Diane Gutierrez is a financial advisor at Fidelity with Series 63 and Series 66 designations and two years of industry experience. Her work history includes roles at Fidelity Investments and academic positions at the University of California Santa Barbara, University of Georgia, and University of Denver. Fidelity's Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, with an investment process that combines proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction.

Sean Keenan is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has been in the financial services industry since 2007, beginning his career after graduating with a Bachelor's degree from the University of California, Irvine. Sean joined Merrill Lynch Wealth Management in January 2019, bringing with him experience from Merrill Edge and Scottrade, where he served as an Investment Consultant. Sean specializes in helping clients manage their wealth to meet individual needs, focusing on a comprehensive and personalized approach that starts with understanding client goals. His areas of expertise include legacy planning, liquidity management, retirement income, and portfolio management services. He holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. Residing in Monrovia, California, Sean balances his professional life with personal interests such as camping, fishing, hiking, and spending time with his family. He is also involved in community service with organizations including CAP San Bernardino Food Bank and Heal the Bay.

Jared Snyder is a financial advisor at Charles Schwab with three years of industry experience. He holds the Series 66 designation and has worked at Charles Schwab in various capacities since 2024, as well as at Merrill and Bank of America prior to that. Outside of his advisory role, Jared officiates basketball contests for the NCAA and other amateur leagues. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm’s integrated approach combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and a structured alternative investment selection process.

Michael Gorak is a financial advisor at LPL Financial with 21 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at firms including Western International Securities, Centaurus Financial, RBC Securities, Brookstreet Securities, and Citigroup Global Markets. In addition to his advisory role, he is registered as an independent agent for non-variable insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering a range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm supports its advisory network with model portfolios, third-party asset management, and institutional platforms while combining these services with various non-advisory financial products.

Orzalla Sulaimankhil is a financial advisor at Wells Fargo Clearing with 18 years of industry experience. She holds a Series 66 designation and has worked previously at J.P. Morgan Securities and JP Morgan Chase Bank LLC. Outside of her advisory role, she owns and manages TGT Holdings, LLC and IPQG Inc. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory options. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of investment vehicles such as insurance-related products and bank deposit sweep options.

Chun Pong Lau is a financial advisor at Cetera with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at HSBC Securities (USA) Inc. and CTBC. Outside of advisory work, he is co-owner of Ares Palace LLC, a company focused on wholesale real estate acquisitions and residential property sales and remodeling. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a large nationwide network of independent advisors, utilizing a multi-manager platform with various program options and model portfolio implementations.

Ted He is a financial advisor with Morgan Stanley in Pasadena, CA, holding a Series 66 license and possessing 22 years of industry experience. He has worked at Morgan Stanley since 2009, including a role with Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory work, he manages property rentals in the Los Angeles area. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs, including tailored financial planning that utilizes structured discovery conversations and firm-approved planning tools.

Maximillian Prato is a financial advisor at Cetera with two years of industry experience and holds a Series 66 designation. Prior to his advisory role, he has held positions including bartender at South Hill Country Club. Cetera Investment Advisers LLC serves a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts, offering a range of portfolio management and financial planning services through a multi-manager platform.

Richard Armento is a financial advisor at Osaic with 37 years of industry experience. He holds Series 63 and Series 65 designations and has a background that includes long-term roles at Washington Square Securities, DMA Insurance Services Inc., and Annelor Inc. Outside of his advisory work, Armento serves as president of several insurance-related businesses that focus on property and casualty insurance and support independent insurance agencies. Osaic Wealth, Inc. serves a diverse client base ranging from individual investors to institutional entities, offering integrated brokerage and advisory services. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to manage portfolios across various asset classes, and supports a multi-platform, complex corporate structure with multiple mergers and third-party partnerships.

Yunfen Yi is a Senior Financial Advisor at Merrill Lynch Wealth Management, specializing in wealth and investment management for high net worth clients. With nine years of experience in the financial industry, she has worked with firms such as US Bancorp, JP Morgan, and PNC Bank, collaborating with teams to provide investment solutions tailored to clients' goals and needs. Yunfen's expertise includes managing new wealth, personal retirement planning, portfolio management services, and strategies for individual and corporate investments. Yunfen holds a Personal Investment Advisor (PIA) designation and earned her Bachelor's degree as well as a Master of Business Administration from Ramon Magsaysay Technological University, and an additional MBA from Mercer University. She is proficient in Chinese, Yue (Cantonese), and English. Yunfen values building trust and simplicity in her client relationships, focusing on open communication and understanding clients' life priorities to develop personalized financial plans. Outside of her professional work, Yunfen enjoys playing badminton, basketball, dancing, golfing, music, reading, running, singing, traveling, and practicing yoga. She is actively involved with the Chinese University Alumni Association Alliance of Southern California and the North America Chinese University Alumni Alliance.

