Drake Dalton is a financial advisor with Vanguard Advisers, holding a Series 66 designation and four years of industry experience. His prior roles include positions at Fidelity Investments and various self-employed ventures. He has also worked in academic settings, including Utah Valley University and Brigham Young University. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to construct portfolios primarily from Vanguard funds and ETFs, featuring tax-aware strategies and multiple customization options.

Andrew Venne is a financial advisor at Vanguard Advisers with 13 years of industry experience. He holds Series 63 and Series 66 designations and has been with Vanguard and its affiliated entities since 2011. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm combines algorithm-driven, goal-based portfolio construction with extensive use of Vanguard funds and ETFs, managing a large client base through a digital platform supported by over 2,200 advisors.

Mark Whitley is a financial advisor with Raymond James Financial in Concord, NC, holding a Series 66 designation and 24 years of industry experience. His prior roles include positions at Wells Fargo Advisors and Pinnacle Financial Partners. Outside of his advisory work, he is involved with Pinnacle Asset Management, where he manages client assets through discretionary portfolios. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm uses tailored planning and analytical tools to support client goals and offers a range of advisory programs and institutional consulting services.

Lorenzo Perez is a financial advisor at Wells Fargo Clearing with 8 years of industry experience. He holds a Series 66 designation and has worked at Wells Fargo Clearing Services LLC since 2018. Outside of his advisory role, he owns and operates COZY EMANATIONS, LLC, a candle and fragrance retail business. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party databases.

Rodney Brown is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding Series 63 and Series 66 licenses and seven years of industry experience. His prior roles include positions at Fidelity Investments, NYLIFE Securities LLC, New York Life Insurance Company, and First Command Financial. Before entering the financial sector, he worked at The Home Depot for 15 years. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory options. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.

Kristine Conroy is a Series 66-registered advisor with Vanguard Advisers, where she has worked since 2024. She has two years of industry experience, including roles at Vanguard Marketing Corporation and The Vanguard Group. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, using a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs. The firm manages a large client base through a combination of digital platforms and advisor teams.

Michael Pasalich is a Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2016. He began his career at Fidelity Investments as a Financial Representative in 2015, transitioning to an Investment Consultant position in 2016 before advancing to his current role. Michael works with a diverse client base that includes professionals, business owners, non-profits, and retirees. He focuses on building long-term relationships and helps clients navigate the complex and diverse world of investing through a clear and collaborative approach. Having lived and worked internationally, Michael brings a unique perspective and life experience to his role. Further details regarding his education, credentials, personal interests, or community involvement were not provided.

Christina Crawford is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding a Series 66 designation and 21 years of industry experience. She has been with Wells Fargo Clearing since 2016 and has worked at Wells Fargo Bank N.A. since 2001. Outside of her advisory role, she is involved as a check signer for her spouse’s film and music production business. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm combines internal research and third-party analytics to guide investment decisions and offers a broad range of brokerage and advisory solutions.

Michael Berardi is a Series 66 licensed financial advisor with Wells Fargo Clearing in Charlotte, NC, where he has worked since 2016. He has 10 years of experience in the financial industry. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research from the Wells Fargo Investment Institute and other sources.

Mia Barnes is a financial advisor with Ameriprise in Huntersville, NC, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. She has worked at Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Ameriprise provides a retirement-income planning service designed for individuals nearing or in retirement who meet specific asset criteria, combining research, modeling, and tax-efficiency analysis to generate written recommendations. The firm serves a broad client base through advisory, brokerage, and insurance solutions typical of large institutional firms.

Eli Beisser is a financial advisor with Vanguard Advisers based in Charlotte, NC. He holds a Series 66 designation and has two years of industry experience. Prior to his current role, he worked at Strategic Wealth Capital and has experience at Virginia Polytechnic Institute and State University as well as Financial Designs. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and constructs portfolios mainly from Vanguard funds and ETFs.

Craig Doyon is a CFP® professional with 20 years of industry experience, currently serving at Vanguard Advisers since 2014. He holds a Series 63 designation and is based in Charlotte, NC. He is employed by The Vanguard Group, Inc., the parent company of Vanguard Marketing Corporation. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized portfolios largely composed of Vanguard funds and ETFs, with a focus on scalable digital delivery and tax-aware features.

Lorenzo Lemise is a CFP® with six years of industry experience, currently serving as a financial advisor at Vanguard Advisers. His prior work includes roles at Merrill Lynch and positions at Virginia Polytechnic Institute and State University. He is based in Charlotte, NC. Vanguard Advisers offers both automated and human-supported investment advice through its Digital Advisor and Personal Advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach with portfolios constructed mainly from Vanguard funds and ETFs, supporting customization options such as ESG and tax-aware strategies.

Rene Eisele is a financial advisor at Vanguard Advisers with 26 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at firms including TIAA and Valic Financial Advisors. Outside of his advisory role, he is the President and Founder of The Lovis Foundation, a nonprofit focused on supporting young people in the disability community, first responders, and others. Vanguard Advisers delivers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to construct portfolios primarily from Vanguard funds and ETFs, managing a large client base through its digital platform and extensive advisor team.

Sarah Hayes is a financial advisor at Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 66 licenses with four years of industry experience. Prior to joining Vanguard, she worked at Amazon Logistics and Paul Mitchell the School Charlotte. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to tailor asset allocations, focusing on portfolios constructed mainly from Vanguard funds and ETFs with various tax-aware and customization features.

Kerry Ernst is a financial advisor at Edward Jones in Salisbury, NC, holding a Series 66 designation with two years of industry experience. Prior to joining Edward Jones in 2019, she worked at the Disney Store and has experience in early childhood education through her role at Ramah Presbyterian Preschool. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions supported by a large nationwide network of advisors and branches.

Christopher Arcuri is a financial advisor with Morgan Stanley in Concord, NC, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. His prior work includes 15 years at TIAA-CREF and five years at E*TRADE Securities and E*TRADE Capital Management before joining Morgan Stanley. Morgan Stanley Wealth Management provides a wide range of advisory programs for individual and institutional clients, focusing on structured financial planning supported by firm-approved tools and market simulations. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-linked financial planning services.

Winston Smith is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 designations and possessing 23 years of industry experience. He has been with Vanguard Advisers since 2019 and has held roles at other Vanguard entities since 2013. He also serves as a limited agent for his spouse in an investment-related capacity. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Personal Advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, constructing portfolios largely from Vanguard funds and ETFs with options for tax-aware management and customization.

Graham Whittle is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 credentials and five years of industry experience. He has been with Vanguard Advisers since 2022 and also works as a private football coach with CoachUp, Inc. outside of his advisory role. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans by providing automated and human-supported investment advice. The firm uses a goal-based, algorithm-driven approach with portfolios constructed mainly from Vanguard funds and ETFs, supported by a large team of advisors and a digital delivery platform.

Sara Wynkoop is a Series 66-licensed financial advisor with Vanguard Advisers in Charlotte, NC, with three years of industry experience. Her prior work history includes positions at Randstad, KBR, Inc., and Virginia Polytechnic Institute and State University. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to tailor asset allocations, primarily utilizing Vanguard funds and ETFs, and manages a high volume of client relationships through its digital delivery platform.