Renee Mollinedo Nelsen is a Series 66-licensed financial advisor with eight years of industry experience. She has been with Ameriprise Financial Services since 2015, serving clients from Woodland Hills, CA. Ameriprise Financial Services is a large, diversified advisory firm that serves both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on reliable income sources and tax-aware withdrawal strategies.

Christa Redman is a financial advisor at Ameriprise in Thousand Oaks, CA, holding a Series 66 designation with 11 years of industry experience. She has worked at Ameriprise since 2018 and previously spent six years at Merrill. Ameriprise provides retirement-income planning services targeted at individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver non-discretionary, written recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Natalie Krouth is a financial advisor at J.P. Morgan Securities with two years of industry experience. She holds a Series 66 credential and has previously worked at Comerica Bank and City National Bank. Outside of her advisory role, she is the owner and partner of Nk Ventures, a personal real estate investment business. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis while clients retain final decision-making authority.

Kenneth Lombino is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. He previously worked at Bank of America and Merrill, each for nine years. Outside of finance, he is involved in acting with the Screen Actors Guild in Los Angeles. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s IPS-driven advisory process incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Maarten Rietveld is a financial advisor with LPL Financial in Santa Monica, CA, holding Series 63 and Series 65 licenses with 41 years of industry experience. He has been with LPL Financial since 2011 and previously worked at PlanVest Financial, Inc. in 2018. His outside activities include involvement with insurance services and business succession planning through affiliated entities. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios, third-party subadvisors, and advanced technologies across discretionary and non-discretionary management styles.

Ryan Tominaga is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. His career includes roles at JPMorgan Chase Bank and JPMorgan Securities LLC before joining Wells Fargo in 2018. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Spencer Torgan is a financial advisor with Morgan Stanley in Westlake Village, CA, holding a Series 66 designation and 20 years of industry experience. He has worked with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he has participated in movie and commercial background work as an extra. Morgan Stanley Wealth Management serves individual and institutional clients by offering a wide range of advisory programs, including tailored financial planning facilitated through structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides both direct and employer-based financial planning services.

Gregory Elia is a financial advisor with Ameriprise in Woodland Hills, CA, holding a Series 66 designation and 17 years of industry experience. He previously worked at LPL Financial for 16 years and has been involved with Kinecta Financial & Insurance Services for 20 years, where he serves as a Financial and Operations Principal. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide written recommendation reports through a centralized consulting team.

Nicholas Anthony is a Senior Financial Advisor and Senior Vice President at Merrill Lynch Wealth Management, where he has worked since 2011. He has been in the financial services industry since 1985. Nicholas provides clients with access to Merrill Lynch's investment resources and the banking services of Bank of America to support various aspects of their financial lives. In his role as a Portfolio Manager within Merrill's Investment Advisory Program, Nicholas focuses on creating investment strategies for high net worth individuals and business owners. As a qualified Portfolio Manager, he manages personalized and defined investment strategies on a discretionary basis, which may include individual stocks and bonds, Merrill Lynch model portfolios, and third-party investment strategies. His areas of focus include family wealth management, legacy planning, retirement planning, portfolio management, and strategies for small businesses, among others. Nicholas holds a bachelor's degree in Finance from Iowa State University and has earned the Personal Investment Advisor (PIA) designation. He emphasizes teamwork and client involvement, seeking to be a primary resource for financial advice and guidance throughout the wealth management process.

Stephanie Hartmire is a financial advisor at Morgan Stanley with 17 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009 and holds a Series 66 designation. Based in Westlake Village, CA, her career has been focused within this firm. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs and financial planning services supported by structured processes and proprietary planning tools.

David Sprafka is the Market Leader at Fidelity Investments, a role he has held since 2022. In this capacity, he leads a team of financial professionals focused on assisting clients with their financial needs. David's experience at Fidelity Investments spans over a decade, beginning as a Financial Representative in 2007 and advancing through various roles including Private Client Specialist, Investment Representative, Financial Consultant, Vice President Financial Consultant, and VP Branch Leader before his current position. He holds a California Insurance License.

Jeffrey Prince is a CFP®-designated financial advisor with over 32 years of industry experience. He currently practices at LPL Financial and has previously worked at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management alongside research-supported model portfolios and alternative strategies.

Vanessa Serrato is a financial advisor with Ameriprise in Oxnard, CA, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. She worked at Merrill from 2015 to 2017 before joining Ameriprise Financial Services, Inc., where she served from 2017 to 2020, and has been with Ameriprise since 2020. Serrato serves on the Board of Directors for The Coalition for Family Harmony and is also a notary. Ameriprise offers a retirement-income planning service focused on clients approaching or in retirement with significant investable assets, delivering written recommendation reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to support these plans and offers a broad range of advisory, brokerage, and insurance solutions.

Olivia Peterson is a financial advisor at Edward Jones with eight years of industry experience. She holds a Series 66 designation and has worked at Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs and investment strategies, operating under a fiduciary standard.

Jaime Aguilera is a Financial Advisor with Merrill Lynch Wealth Management. In this role, Jaime works one-on-one with clients to define their financial goals and develop personalized portfolio strategies designed to help achieve those goals. Jaime focuses on building long-term relationships through trust and communication, providing ongoing advice as clients' situations evolve. Jaime's expertise includes areas such as college education planning, employee benefits planning, equity compensation services, family wealth management strategies, liquidity management, personal retirement planning, portfolio management services, small business strategies, and retirement income. Jaime holds a Bachelor's Degree from the University of Arizona and has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Jaime provides services in both Spanish and English. Outside of work, Jaime has interests in baseball, basketball, bowling, cooking, and running.

Jakob Balcom is a financial advisor with Raymond James & Associates in Los Angeles, holding a Series 66 designation and three years of industry experience. Prior to joining Raymond James, he worked at UBS Financial Services Inc. from 2022 to 2025. Outside of his advisory role, he is a partner in a business focused on investment property research and decision-making. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, retirement plans, corporations, and governmental entities. The firm offers tailored financial plans and investment recommendations through a combination of non-discretionary advisory services and institutional consulting.

Joseph Centurioni is a financial advisor at Merrill with a Series 66 designation and no prior industry experience. His background includes roles at Bank of America, JNL Stainless Inc., and The Pacific Bridge Companies, among others. He has also held positions in education and sports organizations. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base that includes individuals, high-net-worth clients, and institutional entities.

Dennis Crispin is a financial advisor with Wells Fargo Clearing in Westlake Village, CA, holding a Series 63 designation and 38 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, he serves as a trustee for a family trust in Thousand Oaks, CA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory approach includes investment policy development, performance reporting, participant education, and incorporates a broad range of financial products including insurance-related vehicles and bank deposit sweep options.

Michael Darley is a financial advisor with Morgan Stanley in Woodland Hills, CA, holding Series 63 and Series 66 licenses and 25 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and at Morgan Stanley Smith Barney since 2009. Outside of his advisory role, he is involved in property management as a sole proprietor of rental real estate in California. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a variety of advisory programs to individuals and institutions, offering tailored financial planning supported by firm-approved tools and a wide range of investment and planning services.

Afshin Safavi is a financial advisor with Morgan Stanley in Woodland Hills, CA, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with Morgan Stanley Private Bank, National Association since 2015 and with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers plans directly as well as through Corporate Financial Planning agreements.