Brian Zhu is a financial advisor with Cetera in Pasadena, CA, holding Series 63 and Series 65 licenses and three years of industry experience. His work history includes roles at Cetera Investment Services LLC, East West Bank, Bank of the West, China Southern Airline, and UCLA. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of over 10,000 advisors. The firm offers a multi-manager platform with diverse portfolio management options and access to third-party money managers, managing over $256 billion in assets.

Carrie Valerio is a financial advisor at Raymond James Financial with four years of industry experience. She holds the Series 66 designation and previously worked for the County of Orange Auditor Controller's office. Outside of finance, she has been an independent cosmetologist and owner of Riggs Salon & Gallery for over 19 years. Raymond James Financial Services Advisors serves a diverse client base including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored financial planning and investment consulting, utilizing risk profiling and analytical tools to support client goals.

Howard Wess Jr. is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 30 years of industry experience. Before joining LPL Financial in 2025, he was affiliated with FAFCU Service Organization and CUSO Financial Services, L.P. for over two decades. Wess is also involved with F&A Investment Services, a business related to his LPL activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services through a large network of advisors using both proprietary and third-party strategies.

Lorenzo Detoma is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been with the firm since 2005 and holds the title of Senior Vice President. Lorenzo's work focuses on building long-term relationships with individuals, multigenerational families, and business owners. He has over 13 years of experience in the financial services industry, providing guidance in areas such as college education planning, corporate executive services, executive compensation, family wealth management, retirement income, and portfolio management services. Lorenzo utilizes Merrill Lynch's resources and collaborates with internal specialists as well as clients' attorneys and accountants to address tax, trust, estate, and wealth transfer matters. Lorenzo holds a Bachelor's Degree from San Diego State University and is designated as a Personal Investment Advisor (PIA). Outside of his professional responsibilities, he spends time cooking, traveling, and being with his family.

Trudy Haussmann is a CFP® professional with 39 years of industry experience, currently affiliated with LPL Financial. Her prior career includes roles at SECURITIES AMERICA, Inc., Haussmann Financial, Inc., and OSAIC. Outside of her advisory work, she has been involved with Double H Properties for over two decades. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, supported by technology tools and a platform overseeing over $819 billion in discretionary assets.

Dujuan Zhou is a financial advisor at Merrill with four years of industry experience. He holds a Series 66 designation and has been affiliated with both Bank of America, N.A. and Merrill since 2016. Outside of advisory work, he is a co-owner of multiple family rental properties in Las Vegas, Nevada. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies designed for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Alex Choi is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and 12 years of industry experience. He previously worked at CUSO Financial Services for 10 years and at Genesis Wealth Partners for 2 years. Outside of advisory work, he is the business owner of BBTails LLC, a trading-related venture based in Los Angeles. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, with advice delivered primarily through its network of investment adviser representatives.

Leon Chen is a Financial Consultant currently working at Fidelity Investments. He has built a career in the financial industry spanning over a decade, with previous roles including Financial Solutions Advisor at Merrill from 2019 to 2025 and Private Client Banker at JP Morgan Chase from 2011 to 2019. Leon focuses on providing personalized financial planning and guidance tailored to each client's goals and priorities. He holds a California Insurance License, which supports his ability to offer comprehensive financial solutions. Outside of his professional work, Leon enjoys camping, hiking, traveling, and spending time with family and friends through various social activities.

Ryan Mouton is a financial advisor at OSAIC with Series 63 and Series 65 credentials and four years of industry experience. He previously worked at Woodbury Financial Services Inc. and has been co-owner of an e-commerce seasoning retail business since 2024. OSAIC serves a diverse range of retail and institutional clients through an extensive network of affiliated advisors and offers integrated brokerage and investment advisory services, including financial planning and retirement consulting. The firm employs various asset-allocation tools and supports multiple advisory platforms, managing portfolios with a broad range of investment options.

Yun Hao is a Senior Financial Advisor at Merrill Lynch Wealth Management, serving clients with customized financial strategies designed to meet their individual objectives. She provides investment guidance, risk management, retirement income planning, and wealth transfer strategies. Yun manages discretionary investment strategies and collaborates with clients to understand their priorities and goals in order to offer tailored financial recommendations. Yun's professional experience includes extensive work in investment management, retirement planning, trust and estate planning, and credit and lending services through Bank of America. She holds several professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Chartered SRI Counselor (CSRIC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). She earned both her bachelor's and master's degrees from Harbin Engineering University. In addition to her professional work, Yun is involved in community initiatives such as Better Money Habits®/Financial Education, the Girl Scouts of Greater Los Angeles and PSILY Foundation, and the Pasadena Ronald McDonald House. She is bilingual in English and Chinese.