Thomas Hays Jr. is a Financial Advisor at Merrill Lynch Wealth Management. He works with clients who have busy lives and shifting priorities to bring organization, confidence, and security to their financial lives. Thomas emphasizes putting his clients' interests first and upholding high ethical standards, considering himself a personal stakeholder in his clients' lives. Growing up, Thomas observed how financial decisions can impact opportunities for generations. He now helps successful individuals and families make informed decisions with their serious money and addresses important financial questions they may not have considered. His expertise centers on creating strategies that align with what matters most to his clients and their families. Thomas holds a Bachelor's Degree from Chapman University and a High School Diploma from Loyola High School. He has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). His personal interests include golfing, reading, and tennis.

Mark Moroni is a financial advisor at J.P. Morgan Securities with six years of industry experience. He holds the Series 66 designation and has worked at several firms including Raymond James Financial Services Advisors, Mainstream Capital Management, and JPMorgan Chase Bank. His background also includes roles outside financial services at Tesla and Apple, as well as a period of employment at San Jose State University. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm uses a combination of quantitative asset-allocation modeling and centralized due diligence, with an ESG eligibility framework applied in its recommendations.

Victor Truong is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He holds a Series 66 designation and has previously worked at Merrill, Axa Advisors, and Bank of America. Outside of finance, he operates a doggy daycare business on weekends. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through its Wealth Advisors. The firm combines institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Josiah Ball is a financial advisor at LPL Financial with eight years of industry experience. He previously worked at Western International Securities, Cambridge Investment Research Advisors, and SagePoint Financial. Outside of his advisory role, he is also an agent for non-variable insurance with Sphera Financial. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a broad network of investment adviser representatives, offering a range of financial planning and advisory programs.

Kristin Hundley is a financial advisor with Morgan Stanley Wealth Management in San Gabriel, CA, holding a Series 66 designation and 18 years of industry experience. She has been with Morgan Stanley Smith Barney and Morgan Stanley Services Group since 2009. Outside of her advisory role, she works as a Notary Signing Agent. Morgan Stanley Wealth Management is a firm serving both individual and institutional clients, offering tailored financial planning and a broad range of advisory programs. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools including scenario modeling and long-term return estimates.

Yuha Elsa Tse is a financial advisor with Cetera in Rosemead, CA, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. Prior to joining Cetera in 2025, she worked at Charles Schwab from 2015 to 2023 and has been involved with multiple financial services firms since 2023. Outside of her advisory work, she serves as a homestay host for an international student through APEX International Education Partners, providing meals and transportation. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform allowing advisors to utilize both affiliated and third-party managers with a range of program options, supporting discretionary and non-discretionary management across multiple custodial relationships.

Elizabeth Jensen is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. She holds Series 63 and Series 65 credentials and has been with J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2013, based in Pasadena, CA. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Anthony Hemawarman is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at major firms including Citigroup, Wells Fargo, and JPMorgan Chase Bank. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering non-discretionary recommendations supported by an in-house manager solutions team and a centralized due-diligence framework.

Shih Yi Chen is a financial advisor with Morgan Stanley in Pasadena, CA, holding a Series 66 designation and one year of industry experience. Prior to joining Morgan Stanley in 2025, Chen worked at BNP Paribas for nine years and has had roles in homemaking and at Yama Seiki USA Inc. outside the financial sector. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs with a structured financial planning process that incorporates firm-approved tools and modeling techniques, managing approximately $2.74 trillion in client assets.

Philip Peng is a financial advisor at Wells Fargo Advisors in Pasadena, CA, with seven years of industry experience. He holds a Series 66 designation and previously worked at Wells Fargo Clearing and United Healthcare. Wells Fargo Advisors provides investment and financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options including retirement, education, risk, and wealth-transfer planning. The firm uses proprietary research and planning tools to develop tailored recommendations delivered through both meetings and written summaries.

Kevin Gotts is a CFP®-designated financial advisor with 36 years of industry experience, currently practicing at LPL Financial since 2021. Prior to joining LPL, he worked at Securities America Advisors and National Planning Corporation. He also serves as a part-time instructor at California State University, Fullerton. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial services, including retirement plan consulting and brokerage services, utilizing both discretionary and non-discretionary management with support from internal and third-party research.

Kent Chung is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 credentials and over 20 years of industry experience. He has been with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2012. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Yue Lu is a financial advisor at Cetera with nine years of industry experience and holds a Series 66 designation. Prior to joining Cetera in 2021, Yue worked at HSBC Securities (USA) Inc. and HSBC Bank USA National Association from 2017 to 2021, as well as AXA Advisors and American Rena in earlier roles. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a nationwide network of advisors, utilizing a multi-manager platform that includes model portfolios, third-party managers, and bespoke strategies.

Cynthia Tung is a financial advisor at UBS Financial Services with 19 years of industry experience. She holds a Series 66 designation and has been with UBS since 2015. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary research and model-based asset allocation with a range of financial planning and portfolio management services. The firm operates as a broker-dealer, investment adviser, and futures commission merchant, offering institutional trading capabilities alongside wealth management.

Brian Pedroza is a financial advisor with LPL Financial in Rancho Cucamonga, CA, holding Series 63 and Series 66 credentials and 14 years of industry experience. He previously worked at Rancho Wealth Management for five years before continuing his career at LPL Financial. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning services, and brokerage solutions, utilizing both discretionary and non-discretionary management approaches supported by in-house and third-party research.

Christiaan Strong is an Investment Consultant at Fidelity Investments, a role he has held since 2024. Prior to this position, he served as a Wealth Management Senior Relationship Manager from 2022 to 2024, a Wealth Management Planning Consultant from 2019 to 2022, and a Financial Representative from 2017 to 2019, all within Fidelity Investments. In his career, Christiaan focuses on understanding clients' financial needs and goals to develop tailored financial plans. He emphasizes educating and guiding clients to help them make informed decisions and implement plans they feel comfortable with. Christiaan holds a California Insurance License. Outside of his professional responsibilities, he enjoys cooking, baking, hiking, and traveling.

Abbey Borbon is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 16 years of industry experience. She has worked with Wells Fargo in various capacities since 2005 and is also affiliated with Cal Poly Pomona. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering IPS-driven investment advice and both discretionary and non-discretionary options. The firm’s approach includes a broad range of investment vehicles, including insurance-related products and bank deposit sweep options.

Dylan Bell is a financial advisor at J.P. Morgan Securities with a Series 66 credential and approximately one year of industry experience. Prior to joining J.P. Morgan Securities, he worked at The Boys Room and held positions at JPMorgan Chase Bank, N.A. He also served on the City of Pasadena City Council for District 1 from 2020 to 2022. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing a process that combines quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Anny Shen is a financial advisor with Morgan Stanley in Pasadena, CA, holding a Series 66 designation and 19 years of industry experience. She has been with Morgan Stanley and its affiliated entities since 2007, including Morgan Stanley Smith Barney and Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management serves both individual and institutional clients with a broad range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and methodologies to support its financial advisory services.

Cynthia Stauffer is a CFP® with 29 years of experience in the financial services industry. She has worked at LPL Financial since 2017 and previously spent 15 years at National Planning Corporation. In addition to her advisory role, she provides tax preparation services and works as a TurboTax Tax Expert. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services, utilizing a variety of model portfolios and research resources.