Paul Wong is a financial advisor with Cetera in San Jose, CA, holding a Series 66 designation and 26 years of industry experience. He has been associated with Cetera and its related entities since 1999 and has operated as a self-employed financial professional since 1998. Outside of advising, Wong provides notarization services for clients. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers various portfolio management and financial planning services, employing a multi-manager platform with access to affiliated and third-party managers, supporting a range of program structures and custodial relationships.

Ronald Lohbeck is a financial advisor with UBS Financial Services, holding Series 63 and Series 65 licenses and bringing 57 years of industry experience. He has worked at UBS Financial Services since 2019 and previously held positions at Wells Fargo Clearing and Wells Fargo Advisors. Outside of advising, he manages rental properties in Kamuela, Hawaii. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, offering proprietary research and a range of capital markets services.

Eliezer Lopez is a financial advisor at LPL Financial with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has been with LPL Financial since 2012. He operates under the DBA Sequoia Wealth Advisors & Investment Management, Inc. in San Jose, CA. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Yingquan Zhang is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and two years of industry experience. His prior roles include positions at BMO Harris Bank, LPL Financial, Citigroup, and Citibank. Outside of his advisory work, Zhang is involved with IHSS, a non-investment related activity he has participated in since 2017. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Collin Chu is a Series 66 licensed financial advisor with seven years of experience at Merrill and Bank of America. Prior to joining Merrill in 2019, he spent a year at Ardent Capital and previously worked at San Jose State University. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base that includes individuals, high-net-worth clients, pension plans, and charitable organizations. The firm leverages its integration with Bank of America to offer a broad range of investment products and services.

Yu Hong Tan is a financial advisor with Merrill in San Jose, CA, holding a Series 66 designation and three years of industry experience. Prior to joining Merrill and Bank of America in 2024, Tan worked at Charles Schwab and Charles Schwab Bank from 2022 to 2024. Outside of advisory work, Tan is a co-owner of a rental property with family members. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a wide range of clients including individuals and institutional fiduciaries.

Vivek Thoppay is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he began his career in 2002. He is the founder and strategic leader of The Thoppay Team, serving a select group of highly successful clients by designing strategies tailored to their unique circumstances. Over nearly two decades, Vivek has assembled a team focused on intellectual rigor, customization, and committed service to assist ultra-affluent individuals and families in managing financial complexities and leveraging opportunities associated with significant wealth. Vivek has extensive experience advising senior executives, entrepreneurs, and multi-generational families. His areas of expertise include family wealth management strategies, retirement income planning, portfolio management, tax minimization, and college education planning. He aims to address clients' key financial questions surrounding retirement needs, mortgage refinancing, estate planning, and protection against major life events. Vivek emphasizes a holistic advisory approach, collaborating with clients' CPAs and attorneys to optimize overall wealth. He holds a Bachelor's degree from the University of Virginia and master's degrees from Santa Clara University and the University of Houston System. Vivek has attained multiple professional designations, including Certified Exit Planning Advisor (CEPA), CERTIFIED FINANCIAL PLANNER (CFP), Certified Investment Management Analyst (CIMA), and Certified Private Wealth Advisor (CPWA), among others. He resides in Saratoga, California, with his wife and two sons and has been part of the San Francisco Bay Area community for over twenty years.

Mark Hansen is a financial advisor with OSAIC in San Jose, CA, holding Series 63 and Series 65 licenses and possessing 11 years of industry experience. He has previously worked at Securities America Advisors, Inc., KMS Financial Services, Inc., and National Planning Corporation. Hansen joined OSAIC in 2024. OSAIC serves a diverse client base including retail and institutional investors such as high-net-worth individuals, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, utilizing asset-allocation tools and third-party platforms to manage portfolios across various asset classes.

Sandra Kopanos is a financial advisor with UBS Financial Services, holding a Series 66 designation and 16 years of industry experience. She previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC before joining UBS in 2022. Outside of her advisory role, she consults on alternative energy usage and serves as a notary public in San Jose, CA. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm provides fee-based financial planning, discretionary portfolio management, and a range of capital markets services supported by proprietary research and model-based asset allocations.

Diana Llegue is a financial advisor at J.P. Morgan Securities with a Series 66 credential and one year of industry experience. Her career includes positions at Wells Fargo and B & L Lee Inc, as well as prior roles outside the financial sector, including work with Al Zorah Golf Club and Al Zorah Development Company. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a non-discretionary advisory program supported by in-house due diligence and ESG eligibility processes.

