual Westlake. Voya Financial Advisors, Inc. serves individual clients, employer-sponsored retirement plans, and charitable and corporate clients, offering financial planning, portfolio management, and brokerage and insurance product distribution. The firm provides advice through model portfolios, affiliated and third-party strategies, and manages the majority of its assets on a non-discretionary basis.

Nathan Rogers is a financial advisor with EP Wealth Advisors in Torrance, CA, holding Series 63, 65, and 66 licenses and bringing 12 years of industry experience. His prior roles include positions at Polaris Wealth Advisory Group, TD Ameritrade Investment Management, and Scottrade. Outside of advisory work, he teaches business law and business communications at Shasta College and supports corporate planning and oversight at a health and wellness center. EP Wealth Advisors is a registered investment adviser serving individual, corporate, and retirement plan clients. The firm offers wealth management, discretionary portfolio management, and financial planning services, employing customized model portfolios with a range of investment strategies and ongoing monitoring.

Brooke Wadsworth is a financial advisor at EP Wealth Advisors with five years of industry experience. She holds a Series 65 credential and has previously worked at Vantage Advisors, LLC and UHY Advisors MI, Inc. Outside of her advisory role, she is a member and shareholder of two real estate investment entities based in St. George, Utah. EP Wealth Advisors is a fee-only, independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm employs a suitability-driven process to manage portfolios and offers a range of services including discretionary portfolio management, financial planning, retirement plan advisory, tax preparation, and estate-document facilitation.

Peter Fry is a CFP® professional with three years of industry experience, currently advising at EP Wealth Advisors in Vancouver, WA. His prior roles include positions at Kimsa Asset Management and START LLC. EP Wealth Advisors, LLC is an independent, fee-only registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm employs a suitability-driven process to manage portfolios using a range of investment vehicles and also provides discretionary management, financial planning, and ancillary services such as tax preparation and estate-document facilitation.

Michelle Jackson is a CFP® with 27 years of industry experience. She has worked at Capital Group Private Client Services, Inc. since 2021 and previously held roles at Capital Bank & Trust Company and Morgan Stanley. Capital Group Private Client Services, Inc. provides discretionary investment management and related services primarily to high-net-worth individuals and charitable organizations, focusing on relationships with at least $5 million in assets. The firm employs a multi-manager investment approach based on fundamental research and long-term strategies, often utilizing affiliated pooled funds and separately managed accounts.

Brian Vosberg is a financial advisor with Centaurus Financial, Inc., holding CFP® and ChFC® designations and over 24 years of industry experience. He has worked at Centaurus since 2009 and has operated Vosberg & Associates since 2005. Outside of his advisory work, Vosberg serves as an adjunct faculty member in the Finance, Real Estate, and Law Department at California State Polytechnic University Pomona and is involved in retirement education through various media formats. He also serves on the Citrus College Foundation Board and the Foothill Unity Center board. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse range of clients, including individuals, families, small businesses, and institutions. The firm offers financial planning, portfolio management, retirement-plan consulting, and specialized advisory services with both discretionary and non-discretionary arrangements, employing a combination of fundamental, technical, bottom-up, and top-down investment analyses.

Peter Haroun is a CFP® with 16 years of industry experience, currently with Private Advisor Group, LLC. His prior roles include positions at LPL Financial LLC, Mariner Independent Advisor Network, LLC, and Wells Fargo, spanning over a decade. Private Advisor Group serves a diverse client base including individuals, trusts, and charitable organizations, offering portfolio management, financial planning, and retirement-plan consulting through a wide network of investment adviser representatives and access to multiple asset management platforms and analytical approaches.

Charleger Santiago is a financial advisor with Eagle Strategies (New York Life) based in Los Angeles, CA, holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. He has been with Eagle Strategies and affiliated New York Life entities since 2006. Santiago serves as a board member for Community First Fund. Eagle Strategies provides financial planning, investment management, and retirement-plan advisory services to a diverse client base, including individual investors and institutional sponsors. The firm emphasizes tailored recommendations and offers a range of advisory programs, primarily managing assets on a non-discretionary basis.

James Nevers is a financial advisor at EP Wealth Advisors with 13 years of industry experience. He holds a Series 65 designation and previously worked at Soundmark Wealth Management, LLC, and served in the U.S. Army National Guard. EP Wealth Advisors is a fee-only, independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm employs a suitability-driven approach to portfolio management and financial planning, and offers services including tax preparation and estate-document facilitation.

Cole Allshouse is a financial advisor at EP Wealth Advisors with two years of industry experience. He holds a Series 65 designation and previously worked at Wacker Wealth Partners and Garcia Architecture + Design, where he spent 19 years. EP Wealth Advisors is a registered investment adviser that serves individuals, corporate clients, and retirement plans, offering wealth management, financial planning, and ancillary services such as tax preparation and estate-document preparation for qualifying clients. The firm uses a combination of fundamental, technical, and cyclical analysis to construct and monitor customized portfolios, and it provides ERISA plan services and third-party manager recommendations.

Alexander Montesinos Teran is a financial advisor with Centaurus Financial, Inc. in Anaheim, CA. He holds a Series 65 designation and has been with Centaurus Financial since 2025. Prior to joining the firm, he worked at Bank of America for three years. Centaurus Financial, Inc. provides advisory and brokerage services to a broad range of clients including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management through its CLASSIC Plus platform, retirement-plan consulting, and specialized advisory services with both discretionary and non-discretionary arrangements.

Wade Murphy is a financial advisor at GWN Securities Inc. with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has been with GWN Securities since 2010. Murphy also serves as president of Envision Financial & Insurance Services, where he focuses on retirement planning for educators. Outside of his advisory roles, he is a board member of The Jack Kramer Club, a private tennis club in Rolling Hills Estates. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients. The firm offers discretionary managed accounts, financial planning, and access to third-party sub-advisers through a network of over 400 advisors, managing approximately $3.65 billion across more than 37,000 accounts.

James Peters is a ChFC® with 30 years of industry experience and has been with Centaurus Financial, Inc. since 2012. In addition to his advisory role, he serves as president of Victory Financial Education, a nonprofit focused on financial education. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base including individuals, families, and institutions. The firm offers financial planning, portfolio management through its CLASSIC Plus platform, retirement-plan consulting, and specialized advisory services with both discretionary and non-discretionary arrangements.

Timothy Thompson is a financial advisor at Centaurus Financial, Inc. with 37 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Centaurus Financial since 2011. Outside of his advisory role, he works as an insurance agent specializing in group and individual health, disability, and term life policies. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base including individuals, families, businesses, and institutions. The firm offers financial planning and portfolio management through its CLASSIC Plus platform, employing a combination of fundamental and technical analysis across discretionary and non-discretionary accounts.

Shannen Smith is a financial advisor at EP Wealth Advisors with a Series 65 designation and two years of industry experience. She previously worked for eight years at Sloan Investment Management LLC. EP Wealth Advisors is a registered investment adviser serving individuals, corporate clients, and retirement plans. The firm offers wealth management, discretionary portfolio management, financial planning, and ancillary services such as tax preparation and estate-document preparation for clients meeting certain asset thresholds.