James Park is a financial advisor at Edward Jones with one year of industry experience. He holds Series 66 and Series 63 designations. Prior to joining Edward Jones, Mr. Park held various roles in mortgage lending and banking institutions including Loan Factory Inc., Ameritrust Mortgage Corporation, and JPMorgan Chase Bank. Edward Jones is a full-service wealth management firm serving individual and institutional clients across a wide range of account types. The firm manages over $1 trillion in assets and offers a variety of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Jason Styczynski is a financial advisor with Ameriprise in Morgan Hill, CA, holding a Series 66 designation and 23 years of industry experience. He has been with Ameriprise and its affiliated entities since 2003. Outside of his advisory role, he serves as Chair of the Investment Committee at Notre Dame San Jose High School, overseeing the stewardship of the school’s investments. Ameriprise offers retirement-income planning services primarily for individuals with significant investable assets, combining research and modeling with tax-efficient strategies. As a large institutional firm, it provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Antonio Arlia is a financial advisor at Fidelity with a Series 66 designation and five years of industry experience. His prior work includes roles at Bank of America and Merrill. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios across various investment vehicles.

Feroz Subedar is a financial advisor with Charles Schwab in Los Altos, CA, holding a Series 66 designation and 18 years of industry experience. His career includes prior roles at Ummah Investments LLC, Optima Investment Management LLC, and Scottrade/TD Ameritrade Services. He has been with Charles Schwab and Charles Schwab Bank since 2019. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary investment guidance and access to discretionary separately managed accounts. The firm’s integrated structure combines advisory, brokerage, custody, and cash-sweep services with a focus on multi-asset model portfolios and alternative investments.

Mary Plowden is a financial advisor with J.P. Morgan Securities in Palo Alto, CA, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. She has worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2015. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through its Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Laura Grant is a Financial Consultant at Fidelity Investments, a position she has held since 2023. She has been with Fidelity Investments since 2015, serving in various roles including Planning Consultant, Relationship Manager, and Financial Representative. Laura focuses on wealth planning and collaborates with clients to develop customized financial plans tailored to their individual needs. She holds a California Insurance License, supporting her expertise in financial services. Outside of her professional work, Laura enjoys cooking and baking, fitness, music, spending time with pets, running, and traveling.

Sheela Sukhdeo is Vice President and Financial Consultant at Fidelity Investments, a position she has held since 2021. She has been with Fidelity Investments since 2013, progressing through roles including Financial Representative, Investment Consultant, and Financial Consultant. As a Certified Financial Planner (CFP), she focuses on wealth planning and maintaining a high level of integrity, compassion, and competence for her clients. Her experience spans various aspects of financial consulting, where she stays current with relevant knowledge and strategies to support her clients' financial futures. She holds a California Insurance License, further supporting her expertise in the field. Outside of her professional work, Sheela has personal interests in art, family activities, fitness, food, social events with friends, and tennis.

Megan Lui is a Financial Advisor at Merrill Lynch Wealth Management. She leverages her background in consulting and the technology industry to provide comprehensive financial planning and investment consulting services. Megan specializes in working with clients in the technology and healthcare sectors, as well as social media influencers and entrepreneurs, helping them navigate wealth accumulation and long-term financial strategies. Megan holds a Bachelor's Degree from the University of Michigan and has earned the Personal Investment Advisor (PIA) designation. Her focus areas include college education planning, family wealth management, legacy planning, LGBT wealth planning, liquidity management, and portfolio management services. She is committed to building meaningful client relationships and creating personalized financial strategies that align with individual goals and priorities. Outside of her professional role, Megan has various personal interests including boxing, drawing/sketching, gardening, hiking, music, photography, pottery, running, traveling, and volleyball.

Luis Figueroa Ojeda is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. His work history includes roles at Bank of America and Fred Loya Insurance. Outside of his advisory role, he is involved with Carenet Services, Inc., where he assists families caring for individuals with mental and physical disabilities. Merrill provides managed account services to Bank of America fiduciary clients through a range of model-based and discretionary investment strategies. The firm serves a broad client base, including individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries, leveraging its integration with Bank of America’s corporate platform.

Timothy Mosley is a Wealth Management Advisor at Merrill Lynch Wealth Management. He specializes in providing personalized wealth management strategies that focus on clients' long-term financial objectives. His approach centers on goals-based wealth management, aiming to develop disciplined portfolio asset allocations tailored to individual client goals rather than benchmark performance. With over 20 years of experience prior to joining Merrill in 2008, Timothy has a background in marketing, business development, and management consulting in Silicon Valley's high-tech sector. His expertise includes retirement income planning, portfolio and investment management, wealth building strategies, trust and estate planning services through Bank of America Private Bank, and asset-based lending strategies. He holds multiple professional designations such as Chartered Alternative Investment Analyst (CAIA), Certified Exit Planning Advisor (CEPA), CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Certified Private Wealth Advisor (CPWA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Timothy earned master's degrees from Santa Clara University and San Jose State University, as well as a bachelor's degree from Santa Clara University. A Bay Area native, he lives in San Jose with his wife and three children. He is involved with the Greater Opportunities community organization and has personal interests in basketball, football, golfing, World War II history, reading, and traveling with his family.